Last update: Oct 2026 United States 49.4K

Cost of Living in Biloxi, MS

For one person, living costs in Biloxi, MS are estimated at $1,965 a month, including rent and utilities – 28% below the national average. Rent and utilities take about half of the total.

Monthly Cost of Living

How much you'll spend in Biloxi, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biloxi, MS actually costs, broken down by who's living it.

A single person spends around $1,965 per month with rent, or $948 for everyday expenses alone.

$1,965 /mo

A couple spends around $2,820 per month with rent, or $1,580 for everyday expenses alone.

$2,820 /mo

A family of three spends around $3,674 per month with rent, or $2,211 without housing.

$3,674 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.01 $19.01
$10.18 $10.18
$48.87 $48.87
Three-Course Dinner for Two, Mid-Range
$49.12 $49.12
$39.69 $39.69
$159 $159
Fast Food Meal (McDonalds, etc)
$9.22 $9.22
$8.74 $8.74
$13.59 $13.59
Cappuccino
$4.59 $4.59
$2.73 $2.73
$6.89 $6.89
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 $2.73
$2.05 $2.05
$4.09 $4.09
Water (0.33 liter bottle)
$1.54 $1.54
$1.03 $1.03
$3.08 $3.08
Local Beer (0.5 liter draught)
$5.14 $5.14
$2.71 $2.71
$9.26 $9.26
Imported Beer (0.33 liter bottle)
$5.60 $5.60
$5.09 $5.09
$12.21 $12.21
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.82 $0.82
$0.66 $0.66
$1.17 $1.17
White Bread (500g)
$2.65 $2.65
$1.62 $1.62
$5.64 $5.64
Rice (white) (1kg)
$2.65 $2.65
$1.93 $1.93
$13.47 $13.47
Eggs
$3.23 $3.23
$1.76 $1.76
$4.99 $4.99
Local Cheese (1kg)
$10.67 $10.67
$7.81 $7.81
$23.35 $23.35
Chicken Fillets (1kg)
$9.62 $9.62
$6.04 $6.04
$26.36 $26.36
Beef Round Steak (1kg)
$14.28 $14.28
$7.89 $7.89
$21.92 $21.92
Apples (1kg)
$3.97 $3.97
$2.54 $2.54
$6.51 $6.51
Banana (1kg)
$1.33 $1.33
$1.13 $1.13
$2.46 $2.46
Oranges (1kg)
$2.75 $2.75
$2.00 $2.00
$11.34 $11.34
Tomato (1kg)
$3.37 $3.37
$2.18 $2.18
$13.37 $13.37
Potato (1kg)
$2.82 $2.82
$1.69 $1.69
$6.79 $6.79
Onion (1kg)
$2.77 $2.77
$1.73 $1.73
$6.55 $6.55
Lettuce (1 head)
$1.53 $1.53
$1.08 $1.08
$3.07 $3.07
Water (1.5 liter bottle)
$1.93 $1.93
$0.96 $0.96
$3.22 $3.22
Cigarettes 20 Pack (Marlboro, Camel)
$9.09 $9.09
$8.02 $8.02
$9.80 $9.80
Wine (Bottle)
$14.90 $14.90
$7.58 $7.58
$19.90 $19.90
Local Beer (0.5 liter bottle)
$2.04 $2.04
$1.58 $1.58
$2.93 $2.93
Imported Beer (0.33 liter bottle)
$3.89 $3.89
$1.92 $1.92
$8.28 $8.28
🚌 Getting Around
Cost
Range
Public Transport Monthly Pass (Regular Price)
$49.38 $49.38
-
Taxi Start (Normal Tariff)
$2.51 $2.51
$2.51 $2.51
$2.51 $2.51
Taxi (Normal Tariff) (1km)
$1.64 $1.64
$1.64 $1.64
$1.64 $1.64
Taxi 1hour Waiting (Normal Tariff)
$25.73 $25.73
$25.73 $25.73
$29.69 $29.69
Gasoline (1 liter)
$0.73 $0.73
$0.64 $0.64
$1.06 $1.06
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K $37.1K
$28.4K $28.4K
$37.9K $37.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$25.2K $25.2K
$27.2K $27.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 $120
$112 $112
$406 $406
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.11 $35.11
$25.08 $25.08
$100 $100
Internet (50+ Mbps, Unlimited Data)
$70.7 $70.7
$54.6 $54.6
$89.4 $89.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$18.32 $18.32
$14.99 $14.99
$24.99 $24.99
Tennis Court (1 Hour on Weekend)
$12.25 $12.25
$9.80 $9.80
$14.70 $14.70
Cinema Ticket
$12.87 $12.87
$10.10 $10.10
$22.21 $22.21
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$619 $619
$402 $402
$803 $803
International Primary School, 1 Child (Yearly)
$14.0K $14.0K
$14.0K $14.0K
$14.0K $14.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$48.61 $48.61
$25.27 $25.27
$80.9 $80.9
Summer Dress (H&M, Zara, etc)
$40.65 $40.65
$30.49 $30.49
$69.1 $69.1
Sport Shoes (Adidas, Nike)
$85.3 $85.3
$45.16 $45.16
$201 $201
Men's Leather Business Shoes
$95.6 $95.6
$55.3 $55.3
$247 $247
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,219 $1,219
$1,071 $1,071
$1,356 $1,356
1-bedroom Apartment, Outside City Center (Monthly)
$897 $897
$836 $836
$959 $959
3-bedroom Apartment, City Center (Monthly)
$1,665 $1,665
$1,556 $1,556
$1,773 $1,773
3-bedroom Apartment, Outside City Center (Monthly)
$1,344 $1,344
$1,267 $1,267
$1,421 $1,421
Buy Apartment in City Center (m2)
$1,764 $1,764
$1,736 $1,736
$1,780 $1,780
Buy Apartment Outside City Center (m2)
$1,781 $1,781
$1,753 $1,753
$1,797 $1,797
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,667 $4,667
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.27
4.7
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Biloxi, MS $1,965
Accommodation & Living
$897
Groceries & Markets
$328
Eating Out
$289
Monthly Utilities & Internet
$225
Clothing & Footwear
$122
Getting Around
$60 *
Sport & Entertainment
$44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,219, dropping to $897 outside central areas. Housing accounts for roughly 26% of the average salary ($4,667) – well above the 30% international benchmark.

The average net salary is $4,667 – comfortably above monthly costs of $1,965. Most workers can save and live well. A comfortable lifestyle typically starts at $2,948.

Groceries cost around $328 per month for one person. A mid-range dinner for two is priced at $49.00.

A monthly public transport pass costs about $49.38.

Cost Highlights

Gasoline is cheaper than 99% of cities in North America

Gym membership is cheaper than 98% of cities in North America

Milk is cheaper than 90% of cities in North America

Good to know
🕒 Local time
00:21 12:21 AM
🌤 Weather
👥 Population
49,449
💱 Currency
📈 Exchange rate
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EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Biloxi, MS Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Biloxi, MS - Frequently Asked Questions
How does Biloxi compare in affordability for travelers, expats, and digital nomads, and who tends to get good value here?
Biloxi tends to offer a favorable balance for travelers, expats, and digital nomads, especially if you value coastal access without paying major-market prices. You’ll find a range of stays from beach-adjacent condos to inland rentals that stay affordable, with conveniences that support longer visits and flexible schedules. The Cost of Living in Biloxi, MS, United States is generally anchored by service-sector costs, dining, and utilities that remain approachable relative to larger metros. Expect value in casual seafood spots, local markets, and public amenities, with price gaps driven more by neighborhood and season than by fixed indices. Tip: plan with a flexible budget and keep an eye on seasonal price shifts.
What does daily life look like in Biloxi for long stays, including housing search, food options, transport, and errands?
Daily life here centers on a coastal rhythm with easy access to beaches, seafood markets, and casual entertainment. For housing, you’ll see a mix of affordable apartments, older homes, and newer condos; start with online listings, then walk or drive the neighborhoods to gauge noise, safety, and proximity to work or co-working spaces. Food options range from casual diners to markets with fresh catches, plus grocery runs are straightforward. For transport, a car is convenient, though short distances are walkable and regional buses are available for longer trips. Biloxi, MS, United States living cost shifts with season and location, so budget for peak tourist months. Tip: prioritize a neighborhood with mixed amenities nearby.
What aspects of quality of life should you plan for, and how can you structure a budget to fit Biloxi's rhythm and neighborhoods?
Quality of life in Biloxi rewards a balanced budgeting approach and a clear sense of pace. Use a simple framework: housing, groceries, dining, transport, and leisure, then refine as you settle. Shopping at local markets and cooking at home a few nights a week can stretch your budget without sacrificing variety. Seasonality influences crowds and availability, so plan longer stays to negotiate terms and explore off-peak periods. Neighborhood fit matters: riverfront cores are bustling, while inland areas offer quieter evenings and easier parking. Tip: visit several neighborhoods at different times to gauge vibe and accessibility.
What are typical monthly expenses for a single person in Biloxi, MS?
All in, Biloxi, MS runs about $1,965 monthly with rent, or $948 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What are the monthly living expenses in Biloxi, MS as of 2026?
For 2026, a single person in Biloxi, MS should plan on about $1,965 per month with rent, or $948 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What income do you need to cover all expenses in Biloxi, MS?
You'll want at least $2,948 per month after taxes to live comfortably in Biloxi, MS. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much does a one-bedroom apartment cost to rent in Biloxi, MS?
A central one-bedroom apartment in Biloxi, MS runs about $1,219 per month. Move further out and that drops to around $897. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How expensive is preschool in Biloxi, MS per month?
Private kindergarten in Biloxi, MS costs about $619 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
How much is a monthly gym pass in Biloxi, MS?
Expect to pay about $18.32 per month for a gym in Biloxi, MS – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
Does $3,000 cover living expenses in Biloxi, MS?
$3,000 is below the $1,965 average in Biloxi, MS, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Why do digital nomads choose Biloxi, MS?
Biloxi, MS has become a go-to for digital nomads thanks to fast internet, vibrant nightlife, clean air. At around $1,965 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.
Is Biloxi, MS affordable for the average person?
Biloxi, MS is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,965, a figure most working professionals can handle without major financial stress.

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