Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Aguadulce

For one person, living is cheaper in Aguadulce: $958 a month against $4,950 in New York, NY, rent and utilities included – about $47,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
47

Cost of Living Index in Aguadulce
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Aguadulce Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Aguadulce

🇵🇦 Panama

$958

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Aguadulce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Aguadulce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $958 in Aguadulce.

New York, NY $4,950
Aguadulce $958

Estimated couple costs with rent: $7,265 in New York, NY versus $1,531 in Aguadulce.

New York, NY $7,265
Aguadulce $1,531

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $2,104 in Aguadulce.

New York, NY $9,581
Aguadulce $2,104

Living in New York, NY is roughly 417% more expensive than in Aguadulce, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 267% above, Aguadulce is 29% below.

Meal at Budget Restaurant

$24.65 $24.65

$11.33 PAB 11.33

117.56%

Three-Course Dinner for Two, Mid-Range

$122 $122

$47.63 PAB 47.63

155.18%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$7.86 PAB 7.86

76.97%

Cappuccino

$6.59 $6.59

$4.07 PAB 4.07

61.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.95 PAB 1.95

96.92%

Water (0.33 liter bottle)

$2.87 $2.87

$1.57 PAB 1.57

82.80%

Local Beer (0.5 liter draught)

$7.79 $7.79

$3.27 PAB 3.27

138.23%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.93 PAB 3.93

150.64%

Milk (1 liter)

$1.38 $1.38

$1.92 PAB 1.92

-28.13%

White Bread (500g)

$4.68 $4.68

$2.56 PAB 2.56

82.81%

Rice (white) (1kg)

$7.54 $7.54

$3.37 PAB 3.37

123.74%

Eggs

$5.93 $5.93

$2.67 PAB 2.67

122.10%

Local Cheese (1kg)

$18.83 $18.83

$12.25 PAB 12.25

53.71%

Chicken Fillets (1kg)

$17.36 $17.36

$6.64 PAB 6.64

161.45%

Beef Round Steak (1kg)

$18.51 $18.51

$10.34 PAB 10.34

79.01%

Apples (1kg)

$6.74 $6.74

$4.13 PAB 4.13

63.20%

Banana (1kg)

$2.09 $2.09

$1.86 PAB 1.86

12.37%

Oranges (1kg)

$6.07 $6.07

$4.26 PAB 4.26

42.49%

Tomato (1kg)

$6.74 $6.74

$4.14 PAB 4.14

62.80%

Potato (1kg)

$4.05 $4.05

$3.39 PAB 3.39

19.47%

Onion (1kg)

$4.37 $4.37

$4.22 PAB 4.22

3.55%

Lettuce (1 head)

$2.89 $2.89

$2.43 PAB 2.43

18.93%

Water (1.5 liter bottle)

$2.60 $2.60

$1.76 PAB 1.76

47.73%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$6.18 PAB 6.18

202.91%

Wine (Bottle)

$20.06 $20.06

$11.73 PAB 11.73

71.01%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$1.37 PAB 1.37

137.23%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.85 PAB 2.85

30.88%

One-way Ticket (Public Transport)

$3.06 $3.06

$0.24 PAB 0.24

1175.00%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.47 PAB 2.47

23.08%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.86 PAB 1.86

15.59%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$22.33 PAB 22.33

87.28%

Gasoline (1 liter)

$1.12 $1.12

$1.18 PAB 1.18

-5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$21.3K PAB 21.3K

66.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$21.2K PAB 21.2K

22.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$132 PAB 132

66.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$28.25 PAB 28.25

159.08%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$49.31 PAB 49.31

45.99%

Gym Membership (Monthly)

$123 $123

$46.58 PAB 46.58

163.40%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$22.85 $22.85

$8.75 PAB 8.75

161.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$544 PAB 544

512.91%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$9,457 PAB 9,457

534.31%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$66.9 PAB 66.9

12.46%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$48.41 PAB 48.41

8.22%

Sport Shoes (Adidas, Nike)

$122 $122

$96.3 PAB 96.3

26.34%

Men's Leather Business Shoes

$133 $133

$111 PAB 111

19.48%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.39

6.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Aguadulce: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Aguadulce

- * 0% 100%

Groceries & Markets

New York, NY

$545 11%

Aguadulce

$325 33.9% 40.4% $220

Eating Out

New York, NY

$404 8.2%

Aguadulce

$201 21% 50.1% $202

Monthly Utilities & Internet

New York, NY

$364 7.4%

Aguadulce

$209 21.8% 42.6% $155

Clothing & Footwear

New York, NY

$172 3.5%

Aguadulce

$145 15.2% 15.5% $27

Sport & Entertainment

New York, NY

$168 3.4%

Aguadulce

$64 6.7% 61.9% $104

Getting Around

New York, NY

$167 3.4%

Aguadulce

$13 * 1.3% 92.4% $154

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $122 in New York, NY vs $48.00 in Aguadulce for a mid-range dinner for two. Groceries echo the gap at $545 vs $325 per month, with Aguadulce cheaper across the board.

Good to know

🇺🇸 New York, NY

🇵🇦 Aguadulce

🕒 Local time

10:22 10:22 AM

09:22 9:22 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

8,501

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.89 EUR

1 PAB = 1 USD

1 PAB = 0.89 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Panamanian Balboa exchange rates as of October 18, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

PAB to USD in detail →

On the map

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Highest

Between locations

New York, NY Aguadulce 3,660 km ≈ 5 h nonstop flight

From you

New York, NY
Aguadulce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Aguadulce: Cost of Living - Frequently Asked Questions

Aguadulce wins on cost – living expenses run 417% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.

You'd need roughly $7,424 in New York, NY and $1,436 in Aguadulce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 68% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,950 per month in New York, NY versus $958 in Aguadulce – a 417% gap that adds up to real savings over time for anyone picking the cheaper option.

At $958 in Aguadulce versus $4,950 in New York, NY, a $1,000 budget is realistic in Aguadulce but tight or insufficient in New York, NY. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.

Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $958 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.

Safety-wise, New York, NY and Aguadulce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Aguadulce gentler on the wallet – expenses run 417% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.