Last update: Oct 2026

Cost of Living Comparison Between Aguadulce and New York, NY

For one person, living is cheaper in Aguadulce: $958 a month against $4,950 in New York, NY, rent and utilities included – about $47,900 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Aguadulce
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Aguadulce Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Aguadulce

🇵🇦 Panama

$958

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Aguadulce and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Aguadulce and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $958 in Aguadulce versus $4,950 in New York, NY.

Aguadulce $958
New York, NY $4,950

Estimated couple costs with rent: $1,531 in Aguadulce versus $7,265 in New York, NY.

Aguadulce $1,531
New York, NY $7,265

Monthly costs for a family of three with rent: $2,104 in Aguadulce versus $9,581 in New York, NY.

Aguadulce $2,104
New York, NY $9,581

Living in Aguadulce costs roughly 81% less than in New York, NY, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Aguadulce is 29% below, New York, NY is 267% above.

Meal at Budget Restaurant

$11.33 PAB 11.33

$24.65 $24.65

-54.04%

Three-Course Dinner for Two, Mid-Range

$47.63 PAB 47.63

$122 $122

-60.81%

Fast Food Meal (McDonalds, etc)

$7.86 PAB 7.86

$13.91 $13.91

-43.49%

Cappuccino

$4.07 PAB 4.07

$6.59 $6.59

-38.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 PAB 1.95

$3.84 $3.84

-49.22%

Water (0.33 liter bottle)

$1.57 PAB 1.57

$2.87 $2.87

-45.30%

Local Beer (0.5 liter draught)

$3.27 PAB 3.27

$7.79 $7.79

-58.02%

Imported Beer (0.33 liter bottle)

$3.93 PAB 3.93

$9.85 $9.85

-60.10%

Milk (1 liter)

$1.92 PAB 1.92

$1.38 $1.38

39.13%

White Bread (500g)

$2.56 PAB 2.56

$4.68 $4.68

-45.30%

Rice (white) (1kg)

$3.37 PAB 3.37

$7.54 $7.54

-55.31%

Eggs

$2.67 PAB 2.67

$5.93 $5.93

-54.97%

Local Cheese (1kg)

$12.25 PAB 12.25

$18.83 $18.83

-34.94%

Chicken Fillets (1kg)

$6.64 PAB 6.64

$17.36 $17.36

-61.75%

Beef Round Steak (1kg)

$10.34 PAB 10.34

$18.51 $18.51

-44.14%

Apples (1kg)

$4.13 PAB 4.13

$6.74 $6.74

-38.72%

Banana (1kg)

$1.86 PAB 1.86

$2.09 $2.09

-11.00%

Oranges (1kg)

$4.26 PAB 4.26

$6.07 $6.07

-29.82%

Tomato (1kg)

$4.14 PAB 4.14

$6.74 $6.74

-38.58%

Potato (1kg)

$3.39 PAB 3.39

$4.05 $4.05

-16.30%

Onion (1kg)

$4.22 PAB 4.22

$4.37 $4.37

-3.43%

Lettuce (1 head)

$2.43 PAB 2.43

$2.89 $2.89

-15.92%

Water (1.5 liter bottle)

$1.76 PAB 1.76

$2.60 $2.60

-32.31%

Cigarettes 20 Pack (Marlboro, Camel)

$6.18 PAB 6.18

$18.72 $18.72

-66.99%

Wine (Bottle)

$11.73 PAB 11.73

$20.06 $20.06

-41.53%

Local Beer (0.5 liter bottle)

$1.37 PAB 1.37

$3.25 $3.25

-57.85%

Imported Beer (0.33 liter bottle)

$2.85 PAB 2.85

$3.73 $3.73

-23.59%

One-way Ticket (Public Transport)

$0.24 PAB 0.24

$3.06 $3.06

-92.16%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$2.47 PAB 2.47

$3.04 $3.04

-18.75%

Taxi (Normal Tariff) (1km)

$1.86 PAB 1.86

$2.15 $2.15

-13.49%

Taxi 1hour Waiting (Normal Tariff)

$22.33 PAB 22.33

$41.82 $41.82

-46.60%

Gasoline (1 liter)

$1.18 PAB 1.18

$1.12 $1.12

5.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K PAB 21.3K

$35.5K $35.5K

-40.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K PAB 21.2K

$26.0K $26.0K

-18.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 PAB 132

$219 $219

-39.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.25 PAB 28.25

$73.2 $73.2

-61.40%

Internet (50+ Mbps, Unlimited Data)

$49.31 PAB 49.31

$72.0 $72.0

-31.50%

Gym Membership (Monthly)

$46.58 PAB 46.58

$123 $123

-62.03%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$8.75 PAB 8.75

$22.85 $22.85

-61.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 PAB 544

$3,333 $3,333

-83.68%

International Primary School, 1 Child (Yearly)

$9,457 PAB 9,457

$60.0K $60.0K

-84.23%

Jeans (Levis 501 Or Similar)

$66.9 PAB 66.9

$75.2 $75.2

-11.08%

Summer Dress (H&M, Zara, etc)

$48.41 PAB 48.41

$52.4 $52.4

-7.60%

Sport Shoes (Adidas, Nike)

$96.3 PAB 96.3

$122 $122

-20.85%

Men's Leather Business Shoes

$111 PAB 111

$133 $133

-16.30%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

6.82

-6.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aguadulce: October 12, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Aguadulce

$325 33.9%

New York, NY

$545 11% 67.7% $220

Monthly Utilities & Internet

Aguadulce

$209 21.8%

New York, NY

$364 7.4% 74.2% $155

Eating Out

Aguadulce

$201 21%

New York, NY

$404 8.2% 100% $202

Clothing & Footwear

Aguadulce

$145 15.2%

New York, NY

$172 3.5% 18.4% $27

Sport & Entertainment

Aguadulce

$64 6.7%

New York, NY

$168 3.4% 163% $104

Getting Around

Aguadulce

$13 * 1.3%

New York, NY

$167 3.4% 1209% $154

Accommodation & Living

Aguadulce

- * 0%

New York, NY

$3.1K 63.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $48.00 in Aguadulce vs $122 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $325 vs $545 per month, with Aguadulce cheaper across the board.

Good to know

🇵🇦 Aguadulce

🇺🇸 New York, NY

🕒 Local time

08:30 8:30 AM

09:30 9:30 AM

1 h ahead of Aguadulce

🌤 Weather

👥 Population

8,501

8,804,190

💱 Currency

Panamanian Balboa PAB B/.

United States Dollar USD $

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.89 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 18, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.89 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to PAB in detail →

On the map

Lowest

Highest

Between locations

Aguadulce New York, NY 3,660 km ≈ 5 h nonstop flight

From you

Aguadulce
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Aguadulce vs New York, NY: Cost of Living - Frequently Asked Questions

Aguadulce wins on cost – living expenses run 417% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Aguadulce the obvious pick if budget is a priority.

You'd need roughly $1,436 in Aguadulce and $7,424 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 68% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $958 per month in Aguadulce versus $4,950 in New York, NY – a 417% gap that adds up to real savings over time for anyone picking the cheaper option.

At $958 in Aguadulce versus $4,950 in New York, NY, a $1,000 budget is realistic in Aguadulce but tight or insufficient in New York, NY. The gap between the two cities makes Aguadulce the clear choice for anyone on this budget.

Both work as nomad bases, but Aguadulce delivers better value – similar infrastructure at $958 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Aguadulce hard to pass up.

Safety-wise, Aguadulce and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Aguadulce gentler on the wallet – expenses run 417% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.