Cost of Living Comparison Between Neum and Ubud, Bali Cost of Living Comparison Between Neum and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $954 in Neum versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,494 in Neum versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,035 in Neum versus $3,660 in Ubud, Bali.

Living in Neum costs roughly 33% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Neum is 29% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$8.66 BAM 14.56

$3.56 Rp 63.7K

143.26%

Three-Course Dinner for Two, Mid-Range

$41.82 BAM 70.3

$32.73 Rp 584.5K

27.77%

Fast Food Meal (McDonalds, etc)

$7.63 BAM 12.82

$4.95 Rp 88.4K

54.14%

Cappuccino

$1.65 BAM 2.77

$2.71 Rp 48.4K

-39.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 BAM 3.26

$1.34 Rp 24.0K

44.78%

Water (0.33 liter bottle)

$1.21 BAM 2.03

$0.70 Rp 12.5K

72.86%

Local Beer (0.5 liter draught)

$2.09 BAM 3.51

$2.92 Rp 52.1K

-28.42%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.72

$3.96 Rp 70.7K

-29.04%

Milk (1 liter)

$1.32 BAM 2.22

$1.81 Rp 32.3K

-27.07%

White Bread (500g)

$1.23 BAM 2.07

$2.52 Rp 45.0K

-51.19%

Rice (white) (1kg)

$1.58 BAM 2.65

$1.16 Rp 20.7K

36.21%

Eggs

$3.01 BAM 5.05

$2.46 Rp 43.9K

22.36%

Local Cheese (1kg)

$9.60 BAM 16.12

$14.71 Rp 262.7K

-34.74%

Chicken Fillets (1kg)

$8.75 BAM 14.71

$4.32 Rp 77.1K

102.55%

Beef Round Steak (1kg)

$11.61 BAM 19.50

$12.14 Rp 216.7K

-4.37%

Apples (1kg)

$1.41 BAM 2.37

$3.84 Rp 68.6K

-63.28%

Banana (1kg)

$1.64 BAM 2.75

$1.56 Rp 27.8K

5.13%

Oranges (1kg)

$1.94 BAM 3.26

$2.83 Rp 50.6K

-31.45%

Tomato (1kg)

$2.04 BAM 3.43

$2.33 Rp 41.5K

-12.45%

Potato (1kg)

$1.15 BAM 1.94

$1.91 Rp 34.2K

-39.79%

Onion (1kg)

$1.11 BAM 1.86

$2.20 Rp 39.3K

-49.55%

Lettuce (1 head)

$1.21 BAM 2.04

$1.01 Rp 18.1K

19.80%

Water (1.5 liter bottle)

$0.73 BAM 1.23

$0.78 Rp 13.8K

-6.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 BAM 6.10

$3.32 Rp 59.2K

9.34%

Wine (Bottle)

$4.06 BAM 6.81

$23.74 Rp 423.9K

-82.90%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.28

$2.79 Rp 49.8K

-72.76%

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.90

$2.86 Rp 51.1K

-60.49%

One-way Ticket (Public Transport)

$1.85 BAM 3.11

$0.27 Rp 4,800

585.19%

Public Transport Monthly Pass (Regular Price)

$34.69 BAM 58.3

$8.03 Rp 143.4K

332.00%

Taxi Start (Normal Tariff)

$1.50 BAM 2.52

$0.46 Rp 8,150

226.09%

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.84

$0.45 Rp 8,037

144.44%

Taxi 1hour Waiting (Normal Tariff)

$7.28 BAM 12.23

$6.10 Rp 108.9K

19.34%

Gasoline (1 liter)

$1.54 BAM 2.60

$0.79 Rp 14.2K

94.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 48.8K

$26.1K Rp 467.0M

11.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.3K

$32.1K Rp 573.6M

-17.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 BAM 292

$79.9 Rp 1.4M

117.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 BAM 31.70

$4.06 Rp 72.6K

364.78%

Internet (50+ Mbps, Unlimited Data)

$24.01 BAM 40.33

$23.52 Rp 420.0K

2.08%

Gym Membership (Monthly)

$28.99 BAM 48.71

$98.7 Rp 1.8M

-70.63%

Tennis Court (1 Hour on Weekend)

$10.97 BAM 18.43

$6.63 Rp 118.4K

65.46%

Cinema Ticket

$4.81 BAM 8.08

$4.15 Rp 74.1K

15.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 342

$304 Rp 5.4M

-33.09%

International Primary School, 1 Child (Yearly)

$3,618 BAM 6,079

$6,613 Rp 118.1M

-45.29%

Jeans (Levis 501 Or Similar)

$69.6 BAM 117

$55.5 Rp 991.8K

25.30%

Summer Dress (H&M, Zara, etc)

$35.84 BAM 60.2

$38.31 Rp 684.1K

-6.45%

Sport Shoes (Adidas, Nike)

$89.3 BAM 150

$88.6 Rp 1.6M

0.81%

Men's Leather Business Shoes

$111 BAM 186

$77.9 Rp 1.4M

41.98%

1-bedroom Apartment, City Center (Monthly)

$261 BAM 438

$1,006 Rp 18.0M

-74.09%

1-bedroom Apartment, Outside City Center (Monthly)

$169 BAM 284

$675 Rp 12.1M

-74.99%

3-bedroom Apartment, City Center (Monthly)

$363 BAM 610

$3,442 Rp 61.5M

-89.45%

3-bedroom Apartment, Outside City Center (Monthly)

$315 BAM 529

$2,039 Rp 36.4M

-84.56%

Buy Apartment in City Center (m2)

$2,608 BAM 4,382

$2,841 Rp 50.7M

-8.20%

Buy Apartment Outside City Center (m2)

$1,838 BAM 3,088

$2,264 Rp 40.4M

-18.82%

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

$165 Rp 3.0M

433.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.28

-78.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $261 in Neum and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Neum pays 434% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Neum vs $33.00 in Ubud, Bali. Groceries flip the comparison at $220 vs $302, with Neum cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Neum and Ubud, Bali differ by about 49% in total monthly costs ($954 vs $1,419 including rent). Neum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Neum pays 434% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $261 in Neum versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Neum runs roughly 332% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $203 in Neum versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $954 in Neum versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Neum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neum and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 49% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.