Cost of Living Comparison Between Neum and Tuzla Cost of Living Comparison Between Neum and Tuzla

Monthly Cost of Living

Monthly costs for one person with rent: $954 in Neum versus $894 in Tuzla.

Estimated couple costs with rent: $1,494 in Neum versus $1,311 in Tuzla.

Monthly costs for a family of three with rent: $2,035 in Neum versus $1,728 in Tuzla.

Living in Neum is roughly 7% more expensive than Tuzla, driven mainly by Eating Out.

Both cities sit below the global median: Neum 29% lower, Tuzla 33% lower.

Meal at Budget Restaurant

$8.66 BAM 14.56

$5.19 BAM 8.72

66.86%

Three-Course Dinner for Two, Mid-Range

$41.82 BAM 70.3

$29.66 BAM 49.83

41.00%

Fast Food Meal (McDonalds, etc)

$7.63 BAM 12.82

$6.06 BAM 10.17

25.91%

Cappuccino

$1.65 BAM 2.77

$1.67 BAM 2.80

-1.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 BAM 3.26

$1.79 BAM 3.02

8.38%

Water (0.33 liter bottle)

$1.21 BAM 2.03

$1.01 BAM 1.70

19.80%

Local Beer (0.5 liter draught)

$2.09 BAM 3.51

$2.37 BAM 3.99

-11.81%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.72

$2.08 BAM 3.49

35.10%

Milk (1 liter)

$1.32 BAM 2.22

$1.15 BAM 1.93

14.78%

White Bread (500g)

$1.23 BAM 2.07

$0.98 BAM 1.65

25.51%

Rice (white) (1kg)

$1.58 BAM 2.65

$2.11 BAM 3.55

-25.12%

Eggs

$3.01 BAM 5.05

$2.68 BAM 4.51

12.31%

Local Cheese (1kg)

$9.60 BAM 16.12

$8.04 BAM 13.51

19.40%

Chicken Fillets (1kg)

$8.75 BAM 14.71

$7.50 BAM 12.61

16.67%

Beef Round Steak (1kg)

$11.61 BAM 19.50

$10.67 BAM 17.93

8.81%

Apples (1kg)

$1.41 BAM 2.37

$1.14 BAM 1.92

23.68%

Banana (1kg)

$1.64 BAM 2.75

$1.57 BAM 2.63

4.46%

Oranges (1kg)

$1.94 BAM 3.26

$1.48 BAM 2.49

31.08%

Tomato (1kg)

$2.04 BAM 3.43

$1.19 BAM 2.00

71.43%

Potato (1kg)

$1.15 BAM 1.94

$1.00 BAM 1.68

15.00%

Onion (1kg)

$1.11 BAM 1.86

$0.95 BAM 1.60

16.84%

Lettuce (1 head)

$1.21 BAM 2.04

$0.88 BAM 1.48

37.50%

Water (1.5 liter bottle)

$0.73 BAM 1.23

$0.74 BAM 1.24

-1.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 BAM 6.10

$3.57 BAM 6.00

1.68%

Wine (Bottle)

$4.06 BAM 6.81

$4.09 BAM 6.87

-0.73%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.28

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.90

$0.99 BAM 1.66

14.14%

One-way Ticket (Public Transport)

$1.85 BAM 3.11

$1.51 BAM 2.53

22.52%

Public Transport Monthly Pass (Regular Price)

$34.69 BAM 58.3

$47.22 BAM 79.3

-26.54%

Taxi Start (Normal Tariff)

$1.50 BAM 2.52

$1.81 BAM 3.05

-17.13%

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.84

$0.53 BAM 0.89

107.55%

Taxi 1hour Waiting (Normal Tariff)

$7.28 BAM 12.23

$5.74 BAM 9.64

26.83%

Gasoline (1 liter)

$1.54 BAM 2.60

$1.48 BAM 2.49

4.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 48.8K

$30.0K BAM 50.5K

-3.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.3K

$23.8K BAM 39.9K

10.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 BAM 292

$137 BAM 230

26.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 BAM 31.70

$18.41 BAM 30.93

2.50%

Internet (50+ Mbps, Unlimited Data)

$24.01 BAM 40.33

$26.56 BAM 44.62

-9.60%

Gym Membership (Monthly)

$28.99 BAM 48.71

$31.46 BAM 52.9

-7.85%

Tennis Court (1 Hour on Weekend)

$10.97 BAM 18.43

$8.78 BAM 14.75

24.94%

Cinema Ticket

$4.81 BAM 8.08

$5.86 BAM 9.84

-17.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 342

$172 BAM 288

18.57%

International Primary School, 1 Child (Yearly)

$3,618 BAM 6,079

$2,335 BAM 3,924

54.92%

Jeans (Levis 501 Or Similar)

$69.6 BAM 117

$69.9 BAM 118

-0.50%

Summer Dress (H&M, Zara, etc)

$35.84 BAM 60.2

$41.10 BAM 69.1

-12.80%

Sport Shoes (Adidas, Nike)

$89.3 BAM 150

$85.8 BAM 144

4.08%

Men's Leather Business Shoes

$111 BAM 186

$75.7 BAM 127

46.13%

1-bedroom Apartment, City Center (Monthly)

$261 BAM 438

$264 BAM 443

-1.19%

1-bedroom Apartment, Outside City Center (Monthly)

$169 BAM 284

$191 BAM 321

-11.60%

3-bedroom Apartment, City Center (Monthly)

$363 BAM 610

$351 BAM 590

3.34%

3-bedroom Apartment, Outside City Center (Monthly)

$315 BAM 529

$264 BAM 444

19.05%

Buy Apartment in City Center (m2)

$2,608 BAM 4,382

$2,577 BAM 4,330

1.21%

Buy Apartment Outside City Center (m2)

$1,838 BAM 3,088

$1,847 BAM 3,103

-0.51%

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

$973 BAM 1,635

-9.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

4.23

-31.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: May 31, 2026

Last update for Tuzla: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $261 in Neum and $264 in Tuzla. Housing cost is often the main lever when comparing two cities.

Tuzla pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Neum vs $30.00 in Tuzla for a mid-range dinner for two. Groceries echo the gap at $220 vs $192 per month, with Tuzla cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Tuzla: Cost of Living - Frequently Asked Questions

Neum and Tuzla differ by about 7% in total monthly costs ($954 vs $894 including rent). Tuzla is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Tuzla earns 10% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $261 in Neum versus $264 in Tuzla. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tuzla runs roughly 36% less than in Neum. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $203 in Neum versus $172 in Tuzla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neum and Tuzla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuzla gentler on the wallet – expenses run 7% less than in Neum. Beyond cost, consider language, visa policies, and how big the international community is in each city.