Cost of Living Comparison Between Neum and Tuzla Cost of Living Comparison Between Neum and Tuzla

Monthly Cost of Living

Monthly costs for one person with rent: $952 in Neum versus $891 in Tuzla.

Estimated couple costs with rent: $1,490 in Neum versus $1,315 in Tuzla.

Monthly costs for a family of three with rent: $2,027 in Neum versus $1,738 in Tuzla.

Living in Neum is roughly 7% more expensive than in Tuzla, driven mainly by Eating Out.

Both cities sit below the global median: Neum 29% lower, Tuzla 33% lower.

Meal at Budget Restaurant

$8.60 BAM 14.69

$5.24 BAM 8.96

64.12%

Three-Course Dinner for Two, Mid-Range

$41.64 BAM 71.1

$29.47 BAM 50.4

41.30%

Fast Food Meal (McDonalds, etc)

$7.53 BAM 12.87

$5.84 BAM 9.98

28.94%

Cappuccino

$1.65 BAM 2.82

$1.67 BAM 2.85

-1.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 BAM 3.45

$1.75 BAM 2.99

15.43%

Water (0.33 liter bottle)

$1.15 BAM 1.96

$1.06 BAM 1.81

8.49%

Local Beer (0.5 liter draught)

$2.08 BAM 3.55

$2.40 BAM 4.10

-13.33%

Imported Beer (0.33 liter bottle)

$2.78 BAM 4.75

$2.09 BAM 3.57

33.01%

Milk (1 liter)

$1.34 BAM 2.28

$1.17 BAM 2.00

14.53%

White Bread (500g)

$1.28 BAM 2.19

$1.02 BAM 1.74

25.49%

Rice (white) (1kg)

$1.58 BAM 2.70

$2.11 BAM 3.60

-25.12%

Eggs

$2.95 BAM 5.04

$2.54 BAM 4.33

16.14%

Local Cheese (1kg)

$9.25 BAM 15.81

$8.07 BAM 13.79

14.62%

Chicken Fillets (1kg)

$8.51 BAM 14.55

$7.56 BAM 12.92

12.57%

Beef Round Steak (1kg)

$11.70 BAM 19.99

$10.65 BAM 18.19

9.86%

Apples (1kg)

$1.44 BAM 2.45

$1.13 BAM 1.92

27.43%

Banana (1kg)

$1.64 BAM 2.80

$1.58 BAM 2.70

3.80%

Oranges (1kg)

$1.94 BAM 3.32

$1.48 BAM 2.53

31.08%

Tomato (1kg)

$2.01 BAM 3.44

$1.17 BAM 2.00

71.79%

Potato (1kg)

$1.16 BAM 1.98

$0.92 BAM 1.57

26.09%

Onion (1kg)

$1.11 BAM 1.89

$0.90 BAM 1.54

23.33%

Lettuce (1 head)

$1.15 BAM 1.97

$0.83 BAM 1.41

38.55%

Water (1.5 liter bottle)

$0.71 BAM 1.21

$0.70 BAM 1.19

1.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.78 BAM 6.46

$3.71 BAM 6.33

1.89%

Wine (Bottle)

$4.04 BAM 6.90

$4.00 BAM 6.83

1.00%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.22

$0.76 BAM 1.30

-6.58%

Imported Beer (0.33 liter bottle)

$1.08 BAM 1.84

$0.94 BAM 1.61

14.89%

One-way Ticket (Public Transport)

$1.82 BAM 3.11

$1.49 BAM 2.54

22.15%

Public Transport Monthly Pass (Regular Price)

$35.23 BAM 60.2

$47.53 BAM 81.2

-25.88%

Taxi Start (Normal Tariff)

$1.43 BAM 2.45

$1.76 BAM 3.01

-18.75%

Taxi (Normal Tariff) (1km)

$1.09 BAM 1.86

$0.56 BAM 0.95

94.64%

Taxi 1hour Waiting (Normal Tariff)

$7.24 BAM 12.36

$6.03 BAM 10.30

20.07%

Gasoline (1 liter)

$1.48 BAM 2.52

$1.45 BAM 2.48

2.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K BAM 48.2K

$29.4K BAM 50.2K

-4.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BAM 44.6K

$23.5K BAM 40.2K

10.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 BAM 298

$139 BAM 238

24.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.43 BAM 33.19

$18.26 BAM 31.19

6.41%

Internet (50+ Mbps, Unlimited Data)

$24.03 BAM 41.06

$26.70 BAM 45.62

-10.00%

Gym Membership (Monthly)

$29.92 BAM 51.1

$31.24 BAM 53.4

-4.23%

Tennis Court (1 Hour on Weekend)

$11.09 BAM 18.95

$8.98 BAM 15.34

23.50%

Cinema Ticket

$4.67 BAM 7.98

$5.82 BAM 9.94

-19.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$207 BAM 354

$170 BAM 291

21.77%

International Primary School, 1 Child (Yearly)

$3,694 BAM 6,312

$2,385 BAM 4,075

54.90%

Jeans (Levis 501 Or Similar)

$70.3 BAM 120

$70.0 BAM 120

0.44%

Summer Dress (H&M, Zara, etc)

$36.78 BAM 62.8

$40.65 BAM 69.5

-9.52%

Sport Shoes (Adidas, Nike)

$87.8 BAM 150

$85.8 BAM 147

2.26%

Men's Leather Business Shoes

$114 BAM 195

$74.8 BAM 128

52.55%

1-bedroom Apartment, City Center (Monthly)

$262 BAM 447

$263 BAM 449

-0.26%

1-bedroom Apartment, Outside City Center (Monthly)

$167 BAM 285

$192 BAM 327

-13.03%

3-bedroom Apartment, City Center (Monthly)

$363 BAM 620

$351 BAM 600

3.31%

3-bedroom Apartment, Outside City Center (Monthly)

$314 BAM 537

$263 BAM 449

19.47%

Buy Apartment in City Center (m2)

$2,490 BAM 4,255

$2,489 BAM 4,253

0.04%

Buy Apartment Outside City Center (m2)

$1,817 BAM 3,104

$1,807 BAM 3,087

0.53%

Average Monthly Net Salary (After Tax)

$877 BAM 1,498

$953 BAM 1,628

-7.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

4.23

-31.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: July 12, 2026

Last update for Tuzla: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $262 in Neum and $263 in Tuzla. Housing cost is often the main lever when comparing two cities.

Tuzla pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Neum vs $29.00 in Tuzla for a mid-range dinner for two. Groceries echo the gap at $217 vs $191 per month, with Tuzla cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Tuzla: Cost of Living - Frequently Asked Questions

Neum and Tuzla differ by about 7% in total monthly costs ($952 vs $891 including rent). Tuzla is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Tuzla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $262 in Neum versus $263 in Tuzla. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tuzla runs roughly 35% less than in Neum. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $207 in Neum versus $170 in Tuzla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neum and Tuzla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuzla gentler on the wallet – expenses run 7% less than in Neum. Beyond cost, consider language, visa policies, and how big the international community is in each city.