Last update: Oct 2026

Cost of Living Comparison Between Neum and Tuzla

For one person, living is cheaper in Tuzla: $881 a month against $955 in Neum, rent and utilities included – about $890 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Neum
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Neum Living Index
43

Cost of Living Index in Tuzla
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Tuzla Living Index

Jump to prices

Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Tuzla

🇧🇦 Bosnia and Herzegovina

$881

/mo nomad

Monthly Cost of Living

How much you'll spend in Neum and in Tuzla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neum and in Tuzla actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Neum versus $881 in Tuzla.

Neum $955
Tuzla $881

Estimated couple costs with rent: $1,410 in Neum versus $1,317 in Tuzla.

Neum $1,410
Tuzla $1,317

Monthly costs for a family of three with rent: $1,866 in Neum versus $1,752 in Tuzla.

Neum $1,866
Tuzla $1,752

Living in Neum is roughly 8% more expensive than in Tuzla, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Neum 29% lower, Tuzla 35% lower.

Meal at Budget Restaurant

$5.29 BAM 9.20

$5.20 BAM 9.05

1.73%

Three-Course Dinner for Two, Mid-Range

$30.98 BAM 53.9

$31.14 BAM 54.2

-0.51%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.87

$5.82 BAM 10.12

-2.58%

Cappuccino

$1.90 BAM 3.31

$1.84 BAM 3.20

3.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.31

$1.98 BAM 3.44

-4.04%

Water (0.33 liter bottle)

$1.18 BAM 2.06

$1.24 BAM 2.16

-4.84%

Local Beer (0.5 liter draught)

$2.52 BAM 4.39

$2.63 BAM 4.57

-4.18%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.81

$2.12 BAM 3.69

3.30%

Milk (1 liter)

$1.12 BAM 1.95

$1.17 BAM 2.03

-4.27%

White Bread (500g)

$0.95 BAM 1.64

$0.88 BAM 1.54

7.95%

Rice (white) (1kg)

$2.07 BAM 3.60

$1.98 BAM 3.44

4.55%

Eggs

$2.57 BAM 4.46

$2.53 BAM 4.41

1.58%

Local Cheese (1kg)

$7.88 BAM 13.70

$7.90 BAM 13.74

-0.25%

Chicken Fillets (1kg)

$7.37 BAM 12.81

$7.46 BAM 12.97

-1.21%

Beef Round Steak (1kg)

$10.39 BAM 18.06

$10.63 BAM 18.48

-2.26%

Apples (1kg)

$1.12 BAM 1.95

$1.09 BAM 1.90

2.75%

Banana (1kg)

$1.62 BAM 2.82

$1.66 BAM 2.89

-2.41%

Oranges (1kg)

$1.36 BAM 2.36

$1.42 BAM 2.47

-4.23%

Tomato (1kg)

$1.20 BAM 2.08

$1.15 BAM 2.01

4.35%

Potato (1kg)

$0.98 BAM 1.71

$1.03 BAM 1.79

-4.85%

Onion (1kg)

$0.99 BAM 1.71

$0.97 BAM 1.69

2.06%

Lettuce (1 head)

$0.76 BAM 1.32

Water (1.5 liter bottle)

$0.71 BAM 1.23

$0.70 BAM 1.22

1.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.83

$3.80 BAM 6.61

3.42%

Wine (Bottle)

$3.99 BAM 6.93

$3.96 BAM 6.89

0.76%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.35

$0.78 BAM 1.36

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.54

$0.89 BAM 1.56

One-way Ticket (Public Transport)

$1.27 BAM 2.20

$1.42 BAM 2.46

-10.56%

Public Transport Monthly Pass (Regular Price)

$57.4 BAM 99.8

$47.59 BAM 82.8

20.63%

Taxi Start (Normal Tariff)

$1.74 BAM 3.03

Taxi (Normal Tariff) (1km)

$0.60 BAM 1.04

$0.55 BAM 0.96

9.09%

Taxi 1hour Waiting (Normal Tariff)

$5.79 BAM 10.06

$5.85 BAM 10.17

-1.03%

Gasoline (1 liter)

$1.55 BAM 2.69

$1.56 BAM 2.70

-0.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 51.9K

$30.7K BAM 53.3K

-2.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BAM 37.1K

$20.9K BAM 36.3K

2.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 BAM 235

$131 BAM 228

3.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.64 BAM 30.67

$18.04 BAM 31.38

-2.22%

Internet (50+ Mbps, Unlimited Data)

$25.86 BAM 44.97

$25.70 BAM 44.68

0.62%

Gym Membership (Monthly)

$32.47 BAM 56.5

$32.78 BAM 57.0

-0.95%

Tennis Court (1 Hour on Weekend)

$11.52 BAM 20.04

$8.44 BAM 14.68

36.49%

Cinema Ticket

$5.74 BAM 9.97

$5.55 BAM 9.65

3.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$198 BAM 344

$194 BAM 338

1.84%

International Primary School, 1 Child (Yearly)

$2,317 BAM 4,029

$2,289 BAM 3,980

1.23%

Jeans (Levis 501 Or Similar)

$59.4 BAM 103

$58.1 BAM 101

2.27%

Summer Dress (H&M, Zara, etc)

$33.42 BAM 58.1

$33.00 BAM 57.4

1.27%

Sport Shoes (Adidas, Nike)

$85.8 BAM 149

-0.01%

Men's Leather Business Shoes

$83.3 BAM 145

$81.7 BAM 142

2.00%

1-bedroom Apartment, City Center (Monthly)

$345 BAM 600

$254 BAM 442

35.83%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 431

$189 BAM 328

31.26%

3-bedroom Apartment, City Center (Monthly)

$506 BAM 880

$511 BAM 888

-0.89%

3-bedroom Apartment, Outside City Center (Monthly)

$355 BAM 617

$268 BAM 467

32.33%

Buy Apartment in City Center (m2)

$2,410 BAM 4,191

$2,460 BAM 4,277

-2.02%

Buy Apartment Outside City Center (m2)

$1,786 BAM 3,106

$1,772 BAM 3,082

0.77%

Average Monthly Net Salary (After Tax)

$847 BAM 1,473

$927 BAM 1,611

-8.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

4.33

-33.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: October 11, 2026

Last update for Tuzla: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neum

$248 25.9%

Tuzla

$189 21.4% 23.8% $59

Groceries & Markets

Neum

$188 19.7%

Tuzla

$188 21.4% 0.4% $0.8

Monthly Utilities & Internet

Neum

$179 18.7%

Tuzla

$175 19.8% 2.3% $4.1

Clothing & Footwear

Neum

$118 12.4%

Tuzla

$116 13.2% 1.3% $1.5

Eating Out

Neum

$112 11.7%

Tuzla

$111 12.7% 0% $0

Getting Around

Neum

$67 7%

Tuzla

$58 6.6% 14% $9.4

Sport & Entertainment

Neum

$44 4.6%

Tuzla

$44 5% 0.1% $0.1

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Neum and $254 in Tuzla. Housing cost is often the main lever when comparing two cities.

Tuzla pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Neum vs $31.00 in Tuzla for a mid-range dinner for two. Groceries echo the gap at $188 vs $188 per month, with Neum cheaper across the board.

Good to know

🇧🇦 Neum

🇧🇦 Tuzla

🕒 Local time

09:48 9:48 AM

Same time as Neum

🌤 Weather

👥 Population

3,200

74,475

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to BAM in detail →

On the map

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Tuzla: Cost of Living - Frequently Asked Questions

Neum and Tuzla differ by about 8% in total monthly costs ($955 vs $881 including rent). Tuzla is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Tuzla. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $345 in Neum versus $254 in Tuzla. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Tuzla runs roughly 21% less than in Neum. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $198 in Neum versus $194 in Tuzla. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,200 a month, though Tuzla gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neum and Tuzla are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tuzla gentler on the wallet – expenses run 8% less than in Neum. Beyond cost, consider language, visa policies, and how big the international community is in each city.