For one person, living costs in Neum are estimated at $955 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $19 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neum actually costs, broken down by who's living it.
Living costs for one person come to about $955 monthly including rent, or $572 excluding housing.
$955 /mo
Estimated monthly costs for a couple: $1,410 with rent, or $973 without housing.
$1,410 /mo
Monthly costs for a family of three come to about $1,866 including rent, or $1,375 for daily expenses alone.
$1,866 /mo
📊
Neum sits 29–34% below the global median across household types. Within Europe, costs are well below average (46% lower) – one of the most affordable options in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9KBAM 51.9K
$29.9KBAM 51.9K
$33.6KBAM 58.5K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3KBAM 37.1K
$19.7KBAM 34.3K
$25.8KBAM 44.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135BAM 235
$98.7BAM 172
$197BAM 343
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.64BAM 30.67
$8.54BAM 14.84
$22.77BAM 39.59
Internet(50+ Mbps, Unlimited Data)
$25.86BAM 44.97
$19.75BAM 34.34
$56.4BAM 98.1
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$32.47BAM 56.5
$28.23BAM 49.08
$39.52BAM 68.7
Tennis Court(1 Hour on Weekend)
$11.52BAM 20.04
-
Cinema Ticket
$5.74BAM 9.97
$3.48BAM 6.06
$9.86BAM 17.14
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198BAM 344
$139BAM 241
$260BAM 452
International Primary School, 1 Child(Yearly)
$2,317BAM 4,029
$1,738BAM 3,022
$8,688BAM 15.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$59.4BAM 103
$29.10BAM 50.6
$116BAM 202
Summer Dress(H&M, Zara, etc)
$33.42BAM 58.1
$17.43BAM 30.31
$58.1BAM 101
Sport Shoes(Adidas, Nike)
$85.8BAM 149
$68.9BAM 120
$103BAM 180
Men's Leather Business Shoes
$83.3BAM 145
$57.9BAM 101
$145BAM 252
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$345BAM 600
$230BAM 400
$345BAM 600
1-bedroom Apartment, Outside City Center(Monthly)
$248BAM 431
$169BAM 294
$248BAM 431
3-bedroom Apartment, City Center(Monthly)
$506BAM 880
$337BAM 587
$675BAM 1,173
3-bedroom Apartment, Outside City Center(Monthly)
$355BAM 617
$280BAM 487
$448BAM 780
Buy Apartment in City Center(m2)
$2,410BAM 4,191
$1,971BAM 3,427
$2,815BAM 4,896
Buy Apartment Outside City Center(m2)
$1,786BAM 3,106
$1,456BAM 2,532
$2,038BAM 3,545
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$847BAM 1,473
-
20-Year Fixed Mortgage Interest Rate(Annual %)
2.9
2.9
5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Neum$955
Neum$1,866
🏠Accommodation & Living
$248 25.9%
🛒Groceries & Markets
$188 19.7%
🧾Monthly Utilities & Internet
$179 18.7%
👕👟Clothing & Footwear
$118 12.4%
🍽Eating Out
$112 11.7%
🚌Getting Around
$67 7%
🎉Sport & Entertainment
$44 4.6%
🏠Accommodation & Living
$355 19%
🛒Groceries & Markets
$444 23.8%
🧾Monthly Utilities & Internet
$197 10.5%
👕👟Clothing & Footwear
$262 14%
🍽Eating Out
$372 19.9%
🚌Getting Around
$137 7.3%
🎉Sport & Entertainment
$99 5.3%
Cost Breakdown
🏠Expect to pay about $345 for a central one-bedroom, or $248 outside the center. At 41% of the average salary ($847), housing is the biggest financial pressure.
💰Average take-home pay sits at $847, while typical expenses reach $955. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.
🛒Expect to spend about $188 monthly on groceries. Dining out at a mid-range restaurant costs roughly $31.00 for two – well below the European average of $73.0.
🚌Public transport is priced at around $57.4 per month – roughly in line with the European average of $49.00.
Cost Highlights
⭐Imported beer is cheaper than 100% of cities in Europe
⭐Meal at budget restaurant is cheaper than 99% of cities in Europe
⭐Local beer is cheaper than 96% of cities in Europe
USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter
No currencies found
No currencies found
Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM(1 BAM = 0.575 USD).1 EUR = 1.95 BAM(1 BAM = 0.512 EUR).
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
English is commonly used in services, signage, and daily life
Cost of Living in Neum - Frequently Asked Questions
How does Neum compare in terms of overall affordability for travelers and expats, and who tends to find good value here?
Neum offers a relaxed coastal vibe with generally lower prices for daily basics than many Western European destinations. You’ll find solid value if you dine at local eateries, shop at markets, and choose smaller apartments away from the busiest waterfront blocks. The season matters: summer can push prices and crowds higher, while shoulder months feel calmer and cheaper. Those who blend in with locals – travelers, expats, and digital nomads who avoid peak-season surges – often find the experience budget-friendly. Cost of Living in Neum, Bosnia And Herzegovina tends to be approachable for longer stays. Tip: Look for longer-term stays and shop at local markets to stretch your budget.
What does daily life look like in Neum for housing, food, transport, and errands? How should a newcomer approach these?
Daily life in Neum centers on a walkable shoreline, simple groceries, and a relaxed rhythm. Housing options range from modest apartments near the promenade to quiet rooms in hillside streets, with flexible terms that help you test neighborhoods. For meals, try local taverns and fish markets over tourist spots to keep meals affordable. Transport is easy on foot, with reliable local buses and occasional taxi options; car rentals are convenient if you plan weekend trips to nearby towns. A quick read on Neum, Bosnia And Herzegovina living cost helps you map budgeting early. Tip: Map two or three neighborhoods and test them during different days of the week to gauge noise, access, and vibe.
What are the best ways to budget and maximize quality of life in Neum? Any seasonal patterns or neighborhood fit tips?
Quality of life in Neum blends a seaside atmosphere with practical accessibility. Build a simple budgeting framework that separates housing, groceries, and transport, and test long versus short stays to understand true costs. Seasonality shifts prices for stays, dining, and tours, so you might enjoy quieter months with more space and lower rates. If you value coast-front access and fresh seafood, focus on neighborhoods along the promenade, while quieter hillside areas offer calmer mornings and lower rents. Practical hacks include shopping at farmers' markets, cooking at home, and using buses for longer hops. Tip: reserve a flexible plan for at least two neighborhoods to compare commute times and daily routines.
What are the monthly living expenses in Neum as of 2026?
As of 2026, monthly living costs in Neum come to around $955 including rent, or roughly $572 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Is Neum one of the cheaper cities to live in?
Compared to most cities worldwide, Neum is just cheap – all-in costs average $955 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
What is the average net income after taxes in Neum?
The typical net salary in Neum lands around $847 monthly. Some sectors pay significantly more, but this number gives you a realistic sense of what most full-time workers earn and how far it stretches against local costs.
What does a one-bedroom apartment cost in Neum per month?
Where you live in Neum makes all the difference. Central one-bedrooms cost about $345; commute-friendly outer districts come in around $248. Overall, the market runs from $248 to $345 depending on size, location, and apartment condition.
Is public transport affordable in Neum?
A monthly transit pass in Neum runs about $57.4, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What is a typical monthly grocery bill in Neum?
Groceries in Neum cost around $188 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
Does $1,200 cover living expenses in Neum?
$1,200 stretches far in Neum – all-in monthly costs average only $955. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Neum?
Neum offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, coastal lifestyle, and at around $955 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
How much can you save per month in Neum?
Monthly expenses in Neum run around $955, so putting money aside takes more than $1,432 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
How much does a backpacker need per day in Neum?
Budget travelers love Neum – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $955 monthly; short-term visitors can get by on even less with hostels and local food.