Cost of Living in Neum - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,004 monthly including rent, or $623 excluding housing.

Estimated monthly costs for a couple: $1,455 with rent, or $955 without housing.

Monthly costs for a family of three come to about $1,907 including rent, or $1,287 for daily expenses alone.

Neum sits 27–35% below the global median across household types. Within Europe, costs are well below average (46% lower) – one of the most affordable options in the region.

Meal at Budget Restaurant

$5.28 BAM 8.90

$17.58 BAM 29.65

Three-Course Dinner for Two, Mid-Range

$29.75 BAM 50.2

$23.80 BAM 40.13

$80.9 BAM 136

Fast Food Meal (McDonalds, etc)

$6.01 BAM 10.13

$9.02 BAM 15.20

Cappuccino

$1.89 BAM 3.19

$1.17 BAM 1.97

$2.33 BAM 3.92

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.87 BAM 3.16

$1.80 BAM 3.04

$3.01 BAM 5.07

Water (0.33 liter bottle)

$1.29 BAM 2.18

$0.61 BAM 1.02

$2.43 BAM 4.10

Local Beer (0.5 liter draught)

$2.71 BAM 4.56

$2.40 BAM 4.05

$4.21 BAM 7.09

Imported Beer (0.33 liter bottle)

$2.28 BAM 3.85

$2.14 BAM 3.61

$4.27 BAM 7.20

Milk (1 liter)

$1.20 BAM 2.02

$0.96 BAM 1.63

$1.32 BAM 2.22

White Bread (500g)

$0.92 BAM 1.55

$0.43 BAM 0.72

$1.44 BAM 2.42

Rice (white) (1kg)

$2.07 BAM 3.49

$1.46 BAM 2.46

$3.27 BAM 5.52

Eggs

$2.65 BAM 4.46

$2.11 BAM 3.55

$4.20 BAM 7.09

Local Cheese (1kg)

$7.93 BAM 13.36

$4.68 BAM 7.89

$11.68 BAM 19.69

Chicken Fillets (1kg)

$7.57 BAM 12.76

$6.87 BAM 11.57

$10.75 BAM 18.13

Beef Round Steak (1kg)

$10.95 BAM 18.46

$8.93 BAM 15.06

$13.69 BAM 23.08

Apples (1kg)

$1.19 BAM 2.01

$1.04 BAM 1.75

$1.71 BAM 2.88

Banana (1kg)

$1.63 BAM 2.74

$1.54 BAM 2.59

$3.84 BAM 6.48

Oranges (1kg)

$1.46 BAM 2.46

$0.91 BAM 1.53

$2.73 BAM 4.60

Tomato (1kg)

$1.24 BAM 2.09

$0.91 BAM 1.54

$2.30 BAM 3.89

Potato (1kg)

$0.94 BAM 1.59

$0.56 BAM 0.95

$1.13 BAM 1.91

Onion (1kg)

$1.03 BAM 1.73

$0.55 BAM 0.93

$1.46 BAM 2.46

Lettuce (1 head)

$0.78 BAM 1.32

$0.60 BAM 1.01

$1.21 BAM 2.04

Water (1.5 liter bottle)

$0.70 BAM 1.18

$0.52 BAM 0.88

$1.69 BAM 2.85

Cigarettes 20 Pack (Marlboro, Camel)

$3.91 BAM 6.59

$3.62 BAM 6.11

$4.68 BAM 7.89

Wine (Bottle)

$4.10 BAM 6.91

$14.06 BAM 23.70

Local Beer (0.5 liter bottle)

$0.76 BAM 1.28

$0.68 BAM 1.15

$1.42 BAM 2.39

Imported Beer (0.33 liter bottle)

$0.91 BAM 1.53

$0.79 BAM 1.34

$1.87 BAM 3.16

One-way Ticket (Public Transport)

$1.32 BAM 2.23

$1.03 BAM 1.74

$1.32 BAM 2.23

Public Transport Monthly Pass (Regular Price)

$59.0 BAM 99.5

Taxi Start (Normal Tariff)

$1.73 BAM 2.92

$1.44 BAM 2.43

$2.03 BAM 3.42

Taxi (Normal Tariff) (1km)

$0.57 BAM 0.97

$1.73 BAM 2.91

Taxi 1hour Waiting (Normal Tariff)

$6.04 BAM 10.19

$7.25 BAM 12.23

Gasoline (1 liter)

$1.62 BAM 2.73

$1.42 BAM 2.39

$2.40 BAM 4.04

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K BAM 53.8K

$35.9K BAM 60.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K BAM 37.7K

$20.7K BAM 34.9K

$27.0K BAM 45.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 BAM 232

$100 BAM 169

$200 BAM 338

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.69 BAM 31.51

$9.04 BAM 15.25

$24.11 BAM 40.66

Internet (50+ Mbps, Unlimited Data)

$27.33 BAM 46.07

$20.86 BAM 35.18

$59.6 BAM 101

Gym Membership (Monthly)

$34.51 BAM 58.2

$30.01 BAM 50.6

$42.00 BAM 70.8

Tennis Court (1 Hour on Weekend)

$12.07 BAM 20.35

Cinema Ticket

$5.90 BAM 9.94

$3.58 BAM 6.03

$10.13 BAM 17.07

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$204 BAM 345

$143 BAM 241

$269 BAM 453

International Primary School, 1 Child (Yearly)

$2,332 BAM 3,933

$1,749 BAM 2,949

$8,747 BAM 14.7K

Jeans (Levis 501 Or Similar)

$59.5 BAM 100

$29.19 BAM 49.21

$117 BAM 197

Summer Dress (H&M, Zara, etc)

$34.36 BAM 57.9

$17.92 BAM 30.22

$59.8 BAM 101

Sport Shoes (Adidas, Nike)

$88.8 BAM 150

$71.3 BAM 120

$107 BAM 180

Men's Leather Business Shoes

$84.9 BAM 143

$59.0 BAM 99.4

$147 BAM 249

1-bedroom Apartment, City Center (Monthly)

$361 BAM 608

$241 BAM 406

$361 BAM 608

1-bedroom Apartment, Outside City Center (Monthly)

$257 BAM 433

$176 BAM 296

$257 BAM 433

3-bedroom Apartment, City Center (Monthly)

$526 BAM 886

$350 BAM 591

$701 BAM 1,182

3-bedroom Apartment, Outside City Center (Monthly)

$379 BAM 638

$299 BAM 504

$478 BAM 806

Buy Apartment in City Center (m2)

$2,529 BAM 4,264

$2,068 BAM 3,487

$2,955 BAM 4,982

Buy Apartment Outside City Center (m2)

$1,804 BAM 3,042

$1,471 BAM 2,480

$2,059 BAM 3,471

Average Monthly Net Salary (After Tax)

$884 BAM 1,490

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: September 1, 2026

Cost Breakdown

Expect to pay about $361 for a central one-bedroom, or $257 outside the center. At 41% of the average salary ($884), housing is the biggest financial pressure.

Average take-home pay sits at $884, while typical expenses reach $1,004. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $193 monthly on groceries. Dining out at a mid-range restaurant costs roughly $30.00 for two – well below the European average of $77.0.

Public transport is priced at around $59.0 per month – roughly in line with the European average of $50.0.

Cost Highlights

Neum has the 10th cheapest imported beer in Europe

Meal at budget restaurant is cheaper than 99% of cities in Europe

Local beer is cheaper than 97% of cities in Europe

Neum Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Neum - Frequently Asked Questions

Neum offers a relaxed coastal vibe with generally lower prices for daily basics than many Western European destinations. You’ll find solid value if you dine at local eateries, shop at markets, and choose smaller apartments away from the busiest waterfront blocks. The season matters: summer can push prices and crowds higher, while shoulder months feel calmer and cheaper. Those who blend in with locals – travelers, expats, and digital nomads who avoid peak-season surges – often find the experience budget-friendly. Cost of Living in Neum, Bosnia And Herzegovina tends to be approachable for longer stays. Tip: Look for longer-term stays and shop at local markets to stretch your budget.

Daily life in Neum centers on a walkable shoreline, simple groceries, and a relaxed rhythm. Housing options range from modest apartments near the promenade to quiet rooms in hillside streets, with flexible terms that help you test neighborhoods. For meals, try local taverns and fish markets over tourist spots to keep meals affordable. Transport is easy on foot, with reliable local buses and occasional taxi options; car rentals are convenient if you plan weekend trips to nearby towns. A quick read on Neum, Bosnia And Herzegovina living cost helps you map budgeting early. Tip: Map two or three neighborhoods and test them during different days of the week to gauge noise, access, and vibe.

Quality of life in Neum blends a seaside atmosphere with practical accessibility. Build a simple budgeting framework that separates housing, groceries, and transport, and test long versus short stays to understand true costs. Seasonality shifts prices for stays, dining, and tours, so you might enjoy quieter months with more space and lower rates. If you value coast-front access and fresh seafood, focus on neighborhoods along the promenade, while quieter hillside areas offer calmer mornings and lower rents. Practical hacks include shopping at farmers' markets, cooking at home, and using buses for longer hops. Tip: reserve a flexible plan for at least two neighborhoods to compare commute times and daily routines.

As of 2026, monthly living costs in Neum come to around $1,004 including rent, or roughly $623 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

Compared to most cities worldwide, Neum is just cheap – all-in costs average $1,004 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.

The typical net salary in Neum lands around $884 monthly. Some sectors pay significantly more, but this number gives you a realistic sense of what most full-time workers earn and how far it stretches against local costs.

Where you live in Neum makes all the difference. Central one-bedrooms cost about $361; commute-friendly outer districts come in around $257. Overall, the market runs from $257 to $361 depending on size, location, and apartment condition.

A monthly transit pass in Neum runs about $59.0, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

Groceries in Neum cost around $193 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.

$1,200 stretches far in Neum – all-in monthly costs average only $1,004. The surplus means you can build savings, travel a bit, and live above the local average without much effort.

Neum offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, coastal lifestyle, and at around $1,004 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

Monthly expenses in Neum run around $1,004, so putting money aside takes more than $1,506 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

Budget travelers love Neum – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $1,004 monthly; short-term visitors can get by on even less with hostels and local food.