Cost of Living in Neum - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $954 monthly including rent, or $590 excluding housing.

Estimated monthly costs for a couple: $1,494 with rent, or $1,151 without housing.

Monthly costs for a family of three come to about $2,035 including rent, or $1,713 for daily expenses alone.

Neum sits about 29% below the global median. Within Europe, costs are well below average (46% lower) – one of the most affordable options in the region.

Meal at Budget Restaurant

$8.66 BAM 14.56

$5.78 BAM 9.71

$17.32 BAM 29.10

Three-Course Dinner for Two, Mid-Range

$41.82 BAM 70.3

$40.77 BAM 68.5

$80.4 BAM 135

Fast Food Meal (McDonalds, etc)

$7.63 BAM 12.82

$5.87 BAM 9.86

$8.80 BAM 14.79

Cappuccino

$1.65 BAM 2.77

$1.20 BAM 2.02

$2.40 BAM 4.03

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 BAM 3.26

$1.74 BAM 2.93

$2.90 BAM 4.88

Water (0.33 liter bottle)

$1.21 BAM 2.03

$1.82 BAM 3.05

Local Beer (0.5 liter draught)

$2.09 BAM 3.51

$1.80 BAM 3.02

$4.19 BAM 7.04

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.72

$2.07 BAM 3.47

$4.15 BAM 6.96

Milk (1 liter)

$1.32 BAM 2.22

$1.20 BAM 2.01

$1.49 BAM 2.51

White Bread (500g)

$1.23 BAM 2.07

$1.07 BAM 1.79

$1.73 BAM 2.91

Rice (white) (1kg)

$1.58 BAM 2.65

$1.15 BAM 1.94

$3.23 BAM 5.42

Eggs

$3.01 BAM 5.05

$2.17 BAM 3.64

$4.34 BAM 7.30

Local Cheese (1kg)

$9.60 BAM 16.12

$3.87 BAM 6.51

$16.96 BAM 28.50

Chicken Fillets (1kg)

$8.75 BAM 14.71

$7.10 BAM 11.93

$10.65 BAM 17.89

Beef Round Steak (1kg)

$11.61 BAM 19.50

$8.10 BAM 13.60

$14.50 BAM 24.36

Apples (1kg)

$1.41 BAM 2.37

$1.17 BAM 1.97

$1.64 BAM 2.75

Banana (1kg)

$1.64 BAM 2.75

$1.42 BAM 2.38

$1.80 BAM 3.03

Oranges (1kg)

$1.94 BAM 3.26

$0.90 BAM 1.52

$2.60 BAM 4.38

Tomato (1kg)

$2.04 BAM 3.43

$1.21 BAM 2.03

$2.72 BAM 4.57

Potato (1kg)

$1.15 BAM 1.94

$0.92 BAM 1.54

$1.36 BAM 2.28

Onion (1kg)

$1.11 BAM 1.86

$0.99 BAM 1.66

$1.75 BAM 2.95

Lettuce (1 head)

$1.21 BAM 2.04

$4.24 BAM 7.13

Water (1.5 liter bottle)

$0.73 BAM 1.23

$0.58 BAM 0.98

$1.69 BAM 2.83

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 BAM 6.10

$3.44 BAM 5.77

$4.58 BAM 7.70

Wine (Bottle)

$4.06 BAM 6.81

$13.90 BAM 23.35

Local Beer (0.5 liter bottle)

$0.76 BAM 1.28

$0.49 BAM 0.83

$1.54 BAM 2.59

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.90

$0.96 BAM 1.61

$1.99 BAM 3.35

One-way Ticket (Public Transport)

$1.85 BAM 3.11

$1.28 BAM 2.14

$1.85 BAM 3.11

Public Transport Monthly Pass (Regular Price)

$34.69 BAM 58.3

$14.46 BAM 24.29

$34.69 BAM 58.3

Taxi Start (Normal Tariff)

$1.50 BAM 2.52

$1.21 BAM 2.03

$2.11 BAM 3.54

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.84

$0.82 BAM 1.38

$1.65 BAM 2.78

Taxi 1hour Waiting (Normal Tariff)

$7.28 BAM 12.23

$15.15 BAM 25.46

Gasoline (1 liter)

$1.54 BAM 2.60

$1.47 BAM 2.47

$2.43 BAM 4.08

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 48.8K

$27.0K BAM 45.3K

$36.0K BAM 60.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.3K

$25.1K BAM 42.2K

$29.3K BAM 49.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 BAM 292

$120 BAM 201

$210 BAM 352

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 BAM 31.70

$17.50 BAM 29.41

$23.34 BAM 39.22

Internet (50+ Mbps, Unlimited Data)

$24.01 BAM 40.33

$18.00 BAM 30.24

$60.0 BAM 101

Gym Membership (Monthly)

$28.99 BAM 48.71

$20.29 BAM 34.09

$34.79 BAM 58.5

Tennis Court (1 Hour on Weekend)

$10.97 BAM 18.43

$5.93 BAM 9.96

$10.97 BAM 18.43

Cinema Ticket

$4.81 BAM 8.08

$3.01 BAM 5.05

$10.22 BAM 17.17

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 342

$174 BAM 293

$291 BAM 488

International Primary School, 1 Child (Yearly)

$3,618 BAM 6,079

$2,026 BAM 3,404

$8,683 BAM 14.6K

Jeans (Levis 501 Or Similar)

$69.6 BAM 117

$29.00 BAM 48.72

$116 BAM 195

Summer Dress (H&M, Zara, etc)

$35.84 BAM 60.2

$11.57 BAM 19.43

$57.8 BAM 97.1

Sport Shoes (Adidas, Nike)

$89.3 BAM 150

$58.9 BAM 99.0

$118 BAM 198

Men's Leather Business Shoes

$111 BAM 186

$87.3 BAM 147

$175 BAM 293

1-bedroom Apartment, City Center (Monthly)

$261 BAM 438

$209 BAM 350

$298 BAM 501

1-bedroom Apartment, Outside City Center (Monthly)

$169 BAM 284

$147 BAM 247

$235 BAM 395

3-bedroom Apartment, City Center (Monthly)

$363 BAM 610

$294 BAM 495

$500 BAM 841

3-bedroom Apartment, Outside City Center (Monthly)

$315 BAM 529

$207 BAM 347

$354 BAM 595

Buy Apartment in City Center (m2)

$2,608 BAM 4,382

$2,249 BAM 3,779

$3,482 BAM 5,851

Buy Apartment Outside City Center (m2)

$1,838 BAM 3,088

$1,586 BAM 2,664

$2,244 BAM 3,770

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 31, 2026

Cost Breakdown

Expect to pay about $261 for a central one-bedroom, or $169 outside the center. At 30% of the average salary ($882), rent is manageable but leaves limited room for savings.

Average take-home pay sits at $882, while typical expenses reach $954. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $220 monthly on groceries. Dining out at a mid-range restaurant costs roughly $42.00 for two – well below the European average of $75.0.

Public transport is priced at around $34.69 per month – roughly in line with the European average of $48.00.

Cost Highlights

3-bedroom apartment, city center is cheaper than 98% of cities in Europe

1-bedroom apartment, outside city center is cheaper than 98% of cities in Europe

1-bedroom apartment, city center is cheaper than 97% of cities in Europe

Neum Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Neum - Frequently Asked Questions

Neum offers a relaxed coastal vibe with generally lower prices for daily basics than many Western European destinations. You’ll find solid value if you dine at local eateries, shop at markets, and choose smaller apartments away from the busiest waterfront blocks. The season matters: summer can push prices and crowds higher, while shoulder months feel calmer and cheaper. Those who blend in with locals – travelers, expats, and digital nomads who avoid peak-season surges – often find the experience budget-friendly. Cost of Living in Neum, Bosnia And Herzegovina tends to be approachable for longer stays. Tip: Look for longer-term stays and shop at local markets to stretch your budget.

Daily life in Neum centers on a walkable shoreline, simple groceries, and a relaxed rhythm. Housing options range from modest apartments near the promenade to quiet rooms in hillside streets, with flexible terms that help you test neighborhoods. For meals, try local taverns and fish markets over tourist spots to keep meals affordable. Transport is easy on foot, with reliable local buses and occasional taxi options; car rentals are convenient if you plan weekend trips to nearby towns. A quick read on Neum, Bosnia And Herzegovina living cost helps you map budgeting early. Tip: Map two or three neighborhoods and test them during different days of the week to gauge noise, access, and vibe.

Quality of life in Neum blends a seaside atmosphere with practical accessibility. Build a simple budgeting framework that separates housing, groceries, and transport, and test long versus short stays to understand true costs. Seasonality shifts prices for stays, dining, and tours, so you might enjoy quieter months with more space and lower rates. If you value coast-front access and fresh seafood, focus on neighborhoods along the promenade, while quieter hillside areas offer calmer mornings and lower rents. Practical hacks include shopping at farmers' markets, cooking at home, and using buses for longer hops. Tip: reserve a flexible plan for at least two neighborhoods to compare commute times and daily routines.

As of 2026, monthly living costs in Neum come to around $954 including rent, or roughly $590 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

Compared to most cities worldwide, Neum is just cheap – all-in costs average $954 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.

The typical net salary in Neum lands around $882 monthly. Some sectors pay significantly more, but this number gives you a realistic sense of what most full-time workers earn and how far it stretches against local costs.

Where you live in Neum makes all the difference. Central one-bedrooms cost about $261; commute-friendly outer districts come in around $169. Overall, the market runs from $169 to $261 depending on size, location, and apartment condition.

A monthly transit pass in Neum runs about $34.69, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

Groceries in Neum cost around $220 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.

$1,200 stretches far in Neum – all-in monthly costs average only $954. The surplus means you can build savings, travel a bit, and live above the local average without much effort.

Neum offers genuinely appealing day-to-day living. Residents value low crime rates, clean air, coastal lifestyle, and at around $954 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

Monthly expenses in Neum run around $954, so putting money aside takes more than $1,431 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

Budget travelers love Neum – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $954 monthly; short-term visitors can get by on even less with hostels and local food.