For one person, living is cheaper in Neum: $955 a month against $2,223 in Lisbon, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neum and in Lisbon actually costs, broken down by who's living it.
Monthly costs for one person with rent: $955 in Neum versus $2,223 in Lisbon.
Neum $955
Lisbon $2,223
Estimated couple costs with rent: $1,410 in Neum versus $3,271 in Lisbon.
Neum $1,410
Lisbon $3,271
Monthly costs for a family of three with rent: $1,866 in Neum versus $4,319 in Lisbon.
Neum $1,866
Lisbon $4,319
🌍
Living in Neum costs roughly 57% less than in Lisbon, and outside of rent the biggest gap is in eating out.
📊
The two cities straddle the global median: Neum is 29% below, Lisbon is 65% above.
Currency
No currencies found
🍽 Eating Out
Neum
Lisbon
Difference
Meal at Budget Restaurant
$5.29BAM 9.20
$16.50€14.67
-67.94%
Three-Course Dinner for Two, Mid-Range
$30.98BAM 53.9
$61.3€54.5
-49.42%
Fast Food Meal(McDonalds, etc)
$5.67BAM 9.87
$11.27€10.03
-49.69%
Cappuccino
$1.90BAM 3.31
$3.06€2.72
-37.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.90BAM 3.31
$2.26€2.01
-15.93%
Water(0.33 liter bottle)
$1.18BAM 2.06
$1.73€1.54
-31.79%
Local Beer(0.5 liter draught)
$2.52BAM 4.39
$3.39€3.02
-25.66%
Imported Beer(0.33 liter bottle)
$2.19BAM 3.81
$3.40€3.02
-35.59%
🛒 Groceries & Markets
Neum
Lisbon
Difference
Milk(1 liter)
$1.12BAM 1.95
$1.12€1.00
-
White Bread(500g)
$0.95BAM 1.64
$1.86€1.65
-48.92%
Rice(white)(1kg)
$2.07BAM 3.60
$1.53€1.36
35.29%
Eggs
$2.57BAM 4.46
$3.96€3.53
-35.10%
Local Cheese(1kg)
$7.88BAM 13.70
$12.76€11.35
-38.24%
Chicken Fillets(1kg)
$7.37BAM 12.81
$7.90€7.02
-6.71%
Beef Round Steak(1kg)
$10.39BAM 18.06
$16.97€15.09
-38.77%
Apples(1kg)
$1.12BAM 1.95
$2.27€2.02
-50.66%
Banana(1kg)
$1.62BAM 2.82
$1.75€1.55
-7.43%
Oranges(1kg)
$1.36BAM 2.36
$1.85€1.64
-26.49%
Tomato(1kg)
$1.20BAM 2.08
$2.57€2.28
-53.31%
Potato(1kg)
$0.98BAM 1.71
$1.86€1.65
-47.31%
Onion(1kg)
$0.99BAM 1.71
$2.02€1.80
-50.99%
Lettuce(1 head)
$0.76BAM 1.32
$1.44€1.28
-47.22%
Water(1.5 liter bottle)
$0.71BAM 1.23
$0.82€0.73
-13.41%
Cigarettes 20 Pack(Marlboro, Camel)
$3.93BAM 6.83
$6.56€5.83
-40.09%
Wine(Bottle)
$3.99BAM 6.93
$5.62€5.00
-29.00%
Local Beer(0.5 liter bottle)
$0.78BAM 1.35
$1.28€1.14
-39.06%
Imported Beer(0.33 liter bottle)
$0.89BAM 1.54
$2.07€1.84
-57.00%
🚌 Getting Around
Neum
Lisbon
Difference
One-way Ticket(Public Transport)
$1.27BAM 2.20
$2.35€2.09
-45.96%
Public Transport Monthly Pass(Regular Price)
$57.4BAM 99.8
$44.18€39.30
29.95%
Taxi Start(Normal Tariff)
$1.74BAM 3.03
$3.99€3.55
-56.39%
Taxi(Normal Tariff)(1km)
$0.60BAM 1.04
$1.09€0.97
-44.95%
Taxi 1hour Waiting(Normal Tariff)
$5.79BAM 10.06
$16.64€14.81
-65.20%
Gasoline(1 liter)
$1.55BAM 2.69
$2.28€2.03
-32.02%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9KBAM 51.9K
$33.7K€30.0K
-11.33%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3KBAM 37.1K
$39.3K€35.0K
-45.73%
🧾 Monthly Utilities & Internet
Neum
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135BAM 235
$167€149
-19.15%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.64BAM 30.67
$18.80€16.72
-6.17%
Internet(50+ Mbps, Unlimited Data)
$25.86BAM 44.97
$33.09€29.43
-21.85%
🎉 Sport & Entertainment
Neum
Lisbon
Difference
Gym Membership(Monthly)
$32.47BAM 56.5
$46.01€40.93
-29.43%
Tennis Court(1 Hour on Weekend)
$11.52BAM 20.04
$19.19€17.07
-39.97%
Cinema Ticket
$5.74BAM 9.97
$9.84€8.75
-41.67%
🧸 Childcare & Education
Neum
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$198BAM 344
$677€602
-70.77%
International Primary School, 1 Child(Yearly)
$2,317BAM 4,029
$16.9K€15.1K
-86.31%
👕👟 Clothing & Footwear
Neum
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$59.4BAM 103
$101€90.1
-41.36%
Summer Dress(H&M, Zara, etc)
$33.42BAM 58.1
$45.76€40.70
-26.97%
Sport Shoes(Adidas, Nike)
$85.8BAM 149
$100.0€88.9
-14.17%
Men's Leather Business Shoes
$83.3BAM 145
$123€109
-32.15%
🏠 Accommodation & Living
Neum
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$345BAM 600
$1,614€1,436
-78.63%
1-bedroom Apartment, Outside City Center(Monthly)
$248BAM 431
$1,197€1,065
-79.32%
3-bedroom Apartment, City Center(Monthly)
$506BAM 880
$2,862€2,545
-82.32%
3-bedroom Apartment, Outside City Center(Monthly)
$355BAM 617
$1,990€1,770
-82.16%
Buy Apartment in City Center(m2)
$2,410BAM 4,191
$7,577€6,740
-68.19%
Buy Apartment Outside City Center(m2)
$1,786BAM 3,106
$4,307€3,831
-58.53%
💵 Salaries & Financials
Neum
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$847BAM 1,473
$1,588€1,412
-46.64%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.9
3.85
-24.68%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Neum: October 11, 2026
Last update for Lisbon: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Neum
$248 25.9%
Lisbon
$1.2K 53.9% ↑ 384%$949
🛒Groceries & Markets
Neum
$188 19.7%
Lisbon
$269 12.1% ↑ 43.5%$82
🧾Monthly Utilities & Internet
Neum
$179 18.7%
Lisbon
$219 9.9% ↑ 22.6%$40
👕👟Clothing & Footwear
Neum
$118 12.4%
Lisbon
$166 7.5% ↑ 41.2%$49
🍽Eating Out
Neum
$112 11.7%
Lisbon
$242 10.9% ↑ 117%$131
🚌Getting Around
Neum
$67 7%
Lisbon
$63 2.8% ↓ 6.2%$4.2
🎉Sport & Entertainment
Neum
$44 4.6%
Lisbon
$66 3% ↑ 49.5%$22
🏠Accommodation & Living
Neum
$355 19%
Lisbon
$2K 46.1% ↑ 461%$1.6K
🛒Groceries & Markets
Neum
$444 23.8%
Lisbon
$642 14.9% ↑ 44.5%$198
🧾Monthly Utilities & Internet
Neum
$197 10.5%
Lisbon
$238 5.5% ↑ 21.2%$42
👕👟Clothing & Footwear
Neum
$262 14%
Lisbon
$370 8.6% ↑ 41.2%$108
🍽Eating Out
Neum
$372 19.9%
Lisbon
$798 18.5% ↑ 115%$426
🚌Getting Around
Neum
$137 7.3%
Lisbon
$131 3% ↓ 4.6%$6.2
🎉Sport & Entertainment
Neum
$99 5.3%
Lisbon
$151 3.5% ↑ 51.5%$51
Cost Breakdown
🏠A one-bedroom apartment in the center runs $345 in Neum and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $31.00 in Neum vs $61.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $188 vs $269 per month, with Neum cheaper across the board.
EUR, USD to BAM – Bosnia and Herzegovina Convertible Mark Converter
No currencies found
No currencies found
Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM(1 BAM = 0.575 USD).1 EUR = 1.95 BAM(1 BAM = 0.512 EUR).
Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR(1 EUR = 1.12 USD).
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Neum vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Neum and in Lisbon?
Neum and Lisbon differ by about 133% in total monthly costs ($955 vs $2,223 including rent). Neum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 87% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Neum and in Lisbon?
Rent for a central apartment: $345 in Neum versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Neum and Lisbon?
Childcare runs $198 in Neum versus $677 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 44% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $955 in Neum versus $2,223 in Lisbon, a $2,000 budget is realistic in Neum but tight or insufficient in Lisbon. The gap between the two cities makes Neum the clear choice for anyone on this budget.
How does quality of life compare between Neum and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Neum or Lisbon safer for residents?
Safety-wise, Neum and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Neum or Lisbon?
Expats usually find Neum gentler on the wallet – expenses run 133% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.