Last update: Oct 2026

Cost of Living Comparison Between Neum and Tbilisi

For one person, living is cheaper in Neum: $955 a month against $1,266 in Tbilisi, rent and utilities included – about $3,700 less a year. Rent and utilities account for about half of the difference.

46

Cost of Living Index in Neum
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Neum Living Index
62

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Monthly Cost of Living

How much you'll spend in Neum and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neum and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Neum versus $1,266 in Tbilisi.

Neum $955
Tbilisi $1,266

Estimated couple costs with rent: $1,410 in Neum versus $2,007 in Tbilisi.

Neum $1,410
Tbilisi $2,007

Monthly costs for a family of three with rent: $1,866 in Neum versus $2,749 in Tbilisi.

Neum $1,866
Tbilisi $2,749

Living in Neum costs roughly 25% less than in Tbilisi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Neum 29% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$5.29 BAM 9.24

$11.34 ₾29.36

-53.35%

Three-Course Dinner for Two, Mid-Range

$30.98 BAM 54.1

$39.05 ₾101

-20.67%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.91

$9.63 ₾24.93

-41.12%

Cappuccino

$1.90 BAM 3.32

$3.46 ₾8.96

-45.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.33

$1.09 ₾2.82

74.31%

Water (0.33 liter bottle)

$1.18 BAM 2.07

$0.63 ₾1.62

87.30%

Local Beer (0.5 liter draught)

$2.52 BAM 4.41

$2.77 ₾7.17

-9.03%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.83

$3.10 ₾8.04

-29.35%

Milk (1 liter)

$1.12 BAM 1.96

$2.25 ₾5.81

-50.22%

White Bread (500g)

$0.95 BAM 1.65

$0.80 ₾2.08

18.75%

Rice (white) (1kg)

$2.07 BAM 3.62

$1.76 ₾4.55

17.61%

Eggs

$2.57 BAM 4.48

$2.75 ₾7.11

-6.55%

Local Cheese (1kg)

$7.88 BAM 13.77

$9.39 ₾24.33

-16.08%

Chicken Fillets (1kg)

$7.37 BAM 12.87

$6.66 ₾17.24

10.66%

Beef Round Steak (1kg)

$10.39 BAM 18.15

$12.92 ₾33.46

-19.58%

Apples (1kg)

$1.12 BAM 1.96

$1.67 ₾4.31

-32.93%

Banana (1kg)

$1.62 BAM 2.83

$1.80 ₾4.65

-10.00%

Oranges (1kg)

$1.36 BAM 2.37

$1.92 ₾4.98

-29.17%

Tomato (1kg)

$1.20 BAM 2.09

$2.41 ₾6.24

-50.21%

Potato (1kg)

$0.98 BAM 1.72

$0.86 ₾2.23

13.95%

Onion (1kg)

$0.99 BAM 1.72

$0.69 ₾1.80

43.48%

Lettuce (1 head)

$0.76 BAM 1.32

$1.40 ₾3.62

-45.71%

Water (1.5 liter bottle)

$0.71 BAM 1.24

$0.71 ₾1.85

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.86

$3.51 ₾9.09

11.97%

Wine (Bottle)

$3.99 BAM 6.96

$7.61 ₾19.70

-47.57%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.36

$1.63 ₾4.21

-52.15%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.55

$2.31 ₾5.98

-61.47%

One-way Ticket (Public Transport)

$1.27 BAM 2.21

$0.37 ₾0.96

243.24%

Public Transport Monthly Pass (Regular Price)

$57.4 BAM 100

$15.67 ₾40.58

266.37%

Taxi Start (Normal Tariff)

$1.74 BAM 3.05

$1.14 ₾2.95

52.63%

Taxi (Normal Tariff) (1km)

$0.60 BAM 1.04

$0.79 ₾2.05

-24.05%

Taxi 1hour Waiting (Normal Tariff)

$5.79 BAM 10.11

$11.86 ₾30.71

-51.18%

Gasoline (1 liter)

$1.55 BAM 2.70

$1.40 ₾3.62

10.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 52.2K

$24.8K ₾64.2K

20.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BAM 37.3K

$21.9K ₾56.6K

-2.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 BAM 237

$89.1 ₾231

51.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.64 BAM 30.82

$13.21 ₾34.20

33.54%

Internet (50+ Mbps, Unlimited Data)

$25.86 BAM 45.18

$19.76 ₾51.2

30.87%

Gym Membership (Monthly)

$32.47 BAM 56.7

$64.9 ₾168

-49.98%

Tennis Court (1 Hour on Weekend)

$11.52 BAM 20.13

$19.02 ₾49.26

-39.43%

Cinema Ticket

$5.74 BAM 10.02

$6.57 ₾17.02

-12.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$198 BAM 346

$377 ₾976

-47.47%

International Primary School, 1 Child (Yearly)

$2,317 BAM 4,048

$10.8K ₾28.0K

-78.54%

Jeans (Levis 501 Or Similar)

$59.4 BAM 104

$102 ₾265

-41.90%

Summer Dress (H&M, Zara, etc)

$33.42 BAM 58.4

$39.70 ₾103

-15.82%

Sport Shoes (Adidas, Nike)

$85.8 BAM 150

$118 ₾305

-27.16%

Men's Leather Business Shoes

$83.3 BAM 146

$123 ₾320

-32.52%

1-bedroom Apartment, City Center (Monthly)

$345 BAM 603

$666 ₾1,725

-48.21%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 433

$449 ₾1,163

-44.89%

3-bedroom Apartment, City Center (Monthly)

$506 BAM 884

$1,284 ₾3,325

-60.59%

3-bedroom Apartment, Outside City Center (Monthly)

$355 BAM 620

$890 ₾2,304

-60.10%

Buy Apartment in City Center (m2)

$2,410 BAM 4,210

$2,425 ₾6,278

-0.60%

Buy Apartment Outside City Center (m2)

$1,786 BAM 3,120

$1,380 ₾3,574

29.39%

Average Monthly Net Salary (After Tax)

$847 BAM 1,480

$680 ₾1,760

24.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

12.62

-77.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: October 11, 2026

Last update for Tbilisi: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neum

$248 25.9%

Tbilisi

$449 35.5% 81.4% $202

Groceries & Markets

Neum

$188 19.7%

Tbilisi

$234 18.5% 24.5% $46

Monthly Utilities & Internet

Neum

$179 18.7%

Tbilisi

$122 9.7% 31.8% $57

Clothing & Footwear

Neum

$118 12.4%

Tbilisi

$172 13.6% 46.3% $55

Eating Out

Neum

$112 11.7%

Tbilisi

$188 14.9% 68.6% $77

Getting Around

Neum

$67 7%

Tbilisi

$22 1.8% 66.9% $45

Sport & Entertainment

Neum

$44 4.6%

Tbilisi

$78 6.2% 77.7% $34

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Neum and $666 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Neum pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Neum vs $39.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $188 vs $234 per month, with Neum cheaper across the board.

Good to know

🇧🇦 Neum

🇬🇪 Tbilisi

🕒 Local time

12:01 12:01 PM

14:01 2:01 PM

2 h ahead of Neum

🌤 Weather

👥 Population

3,200

1,241,700 Capital

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Georgian Lari GEL ₾

📈 Exchange rate

1 BAM = 0.572 USD

1 BAM = 0.511 EUR

1 GEL = 0.386 USD

1 GEL = 0.345 EUR

Exchange rates and currency converter

GEL, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 14, 2026: 1 USD = 1.75 BAM (1 BAM = 0.572 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Georgian Lari exchange rates as of October 14, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

USD to BAM in detail →

On the map

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Between locations

Neum Tbilisi 2,230 km ≈ 3 h 15 min nonstop flight

From you

Neum
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Tbilisi: Cost of Living - Frequently Asked Questions

Neum and Tbilisi differ by about 33% in total monthly costs ($955 vs $1,266 including rent). Neum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 25% higher in Neum, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $345 in Neum versus $666 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Neum runs roughly 266% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $198 in Neum versus $377 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $955 in Neum versus $1,266 in Tbilisi, a $2,000 budget is realistic in Neum but tight or insufficient in Tbilisi. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neum and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 33% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.