Last update: Oct 2026

Cost of Living Comparison Between Tbilisi and Neum

For one person, living is cheaper in Neum: $955 a month against $1,266 in Tbilisi, rent and utilities included – about $3,700 less a year. Rent and utilities account for about half of the difference.

62

Cost of Living Index in Tbilisi
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Tbilisi Living Index
46

Cost of Living Index in Neum
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Neum Living Index

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Tbilisi

🇬🇪 Georgia

$1,266

/mo nomad

Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Neum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Neum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,266 in Tbilisi versus $955 in Neum.

Tbilisi $1,266
Neum $955

Estimated couple costs with rent: $2,007 in Tbilisi versus $1,410 in Neum.

Tbilisi $2,007
Neum $1,410

Monthly costs for a family of three with rent: $2,749 in Tbilisi versus $1,866 in Neum.

Tbilisi $2,749
Neum $1,866

Living in Tbilisi is roughly 33% more expensive than in Neum, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Tbilisi 6% lower, Neum 29% lower.

Meal at Budget Restaurant

$11.34 ₾29.36

$5.29 BAM 9.23

114.37%

Three-Course Dinner for Two, Mid-Range

$39.05 ₾101

$30.98 BAM 54.1

26.05%

Fast Food Meal (McDonalds, etc)

$9.63 ₾24.93

$5.67 BAM 9.90

69.84%

Cappuccino

$3.46 ₾8.96

$1.90 BAM 3.32

82.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₾2.82

$1.90 BAM 3.32

-42.63%

Water (0.33 liter bottle)

$0.63 ₾1.62

$1.18 BAM 2.07

-46.61%

Local Beer (0.5 liter draught)

$2.77 ₾7.17

$2.52 BAM 4.40

9.92%

Imported Beer (0.33 liter bottle)

$3.10 ₾8.04

$2.19 BAM 3.82

41.55%

Milk (1 liter)

$2.25 ₾5.81

$1.12 BAM 1.96

100.89%

White Bread (500g)

$0.80 ₾2.08

$0.95 BAM 1.65

-15.79%

Rice (white) (1kg)

$1.76 ₾4.55

$2.07 BAM 3.61

-14.98%

Eggs

$2.75 ₾7.11

$2.57 BAM 4.48

7.00%

Local Cheese (1kg)

$9.39 ₾24.33

$7.88 BAM 13.75

19.16%

Chicken Fillets (1kg)

$6.66 ₾17.24

$7.37 BAM 12.86

-9.63%

Beef Round Steak (1kg)

$12.92 ₾33.46

$10.39 BAM 18.13

24.35%

Apples (1kg)

$1.67 ₾4.31

$1.12 BAM 1.96

49.11%

Banana (1kg)

$1.80 ₾4.65

$1.62 BAM 2.83

11.11%

Oranges (1kg)

$1.92 ₾4.98

$1.36 BAM 2.37

41.18%

Tomato (1kg)

$2.41 ₾6.24

$1.20 BAM 2.09

100.83%

Potato (1kg)

$0.86 ₾2.23

$0.98 BAM 1.71

-12.24%

Onion (1kg)

$0.69 ₾1.80

$0.99 BAM 1.72

-30.30%

Lettuce (1 head)

$1.40 ₾3.62

$0.76 BAM 1.32

84.21%

Water (1.5 liter bottle)

$0.71 ₾1.85

$0.71 BAM 1.24

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.09

$3.93 BAM 6.86

-10.69%

Wine (Bottle)

$7.61 ₾19.70

$3.99 BAM 6.96

90.73%

Local Beer (0.5 liter bottle)

$1.63 ₾4.21

$0.78 BAM 1.36

108.97%

Imported Beer (0.33 liter bottle)

$2.31 ₾5.98

$0.89 BAM 1.55

159.55%

One-way Ticket (Public Transport)

$0.37 ₾0.96

$1.27 BAM 2.21

-70.87%

Public Transport Monthly Pass (Regular Price)

$15.67 ₾40.58

$57.4 BAM 100

-72.71%

Taxi Start (Normal Tariff)

$1.14 ₾2.95

$1.74 BAM 3.04

-34.48%

Taxi (Normal Tariff) (1km)

$0.79 ₾2.05

$0.60 BAM 1.04

31.67%

Taxi 1hour Waiting (Normal Tariff)

$11.86 ₾30.71

$5.79 BAM 10.10

104.84%

Gasoline (1 liter)

$1.40 ₾3.62

$1.55 BAM 2.70

-9.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K ₾64.2K

$29.9K BAM 52.1K

-16.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K ₾56.6K

$21.3K BAM 37.2K

2.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.1 ₾231

$135 BAM 236

-34.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.21 ₾34.20

$17.64 BAM 30.79

-25.11%

Internet (50+ Mbps, Unlimited Data)

$19.76 ₾51.2

$25.86 BAM 45.14

-23.59%

Gym Membership (Monthly)

$64.9 ₾168

$32.47 BAM 56.7

99.91%

Tennis Court (1 Hour on Weekend)

$19.02 ₾49.26

$11.52 BAM 20.11

65.10%

Cinema Ticket

$6.57 ₾17.02

$5.74 BAM 10.01

14.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 ₾976

$198 BAM 345

90.36%

International Primary School, 1 Child (Yearly)

$10.8K ₾28.0K

$2,317 BAM 4,044

365.98%

Jeans (Levis 501 Or Similar)

$102 ₾265

$59.4 BAM 104

72.11%

Summer Dress (H&M, Zara, etc)

$39.70 ₾103

$33.42 BAM 58.3

18.79%

Sport Shoes (Adidas, Nike)

$118 ₾305

$85.8 BAM 150

37.29%

Men's Leather Business Shoes

$123 ₾320

$83.3 BAM 145

48.18%

1-bedroom Apartment, City Center (Monthly)

$666 ₾1,725

$345 BAM 602

93.10%

1-bedroom Apartment, Outside City Center (Monthly)

$449 ₾1,163

$248 BAM 432

81.44%

3-bedroom Apartment, City Center (Monthly)

$1,284 ₾3,325

$506 BAM 883

153.76%

3-bedroom Apartment, Outside City Center (Monthly)

$890 ₾2,304

$355 BAM 620

150.62%

Buy Apartment in City Center (m2)

$2,425 ₾6,278

$2,410 BAM 4,206

0.61%

Buy Apartment Outside City Center (m2)

$1,380 ₾3,574

$1,786 BAM 3,117

-22.72%

Average Monthly Net Salary (After Tax)

$680 ₾1,760

$847 BAM 1,479

-19.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

2.9

335.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 12, 2026

Last update for Neum: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$449 35.5%

Neum

$248 25.9% 44.9% $202

Groceries & Markets

Tbilisi

$234 18.5%

Neum

$188 19.7% 19.7% $46

Eating Out

Tbilisi

$188 14.9%

Neum

$112 11.7% 40.7% $77

Clothing & Footwear

Tbilisi

$172 13.6%

Neum

$118 12.4% 31.6% $55

Monthly Utilities & Internet

Tbilisi

$122 9.7%

Neum

$179 18.7% 46.6% $57

Sport & Entertainment

Tbilisi

$78 6.2%

Neum

$44 4.6% 43.7% $34

Getting Around

Tbilisi

$22 1.8%

Neum

$67 7% 202% $45

Cost Breakdown

A one-bedroom apartment in the center runs $666 in Tbilisi and $345 in Neum. Housing cost is often the main lever when comparing two cities.

Neum pays 25% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Tbilisi vs $31.00 in Neum for a mid-range dinner for two. Groceries echo the gap at $234 vs $188 per month, with Neum cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇧🇦 Neum

🕒 Local time

14:49 2:49 PM

12:49 12:49 PM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

3,200

💱 Currency

Georgian Lari GEL ₾

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 GEL = 0.386 USD

1 GEL = 0.345 EUR

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of October 14, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 14, 2026: 1 USD = 1.75 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Neum 2,230 km ≈ 3 h 15 min nonstop flight

From you

Tbilisi
Neum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Neum: Cost of Living - Frequently Asked Questions

Tbilisi and Neum differ by about 33% in total monthly costs ($1,266 vs $955 including rent). Neum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 25% lower in Neum. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $666 in Tbilisi versus $345 in Neum. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Neum runs roughly 266% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $377 in Tbilisi versus $198 in Neum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $955 in Neum versus $1,266 in Tbilisi, a $2,000 budget is realistic in Neum but tight or insufficient in Tbilisi. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Neum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 33% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.