Last update: Nov 2026

Cost of Living Comparison Between Negros and Ubud, Bali

For one person, living is cheaper in Negros: $721 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Negros
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Negros Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Negros

🇵🇭 Philippines

$721

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Negros and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Negros and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $721 per month in Negros vs $1,331 in Ubud, Bali, rent included.

Negros $721
Ubud, Bali $1,331

A couple spends around $1,086 per month in Negros vs $2,255 in Ubud, Bali, rent included.

Negros $1,086
Ubud, Bali $2,255

A family of three spends $1,452 per month in Negros vs $3,180 in Ubud, Bali, rent included.

Negros $1,452
Ubud, Bali $3,180

Negros is about 46% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Negros and Ubud, Bali are more affordable than the global median – Negros 47% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.21 ₱204

$3.38 Rp 61.3K

-5.03%

Three-Course Dinner for Two, Mid-Range

$11.52 ₱733

$34.65 Rp 629.1K

-66.75%

Fast Food Meal (McDonalds, etc)

$2.76 ₱176

$5.57 Rp 101.2K

-50.45%

Cappuccino

$1.44 ₱91.5

$2.62 Rp 47.6K

-45.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.63

$1.54 Rp 27.9K

-55.19%

Water (0.33 liter bottle)

$0.41 ₱26.03

$0.64 Rp 11.6K

-35.94%

Local Beer (0.5 liter draught)

$1.14 ₱72.6

$2.67 Rp 48.4K

-57.30%

Imported Beer (0.33 liter bottle)

$1.93 ₱123

$4.26 Rp 77.4K

-54.69%

Milk (1 liter)

$1.88 ₱120

$1.46 Rp 26.5K

28.77%

White Bread (500g)

$1.11 ₱70.5

$2.29 Rp 41.6K

-51.53%

Rice (white) (1kg)

$1.02 ₱64.6

$1.11 Rp 20.1K

-8.11%

Eggs

$1.90 ₱121

$2.10 Rp 38.1K

-9.52%

Local Cheese (1kg)

$4.71 ₱300

$15.94 Rp 289.4K

-70.45%

Chicken Fillets (1kg)

$4.30 ₱273

$3.88 Rp 70.5K

10.82%

Beef Round Steak (1kg)

$7.57 ₱481

$11.40 Rp 207.0K

-33.60%

Apples (1kg)

$3.16 ₱201

$3.55 Rp 64.5K

-10.99%

Banana (1kg)

$1.32 ₱83.7

$1.54 Rp 27.9K

-14.29%

Oranges (1kg)

$2.23 ₱142

$2.23 Rp 40.5K

Tomato (1kg)

$1.46 ₱92.6

$1.97 Rp 35.8K

-25.89%

Potato (1kg)

$2.28 ₱145

$1.86 Rp 33.7K

22.58%

Onion (1kg)

$1.93 ₱123

$2.42 Rp 43.9K

-20.25%

Lettuce (1 head)

$1.06 ₱67.7

$1.02 Rp 18.6K

3.92%

Water (1.5 liter bottle)

$0.59 ₱37.68

$0.52 Rp 9,483

13.46%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱180

$2.20 Rp 39.9K

29.09%

Wine (Bottle)

$6.30 ₱401

$21.79 Rp 395.6K

-71.09%

Local Beer (0.5 liter bottle)

$1.27 ₱80.6

$2.33 Rp 42.2K

-45.49%

Imported Beer (0.33 liter bottle)

$1.69 ₱107

$2.97 Rp 53.9K

-43.10%

One-way Ticket (Public Transport)

$0.24 ₱15.31

$0.25 Rp 4,546

-4.00%

Public Transport Monthly Pass (Regular Price)

$12.40 ₱788

$8.17 Rp 148.4K

51.77%

Taxi Start (Normal Tariff)

$0.79 ₱50.0

$0.44 Rp 7,947

79.55%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.00

$0.47 Rp 8,496

-53.19%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱120

$5.60 Rp 101.7K

-66.25%

Gasoline (1 liter)

$1.35 ₱86.0

$0.83 Rp 15.0K

62.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$24.4K Rp 443.8M

-14.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$31.7K Rp 575.5M

-39.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 ₱7,478

$77.5 Rp 1.4M

51.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.58 ₱990

$6.14 Rp 111.6K

153.75%

Internet (50+ Mbps, Unlimited Data)

$28.23 ₱1,795

$18.92 Rp 343.4K

49.21%

Gym Membership (Monthly)

$31.13 ₱1,979

$51.0 Rp 925.8K

-38.95%

Tennis Court (1 Hour on Weekend)

$5.14 ₱327

$18.25 Rp 331.3K

-71.84%

Cinema Ticket

$5.44 ₱346

$4.38 Rp 79.6K

24.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,292

$492 Rp 8.9M

-73.52%

International Primary School, 1 Child (Yearly)

$7,904 ₱502.5K

$12.2K Rp 221.9M

-35.33%

Jeans (Levis 501 Or Similar)

$32.80 ₱2,086

$45.16 Rp 819.9K

-27.37%

Summer Dress (H&M, Zara, etc)

$19.50 ₱1,240

$34.89 Rp 633.4K

-44.11%

Sport Shoes (Adidas, Nike)

$76.2 ₱4,842

$78.3 Rp 1.4M

-2.77%

Men's Leather Business Shoes

$55.9 ₱3,553

$77.9 Rp 1.4M

-28.24%

1-bedroom Apartment, City Center (Monthly)

$247 ₱15.7K

$1,078 Rp 19.6M

-77.04%

1-bedroom Apartment, Outside City Center (Monthly)

$170 ₱10.8K

$665 Rp 12.1M

-74.50%

3-bedroom Apartment, City Center (Monthly)

$480 ₱30.5K

$3,510 Rp 63.7M

-86.33%

3-bedroom Apartment, Outside City Center (Monthly)

$352 ₱22.4K

$1,671 Rp 30.3M

-78.96%

Buy Apartment in City Center (m2)

$2,583 ₱164.2K

$2,340 Rp 42.5M

10.38%

Buy Apartment Outside City Center (m2)

$1,093 ₱69.5K

$2,236 Rp 40.6M

-51.13%

Average Monthly Net Salary (After Tax)

$233 ₱14.8K

$166 Rp 3.0M

40.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-49.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Negros

$184 25.6%

Ubud, Bali

$279 21% 51.7% $95

Accommodation & Living

Negros

$170 23.5%

Ubud, Bali

$665 50% 292% $495

Monthly Utilities & Internet

Negros

$161 22.4%

Ubud, Bali

$103 7.7% 36.5% $59

Clothing & Footwear

Negros

$83 11.5%

Ubud, Bali

$106 8% 28.2% $23

Eating Out

Negros

$65 9.1%

Ubud, Bali

$106 8% 62.1% $41

Sport & Entertainment

Negros

$42 5.8%

Ubud, Bali

$60 4.5% 42.3% $18

Getting Around

Negros

$15 2.1%

Ubud, Bali

$12 0.9% 21.6% $3.3

Cost Breakdown

A central one-bedroom costs $247 in Negros versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Negros, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $12 in Negros versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $184 vs $279 – making Negros the more affordable choice for daily food spending.

Good to know

🇵🇭 Negros

🇮🇩 Ubud, Bali

🕒 Local time

01:28 1:28 AM

Same time as Negros

🌤 Weather

👥 Population

4,414,131

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.28 PHP (100 PHP = 1.4 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Negros Ubud, Bali 2,230 km ≈ 3 h 15 min nonstop flight

From you

Negros
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 85%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,081 per month in Negros and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Negros, especially for central apartments: a one-bedroom in the center costs $247 there versus $1,078 in Ubud, Bali.

Public transport costs about 34% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $130 per month in Negros and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Negros, where all-in costs run around $721, than in Ubud, Bali at $1,331. In Negros it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Negros – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.