Last update: Oct 2026

Cost of Living Comparison Between Negros and Makati

For one person, living is cheaper in Negros: $739 a month against $1,228 in Makati, rent and utilities included – about $5,900 less a year. Rent and utilities account for most of the difference.

Negros
🇵🇭 Philippines
$739
/mo nomad
Makati
🇵🇭 Philippines
$1,228
/mo nomad
Monthly Cost of Living

How much you'll spend in Negros and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Negros and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $739 in Negros versus $1,228 in Makati.

  • Negros $739
  • Makati $1,228

Estimated couple costs with rent: $1,121 in Negros versus $2,039 in Makati.

  • Negros $1,121
  • Makati $2,039

Monthly costs for a family of three with rent: $1,503 in Negros versus $2,850 in Makati.

  • Negros $1,503
  • Makati $2,850

Living in Negros costs roughly 40% less than in Makati, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Negros 45% lower, Makati 9% lower.

Currency
🍽 Eating Out
Negros
Makati
Difference
Meal at Budget Restaurant
$2.94 ₱185
$6.44 ₱405
-54.35%
Three-Course Dinner for Two, Mid-Range
$11.99 ₱755
$39.89 ₱2,511
-69.94%
Fast Food Meal (McDonalds, etc)
$2.77 ₱175
$4.78 ₱301
-42.05%
Cappuccino
$1.40 ₱88.2
$2.58 ₱163
-45.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱41.96
$1.10 ₱69.3
-39.09%
Water (0.33 liter bottle)
$0.42 ₱26.27
$0.50 ₱31.66
-16.00%
Local Beer (0.5 liter draught)
$1.21 ₱76.1
$2.35 ₱148
-48.51%
Imported Beer (0.33 liter bottle)
$1.96 ₱123
$3.14 ₱197
-37.58%
🛒 Groceries & Markets
Negros
Makati
Difference
Milk (1 liter)
$1.93 ₱121
$1.90 ₱119
1.58%
White Bread (500g)
$1.11 ₱69.7
$1.24 ₱78.3
-10.48%
Rice (white) (1kg)
$0.96 ₱60.6
$1.01 ₱63.9
-4.95%
Eggs
$1.96 ₱123
$2.36 ₱149
-16.95%
Local Cheese (1kg)
$9.83 ₱619
$7.01 ₱442
40.23%
Chicken Fillets (1kg)
$4.51 ₱284
$4.93 ₱310
-8.52%
Beef Round Steak (1kg)
$7.35 ₱463
$6.89 ₱434
6.68%
Apples (1kg)
$3.32 ₱209
$4.00 ₱252
-17.00%
Banana (1kg)
$1.41 ₱88.6
$1.95 ₱123
-27.69%
Oranges (1kg)
$2.41 ₱152
$3.23 ₱203
-25.39%
Tomato (1kg)
$1.53 ₱96.4
$2.29 ₱144
-33.19%
Potato (1kg)
$2.42 ₱152
$3.62 ₱228
-33.15%
Onion (1kg)
$1.89 ₱119
$3.46 ₱218
-45.38%
Lettuce (1 head)
$1.14 ₱71.7
$1.11 ₱69.8
2.70%
Water (1.5 liter bottle)
$0.64 ₱40.01
$1.15 ₱72.5
-44.35%
Cigarettes 20 Pack (Marlboro, Camel)
$2.91 ₱183
$2.67 ₱168
8.99%
Wine (Bottle)
$6.11 ₱385
$7.89 ₱497
-22.56%
Local Beer (0.5 liter bottle)
$1.23 ₱77.4
$1.33 ₱83.4
-7.52%
Imported Beer (0.33 liter bottle)
$1.74 ₱110
$2.04 ₱128
-14.71%
🚌 Getting Around
Negros
Makati
Difference
One-way Ticket (Public Transport)
$0.26 ₱16.37
$0.92 ₱57.8
-71.74%
Public Transport Monthly Pass (Regular Price)
$11.32 ₱713
$56.2 ₱3,539
-79.86%
Taxi Start (Normal Tariff)
$0.79 ₱49.77
$0.64 ₱40.57
23.44%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.21 ₱13.20
9.52%
Taxi 1hour Waiting (Normal Tariff)
$1.89 ₱119
$1.86 ₱117
1.61%
Gasoline (1 liter)
$1.33 ₱83.9
$1.26 ₱79.6
5.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1K ₱1.3M
$21.0K ₱1.3M
0.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K ₱1.2M
$18.9K ₱1.2M
1.98%
🧾 Monthly Utilities & Internet
Negros
Makati
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,531
$153 ₱9,651
-21.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.43 ₱908
$15.87 ₱999
-9.07%
Internet (50+ Mbps, Unlimited Data)
$27.86 ₱1,754
$32.36 ₱2,038
-13.91%
🎉 Sport & Entertainment
Negros
Makati
Difference
Gym Membership (Monthly)
$32.58 ₱2,051
$54.5 ₱3,430
-40.20%
Tennis Court (1 Hour on Weekend)
$4.62 ₱291
$14.33 ₱902
-67.76%
Cinema Ticket
$5.44 ₱342
$7.20 ₱453
-24.44%
🧸 Childcare & Education
Negros
Makati
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$130 ₱8,211
$805 ₱50.7K
-83.80%
International Primary School, 1 Child (Yearly)
$8,096 ₱509.8K
$7,474 ₱470.6K
8.33%
👕👟 Clothing & Footwear
Negros
Makati
Difference
Jeans (Levis 501 Or Similar)
$32.81 ₱2,066
$61.5 ₱3,871
-46.64%
Summer Dress (H&M, Zara, etc)
$19.16 ₱1,206
$36.38 ₱2,291
-47.33%
Sport Shoes (Adidas, Nike)
$76.9 ₱4,843
$81.2 ₱5,112
-5.26%
Men's Leather Business Shoes
$57.8 ₱3,638
$105 ₱6,604
-44.90%
🏠 Accommodation & Living
Negros
Makati
Difference
1-bedroom Apartment, City Center (Monthly)
$269 ₱17.0K
$811 ₱51.1K
-66.79%
1-bedroom Apartment, Outside City Center (Monthly)
$169 ₱10.6K
$417 ₱26.3K
-59.51%
3-bedroom Apartment, City Center (Monthly)
$511 ₱32.2K
$2,310 ₱145.4K
-77.89%
3-bedroom Apartment, Outside City Center (Monthly)
$358 ₱22.5K
$1,090 ₱68.6K
-67.18%
Buy Apartment in City Center (m2)
$2,453 ₱154.4K
$6,032 ₱379.8K
-59.34%
Buy Apartment Outside City Center (m2)
$992 ₱62.5K
$3,693 ₱232.5K
-73.12%
💵 Salaries & Financials
Negros
Makati
Difference
Average Monthly Net Salary (After Tax)
$241 ₱15.2K
$604 ₱38.0K
-60.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
7
7.5
-6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: October 19, 2026

Last update for Makati: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Negros
$204
Makati
$230 12.9% $26
Accommodation & Living
Negros
$169
Makati
$417 147% $248
Monthly Utilities & Internet
Negros
$162
Makati
$202 24.5% $40
Clothing & Footwear
Negros
$84
Makati
$128 52.1% $44
Eating Out
Negros
$63
Makati
$121 92.7% $58
Sport & Entertainment
Negros
$43
Makati
$69 58.6% $25
Getting Around
Negros
$14
Makati
$62 331% $47

Cost Breakdown

A one-bedroom apartment in the center runs $269 in Negros and $811 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays 150% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Negros vs $40.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $204 vs $230 per month, with Negros cheaper across the board.

Good to know
🇵🇭 Negros
🇵🇭 Makati
🕒 Local time
23:00 11:00 PM
23:00 11:00 PM
Same time as Negros
🌤 Weather
👥 Population
4,414,131
582,602
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Negros Makati 550 km ≈ 1 h 15 min nonstop flight
From you
  • Negros
  • Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Negros vs Makati: Cost of Living - Frequently Asked Questions
Which city is more expensive, Negros or Makati?
Negros wins on cost – living expenses run 66% lower than in Makati. Housing and daily spending are where you'll feel the difference most, making Negros the obvious pick if budget is a priority.
Are salaries higher in Negros or in Makati?
On paper, salaries run 150% lower in Makati. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Negros compared to Makati?
Rent for a central apartment: $269 in Negros versus $811 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Negros compared to Makati?
All in, you'll spend $739 per month in Negros versus $1,228 in Makati – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Negros compared to Makati?
A monthly transit pass in Negros runs roughly 397% less than in Makati. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Negros or in Makati?
At $739 in Negros versus $1,228 in Makati, a $1,500 budget is realistic in Negros but tight or insufficient in Makati. The gap between the two cities makes Negros the clear choice for anyone on this budget.
Which city is better for digital nomads, Negros or Makati?
Both work as nomad bases, but Negros delivers better value – similar infrastructure at $739 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Negros hard to pass up.
How safe is Negros compared to Makati?
Safety-wise, Negros and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Negros gentler on the wallet – expenses run 66% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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