Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Negros

For one person, living is cheaper in Negros: $721 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Negros
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Negros Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Negros

🇵🇭 Philippines

$721

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Negros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Negros actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $721 in Negros, rent included.

Ubud, Bali $1,331
Negros $721

A couple spends around $2,255 per month in Ubud, Bali vs $1,086 in Negros, rent included.

Ubud, Bali $2,255
Negros $1,086

A family of three spends $3,180 per month in Ubud, Bali vs $1,452 in Negros, rent included.

Ubud, Bali $3,180
Negros $1,452

Ubud, Bali costs about 85% more than Negros, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Negros are more affordable than the global median – Ubud, Bali 2% lower, Negros 47% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.21 ₱204

5.30%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$11.52 ₱733

200.78%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$2.76 ₱176

101.81%

Cappuccino

$2.62 Rp 47.6K

$1.44 ₱91.5

81.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.69 ₱43.63

123.19%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.41 ₱26.03

56.10%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.14 ₱72.6

134.21%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.93 ₱123

120.73%

Milk (1 liter)

$1.46 Rp 26.5K

$1.88 ₱120

-22.34%

White Bread (500g)

$2.29 Rp 41.6K

$1.11 ₱70.5

106.31%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.02 ₱64.6

8.82%

Eggs

$2.10 Rp 38.1K

$1.90 ₱121

10.53%

Local Cheese (1kg)

$15.94 Rp 289.4K

$4.71 ₱300

238.43%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.30 ₱273

-9.77%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$7.57 ₱481

50.59%

Apples (1kg)

$3.55 Rp 64.5K

$3.16 ₱201

12.34%

Banana (1kg)

$1.54 Rp 27.9K

$1.32 ₱83.7

16.67%

Oranges (1kg)

$2.23 Rp 40.5K

$2.23 ₱142

Tomato (1kg)

$1.97 Rp 35.8K

$1.46 ₱92.6

34.93%

Potato (1kg)

$1.86 Rp 33.7K

$2.28 ₱145

-18.42%

Onion (1kg)

$2.42 Rp 43.9K

$1.93 ₱123

25.39%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.06 ₱67.7

-3.77%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.59 ₱37.68

-11.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.84 ₱180

-22.54%

Wine (Bottle)

$21.79 Rp 395.6K

$6.30 ₱401

245.87%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.27 ₱80.6

83.46%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.69 ₱107

75.74%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.24 ₱15.31

4.17%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$12.40 ₱788

-34.11%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.79 ₱50.0

-44.30%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.22 ₱14.00

113.64%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$1.89 ₱120

196.30%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.35 ₱86.0

-38.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$21.0K ₱1.3M

16.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$19.1K ₱1.2M

66.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$118 ₱7,478

-34.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$15.58 ₱990

-60.59%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$28.23 ₱1,795

-32.98%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$31.13 ₱1,979

63.80%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$5.14 ₱327

255.06%

Cinema Ticket

$4.38 Rp 79.6K

$5.44 ₱346

-19.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$130 ₱8,292

277.59%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$7,904 ₱502.5K

54.63%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$32.80 ₱2,086

37.68%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$19.50 ₱1,240

78.92%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$76.2 ₱4,842

2.85%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$55.9 ₱3,553

39.35%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$247 ₱15.7K

335.49%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$170 ₱10.8K

292.08%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$480 ₱30.5K

631.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$352 ₱22.4K

375.21%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,583 ₱164.2K

-9.41%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,093 ₱69.5K

104.63%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$233 ₱14.8K

-28.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

96.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Negros: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Negros

$170 23.5% 74.5% $495

Groceries & Markets

Ubud, Bali

$279 21%

Negros

$184 25.6% 34.1% $95

Clothing & Footwear

Ubud, Bali

$106 8%

Negros

$83 11.5% 22% $23

Eating Out

Ubud, Bali

$106 8%

Negros

$65 9.1% 38.3% $41

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Negros

$161 22.4% 57.4% $59

Sport & Entertainment

Ubud, Bali

$60 4.5%

Negros

$42 5.8% 29.7% $18

Getting Around

Ubud, Bali

$12 0.9%

Negros

$15 2.1% 27.6% $3.3

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $247 in Negros. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in Negros, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $12 in Negros. Monthly groceries follow the same trend: $279 vs $184 – making Negros the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Negros

🕒 Local time

07:42 7:42 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

4,414,131

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Philippine Peso exchange rates as of November 4, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Negros 2,230 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Negros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Negros: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 85%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,081 in Negros. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Negros, especially for central apartments: a one-bedroom in the center costs $247 there versus $1,078 in Ubud, Bali.

Public transport costs about 34% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $130 in Negros. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Negros, where all-in costs run around $721, than in Ubud, Bali at $1,331. In Negros it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Negros – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.