Last update: Oct 2026

Cost of Living Comparison Between Negros and Karachi

For one person, living is cheaper in Karachi: $483 a month against $739 in Negros, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

36

Cost of Living Index in Negros
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Negros Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

Jump to prices

Negros

🇵🇭 Philippines

$739

/mo nomad

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Monthly Cost of Living

How much you'll spend in Negros and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Negros and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $739 in Negros versus $483 in Karachi.

Negros $739
Karachi $483

Estimated couple costs with rent: $1,121 in Negros versus $754 in Karachi.

Negros $1,121
Karachi $754

Monthly costs for a family of three with rent: $1,503 in Negros versus $1,025 in Karachi.

Negros $1,503
Karachi $1,025

Living in Negros is roughly 53% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Negros 45% lower, Karachi 64% lower.

Meal at Budget Restaurant

$2.94 ₱185

$2.11 PKR 585

39.34%

Three-Course Dinner for Two, Mid-Range

$11.99 ₱755

$13.73 PKR 3,801

-12.67%

Fast Food Meal (McDonalds, etc)

$2.77 ₱175

$5.53 PKR 1,531

-49.91%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$1.40 ₱88.2

$2.14 PKR 593

-34.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱41.96

$0.40 PKR 111

67.50%

Water (0.33 liter bottle)

$0.42 ₱26.27

$0.28 PKR 77.7

50.00%

Local Beer (0.5 liter draught)

$1.21 ₱76.1

Imported Beer (0.33 liter bottle)

$1.96 ₱123

Milk (1 liter)

$1.93 ₱121

$0.90 PKR 250

114.44%

White Bread (500g)

$1.11 ₱69.7

$0.55 PKR 153

101.82%

Rice (white) (1kg)

$0.96 ₱60.6

$1.20 PKR 333

-20.00%

Eggs

$1.96 ₱123

$1.25 PKR 346

56.80%

Local Cheese (1kg)

$9.83 ₱619

$5.96 PKR 1,650

64.93%

Chicken Fillets (1kg)

$4.51 ₱284

$3.19 PKR 883

41.38%

Beef Round Steak (1kg)

$7.35 ₱463

$6.48 PKR 1,793

13.43%

Apples (1kg)

$3.32 ₱209

$1.24 PKR 344

167.74%

Banana (1kg)

$1.41 ₱88.6

$0.53 PKR 147

166.04%

Oranges (1kg)

$2.41 ₱152

$1.03 PKR 284

133.98%

Tomato (1kg)

$1.53 ₱96.4

$0.51 PKR 142

200.00%

Potato (1kg)

$2.42 ₱152

$0.31 PKR 85.1

680.65%

Onion (1kg)

$1.89 ₱119

$0.31 PKR 87.1

509.68%

Lettuce (1 head)

$1.14 ₱71.7

$0.41 PKR 113

178.05%

Water (1.5 liter bottle)

$0.64 ₱40.01

$0.44 PKR 120

45.45%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

$1.83 PKR 508

59.02%

Wine (Bottle)

$6.11 ₱385

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.74 ₱110

One-way Ticket (Public Transport)

$0.26 ₱16.37

$0.28 PKR 76.8

-7.14%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$9.81 PKR 2,716

15.39%

Taxi Start (Normal Tariff)

$0.79 ₱49.77

$0.87 PKR 240

-9.20%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.74 PKR 204

-68.92%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱119

$2.23 PKR 617

-15.25%

Gasoline (1 liter)

$1.33 ₱83.9

$1.38 PKR 383

-3.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$18.4K PKR 5.1M

14.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$26.4K PKR 7.3M

-26.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,531

$113 PKR 31.4K

5.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.43 ₱908

$6.12 PKR 1,694

135.78%

Internet (50+ Mbps, Unlimited Data)

$27.86 ₱1,754

$13.11 PKR 3,628

112.51%

Gym Membership (Monthly)

$32.58 ₱2,051

$21.78 PKR 6,029

49.59%

Tennis Court (1 Hour on Weekend)

$4.62 ₱291

$18.27 PKR 5,058

-74.71%

Cinema Ticket

$5.44 ₱342

$4.26 PKR 1,179

27.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,211

$52.1 PKR 14.4K

150.36%

International Primary School, 1 Child (Yearly)

$8,096 ₱509.8K

$1,941 PKR 537.3K

317.10%

Jeans (Levis 501 Or Similar)

$32.81 ₱2,066

$17.53 PKR 4,852

87.16%

Summer Dress (H&M, Zara, etc)

$19.16 ₱1,206

$22.88 PKR 6,332

-16.26%

Sport Shoes (Adidas, Nike)

$76.9 ₱4,843

$68.1 PKR 18.8K

12.97%

Men's Leather Business Shoes

$57.8 ₱3,638

$41.55 PKR 11.5K

39.09%

1-bedroom Apartment, City Center (Monthly)

$269 ₱17.0K

$118 PKR 32.5K

129.14%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.6K

$73.2 PKR 20.3K

130.81%

3-bedroom Apartment, City Center (Monthly)

$511 ₱32.2K

$360 PKR 99.6K

41.94%

3-bedroom Apartment, Outside City Center (Monthly)

$358 ₱22.5K

$188 PKR 52.1K

89.93%

Buy Apartment in City Center (m2)

$2,453 ₱154.4K

$1,082 PKR 299.4K

126.75%

Buy Apartment Outside City Center (m2)

$992 ₱62.5K

$474 PKR 131.2K

109.42%

Average Monthly Net Salary (After Tax)

$241 ₱15.2K

$182 PKR 50.4K

32.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

-47.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: October 19, 2026

Last update for Karachi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Negros

$204 27.5%

Karachi

$102 21.1% 49.8% $101

Accommodation & Living

Negros

$169 22.9%

Karachi

$73 15.2% 56.7% $96

Monthly Utilities & Internet

Negros

$162 21.9%

Karachi

$133 27.4% 18.2% $29

Clothing & Footwear

Negros

$84 11.4%

Karachi

$68 14% 19.6% $16

Eating Out

Negros

$63 8.5%

Karachi

$62 12.8% 1.6% $1

Sport & Entertainment

Negros

$43 5.9%

Karachi

$30 6.3% 30.2% $13

Getting Around

Negros

$14 1.9%

Karachi

$15 3.2% 8.3% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $269 in Negros and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Negros pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Negros vs $14.00 in Karachi. Groceries flip the comparison at $204 vs $102, with Karachi cheaper for home cooking.

Good to know

🇵🇭 Negros

🇵🇰 Karachi

🕒 Local time

00:19 12:19 AM

21:19 9:19 PM

3 h behind Negros

🌤 Weather

👥 Population

4,414,131

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 21, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Between locations

Negros Karachi 6,120 km ≈ 8 h nonstop flight

From you

Negros
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Karachi: Cost of Living - Frequently Asked Questions

Negros and Karachi differ by about 53% in total monthly costs ($739 vs $483 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 32% higher in Negros, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $269 in Negros versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $739 per month in Negros versus $483 in Karachi – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 15% less than in Negros. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 53% less than in Negros. Beyond cost, consider language, visa policies, and how big the international community is in each city.