Last update: Oct 2026

Cost of Living Comparison Between Karachi and Negros

For one person, living is cheaper in Karachi: $483 a month against $739 in Negros, rent and utilities included – about $3,100 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
36

Cost of Living Index in Negros
Learn more

Negros Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Negros

🇵🇭 Philippines

$739

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Negros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Negros actually costs, broken down by who's living it.

Monthly costs for one person with rent: $483 in Karachi versus $739 in Negros.

Karachi $483
Negros $739

Estimated couple costs with rent: $754 in Karachi versus $1,121 in Negros.

Karachi $754
Negros $1,121

Monthly costs for a family of three with rent: $1,025 in Karachi versus $1,503 in Negros.

Karachi $1,025
Negros $1,503

Living in Karachi costs roughly 35% less than in Negros, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Negros 45% lower.

Meal at Budget Restaurant

$2.11 PKR 585

$2.94 ₱185

-28.23%

Three-Course Dinner for Two, Mid-Range

$13.73 PKR 3,801

$11.99 ₱755

14.51%

Fast Food Meal (McDonalds, etc)

$5.53 PKR 1,531

$2.77 ₱175

99.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$2.14 PKR 593

$1.40 ₱88.2

52.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.67 ₱41.96

-40.30%

Water (0.33 liter bottle)

$0.28 PKR 77.7

$0.42 ₱26.27

-33.33%

Local Beer (0.5 liter draught)

$1.21 ₱76.1

Imported Beer (0.33 liter bottle)

$1.96 ₱123

Milk (1 liter)

$0.90 PKR 250

$1.93 ₱121

-53.37%

White Bread (500g)

$0.55 PKR 153

$1.11 ₱69.7

-50.45%

Rice (white) (1kg)

$1.20 PKR 333

$0.96 ₱60.6

25.00%

Eggs

$1.25 PKR 346

$1.96 ₱123

-36.22%

Local Cheese (1kg)

$5.96 PKR 1,650

$9.83 ₱619

-39.37%

Chicken Fillets (1kg)

$3.19 PKR 883

$4.51 ₱284

-29.27%

Beef Round Steak (1kg)

$6.48 PKR 1,793

$7.35 ₱463

-11.84%

Apples (1kg)

$1.24 PKR 344

$3.32 ₱209

-62.65%

Banana (1kg)

$0.53 PKR 147

$1.41 ₱88.6

-62.41%

Oranges (1kg)

$1.03 PKR 284

$2.41 ₱152

-57.26%

Tomato (1kg)

$0.51 PKR 142

$1.53 ₱96.4

-66.67%

Potato (1kg)

$0.31 PKR 85.1

$2.42 ₱152

-87.19%

Onion (1kg)

$0.31 PKR 87.1

$1.89 ₱119

-83.60%

Lettuce (1 head)

$0.41 PKR 113

$1.14 ₱71.7

-64.04%

Water (1.5 liter bottle)

$0.44 PKR 120

$0.64 ₱40.01

-31.25%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.83 PKR 508

$2.91 ₱183

-37.11%

Wine (Bottle)

$6.11 ₱385

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

Imported Beer (0.33 liter bottle)

$1.74 ₱110

One-way Ticket (Public Transport)

$0.28 PKR 76.8

$0.26 ₱16.37

7.69%

Public Transport Monthly Pass (Regular Price)

$9.81 PKR 2,716

$11.32 ₱713

-13.34%

Taxi Start (Normal Tariff)

$0.87 PKR 240

$0.79 ₱49.77

10.13%

Taxi (Normal Tariff) (1km)

$0.74 PKR 204

$0.23 ₱14.53

221.74%

Taxi 1hour Waiting (Normal Tariff)

$2.23 PKR 617

$1.89 ₱119

17.99%

Gasoline (1 liter)

$1.38 PKR 383

$1.33 ₱83.9

3.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.4K PKR 5.1M

$21.1K ₱1.3M

-13.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.3M

$19.3K ₱1.2M

36.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$120 ₱7,531

-5.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.12 PKR 1,694

$14.43 ₱908

-57.59%

Internet (50+ Mbps, Unlimited Data)

$13.11 PKR 3,628

$27.86 ₱1,754

-52.94%

Gym Membership (Monthly)

$21.78 PKR 6,029

$32.58 ₱2,051

-33.15%

Tennis Court (1 Hour on Weekend)

$18.27 PKR 5,058

$4.62 ₱291

295.45%

Cinema Ticket

$4.26 PKR 1,179

$5.44 ₱342

-21.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.1 PKR 14.4K

$130 ₱8,211

-60.06%

International Primary School, 1 Child (Yearly)

$1,941 PKR 537.3K

$8,096 ₱509.8K

-76.02%

Jeans (Levis 501 Or Similar)

$17.53 PKR 4,852

$32.81 ₱2,066

-46.57%

Summer Dress (H&M, Zara, etc)

$22.88 PKR 6,332

$19.16 ₱1,206

19.42%

Sport Shoes (Adidas, Nike)

$68.1 PKR 18.8K

$76.9 ₱4,843

-11.48%

Men's Leather Business Shoes

$41.55 PKR 11.5K

$57.8 ₱3,638

-28.10%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.5K

$269 ₱17.0K

-56.36%

1-bedroom Apartment, Outside City Center (Monthly)

$73.2 PKR 20.3K

$169 ₱10.6K

-56.68%

3-bedroom Apartment, City Center (Monthly)

$360 PKR 99.6K

$511 ₱32.2K

-29.55%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.1K

$358 ₱22.5K

-47.35%

Buy Apartment in City Center (m2)

$1,082 PKR 299.4K

$2,453 ₱154.4K

-55.90%

Buy Apartment Outside City Center (m2)

$474 PKR 131.2K

$992 ₱62.5K

-52.25%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$241 ₱15.2K

-24.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

88.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 17, 2026

Last update for Negros: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.4%

Negros

$162 21.9% 22.2% $29

Groceries & Markets

Karachi

$102 21.1%

Negros

$204 27.5% 99.4% $101

Accommodation & Living

Karachi

$73 15.2%

Negros

$169 22.9% 131% $96

Clothing & Footwear

Karachi

$68 14%

Negros

$84 11.4% 24.4% $16

Eating Out

Karachi

$62 12.8%

Negros

$63 8.5% 1.6% $1

Sport & Entertainment

Karachi

$30 6.3%

Negros

$43 5.9% 43.4% $13

Getting Around

Karachi

$15 3.2%

Negros

$14 1.9% 7.6% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $269 in Negros. Housing cost is often the main lever when comparing two cities.

Negros pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Karachi vs $12.00 in Negros. Groceries flip the comparison at $102 vs $204, with Karachi cheaper for home cooking.

Good to know

🇵🇰 Karachi

🇵🇭 Negros

🕒 Local time

22:04 10:04 PM

01:04 1:04 AM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

4,414,131

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 21, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Negros 6,120 km ≈ 8 h nonstop flight

From you

Karachi
Negros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Negros: Cost of Living - Frequently Asked Questions

Karachi and Negros differ by about 53% in total monthly costs ($483 vs $739 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 32% lower in Negros. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $118 in Karachi versus $269 in Negros. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $483 per month in Karachi versus $739 in Negros – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 15% less than in Negros. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 53% less than in Negros. Beyond cost, consider language, visa policies, and how big the international community is in each city.