Last update: Oct 2026

Cost of Living Comparison Between Negros and Baguio

For one person, living costs are similar in Negros and in Baguio: $739 and $748 a month, rent and utilities included.

36

Cost of Living Index in Negros
Learn more

Negros Living Index
36

Cost of Living Index in Baguio
Learn more

Baguio Living Index

Jump to prices

Negros

🇵🇭 Philippines

$739

/mo nomad

Baguio

🇵🇭 Philippines

$748

/mo nomad

Monthly Cost of Living

How much you'll spend in Negros and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Negros and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $739 in Negros versus $748 in Baguio.

Negros $739
Baguio $748

Estimated couple costs with rent: $1,121 in Negros versus $1,157 in Baguio.

Negros $1,121
Baguio $1,157

Monthly costs for a family of three with rent: $1,503 in Negros versus $1,566 in Baguio.

Negros $1,503
Baguio $1,566

Living in Negros costs roughly 1% less than in Baguio, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Negros 45% lower, Baguio 45% lower.

Meal at Budget Restaurant

$2.94 ₱185

$3.88 ₱244

-24.23%

Three-Course Dinner for Two, Mid-Range

$11.99 ₱755

$16.81 ₱1,058

-28.67%

Fast Food Meal (McDonalds, etc)

$2.77 ₱175

$2.83 ₱178

-2.12%

Cappuccino

$1.40 ₱88.2

$1.77 ₱111

-20.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ₱41.96

$0.57 ₱35.76

17.54%

Water (0.33 liter bottle)

$0.42 ₱26.27

$0.31 ₱19.29

35.48%

Local Beer (0.5 liter draught)

$1.21 ₱76.1

$0.98 ₱61.5

23.47%

Imported Beer (0.33 liter bottle)

$1.96 ₱123

$1.62 ₱102

20.99%

Milk (1 liter)

$1.93 ₱121

$1.68 ₱106

14.88%

White Bread (500g)

$1.11 ₱69.7

$1.10 ₱69.3

0.91%

Rice (white) (1kg)

$0.96 ₱60.6

$1.01 ₱63.8

-4.95%

Eggs

$1.96 ₱123

$1.99 ₱125

-1.51%

Local Cheese (1kg)

$9.83 ₱619

$4.94 ₱311

98.99%

Chicken Fillets (1kg)

$4.51 ₱284

$3.49 ₱220

29.23%

Beef Round Steak (1kg)

$7.35 ₱463

$7.73 ₱487

-4.92%

Apples (1kg)

$3.32 ₱209

$2.22 ₱140

49.55%

Banana (1kg)

$1.41 ₱88.6

$1.60 ₱100

-11.88%

Oranges (1kg)

$2.41 ₱152

$2.38 ₱150

1.26%

Tomato (1kg)

$1.53 ₱96.4

$1.03 ₱65.1

48.54%

Potato (1kg)

$2.42 ₱152

$1.74 ₱110

39.08%

Onion (1kg)

$1.89 ₱119

$1.74 ₱109

8.62%

Lettuce (1 head)

$1.14 ₱71.7

$0.61 ₱38.71

86.89%

Water (1.5 liter bottle)

$0.64 ₱40.01

$0.49 ₱30.80

30.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.91 ₱183

Wine (Bottle)

$6.11 ₱385

$8.57 ₱540

-28.70%

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

$0.92 ₱58.2

33.70%

Imported Beer (0.33 liter bottle)

$1.74 ₱110

$2.01 ₱127

-13.43%

One-way Ticket (Public Transport)

$0.26 ₱16.37

$0.23 ₱14.39

13.04%

Public Transport Monthly Pass (Regular Price)

$11.32 ₱713

$12.79 ₱806

-11.49%

Taxi Start (Normal Tariff)

$0.79 ₱49.77

$0.76 ₱47.69

3.95%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.25 ₱15.82

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$1.89 ₱119

$1.93 ₱122

-2.07%

Gasoline (1 liter)

$1.33 ₱83.9

$1.19 ₱74.8

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$21.2K ₱1.3M

-0.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

$19.5K ₱1.2M

-0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,531

$141 ₱8,908

-15.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.43 ₱908

$17.70 ₱1,114

-18.47%

Internet (50+ Mbps, Unlimited Data)

$27.86 ₱1,754

$23.50 ₱1,479

18.55%

Gym Membership (Monthly)

$32.58 ₱2,051

$21.59 ₱1,359

50.90%

Tennis Court (1 Hour on Weekend)

$4.62 ₱291

$5.31 ₱334

-12.99%

Cinema Ticket

$5.44 ₱342

$5.22 ₱329

4.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$130 ₱8,211

$130 ₱8,180

0.37%

International Primary School, 1 Child (Yearly)

$8,096 ₱509.8K

$10.8K ₱682.6K

-25.32%

Jeans (Levis 501 Or Similar)

$32.81 ₱2,066

$28.85 ₱1,816

13.73%

Summer Dress (H&M, Zara, etc)

$19.16 ₱1,206

$19.38 ₱1,220

-1.14%

Sport Shoes (Adidas, Nike)

$76.9 ₱4,843

$72.3 ₱4,551

6.40%

Men's Leather Business Shoes

$57.8 ₱3,638

$54.9 ₱3,458

5.21%

1-bedroom Apartment, City Center (Monthly)

$269 ₱17.0K

$398 ₱25.0K

-32.26%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₱10.6K

$192 ₱12.1K

-12.16%

3-bedroom Apartment, City Center (Monthly)

$511 ₱32.2K

$838 ₱52.7K

-39.03%

3-bedroom Apartment, Outside City Center (Monthly)

$358 ₱22.5K

$454 ₱28.6K

-21.24%

Buy Apartment in City Center (m2)

$2,453 ₱154.4K

$2,660 ₱167.5K

-7.78%

Buy Apartment Outside City Center (m2)

$992 ₱62.5K

$925 ₱58.2K

7.30%

Average Monthly Net Salary (After Tax)

$241 ₱15.2K

$183 ₱11.5K

31.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: October 19, 2026

Last update for Baguio: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Negros

$204 27.5%

Baguio

$173 23.2% 14.8% $30

Accommodation & Living

Negros

$169 22.9%

Baguio

$192 25.7% 13.8% $23

Monthly Utilities & Internet

Negros

$162 21.9%

Baguio

$183 24.4% 12.8% $21

Clothing & Footwear

Negros

$84 11.4%

Baguio

$79 10.6% 6% $5

Eating Out

Negros

$63 8.5%

Baguio

$72 9.7% 15.1% $9.5

Sport & Entertainment

Negros

$43 5.9%

Baguio

$32 4.3% 26.3% $11

Getting Around

Negros

$14 1.9%

Baguio

$16 2.1% 9.9% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $269 in Negros and $398 in Baguio. Housing cost is often the main lever when comparing two cities.

Negros pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Negros vs $17.00 in Baguio. Groceries flip the comparison at $204 vs $173, with Baguio cheaper for home cooking.

Good to know

🇵🇭 Negros

🇵🇭 Baguio

🕒 Local time

19:22 7:22 PM

Same time as Negros

🌤 Weather

👥 Population

4,414,131

366,358

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Negros Baguio 760 km ≈ 1 h 30 min nonstop flight

From you

Negros
Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Baguio: Cost of Living - Frequently Asked Questions

Negros wins on cost – living expenses run 1% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Negros the obvious pick if budget is a priority.

Average pay runs 32% higher in Negros, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $269 in Negros versus $398 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $739 per month in Negros versus $748 in Baguio – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Negros runs roughly 13% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Negros gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Negros and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Negros gentler on the wallet – expenses run 1% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.