Cost of Living Comparison Between Negros and Baguio Cost of Living Comparison Between Negros and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $787 in Negros versus $788 in Baguio.

Estimated couple costs with rent: $1,232 in Negros versus $1,154 in Baguio.

Monthly costs for a family of three with rent: $1,677 in Negros versus $1,520 in Baguio.

Monthly costs are close between Negros and Baguio; which city is cheaper depends on the spending category.

Both cities sit below the global median: Negros 41% lower, Baguio 41% lower.

Meal at Budget Restaurant

$3.53 ₱218

$3.57 ₱221

-1.12%

Three-Course Dinner for Two, Mid-Range

$13.19 ₱814

$13.38 ₱826

-1.42%

Fast Food Meal (McDonalds, etc)

$3.05 ₱188

$2.64 ₱163

15.53%

Cappuccino

$1.63 ₱101

$2.36 ₱145

-30.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₱20.63

$0.65 ₱40.18

-49.23%

Water (0.33 liter bottle)

$0.42 ₱26.16

$0.38 ₱23.20

10.53%

Local Beer (0.5 liter draught)

$1.30 ₱80.4

$1.39 ₱85.5

-6.47%

Imported Beer (0.33 liter bottle)

$2.18 ₱134

$1.89 ₱117

15.34%

Milk (1 liter)

$2.29 ₱141

$1.88 ₱116

21.81%

White Bread (500g)

$1.50 ₱92.6

$1.19 ₱73.5

26.05%

Rice (white) (1kg)

$1.17 ₱72.2

$1.12 ₱68.9

4.46%

Eggs

$2.34 ₱144

$2.22 ₱137

5.41%

Local Cheese (1kg)

$12.67 ₱782

$9.21 ₱569

37.57%

Chicken Fillets (1kg)

$5.20 ₱321

$3.74 ₱231

39.04%

Beef Round Steak (1kg)

$7.91 ₱488

$8.33 ₱514

-5.04%

Apples (1kg)

$3.64 ₱225

$2.74 ₱169

32.85%

Banana (1kg)

$1.52 ₱93.5

$1.80 ₱111

-15.56%

Oranges (1kg)

$3.44 ₱212

$2.39 ₱147

43.93%

Tomato (1kg)

$2.19 ₱135

$1.20 ₱74.4

82.50%

Potato (1kg)

$2.62 ₱162

$1.81 ₱112

44.75%

Onion (1kg)

$2.44 ₱151

$2.29 ₱142

6.55%

Lettuce (1 head)

$1.00 ₱61.4

$0.73 ₱45.16

36.99%

Water (1.5 liter bottle)

$0.80 ₱49.15

$0.72 ₱44.29

11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 ₱202

$3.26 ₱201

0.31%

Wine (Bottle)

$6.47 ₱400

$9.08 ₱561

-28.74%

Local Beer (0.5 liter bottle)

$1.16 ₱71.6

$1.06 ₱65.5

9.43%

Imported Beer (0.33 liter bottle)

$2.35 ₱145

$2.31 ₱143

1.73%

One-way Ticket (Public Transport)

$0.26 ₱15.85

$0.26 ₱15.93

Public Transport Monthly Pass (Regular Price)

$10.85 ₱670

Taxi Start (Normal Tariff)

$0.84 ₱51.5

$0.92 ₱57.0

-8.70%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.53

$0.24 ₱14.89

4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.71 ₱168

$2.40 ₱148

12.92%

Gasoline (1 liter)

$1.13 ₱70.0

$1.12 ₱69.1

0.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K ₱1.8M

$31.8K ₱2.0M

-5.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K ₱1.7M

$20.3K ₱1.3M

34.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.5 ₱6,082

$147 ₱9,096

-33.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.99 ₱2,098

$35.37 ₱2,183

-3.90%

Internet (50+ Mbps, Unlimited Data)

$29.82 ₱1,840

$26.43 ₱1,631

12.83%

Gym Membership (Monthly)

$34.07 ₱2,103

$22.38 ₱1,382

52.23%

Tennis Court (1 Hour on Weekend)

$4.44 ₱274

$4.18 ₱258

6.22%

Cinema Ticket

$6.04 ₱373

$5.60 ₱346

7.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱14.1K

$154 ₱9,504

48.22%

International Primary School, 1 Child (Yearly)

$3,913 ₱241.5K

$4,706 ₱290.5K

-16.86%

Jeans (Levis 501 Or Similar)

$45.23 ₱2,792

$47.79 ₱2,950

-5.36%

Summer Dress (H&M, Zara, etc)

$22.72 ₱1,402

$27.10 ₱1,672

-16.16%

Sport Shoes (Adidas, Nike)

$75.7 ₱4,671

$76.1 ₱4,694

-0.50%

Men's Leather Business Shoes

$55.7 ₱3,438

$45.80 ₱2,827

21.64%

1-bedroom Apartment, City Center (Monthly)

$266 ₱16.4K

$345 ₱21.3K

-22.91%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.8K

$145 ₱8,967

20.04%

3-bedroom Apartment, City Center (Monthly)

$587 ₱36.2K

$549 ₱33.9K

6.89%

3-bedroom Apartment, Outside City Center (Monthly)

$401 ₱24.8K

$261 ₱16.1K

53.82%

Buy Apartment in City Center (m2)

$2,558 ₱157.9K

$2,417 ₱149.2K

5.81%

Buy Apartment Outside City Center (m2)

$1,078 ₱66.5K

$933 ₱57.6K

15.50%

Average Monthly Net Salary (After Tax)

$246 ₱15.2K

$181 ₱11.2K

35.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: May 30, 2026

Last update for Baguio: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $266 in Negros and $345 in Baguio. Housing cost is often the main lever when comparing two cities.

Negros pays 36% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $13.00 in Negros vs $13.00 in Baguio. Groceries flip the comparison at $241 vs $205, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Baguio: Cost of Living - Frequently Asked Questions

Negros pays 36% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $266 in Negros versus $345 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Baguio pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Negros – a meal for two runs $13.00 versus $13.00 in Baguio. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Negros gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Negros and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Negros wins on affordability, Baguio on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.