Cost of Living Comparison Between Negros and Baguio Cost of Living Comparison Between Negros and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $781 in Negros versus $776 in Baguio.

Estimated couple costs with rent: $1,233 in Negros versus $1,142 in Baguio.

Monthly costs for a family of three with rent: $1,686 in Negros versus $1,507 in Baguio.

Living in Negros is roughly 1% more expensive than in Baguio, driven mainly by Groceries & Markets.

Both cities sit below the global median: Negros 42% lower, Baguio 42% lower.

Meal at Budget Restaurant

$3.52 ₱217

$3.63 ₱224

-3.03%

Three-Course Dinner for Two, Mid-Range

$13.17 ₱813

$13.20 ₱815

-0.23%

Fast Food Meal (McDonalds, etc)

$3.15 ₱194

$2.70 ₱167

16.67%

Cappuccino

$1.58 ₱97.8

$2.47 ₱152

-36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.31 ₱18.95

$0.69 ₱42.76

-55.07%

Water (0.33 liter bottle)

$0.42 ₱25.89

$0.40 ₱24.82

5.00%

Local Beer (0.5 liter draught)

$1.34 ₱82.7

$1.38 ₱85.2

-2.90%

Imported Beer (0.33 liter bottle)

$2.19 ₱135

$1.94 ₱119

12.89%

Milk (1 liter)

$2.29 ₱141

$1.83 ₱113

25.14%

White Bread (500g)

$1.53 ₱94.3

$1.20 ₱73.9

27.50%

Rice (white) (1kg)

$1.11 ₱68.3

$1.06 ₱65.7

4.72%

Eggs

$2.35 ₱145

$2.21 ₱136

6.33%

Local Cheese (1kg)

$13.05 ₱805

$9.02 ₱556

44.68%

Chicken Fillets (1kg)

$5.18 ₱320

$3.92 ₱242

32.14%

Beef Round Steak (1kg)

$7.51 ₱464

$8.48 ₱523

-11.44%

Apples (1kg)

$3.50 ₱216

$2.73 ₱169

28.21%

Banana (1kg)

$1.52 ₱93.6

$1.77 ₱109

-14.12%

Oranges (1kg)

$3.27 ₱202

$2.39 ₱147

36.82%

Tomato (1kg)

$2.20 ₱136

$1.20 ₱74.1

83.33%

Potato (1kg)

$2.62 ₱162

$1.92 ₱118

36.46%

Onion (1kg)

$2.54 ₱157

$2.28 ₱141

11.40%

Lettuce (1 head)

$0.99 ₱61.2

$0.71 ₱43.87

39.44%

Water (1.5 liter bottle)

$0.77 ₱47.63

$0.71 ₱43.97

8.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 ₱193

$3.19 ₱197

-1.88%

Wine (Bottle)

$6.43 ₱397

$8.87 ₱547

-27.51%

Local Beer (0.5 liter bottle)

$1.20 ₱73.9

$1.04 ₱64.0

15.38%

Imported Beer (0.33 liter bottle)

$2.36 ₱145

$2.34 ₱144

0.85%

One-way Ticket (Public Transport)

$0.28 ₱17.32

$0.26 ₱16.00

7.69%

Public Transport Monthly Pass (Regular Price)

$10.56 ₱652

Taxi Start (Normal Tariff)

$0.87 ₱53.8

$0.86 ₱53.1

1.16%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.15

$0.22 ₱13.50

4.55%

Taxi 1hour Waiting (Normal Tariff)

$2.69 ₱166

$2.46 ₱152

9.35%

Gasoline (1 liter)

$1.13 ₱69.9

$1.12 ₱69.0

0.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K ₱1.9M

$32.5K ₱2.0M

-7.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ₱1.7M

$20.3K ₱1.3M

33.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.7 ₱6,092

$145 ₱8,918

-31.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.01 ₱2,098

$34.50 ₱2,129

-1.42%

Internet (50+ Mbps, Unlimited Data)

$29.27 ₱1,806

$26.42 ₱1,630

10.79%

Gym Membership (Monthly)

$33.71 ₱2,080

$22.14 ₱1,366

52.26%

Tennis Court (1 Hour on Weekend)

$4.50 ₱277

$4.05 ₱250

11.11%

Cinema Ticket

$6.02 ₱371

$5.61 ₱346

7.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$227 ₱14.0K

$150 ₱9,227

51.93%

International Primary School, 1 Child (Yearly)

$3,960 ₱244.4K

$4,634 ₱285.9K

-14.55%

Jeans (Levis 501 Or Similar)

$45.88 ₱2,831

$48.95 ₱3,020

-6.27%

Summer Dress (H&M, Zara, etc)

$23.26 ₱1,435

$27.80 ₱1,715

-16.33%

Sport Shoes (Adidas, Nike)

$76.2 ₱4,702

$76.8 ₱4,736

-0.70%

Men's Leather Business Shoes

$54.5 ₱3,365

$46.78 ₱2,886

16.57%

1-bedroom Apartment, City Center (Monthly)

$263 ₱16.2K

$342 ₱21.1K

-23.28%

1-bedroom Apartment, Outside City Center (Monthly)

$175 ₱10.8K

$145 ₱8,919

21.36%

3-bedroom Apartment, City Center (Monthly)

$580 ₱35.8K

$539 ₱33.3K

7.64%

3-bedroom Apartment, Outside City Center (Monthly)

$388 ₱24.0K

$270 ₱16.7K

43.89%

Buy Apartment in City Center (m2)

$2,611 ₱161.1K

$2,477 ₱152.9K

5.40%

Buy Apartment Outside City Center (m2)

$1,054 ₱65.0K

$927 ₱57.2K

13.62%

Average Monthly Net Salary (After Tax)

$246 ₱15.2K

$187 ₱11.6K

31.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: July 19, 2026

Last update for Baguio: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $263 in Negros and $342 in Baguio. Housing cost is often the main lever when comparing two cities.

Negros pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $13.00 in Negros vs $13.00 in Baguio. Groceries flip the comparison at $240 vs $205, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 1% lower than in Negros. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

Average pay runs 31% higher in Negros, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $263 in Negros versus $342 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Negros. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $781 per month in Negros versus $776 in Baguio – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Negros and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 1% less than in Negros. Beyond cost, consider language, visa policies, and how big the international community is in each city.