Cost of Living Comparison Between Negros and Baguio Cost of Living Comparison Between Negros and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $736 in Negros versus $748 in Baguio.

Estimated couple costs with rent: $1,134 in Negros versus $1,182 in Baguio.

Monthly costs for a family of three with rent: $1,533 in Negros versus $1,616 in Baguio.

Living in Negros costs roughly 2% less than in Baguio, driven mainly by Groceries & Markets.

Both cities sit below the global median: Negros 46% lower, Baguio 46% lower.

Meal at Budget Restaurant

$3.06 ₱192

$4.03 ₱252

-24.07%

Three-Course Dinner for Two, Mid-Range

$12.07 ₱756

$16.79 ₱1,051

-28.11%

Fast Food Meal (McDonalds, etc)

$2.85 ₱179

$2.77 ₱174

2.89%

Cappuccino

$1.47 ₱92.2

$1.79 ₱112

-17.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 ₱18.87

$0.55 ₱34.74

-45.45%

Water (0.33 liter bottle)

$0.39 ₱24.24

$0.35 ₱21.61

11.43%

Local Beer (0.5 liter draught)

$1.17 ₱73.1

$1.02 ₱63.9

14.71%

Imported Beer (0.33 liter bottle)

$1.97 ₱124

$1.64 ₱103

20.12%

Milk (1 liter)

$2.00 ₱125

$1.62 ₱101

23.46%

White Bread (500g)

$1.15 ₱72.1

$1.12 ₱70.0

2.68%

Rice (white) (1kg)

$1.01 ₱63.3

$0.98 ₱61.4

3.06%

Eggs

$1.99 ₱125

$2.11 ₱132

-5.69%

Local Cheese (1kg)

$10.10 ₱633

$5.00 ₱313

102.00%

Chicken Fillets (1kg)

$4.48 ₱281

$3.36 ₱210

33.33%

Beef Round Steak (1kg)

$7.84 ₱491

$8.12 ₱508

-3.45%

Apples (1kg)

$3.38 ₱211

$2.29 ₱143

47.60%

Banana (1kg)

$1.46 ₱91.7

$1.62 ₱102

-9.88%

Oranges (1kg)

$2.34 ₱146

$2.33 ₱146

0.43%

Tomato (1kg)

$1.48 ₱93.0

$1.08 ₱67.4

37.04%

Potato (1kg)

$2.43 ₱152

$1.68 ₱105

44.64%

Onion (1kg)

$2.00 ₱125

$1.71 ₱107

16.96%

Lettuce (1 head)

$1.19 ₱74.3

$0.62 ₱39.05

91.94%

Water (1.5 liter bottle)

$0.63 ₱39.72

$0.49 ₱30.63

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ₱187

$2.99 ₱187

-0.33%

Wine (Bottle)

$6.24 ₱390

$8.98 ₱562

-30.51%

Local Beer (0.5 liter bottle)

$1.29 ₱81.0

$0.95 ₱59.7

35.79%

Imported Beer (0.33 liter bottle)

$1.67 ₱105

$2.11 ₱132

-20.85%

One-way Ticket (Public Transport)

$0.25 ₱15.61

$0.25 ₱15.66

Public Transport Monthly Pass (Regular Price)

$10.33 ₱647

$12.67 ₱794

-18.47%

Taxi Start (Normal Tariff)

$0.80 ₱49.86

$0.76 ₱47.90

5.26%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.41

$0.25 ₱15.73

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$1.87 ₱117

$1.96 ₱122

-4.59%

Gasoline (1 liter)

$1.28 ₱80.4

$1.20 ₱75.1

6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$21.4K ₱1.3M

0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

$19.6K ₱1.2M

-0.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,478

$144 ₱8,987

-16.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.03 ₱941

$17.30 ₱1,083

-13.12%

Internet (50+ Mbps, Unlimited Data)

$27.75 ₱1,738

$23.28 ₱1,458

19.20%

Gym Membership (Monthly)

$30.86 ₱1,932

$21.30 ₱1,334

44.88%

Tennis Court (1 Hour on Weekend)

$5.12 ₱320

$5.36 ₱336

-4.48%

Cinema Ticket

$5.52 ₱345

$5.19 ₱325

6.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 ₱8,380

$131 ₱8,203

2.16%

International Primary School, 1 Child (Yearly)

$7,920 ₱495.9K

$10.6K ₱664.4K

-25.36%

Jeans (Levis 501 Or Similar)

$31.78 ₱1,990

$29.51 ₱1,848

7.69%

Summer Dress (H&M, Zara, etc)

$19.40 ₱1,215

$19.29 ₱1,208

0.57%

Sport Shoes (Adidas, Nike)

$76.4 ₱4,784

$73.0 ₱4,574

4.59%

Men's Leather Business Shoes

$59.3 ₱3,713

$55.4 ₱3,471

7.00%

1-bedroom Apartment, City Center (Monthly)

$291 ₱18.2K

$411 ₱25.7K

-29.27%

1-bedroom Apartment, Outside City Center (Monthly)

$180 ₱11.3K

$198 ₱12.4K

-9.08%

3-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$851 ₱53.3K

-40.61%

3-bedroom Apartment, Outside City Center (Monthly)

$394 ₱24.7K

$466 ₱29.2K

-15.43%

Buy Apartment in City Center (m2)

$2,489 ₱155.9K

$2,650 ₱165.9K

-6.06%

Buy Apartment Outside City Center (m2)

$1,062 ₱66.5K

$919 ₱57.5K

15.60%

Average Monthly Net Salary (After Tax)

$239 ₱15.0K

$180 ₱11.2K

33.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Negros: August 30, 2026

Last update for Baguio: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $291 in Negros and $411 in Baguio. Housing cost is often the main lever when comparing two cities.

Negros pays 33% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Negros vs $17.00 in Baguio. Groceries flip the comparison at $208 vs $175, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Negros vs Baguio: Cost of Living - Frequently Asked Questions

Negros wins on cost – living expenses run 2% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Negros the obvious pick if budget is a priority.

Average pay runs 33% higher in Negros, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $291 in Negros versus $411 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $736 per month in Negros versus $748 in Baguio – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Negros runs roughly 23% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Negros gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Negros and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Negros gentler on the wallet – expenses run 2% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.