Cost of Living Comparison Between Baguio and Negros Cost of Living Comparison Between Baguio and Negros

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Baguio versus $786 in Negros.

Estimated couple costs with rent: $1,139 in Baguio versus $1,216 in Negros.

Monthly costs for a family of three with rent: $1,490 in Baguio versus $1,646 in Negros.

Monthly costs are close between Baguio and Negros; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 41% lower, Negros 42% lower.

Meal at Budget Restaurant

$3.57 ₱217

$3.59 ₱218

-0.56%

Three-Course Dinner for Two, Mid-Range

$13.22 ₱802

$13.32 ₱809

-0.75%

Fast Food Meal (McDonalds, etc)

$2.65 ₱161

$3.12 ₱190

-15.06%

Cappuccino

$2.36 ₱143

$1.58 ₱95.9

49.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱41.93

$0.33 ₱20.16

109.09%

Water (0.33 liter bottle)

$0.37 ₱22.55

$0.46 ₱27.81

-19.57%

Local Beer (0.5 liter draught)

$1.44 ₱87.5

$1.29 ₱78.4

11.63%

Imported Beer (0.33 liter bottle)

$1.90 ₱115

$2.09 ₱127

-9.09%

Milk (1 liter)

$1.89 ₱115

$2.24 ₱136

-15.63%

White Bread (500g)

$1.23 ₱74.8

$1.52 ₱92.1

-19.08%

Rice (white) (1kg)

$1.08 ₱65.3

$1.17 ₱71.0

-7.69%

Eggs

$2.26 ₱137

$2.31 ₱140

-2.16%

Local Cheese (1kg)

$9.14 ₱555

$12.73 ₱773

-28.20%

Chicken Fillets (1kg)

$3.91 ₱237

$5.34 ₱324

-26.78%

Beef Round Steak (1kg)

$8.75 ₱531

$7.65 ₱465

14.38%

Apples (1kg)

$2.64 ₱160

$3.50 ₱212

-24.57%

Banana (1kg)

$1.80 ₱109

$1.46 ₱88.9

23.29%

Oranges (1kg)

$2.31 ₱140

$3.27 ₱198

-29.36%

Tomato (1kg)

$1.16 ₱70.2

$2.24 ₱136

-48.21%

Potato (1kg)

$1.84 ₱112

$2.68 ₱163

-31.34%

Onion (1kg)

$2.29 ₱139

$2.49 ₱151

-8.03%

Lettuce (1 head)

$0.67 ₱40.39

$0.92 ₱55.9

-27.17%

Water (1.5 liter bottle)

$0.76 ₱46.15

$0.84 ₱51.2

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.34 ₱203

$3.15 ₱191

6.03%

Wine (Bottle)

$8.91 ₱541

$6.57 ₱399

35.62%

Local Beer (0.5 liter bottle)

$1.04 ₱63.1

$1.21 ₱73.6

-14.05%

Imported Beer (0.33 liter bottle)

$2.32 ₱141

$2.34 ₱142

-0.85%

One-way Ticket (Public Transport)

$0.28 ₱17.11

$0.26 ₱15.65

7.69%

Public Transport Monthly Pass (Regular Price)

$10.58 ₱642

Taxi Start (Normal Tariff)

$0.85 ₱51.7

$0.89 ₱53.9

-4.49%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.32

$0.25 ₱15.25

-12.00%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱143

$2.59 ₱157

-8.88%

Gasoline (1 liter)

$1.10 ₱67.1

$1.15 ₱69.5

-4.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K ₱1.9M

$29.6K ₱1.8M

7.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.2M

$27.4K ₱1.7M

-25.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 ₱8,846

$97.3 ₱5,909

49.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.30 ₱2,143

$34.75 ₱2,110

1.58%

Internet (50+ Mbps, Unlimited Data)

$26.09 ₱1,584

$29.67 ₱1,802

-12.07%

Gym Membership (Monthly)

$21.90 ₱1,330

$34.05 ₱2,067

-35.68%

Tennis Court (1 Hour on Weekend)

$4.05 ₱246

$4.48 ₱272

-9.60%

Cinema Ticket

$5.82 ₱353

$6.07 ₱369

-4.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,378

$229 ₱13.9K

-32.65%

International Primary School, 1 Child (Yearly)

$4,658 ₱282.9K

$3,908 ₱237.3K

19.21%

Jeans (Levis 501 Or Similar)

$48.66 ₱2,955

$46.54 ₱2,826

4.56%

Summer Dress (H&M, Zara, etc)

$28.00 ₱1,700

$23.38 ₱1,420

19.76%

Sport Shoes (Adidas, Nike)

$76.2 ₱4,624

$76.1 ₱4,620

0.09%

Men's Leather Business Shoes

$46.62 ₱2,831

$55.1 ₱3,347

-15.42%

1-bedroom Apartment, City Center (Monthly)

$340 ₱20.7K

$261 ₱15.8K

30.38%

1-bedroom Apartment, Outside City Center (Monthly)

$142 ₱8,635

$179 ₱10.9K

-20.53%

3-bedroom Apartment, City Center (Monthly)

$552 ₱33.5K

$582 ₱35.3K

-5.20%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₱16.1K

$395 ₱24.0K

-33.10%

Buy Apartment in City Center (m2)

$2,390 ₱145.1K

$2,267 ₱137.6K

5.43%

Buy Apartment Outside City Center (m2)

$933 ₱56.7K

$971 ₱59.0K

-3.88%

Average Monthly Net Salary (After Tax)

$184 ₱11.2K

$247 ₱15.0K

-25.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

-35.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: June 9, 2026

Last update for Negros: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Baguio and $261 in Negros. Housing cost is often the main lever when comparing two cities.

Negros pays 34% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $13.00 in Baguio vs $13.00 in Negros for a mid-range dinner for two. Groceries echo the gap at $206 vs $241 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Negros: Cost of Living - Frequently Asked Questions

On paper, Negros earns 34% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $340 in Baguio versus $261 in Negros. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Baguio pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Negros – a meal for two runs $13.00 versus $13.00 in Baguio. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,000 a month, though Negros gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Negros are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Negros wins on affordability, Baguio on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.