Last update: Oct 2026

Cost of Living Comparison Between Baguio and Negros

For one person, living costs are similar in Baguio and in Negros: $737 and $741 a month, rent and utilities included.

Baguio, Philippines
Negros, Philippines
Baguio
🇵🇭 Philippines
$737
/mo nomad
Negros
🇵🇭 Philippines
$741
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Negros

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Negros actually costs, broken down by who's living it.

Monthly costs for one person with rent: $737 in Baguio versus $741 in Negros.

  • Baguio $737
  • Negros $741

Estimated couple costs with rent: $1,148 in Baguio versus $1,093 in Negros.

  • Baguio $1,148
  • Negros $1,093

Monthly costs for a family of three with rent: $1,558 in Baguio versus $1,445 in Negros.

  • Baguio $1,558
  • Negros $1,445

Monthly costs are close between Baguio and Negros; which city is cheaper depends on the spending category.

Both cities sit below the global median: Baguio 46% lower, Negros 46% lower.

Currency
🍽 Eating Out
Baguio
Negros
Difference
Meal at Budget Restaurant
$3.92 ₱251
$3.22 ₱206
21.74%
Three-Course Dinner for Two, Mid-Range
$16.66 ₱1,064
$11.88 ₱759
40.24%
Fast Food Meal (McDonalds, etc)
$2.73 ₱174
$2.70 ₱172
1.11%
Cappuccino
$1.80 ₱115
$1.38 ₱87.9
30.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.55 ₱35.18
$0.69 ₱44.19
-20.29%
Water (0.33 liter bottle)
$0.33 ₱21.26
$0.41 ₱25.99
-19.51%
Local Beer (0.5 liter draught)
$0.99 ₱63.5
$1.14 ₱72.5
-13.16%
Imported Beer (0.33 liter bottle)
$1.54 ₱98.1
$1.90 ₱121
-18.95%
🛒 Groceries & Markets
Baguio
Negros
Difference
Milk (1 liter)
$1.59 ₱101
$1.90 ₱122
-16.32%
White Bread (500g)
$1.14 ₱73.1
$1.13 ₱72.4
0.88%
Rice (white) (1kg)
$0.97 ₱61.7
$0.97 ₱61.8
-
Eggs
$1.99 ₱127
$1.92 ₱123
3.65%
Local Cheese (1kg)
$5.11 ₱326
$9.50 ₱607
-46.21%
Chicken Fillets (1kg)
$3.27 ₱209
$4.35 ₱277
-24.83%
Beef Round Steak (1kg)
$7.63 ₱487
$7.27 ₱464
4.95%
Apples (1kg)
$2.19 ₱140
$3.29 ₱210
-33.43%
Banana (1kg)
$1.55 ₱99.3
$1.35 ₱86.3
14.81%
Oranges (1kg)
$2.26 ₱144
$2.36 ₱151
-4.24%
Tomato (1kg)
$1.02 ₱65.0
$1.45 ₱92.4
-29.66%
Potato (1kg)
$1.73 ₱110
$2.30 ₱147
-24.78%
Onion (1kg)
$1.69 ₱108
$1.92 ₱122
-11.98%
Lettuce (1 head)
$0.65 ₱41.21
$1.10 ₱70.5
-40.91%
Water (1.5 liter bottle)
$0.51 ₱32.72
$0.60 ₱38.45
-15.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.94 ₱188
$2.93 ₱187
0.34%
Wine (Bottle)
$8.50 ₱543
$6.23 ₱398
36.44%
Local Beer (0.5 liter bottle)
$0.95 ₱60.4
$1.21 ₱77.5
-21.49%
Imported Beer (0.33 liter bottle)
$2.05 ₱131
$1.70 ₱108
20.59%
🚌 Getting Around
Baguio
Negros
Difference
One-way Ticket (Public Transport)
$0.22 ₱14.04
$0.25 ₱15.73
-12.00%
Public Transport Monthly Pass (Regular Price)
$12.90 ₱824
$11.20 ₱715
15.18%
Taxi Start (Normal Tariff)
$0.81 ₱51.8
$0.73 ₱46.72
10.96%
Taxi (Normal Tariff) (1km)
$0.24 ₱15.38
$0.22 ₱14.05
9.09%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱121
$1.89 ₱121
0.53%
Gasoline (1 liter)
$1.19 ₱76.2
$1.36 ₱86.7
-12.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3K ₱1.4M
$21.2K ₱1.4M
0.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.8K ₱1.2M
$19.0K ₱1.2M
-1.28%
🧾 Monthly Utilities & Internet
Baguio
Negros
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 ₱8,677
$118 ₱7,507
15.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.08 ₱1,091
$15.78 ₱1,008
8.24%
Internet (50+ Mbps, Unlimited Data)
$23.01 ₱1,469
$27.98 ₱1,786
-17.76%
🎉 Sport & Entertainment
Baguio
Negros
Difference
Gym Membership (Monthly)
$20.76 ₱1,325
$32.93 ₱2,103
-36.96%
Tennis Court (1 Hour on Weekend)
$5.23 ₱334
$5.62 ₱359
-6.94%
Cinema Ticket
$5.03 ₱321
$5.32 ₱340
-5.45%
🧸 Childcare & Education
Baguio
Negros
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$132 ₱8,458
$131 ₱8,387
0.85%
International Primary School, 1 Child (Yearly)
$10.6K ₱673.6K
$7,971 ₱508.9K
32.37%
👕👟 Clothing & Footwear
Baguio
Negros
Difference
Jeans (Levis 501 Or Similar)
$28.91 ₱1,846
$33.13 ₱2,115
-12.74%
Summer Dress (H&M, Zara, etc)
$19.53 ₱1,247
$19.33 ₱1,234
1.03%
Sport Shoes (Adidas, Nike)
$71.5 ₱4,565
$75.9 ₱4,844
-5.76%
Men's Leather Business Shoes
$54.9 ₱3,504
$56.0 ₱3,575
-1.96%
🏠 Accommodation & Living
Baguio
Negros
Difference
1-bedroom Apartment, City Center (Monthly)
$393 ₱25.1K
$270 ₱17.2K
45.87%
1-bedroom Apartment, Outside City Center (Monthly)
$192 ₱12.3K
$175 ₱11.2K
9.78%
3-bedroom Apartment, City Center (Monthly)
$819 ₱52.3K
$480 ₱30.6K
70.75%
3-bedroom Apartment, Outside City Center (Monthly)
$463 ₱29.5K
$308 ₱19.6K
50.42%
Buy Apartment in City Center (m2)
$3,156 ₱201.5K
$2,799 ₱178.7K
12.76%
Buy Apartment Outside City Center (m2)
$1,526 ₱97.4K
$1,194 ₱76.2K
27.78%
💵 Salaries & Financials
Baguio
Negros
Difference
Average Monthly Net Salary (After Tax)
$179 ₱11.4K
$232 ₱14.8K
-22.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
7
-3.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 25, 2026

Last update for Negros: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$192
Negros
$175 8.9% $17
Monthly Utilities & Internet
Baguio
$176
Negros
$161 8.3% $15
Groceries & Markets
Baguio
$171
Negros
$200 16.5% $28
Clothing & Footwear
Baguio
$79
Negros
$83 5.4% $4.3
Eating Out
Baguio
$73
Negros
$64 11.7% $8.5
Sport & Entertainment
Baguio
$31
Negros
$44 41.4% $13
Getting Around
Baguio
$16
Negros
$14 11.3% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $393 in Baguio and $270 in Negros. Housing cost is often the main lever when comparing two cities.

Negros pays 30% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $17 in Baguio vs $12 in Negros. Groceries flip the comparison at $171 vs $200, with Baguio cheaper for home cooking.

Good to know
🇵🇭 Baguio
🇵🇭 Negros
🕒 Local time
09:16 9:16 AM
09:16 9:16 AM
Same time as Baguio
🌤 Weather
👥 Population
366,358
4,414,131
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Baguio Negros 760 km ≈ 1 h 30 min nonstop flight
From you
  • Baguio
  • Negros

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Negros: Cost of Living - Frequently Asked Questions
Are salaries higher in Baguio or in Negros?
On paper, salaries run 23% lower in Baguio. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Baguio compared to Negros?
Rent for a central apartment: $393 in Baguio versus $270 in Negros. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Baguio compared to Negros?
A monthly transit pass in Negros runs roughly 13% less than in Baguio. The price difference matters if you commute daily and watch your budget.
Are groceries more expensive in Baguio or in Negros?
Supermarket bills run roughly 17% higher in Negros. For households that cook at home regularly, that difference adds up over a month.
Should I move to Baguio or to Negros?
It comes down to priorities – Baguio wins on affordability, Negros on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

Baguio vs other spots: cost of living compared

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