Cost of Living Comparison Between Baguio and Negros Cost of Living Comparison Between Baguio and Negros

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Baguio versus $745 in Negros.

Estimated couple costs with rent: $1,175 in Baguio versus $1,129 in Negros.

Monthly costs for a family of three with rent: $1,586 in Baguio versus $1,513 in Negros.

Living in Baguio is roughly 2% more expensive than in Negros, driven mainly by Groceries & Markets.

Both cities sit below the global median: Baguio 45% lower, Negros 46% lower.

Meal at Budget Restaurant

$3.95 ₱248

$3.03 ₱190

30.36%

Three-Course Dinner for Two, Mid-Range

$16.48 ₱1,033

$11.79 ₱739

39.78%

Fast Food Meal (McDonalds, etc)

$2.88 ₱180

$2.87 ₱180

0.35%

Cappuccino

$1.77 ₱111

$1.46 ₱91.4

21.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₱37.96

$0.28 ₱17.53

117.86%

Water (0.33 liter bottle)

$0.32 ₱19.94

$0.42 ₱26.29

-23.81%

Local Beer (0.5 liter draught)

$0.98 ₱61.2

$1.18 ₱74.0

-16.95%

Imported Beer (0.33 liter bottle)

$1.56 ₱98.1

$2.06 ₱129

-24.27%

Milk (1 liter)

$1.69 ₱106

$1.97 ₱124

-14.21%

White Bread (500g)

$1.16 ₱72.6

$1.16 ₱72.5

Rice (white) (1kg)

$1.02 ₱63.9

$1.03 ₱64.5

-0.97%

Eggs

$2.07 ₱130

$2.02 ₱127

2.48%

Local Cheese (1kg)

$5.15 ₱323

$10.15 ₱636

-49.26%

Chicken Fillets (1kg)

$3.40 ₱213

$4.63 ₱290

-26.57%

Beef Round Steak (1kg)

$8.09 ₱507

$7.78 ₱488

3.98%

Apples (1kg)

$2.31 ₱145

$3.45 ₱216

-33.04%

Banana (1kg)

$1.57 ₱98.1

$1.41 ₱88.4

11.35%

Oranges (1kg)

$2.41 ₱151

$2.43 ₱152

-0.82%

Tomato (1kg)

$1.07 ₱67.0

$1.56 ₱97.8

-31.41%

Potato (1kg)

$1.76 ₱110

$2.46 ₱154

-28.46%

Onion (1kg)

$1.77 ₱111

$1.94 ₱121

-8.76%

Lettuce (1 head)

$0.62 ₱38.90

$1.19 ₱74.5

-47.90%

Water (1.5 liter bottle)

$0.53 ₱33.25

$0.63 ₱39.55

-15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.87 ₱180

$3.02 ₱189

-4.97%

Wine (Bottle)

$9.02 ₱565

$6.14 ₱385

46.91%

Local Beer (0.5 liter bottle)

$0.96 ₱60.1

$1.23 ₱77.3

-21.95%

Imported Beer (0.33 liter bottle)

$2.10 ₱131

$1.76 ₱110

19.32%

One-way Ticket (Public Transport)

$0.25 ₱15.71

$0.25 ₱15.50

Public Transport Monthly Pass (Regular Price)

$12.99 ₱814

$11.41 ₱716

13.85%

Taxi Start (Normal Tariff)

$0.84 ₱52.4

$0.81 ₱50.5

3.70%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.69

$0.23 ₱14.42

8.70%

Taxi 1hour Waiting (Normal Tariff)

$1.97 ₱123

$1.96 ₱123

0.51%

Gasoline (1 liter)

$1.15 ₱72.2

$1.32 ₱82.7

-12.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$21.4K ₱1.3M

-1.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

0.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ₱8,710

$120 ₱7,521

15.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.39 ₱1,090

$15.23 ₱955

14.18%

Internet (50+ Mbps, Unlimited Data)

$23.64 ₱1,483

$27.87 ₱1,748

-15.18%

Gym Membership (Monthly)

$21.34 ₱1,338

$31.50 ₱1,975

-32.25%

Tennis Court (1 Hour on Weekend)

$5.20 ₱326

$4.68 ₱293

11.11%

Cinema Ticket

$5.10 ₱320

$5.63 ₱353

-9.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$134 ₱8,397

$131 ₱8,225

2.09%

International Primary School, 1 Child (Yearly)

$10.6K ₱662.2K

$8,011 ₱502.3K

31.84%

Jeans (Levis 501 Or Similar)

$28.47 ₱1,785

$32.67 ₱2,049

-12.86%

Summer Dress (H&M, Zara, etc)

$19.81 ₱1,242

$19.51 ₱1,223

1.54%

Sport Shoes (Adidas, Nike)

$70.8 ₱4,439

$78.0 ₱4,889

-9.21%

Men's Leather Business Shoes

$56.6 ₱3,548

$56.2 ₱3,524

0.69%

1-bedroom Apartment, City Center (Monthly)

$411 ₱25.7K

$266 ₱16.7K

54.42%

1-bedroom Apartment, Outside City Center (Monthly)

$198 ₱12.4K

$173 ₱10.8K

14.44%

3-bedroom Apartment, City Center (Monthly)

$849 ₱53.2K

$495 ₱31.1K

71.43%

3-bedroom Apartment, Outside City Center (Monthly)

$465 ₱29.1K

$355 ₱22.3K

30.81%

Buy Apartment in City Center (m2)

$2,662 ₱166.9K

$2,619 ₱164.2K

1.64%

Buy Apartment Outside City Center (m2)

$900 ₱56.4K

$1,053 ₱66.0K

-14.54%

Average Monthly Net Salary (After Tax)

$179 ₱11.3K

$244 ₱15.3K

-26.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

-3.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: September 5, 2026

Last update for Negros: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $411 in Baguio and $266 in Negros. Housing cost is often the main lever when comparing two cities.

Negros pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Baguio vs $12.00 in Negros. Groceries flip the comparison at $178 vs $209, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Negros: Cost of Living - Frequently Asked Questions

Negros wins on cost – living expenses run 2% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Negros the obvious pick if budget is a priority.

On paper, salaries run 36% lower in Negros. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $411 in Baguio versus $266 in Negros. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $763 per month in Baguio versus $745 in Negros – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Negros runs roughly 14% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Negros gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Negros are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Negros gentler on the wallet – expenses run 2% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.