Last update: Oct 2026

Cost of Living Comparison Between Nashik and Mumbai (Bombay)

For one person, living is cheaper in Nashik: $380 a month against $782 in Mumbai (Bombay), rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Nashik
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Nashik Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Nashik

🇮🇳 India

$380

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Monthly Cost of Living

How much you'll spend in Nashik and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nashik and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $380 in Nashik versus $782 in Mumbai (Bombay).

Nashik $380
Mumbai (Bombay) $782

Estimated couple costs with rent: $601 in Nashik versus $1,299 in Mumbai (Bombay).

Nashik $601
Mumbai (Bombay) $1,299

Monthly costs for a family of three with rent: $823 in Nashik versus $1,816 in Mumbai (Bombay).

Nashik $823
Mumbai (Bombay) $1,816

Living in Nashik costs roughly 51% less than in Mumbai (Bombay), and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Nashik 72% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$2.85 ₹271

$5.38 ₹511

-47.03%

Three-Course Dinner for Two, Mid-Range

$7.95 ₹755

$20.76 ₹1,971

-61.71%

Fast Food Meal (McDonalds, etc)

$5.29 ₹503

$4.19 ₹398

26.25%

Cappuccino

$1.85 ₹176

$2.74 ₹260

-32.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 ₹28.93

$0.41 ₹38.76

-26.83%

Water (0.33 liter bottle)

$0.15 ₹14.05

$0.16 ₹15.04

-6.25%

Local Beer (0.5 liter draught)

$1.68 ₹159

$2.59 ₹246

-35.14%

Imported Beer (0.33 liter bottle)

$4.38 ₹415

$4.17 ₹396

5.04%

Milk (1 liter)

$0.79 ₹75.4

$0.75 ₹71.2

5.33%

White Bread (500g)

$0.48 ₹45.79

$0.53 ₹50.5

-9.43%

Rice (white) (1kg)

$0.60 ₹57.2

$0.73 ₹69.5

-17.81%

Eggs

$0.85 ₹81.1

$0.96 ₹91.4

-11.46%

Local Cheese (1kg)

$6.04 ₹574

$5.52 ₹524

9.42%

Chicken Fillets (1kg)

$2.59 ₹246

$3.58 ₹340

-27.65%

Apples (1kg)

$2.39 ₹227

$2.14 ₹203

11.68%

Banana (1kg)

$0.53 ₹50.6

$0.69 ₹65.5

-23.19%

Oranges (1kg)

$0.89 ₹84.8

$1.23 ₹116

-27.64%

Tomato (1kg)

$0.64 ₹60.8

$0.46 ₹43.76

39.13%

Potato (1kg)

$0.42 ₹40.12

$0.36 ₹34.23

16.67%

Onion (1kg)

$0.50 ₹47.45

$0.39 ₹37.12

28.21%

Lettuce (1 head)

$0.49 ₹46.71

$0.40 ₹38.05

22.50%

Water (1.5 liter bottle)

$0.31 ₹29.60

$0.31 ₹29.46

Cigarettes 20 Pack (Marlboro, Camel)

$4.99 ₹474

$5.10 ₹485

-2.16%

Wine (Bottle)

$4.66 ₹442

$8.12 ₹771

-42.61%

Local Beer (0.5 liter bottle)

$1.84 ₹175

$1.95 ₹185

-5.64%

Imported Beer (0.33 liter bottle)

$3.90 ₹370

$3.18 ₹302

22.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.62 ₹344

$6.17 ₹586

-41.33%

One-way Ticket (Public Transport)

$0.25 ₹23.67

$0.20 ₹18.99

25.00%

Public Transport Monthly Pass (Regular Price)

$4.81 ₹457

$5.39 ₹512

-10.76%

Taxi Start (Normal Tariff)

$0.53 ₹50.4

$0.31 ₹29.39

70.97%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.69

$0.29 ₹28.01

-6.90%

Taxi 1hour Waiting (Normal Tariff)

$1.28 ₹121

$1.59 ₹151

-19.50%

Gasoline (1 liter)

$1.08 ₹102

$1.10 ₹104

-1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,795 ₹835.1K

$15.9K ₹1.5M

-44.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.1K ₹1.6M

$22.7K ₹2.2M

-24.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$22.24 ₹2,112

$61.6 ₹5,845

-63.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.39 ₹322

$4.25 ₹404

-20.24%

Internet (50+ Mbps, Unlimited Data)

$6.59 ₹625

$9.01 ₹855

-26.86%

Gym Membership (Monthly)

$17.20 ₹1,633

$27.24 ₹2,587

-36.86%

Tennis Court (1 Hour on Weekend)

$7.50 ₹712

$13.31 ₹1,263

-43.65%

Cinema Ticket

$3.40 ₹322

$4.38 ₹415

-22.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$30.69 ₹2,914

$116 ₹11.0K

-73.45%

International Primary School, 1 Child (Yearly)

$938 ₹89.1K

$4,968 ₹471.7K

-81.11%

Jeans (Levis 501 Or Similar)

$12.93 ₹1,228

$37.16 ₹3,529

-65.20%

Summer Dress (H&M, Zara, etc)

$16.42 ₹1,559

$39.88 ₹3,786

-58.83%

Sport Shoes (Adidas, Nike)

$37.81 ₹3,590

$55.9 ₹5,306

-32.34%

Men's Leather Business Shoes

$30.48 ₹2,895

$48.19 ₹4,576

-36.75%

1-bedroom Apartment, City Center (Monthly)

$149 ₹14.1K

$611 ₹58.0K

-75.68%

1-bedroom Apartment, Outside City Center (Monthly)

$86.5 ₹8,213

$354 ₹33.6K

-75.58%

3-bedroom Apartment, City Center (Monthly)

$327 ₹31.1K

$1,829 ₹173.6K

-82.12%

3-bedroom Apartment, Outside City Center (Monthly)

$191 ₹18.1K

$877 ₹83.3K

-78.27%

Buy Apartment in City Center (m2)

$658 ₹62.4K

$5,877 ₹558.0K

-88.81%

Buy Apartment Outside City Center (m2)

$485 ₹46.1K

$2,448 ₹232.4K

-80.18%

Average Monthly Net Salary (After Tax)

$310 ₹29.4K

$758 ₹72.0K

-59.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.24

8.29

11.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nashik: October 11, 2026

Last update for Mumbai (Bombay): October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nashik

$106 27.9%

Mumbai (Bombay)

$116 14.8% 9.2% $9.8

Accommodation & Living

Nashik

$87 22.8%

Mumbai (Bombay)

$354 45.3% 310% $268

Eating Out

Nashik

$80 21%

Mumbai (Bombay)

$112 14.3% 40.3% $32

Clothing & Footwear

Nashik

$44 11.6%

Mumbai (Bombay)

$82 10.4% 85.5% $38

Monthly Utilities & Internet

Nashik

$32 8.5%

Mumbai (Bombay)

$75 9.6% 132% $43

Sport & Entertainment

Nashik

$24 6.3%

Mumbai (Bombay)

$36 4.6% 50% $12

Getting Around

Nashik

$7.7 2%

Mumbai (Bombay)

$8 1% 3.8% $0.3

Cost Breakdown

A one-bedroom apartment in the center runs $149 in Nashik and $611 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $8.00 in Nashik vs $21.00 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $106 vs $116 per month, with Nashik cheaper across the board.

Good to know

🇮🇳 Nashik

🇮🇳 Mumbai (Bombay)

🕒 Local time

17:17 5:17 PM

Same time as Nashik

🌤 Weather

👥 Population

1,486,000

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nashik vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Nashik and Mumbai (Bombay) differ by about 106% in total monthly costs ($380 vs $782 including rent). Nashik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 144% lower in Mumbai (Bombay). That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $149 in Nashik versus $611 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nashik – a meal for two runs $8.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $1,200 a month, though Nashik gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nashik and Mumbai (Bombay) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nashik gentler on the wallet – expenses run 106% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.