Last update: Nov 2026

Cost of Living Comparison Between Mumbai (Bombay) and Nashik

For one person, living is cheaper in Nashik: $392 a month against $811 in Mumbai (Bombay), rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

Mumbai (Bombay), India
Nashik, India
Mumbai (Bombay)
🇮🇳 India
$811
/mo nomad
Nashik
🇮🇳 India
$392
/mo nomad
Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Nashik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Nashik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $811 in Mumbai (Bombay) versus $392 in Nashik.

  • Mumbai (Bombay) $811
  • Nashik $392

Estimated couple costs with rent: $1,402 in Mumbai (Bombay) versus $610 in Nashik.

  • Mumbai (Bombay) $1,402
  • Nashik $610

Monthly costs for a family of three with rent: $1,992 in Mumbai (Bombay) versus $828 in Nashik.

  • Mumbai (Bombay) $1,992
  • Nashik $828

Living in Mumbai (Bombay) is roughly 107% more expensive than in Nashik, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Nashik 71% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Nashik
Difference
Meal at Budget Restaurant
$5.12 ₹484
$2.87 ₹271
78.40%
Three-Course Dinner for Two, Mid-Range
$26.54 ₹2,508
$8.38 ₹791
216.71%
Fast Food Meal (McDonalds, etc)
$3.92 ₹370
$5.18 ₹489
-24.32%
Cappuccino
$2.86 ₹270
$1.91 ₹180
49.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 ₹38.14
$0.31 ₹29.67
29.03%
Water (0.33 liter bottle)
$0.14 ₹13.68
$0.14 ₹13.50
-
Local Beer (0.5 liter draught)
$2.71 ₹256
$1.67 ₹158
62.28%
Imported Beer (0.33 liter bottle)
$4.32 ₹408
$4.52 ₹427
-4.42%
🛒 Groceries & Markets
Mumbai (Bombay)
Nashik
Difference
Milk (1 liter)
$0.74 ₹70.1
$0.80 ₹75.6
-7.50%
White Bread (500g)
$0.52 ₹48.93
$0.46 ₹43.92
13.04%
Rice (white) (1kg)
$0.75 ₹71.3
$0.66 ₹62.5
13.64%
Eggs
$1.02 ₹96.1
$0.85 ₹79.9
20.00%
Local Cheese (1kg)
$5.73 ₹541
$6.06 ₹573
-5.45%
Chicken Fillets (1kg)
$3.64 ₹344
$2.58 ₹244
41.09%
Apples (1kg)
$2.37 ₹224
$2.40 ₹226
-1.25%
Banana (1kg)
$0.69 ₹65.4
$0.49 ₹46.20
40.82%
Oranges (1kg)
$1.25 ₹118
$0.86 ₹81.3
45.35%
Tomato (1kg)
$0.47 ₹44.82
$0.66 ₹62.4
-28.79%
Potato (1kg)
$0.34 ₹32.35
$0.43 ₹40.44
-20.93%
Onion (1kg)
$0.37 ₹35.39
$0.53 ₹49.94
-30.19%
Lettuce (1 head)
$0.43 ₹40.45
$0.50 ₹47.34
-14.00%
Water (1.5 liter bottle)
$0.31 ₹29.72
$0.31 ₹29.72
-
Cigarettes 20 Pack (Marlboro, Camel)
$4.95 ₹468
$5.13 ₹485
-3.51%
Wine (Bottle)
$8.43 ₹796
$4.64 ₹438
81.68%
Local Beer (0.5 liter bottle)
$1.99 ₹188
$1.85 ₹175
7.57%
Imported Beer (0.33 liter bottle)
$3.18 ₹300
$3.94 ₹372
-19.29%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.04 ₹570
$3.77 ₹356
60.21%
🚌 Getting Around
Mumbai (Bombay)
Nashik
Difference
One-way Ticket (Public Transport)
$0.22 ₹20.80
$0.25 ₹23.54
-12.00%
Public Transport Monthly Pass (Regular Price)
$5.63 ₹532
$4.71 ₹445
19.53%
Taxi Start (Normal Tariff)
$0.37 ₹34.66
$0.51 ₹48.27
-27.45%
Taxi (Normal Tariff) (1km)
$0.33 ₹31.41
$0.25 ₹23.34
32.00%
Taxi 1hour Waiting (Normal Tariff)
$1.37 ₹129
$1.23 ₹116
11.38%
Gasoline (1 liter)
$1.12 ₹106
$1.08 ₹102
3.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.7K ₹1.5M
$11.3K ₹1.1M
38.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.8K ₹2.2M
$17.2K ₹1.6M
32.37%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Nashik
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$69.6 ₹6,572
$22.83 ₹2,157
204.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.35 ₹411
$3.53 ₹334
23.23%
Internet (50+ Mbps, Unlimited Data)
$9.11 ₹860
$6.62 ₹625
37.61%
🎉 Sport & Entertainment
Mumbai (Bombay)
Nashik
Difference
Gym Membership (Monthly)
$37.44 ₹3,536
$17.35 ₹1,639
115.79%
Tennis Court (1 Hour on Weekend)
$14.26 ₹1,347
$7.35 ₹695
94.01%
Cinema Ticket
$4.40 ₹416
$3.55 ₹335
23.94%
🧸 Childcare & Education
Mumbai (Bombay)
Nashik
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.2K
$31.25 ₹2,952
279.14%
International Primary School, 1 Child (Yearly)
$6,043 ₹570.9K
$946 ₹89.4K
538.84%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Nashik
Difference
Jeans (Levis 501 Or Similar)
$34.60 ₹3,269
$13.23 ₹1,250
161.53%
Summer Dress (H&M, Zara, etc)
$40.28 ₹3,805
$17.08 ₹1,614
135.83%
Sport Shoes (Adidas, Nike)
$52.2 ₹4,934
$37.32 ₹3,525
39.95%
Men's Leather Business Shoes
$46.71 ₹4,413
$30.65 ₹2,895
52.40%
🏠 Accommodation & Living
Mumbai (Bombay)
Nashik
Difference
1-bedroom Apartment, City Center (Monthly)
$609 ₹57.5K
$150 ₹14.2K
305.53%
1-bedroom Apartment, Outside City Center (Monthly)
$364 ₹34.4K
$96.2 ₹9,086
278.84%
3-bedroom Apartment, City Center (Monthly)
$2,169 ₹204.9K
$291 ₹27.5K
644.91%
3-bedroom Apartment, Outside City Center (Monthly)
$995 ₹94.0K
$191 ₹18.0K
421.95%
Buy Apartment in City Center (m2)
$5,687 ₹537.2K
$709 ₹67.0K
701.95%
Buy Apartment Outside City Center (m2)
$2,662 ₹251.4K
$498 ₹47.0K
434.52%
💵 Salaries & Financials
Mumbai (Bombay)
Nashik
Difference
Average Monthly Net Salary (After Tax)
$717 ₹67.8K
$298 ₹28.1K
141.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.26
9.24
-10.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): November 2, 2026

Last update for Nashik: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mumbai (Bombay)
$364
Nashik
$96 73.6% $268
Groceries & Markets
Mumbai (Bombay)
$119
Nashik
$106 10.9% $13
Eating Out
Mumbai (Bombay)
$111
Nashik
$81 27.7% $31
Monthly Utilities & Internet
Mumbai (Bombay)
$83
Nashik
$33 60.3% $50
Clothing & Footwear
Mumbai (Bombay)
$78
Nashik
$44 43.5% $34
Sport & Entertainment
Mumbai (Bombay)
$46
Nashik
$24 47.1% $22
Getting Around
Mumbai (Bombay)
$8.5
Nashik
$7.5 12.6% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Mumbai (Bombay) and $150 in Nashik. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $27 in Mumbai (Bombay) vs $8 in Nashik for a mid-range dinner for two. Groceries echo the gap at $119 vs $106 per month, with Nashik cheaper across the board.

Good to know
🇮🇳 Mumbai (Bombay)
🇮🇳 Nashik
🕒 Local time
09:06 9:06 AM
09:06 9:06 AM
Same time as Mumbai (Bombay)
🌤 Weather
👥 Population
12,442,373
1,486,000
💱 Currency
Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

On the map
Between locations
  • Mumbai (Bombay) Nashik 140 km
From you
  • Mumbai (Bombay)
  • Nashik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Nashik: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Mumbai (Bombay) and in Nashik?
Total monthly costs including rent come to $811 in Mumbai (Bombay) and $392 in Nashik, so Nashik is about 52% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: Mumbai (Bombay) or Nashik?
Average pay in Mumbai (Bombay) is about 2.4 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Mumbai (Bombay) and in Nashik?
Rent for a central apartment: $609 in Mumbai (Bombay) versus $150 in Nashik. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 12% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Nashik – a meal for two runs $8 versus $27 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How far does $1,200 go in Mumbai (Bombay) compared to Nashik?
Either city works on $1,200 a month, though Nashik gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Mumbai (Bombay) and Nashik?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Mumbai (Bombay) or Nashik?
Expats usually find Nashik gentler on the wallet – expenses run 52% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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