Cost of Living Comparison Between Mumbai (Bombay) and Nashik Cost of Living Comparison Between Mumbai (Bombay) and Nashik

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $432 in Nashik.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $676 in Nashik.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $919 in Nashik.

Living in Mumbai (Bombay) is roughly 80% more expensive than Nashik, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Nashik 68% lower.

Meal at Budget Restaurant

$5.32 ₹506

$2.96 ₹282

79.73%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,133

$9.18 ₹875

144.01%

Fast Food Meal (McDonalds, etc)

$4.63 ₹441

$4.77 ₹454

-2.94%

Cappuccino

$2.52 ₹240

$2.57 ₹245

-1.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.25

$0.34 ₹31.93

50.00%

Water (0.33 liter bottle)

$0.15 ₹14.64

$0.20 ₹18.99

-25.00%

Local Beer (0.5 liter draught)

$2.28 ₹217

$1.73 ₹165

31.79%

Imported Beer (0.33 liter bottle)

$3.95 ₹376

$3.40 ₹324

16.18%

Milk (1 liter)

$0.75 ₹71.1

$0.88 ₹83.8

-14.77%

White Bread (500g)

$0.51 ₹48.81

$0.55 ₹52.1

-7.27%

Rice (white) (1kg)

$0.77 ₹73.7

$0.72 ₹68.4

6.94%

Eggs

$1.08 ₹103

$0.85 ₹81.4

27.06%

Local Cheese (1kg)

$7.14 ₹680

$6.75 ₹643

5.78%

Chicken Fillets (1kg)

$3.88 ₹370

$2.52 ₹240

53.97%

Apples (1kg)

$2.30 ₹219

$2.59 ₹246

-11.20%

Banana (1kg)

$0.81 ₹77.3

$0.56 ₹52.9

44.64%

Oranges (1kg)

$1.26 ₹120

$1.03 ₹97.8

22.33%

Tomato (1kg)

$0.64 ₹60.7

$0.79 ₹75.6

-18.99%

Potato (1kg)

$0.58 ₹54.8

$0.50 ₹47.25

16.00%

Onion (1kg)

$0.63 ₹60.1

$0.54 ₹51.4

16.67%

Lettuce (1 head)

$0.64 ₹61.0

$0.52 ₹49.18

23.08%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.38 ₹36.41

-13.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹400

$4.59 ₹437

-8.50%

Wine (Bottle)

$8.25 ₹786

$4.15 ₹395

98.80%

Local Beer (0.5 liter bottle)

$2.17 ₹207

$1.91 ₹182

13.61%

Imported Beer (0.33 liter bottle)

$3.40 ₹324

$3.27 ₹311

3.98%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹670

$4.05 ₹385

73.58%

One-way Ticket (Public Transport)

$0.24 ₹22.97

$0.34 ₹32.15

-29.41%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹430

$5.65 ₹539

-20.18%

Taxi Start (Normal Tariff)

$0.37 ₹34.87

$0.57 ₹53.9

-35.09%

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.37 ₹131

2.92%

Gasoline (1 liter)

$1.19 ₹113

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$9,717 ₹925.6K

78.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$19.2K ₹1.8M

27.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,838

$25.28 ₹2,408

100.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹458

$3.80 ₹362

26.58%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹834

$7.87 ₹749

11.18%

Gym Membership (Monthly)

$23.11 ₹2,201

$18.45 ₹1,757

25.26%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,142

$10.89 ₹1,037

10.10%

Cinema Ticket

$4.71 ₹448

$5.11 ₹487

-7.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$32.14 ₹3,062

278.13%

International Primary School, 1 Child (Yearly)

$3,393 ₹323.2K

$1,196 ₹113.9K

183.76%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,776

$18.88 ₹1,799

54.34%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,916

$27.10 ₹2,581

12.95%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,253

$52.6 ₹5,010

4.85%

Men's Leather Business Shoes

$39.74 ₹3,786

$37.43 ₹3,565

6.17%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.1K

$143 ₹13.7K

391.59%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.0K

$96.6 ₹9,206

269.06%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹170.7K

$316 ₹30.1K

466.78%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹78.6K

$206 ₹19.6K

300.98%

Buy Apartment in City Center (m2)

$6,436 ₹613.1K

$657 ₹62.6K

879.37%

Buy Apartment Outside City Center (m2)

$2,627 ₹250.2K

$487 ₹46.4K

439.50%

Average Monthly Net Salary (After Tax)

$744 ₹70.9K

$305 ₹29.1K

144.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.99

2.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Nashik: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $143 in Nashik. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 144% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $22.00 in Mumbai (Bombay) vs $9.00 in Nashik for a mid-range dinner for two. Groceries echo the gap at $129 vs $111 per month, with Nashik cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Nashik: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Nashik differ by about 80% in total monthly costs ($779 vs $432 including rent). Nashik is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Mumbai (Bombay) pays 144% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $143 in Nashik. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Nashik – a meal for two runs $9.00 versus $22.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

At $432 in Nashik versus $779 in Mumbai (Bombay), a $2,000 budget is realistic in Nashik but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Nashik the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Nashik are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nashik gentler on the wallet – expenses run 80% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.