Last update: Oct 2026

Cost of Living Comparison Between Napier and Gizo

For one person, living costs are similar in Napier and in Gizo: $2,192 and $2,164 a month, rent and utilities included.

107

Cost of Living Index in Napier
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Napier Living Index
105

Cost of Living Index in Gizo
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Gizo Living Index

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Napier

🇳🇿 New Zealand

$2,192

/mo nomad

Gizo

🇸🇧 Solomon Islands

$2,164

/mo nomad

Monthly Cost of Living

How much you'll spend in Napier and in Gizo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Napier and in Gizo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,192 in Napier versus $2,164 in Gizo.

Napier $2,192
Gizo $2,164

Estimated couple costs with rent: $3,179 in Napier versus $3,051 in Gizo.

Napier $3,179
Gizo $3,051

Monthly costs for a family of three with rent: $4,165 in Napier versus $3,938 in Gizo.

Napier $4,165
Gizo $3,938

Living in Napier is roughly 1% more expensive than in Gizo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Napier 62% above, Gizo 60% above.

Meal at Budget Restaurant

$18.79 NZ$33.22

$3.01 SBD 24.25

524.25%

Three-Course Dinner for Two, Mid-Range

$92.3 NZ$163

$54.7 SBD 441

68.63%

Fast Food Meal (McDonalds, etc)

$9.46 NZ$16.72

$15.57 SBD 126

-39.24%

Cappuccino

$3.30 NZ$5.84

$2.85 SBD 22.95

15.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 NZ$3.88

$1.26 SBD 10.13

73.81%

Water (0.33 liter bottle)

$2.30 NZ$4.07

$1.21 SBD 9.79

90.08%

Local Beer (0.5 liter draught)

$6.54 NZ$11.57

$2.47 SBD 19.88

164.78%

Imported Beer (0.33 liter bottle)

$5.71 NZ$10.10

$2.41 SBD 19.41

136.93%

Milk (1 liter)

$1.60 NZ$2.83

$3.27 SBD 26.35

-51.07%

White Bread (500g)

$1.46 NZ$2.58

$1.39 SBD 11.19

5.04%

Rice (white) (1kg)

$1.46 NZ$2.58

$1.40 SBD 11.30

4.29%

Eggs

$5.85 NZ$10.35

$7.24 SBD 58.4

-19.20%

Local Cheese (1kg)

$7.38 NZ$13.05

$8.47 SBD 68.3

-12.87%

Chicken Fillets (1kg)

$8.40 NZ$14.85

$6.20 SBD 50.0

35.48%

Beef Round Steak (1kg)

$12.47 NZ$22.04

$8.41 SBD 67.8

48.28%

Apples (1kg)

$2.24 NZ$3.96

$6.88 SBD 55.5

-67.44%

Banana (1kg)

$1.60 NZ$2.83

$6.34 SBD 51.1

-74.76%

Oranges (1kg)

$3.07 NZ$5.44

$6.06 SBD 48.84

-49.34%

Tomato (1kg)

$2.86 NZ$5.06

$3.02 SBD 24.32

-5.30%

Potato (1kg)

$1.73 NZ$3.06

$3.07 SBD 24.74

-43.65%

Onion (1kg)

$2.53 NZ$4.48

$2.41 SBD 19.45

4.98%

Lettuce (1 head)

$1.91 NZ$3.38

$2.53 SBD 20.39

-24.51%

Water (1.5 liter bottle)

$1.22 NZ$2.16

$1.34 SBD 10.79

-8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$19.90 NZ$35.20

$4.25 SBD 34.29

368.24%

Wine (Bottle)

$8.18 NZ$14.47

$12.36 SBD 99.6

-33.82%

Local Beer (0.5 liter bottle)

$2.50 NZ$4.43

$1.83 SBD 14.77

36.61%

Imported Beer (0.33 liter bottle)

$2.42 NZ$4.29

$2.19 SBD 17.66

10.50%

One-way Ticket (Public Transport)

$1.73 NZ$3.05

$0.39 SBD 3.11

343.59%

Public Transport Monthly Pass (Regular Price)

$82.4 NZ$146

$31.36 SBD 253

162.82%

Taxi Start (Normal Tariff)

$2.25 NZ$3.99

$1.25 SBD 10.09

80.00%

Taxi (Normal Tariff) (1km)

$1.87 NZ$3.30

$2.43 SBD 19.56

-23.05%

Taxi 1hour Waiting (Normal Tariff)

$30.98 NZ$54.8

$12.52 SBD 101

147.44%

Gasoline (1 liter)

$1.57 NZ$2.77

$1.75 SBD 14.10

-10.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K NZ$44.8K

$20.7K SBD 166.9K

22.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K NZ$41.6K

$21.9K SBD 176.9K

7.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 NZ$328

$750 SBD 6,048

-75.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.40 NZ$60.8

$13.42 SBD 108

156.33%

Internet (50+ Mbps, Unlimited Data)

$48.56 NZ$85.9

$123 SBD 989

-60.43%

Gym Membership (Monthly)

$32.97 NZ$58.3

$18.49 SBD 149

78.31%

Tennis Court (1 Hour on Weekend)

$10.51 NZ$18.58

$6.14 SBD 49.54

71.17%

Cinema Ticket

$8.31 NZ$14.70

$4.20 SBD 33.87

97.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$660 NZ$1,167

$126 SBD 1,014

424.88%

International Primary School, 1 Child (Yearly)

$16.6K NZ$29.3K

$1,242 SBD 10.0K

1234.06%

Jeans (Levis 501 Or Similar)

$106 NZ$188

$25.29 SBD 204

320.88%

Summer Dress (H&M, Zara, etc)

$53.2 NZ$94.1

$94.4 SBD 761

-43.59%

Sport Shoes (Adidas, Nike)

$104 NZ$183

$99.8 SBD 804

3.93%

Men's Leather Business Shoes

$119 NZ$210

$90.6 SBD 730

30.96%

1-bedroom Apartment, City Center (Monthly)

$1,212 NZ$2,143

$599 SBD 4,833

102.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,046 NZ$1,849

$580 SBD 4,678

80.24%

3-bedroom Apartment, City Center (Monthly)

$1,656 NZ$2,928

$630 SBD 5,081

162.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,493 NZ$2,640

$1,217 SBD 9,809

22.68%

Buy Apartment in City Center (m2)

$4,715 NZ$8,339

$85.9K SBD 692.3K

-94.51%

Buy Apartment Outside City Center (m2)

$3,238 NZ$5,726

Average Monthly Net Salary (After Tax)

$2,953 NZ$5,223

$389 SBD 3,140

658.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

16.33

-59.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: October 11, 2026

Last update for Gizo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Napier

$1K 47.7%

Gizo

$580 26.8% 44.5% $466

Eating Out

Napier

$280 12.8%

Gizo

$132 6.1% 52.9% $148

Groceries & Markets

Napier

$275 12.6%

Gizo

$353 16.3% 28.4% $78

Monthly Utilities & Internet

Napier

$269 12.3%

Gizo

$886 41% 230% $618

Clothing & Footwear

Napier

$172 7.8%

Gizo

$139 6.5% 18.8% $32

Getting Around

Napier

$101 4.6%

Gizo

$46 2.1% 54.1% $55

Sport & Entertainment

Napier

$50 2.3%

Gizo

$27 1.2% 45.8% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,212 in Napier and $599 in Gizo. Housing cost is often the main lever when comparing two cities.

Napier pays 658% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $92.0 in Napier vs $55.0 in Gizo. Groceries flip the comparison at $275 vs $353, with Napier cheaper for home cooking.

Good to know

🇳🇿 Napier

🇸🇧 Gizo

🕒 Local time

02:33 2:33 AM

00:33 12:33 AM

2 h behind Napier

🌤 Weather

👥 Population

65,000

7,177

💱 Currency

New Zealand Dollar NZD $

Solomon Islands Dollar SBD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 SBD = 0.124 USD

1 SBD = 0.11 EUR

Exchange rates and currency converter

SBD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

Solomon Islands Dollar exchange rates as of October 17, 2026: 1 USD = 8.06 SBD (1 SBD = 0.124 USD). 1 EUR = 9.06 SBD (1 SBD = 0.11 EUR).

USD to NZD in detail →

On the map

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Between locations

Napier Gizo 4,030 km ≈ 6 h nonstop flight

From you

Napier
Gizo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Napier vs Gizo: Cost of Living - Frequently Asked Questions

Gizo wins on cost – living expenses run 1% lower than in Napier. Housing and daily spending are where you'll feel the difference most, making Gizo the obvious pick if budget is a priority.

Average pay runs 658% higher in Napier, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,212 in Napier versus $599 in Gizo. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Napier pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Gizo – a meal for two runs $55.0 versus $92.0 in Napier. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,164 in Gizo versus $2,192 in Napier, a $2,000 budget is realistic in Gizo but tight or insufficient in Napier. The gap between the two cities makes Gizo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Napier and Gizo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gizo gentler on the wallet – expenses run 1% less than in Napier. Beyond cost, consider language, visa policies, and how big the international community is in each city.