Cost of Living Comparison Between Napier and Montevideo Cost of Living Comparison Between Napier and Montevideo

Monthly Cost of Living

A single person spends $2,351 per month in Napier vs $1,787 in Montevideo, rent included.

A couple spends around $3,327 per month in Napier vs $2,687 in Montevideo, rent included.

A family of three spends $4,304 per month in Napier vs $3,588 in Montevideo, rent included.

Napier costs about 32% more than Montevideo, driven mainly by Groceries & Markets.

Both Napier and Montevideo sit above the global median – Napier by 70%, Montevideo by 30%.

Meal at Budget Restaurant

$19.12 NZ$32.89

$14.88 UYU 599

28.49%

Three-Course Dinner for Two, Mid-Range

$98.2 NZ$169

$60.9 UYU 2,450

61.34%

Fast Food Meal (McDonalds, etc)

$10.14 NZ$17.45

$13.91 UYU 560

-27.10%

Cappuccino

$3.47 NZ$5.97

$4.36 UYU 175

-20.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 NZ$3.91

$2.78 UYU 112

-18.35%

Water (0.33 liter bottle)

$2.42 NZ$4.16

$2.03 UYU 81.8

19.21%

Local Beer (0.5 liter draught)

$6.95 NZ$11.96

$4.73 UYU 190

46.93%

Imported Beer (0.33 liter bottle)

$5.86 NZ$10.08

$3.76 UYU 151

55.85%

Milk (1 liter)

$1.71 NZ$2.94

$1.32 UYU 53.3

29.55%

White Bread (500g)

$1.59 NZ$2.73

$2.91 UYU 117

-45.36%

Rice (white) (1kg)

$1.56 NZ$2.68

$1.74 UYU 69.9

-10.34%

Eggs

$6.08 NZ$10.46

$4.84 UYU 195

25.62%

Local Cheese (1kg)

$8.18 NZ$14.08

$14.19 UYU 571

-42.35%

Chicken Fillets (1kg)

$8.95 NZ$15.41

$11.47 UYU 462

-21.97%

Beef Round Steak (1kg)

$13.34 NZ$22.95

$11.74 UYU 472

13.63%

Apples (1kg)

$2.36 NZ$4.07

$2.91 UYU 117

-18.90%

Banana (1kg)

$1.72 NZ$2.96

$2.79 UYU 112

-38.35%

Oranges (1kg)

$3.30 NZ$5.67

$1.73 UYU 69.7

90.75%

Tomato (1kg)

$2.98 NZ$5.13

$3.14 UYU 127

-5.10%

Potato (1kg)

$1.87 NZ$3.22

$2.00 UYU 80.5

-6.50%

Onion (1kg)

$2.62 NZ$4.50

$2.15 UYU 86.6

21.86%

Lettuce (1 head)

$1.91 NZ$3.28

$1.44 UYU 58.0

32.64%

Water (1.5 liter bottle)

$1.22 NZ$2.10

$1.90 UYU 76.5

-35.79%

Cigarettes 20 Pack (Marlboro, Camel)

$21.32 NZ$36.68

$5.34 UYU 215

299.25%

Wine (Bottle)

$8.77 NZ$15.08

$8.64 UYU 348

1.50%

Local Beer (0.5 liter bottle)

$2.72 NZ$4.68

$2.27 UYU 91.3

19.82%

Imported Beer (0.33 liter bottle)

$2.65 NZ$4.55

$2.85 UYU 115

-7.02%

One-way Ticket (Public Transport)

$1.72 NZ$2.96

$1.52 UYU 61.1

13.16%

Public Transport Monthly Pass (Regular Price)

$87.3 NZ$150

$74.2 UYU 2,988

17.63%

Taxi Start (Normal Tariff)

$2.39 NZ$4.11

$1.85 UYU 74.3

29.19%

Taxi (Normal Tariff) (1km)

$1.97 NZ$3.39

$0.41 UYU 16.45

380.49%

Taxi 1hour Waiting (Normal Tariff)

$30.11 NZ$51.8

$10.60 UYU 427

184.06%

Gasoline (1 liter)

$1.59 NZ$2.74

$2.17 UYU 87.5

-26.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K NZ$45.8K

$27.3K UYU 1.1M

-2.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K NZ$43.2K

$37.3K UYU 1.5M

-32.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 NZ$333

$194 UYU 7,799

-0.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.05 NZ$62.0

$17.71 UYU 713

103.56%

Internet (50+ Mbps, Unlimited Data)

$51.0 NZ$87.7

$45.14 UYU 1,817

12.92%

Gym Membership (Monthly)

$35.80 NZ$61.6

$53.5 UYU 2,154

-33.10%

Tennis Court (1 Hour on Weekend)

$11.07 NZ$19.05

$19.77 UYU 796

-44.01%

Cinema Ticket

$9.07 NZ$15.60

$11.96 UYU 482

-24.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$726 NZ$1,249

$622 UYU 25.0K

16.70%

International Primary School, 1 Child (Yearly)

$12.9K NZ$22.3K

$10.6K UYU 428.1K

21.69%

Jeans (Levis 501 Or Similar)

$109 NZ$187

$97.1 UYU 3,907

11.90%

Summer Dress (H&M, Zara, etc)

$56.7 NZ$97.6

$57.4 UYU 2,312

-1.25%

Sport Shoes (Adidas, Nike)

$106 NZ$182

$122 UYU 4,930

-13.56%

Men's Leather Business Shoes

$125 NZ$215

$133 UYU 5,340

-5.68%

1-bedroom Apartment, City Center (Monthly)

$1,278 NZ$2,199

$762 UYU 30.7K

67.63%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 NZ$1,943

$598 UYU 24.1K

89.05%

3-bedroom Apartment, City Center (Monthly)

$1,765 NZ$3,037

$1,192 UYU 48.0K

48.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,562 NZ$2,688

$958 UYU 38.6K

63.10%

Buy Apartment in City Center (m2)

$5,017 NZ$8,632

$3,581 UYU 144.2K

40.10%

Buy Apartment Outside City Center (m2)

$3,388 NZ$5,829

$1,916 UYU 77.1K

76.81%

Average Monthly Net Salary (After Tax)

$3,179 NZ$5,469

$1,247 UYU 50.2K

154.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

5.49

19.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: September 7, 2026

Last update for Montevideo: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,278 in Napier versus $762 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 155% higher in Napier, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Napier versus $61.0 in Montevideo. Groceries tell a different story – $293 in Napier vs $331 in Montevideo – so Napier wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Napier vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Napier is pricier by about 32%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,527 per month in Napier and $2,680 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $726 per month in Napier and $622 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Napier – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,787, than in Napier at $2,351. In Montevideo it covers expenses comfortably, while in Napier it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Napier makes more sense. Both are solid long-term options with distinct trade-offs.