Cost of Living Comparison Between Napier and Montevideo Cost of Living Comparison Between Napier and Montevideo

Monthly Cost of Living

A single person spends $1,916 per month in Napier vs $1,667 in Montevideo, rent included.

A couple spends around $3,167 per month in Napier vs $2,511 in Montevideo, rent included.

A family of three spends $4,418 per month in Napier vs $3,354 in Montevideo, rent included.

Napier costs about 15% more than Montevideo, driven mainly by Eating Out.

Both Napier and Montevideo sit above the global median – Napier by 43%, Montevideo by 25%.

Meal at Budget Restaurant

$20.19 NZ$34.55

$16.30 UYU 656

23.87%

Three-Course Dinner for Two, Mid-Range

$99.8 NZ$171

$55.4 UYU 2,228

80.12%

Fast Food Meal (McDonalds, etc)

$11.31 NZ$19.35

$12.19 UYU 490

-7.22%

Cappuccino

$3.56 NZ$6.09

$4.26 UYU 171

-16.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 NZ$4.07

$2.19 UYU 88.1

8.68%

Water (0.33 liter bottle)

$2.20 NZ$3.76

$1.71 UYU 68.8

28.65%

Local Beer (0.5 liter draught)

$7.27 NZ$12.44

$4.47 UYU 180

62.64%

Imported Beer (0.33 liter bottle)

$6.49 NZ$11.10

$3.70 UYU 149

75.41%

Milk (1 liter)

$1.73 NZ$2.96

$1.25 UYU 50.4

38.40%

White Bread (500g)

$1.60 NZ$2.74

$2.91 UYU 117

-45.02%

Rice (white) (1kg)

$1.87 NZ$3.20

$1.63 UYU 65.7

14.72%

Eggs

$6.30 NZ$10.78

$4.96 UYU 199

27.02%

Local Cheese (1kg)

$8.25 NZ$14.12

$13.31 UYU 535

-38.02%

Chicken Fillets (1kg)

$9.26 NZ$15.85

$10.83 UYU 436

-14.50%

Beef Round Steak (1kg)

$12.12 NZ$20.73

$10.96 UYU 441

10.58%

Apples (1kg)

$2.41 NZ$4.12

$3.08 UYU 124

-21.75%

Banana (1kg)

$1.87 NZ$3.20

$2.36 UYU 94.9

-20.76%

Oranges (1kg)

$2.50 NZ$4.28

$1.50 UYU 60.4

66.67%

Tomato (1kg)

$3.46 NZ$5.92

$3.58 UYU 144

-3.35%

Potato (1kg)

$2.16 NZ$3.69

$2.08 UYU 83.6

3.85%

Onion (1kg)

$2.18 NZ$3.73

$1.94 UYU 78.1

12.37%

Lettuce (1 head)

$2.12 NZ$3.63

$1.31 UYU 52.7

61.83%

Water (1.5 liter bottle)

$1.29 NZ$2.21

$1.73 UYU 69.4

-25.43%

Cigarettes 20 Pack (Marlboro, Camel)

$20.72 NZ$35.44

$5.23 UYU 210

296.18%

Wine (Bottle)

$8.40 NZ$14.36

$8.76 UYU 353

-4.11%

Local Beer (0.5 liter bottle)

$2.44 NZ$4.18

$2.33 UYU 93.9

4.72%

Imported Beer (0.33 liter bottle)

$2.58 NZ$4.42

$2.90 UYU 117

-11.03%

One-way Ticket (Public Transport)

$1.83 NZ$3.13

$1.30 UYU 52.1

40.77%

Public Transport Monthly Pass (Regular Price)

$48.51 NZ$83.0

$56.3 UYU 2,265

-13.85%

Taxi Start (Normal Tariff)

$2.67 NZ$4.57

$1.54 UYU 62.1

73.38%

Taxi (Normal Tariff) (1km)

$1.70 NZ$2.91

$3.63 UYU 146

-53.17%

Taxi 1hour Waiting (Normal Tariff)

$35.42 NZ$60.6

$12.37 UYU 498

186.34%

Gasoline (1 liter)

$1.72 NZ$2.94

$1.83 UYU 73.5

-6.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K NZ$45.9K

$33.7K UYU 1.4M

-20.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K NZ$39.7K

$35.9K UYU 1.4M

-35.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 NZ$341

$175 UYU 7,032

14.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.78 NZ$62.9

$16.95 UYU 682

116.99%

Internet (50+ Mbps, Unlimited Data)

$47.89 NZ$81.9

$48.42 UYU 1,948

-1.09%

Gym Membership (Monthly)

$38.80 NZ$66.4

$61.7 UYU 2,480

-37.06%

Tennis Court (1 Hour on Weekend)

$11.56 NZ$19.78

$17.76 UYU 715

-34.91%

Cinema Ticket

$9.00 NZ$15.40

$10.42 UYU 419

-13.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$758 NZ$1,296

$489 UYU 19.7K

54.97%

International Primary School, 1 Child (Yearly)

$11.9K NZ$20.3K

$8,967 UYU 360.7K

32.28%

Jeans (Levis 501 Or Similar)

$98.8 NZ$169

$95.6 UYU 3,847

3.26%

Summer Dress (H&M, Zara, etc)

$58.2 NZ$99.5

$47.66 UYU 1,917

22.05%

Sport Shoes (Adidas, Nike)

$106 NZ$181

$115 UYU 4,608

-7.80%

Men's Leather Business Shoes

$127 NZ$218

$121 UYU 4,858

5.54%

1-bedroom Apartment, City Center (Monthly)

$1,295 NZ$2,216

$611 UYU 24.6K

112.11%

1-bedroom Apartment, Outside City Center (Monthly)

$758 NZ$1,296

$488 UYU 19.6K

55.39%

3-bedroom Apartment, City Center (Monthly)

$1,605 NZ$2,746

$1,107 UYU 44.5K

44.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,650 NZ$2,823

$818 UYU 32.9K

101.83%

Buy Apartment in City Center (m2)

$4,806 NZ$8,223

$3,598 UYU 144.7K

33.60%

Buy Apartment Outside City Center (m2)

$3,347 NZ$5,727

$2,274 UYU 91.5K

47.22%

Average Monthly Net Salary (After Tax)

$3,117 NZ$5,333

$1,332 UYU 53.6K

133.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

5.68

17.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Napier: July 12, 2026

Last update for Montevideo: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,295 in Napier versus $611 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 134% higher in Napier, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Napier versus $55.0 in Montevideo. Groceries tell a different story – $293 in Napier vs $319 in Montevideo – so Napier wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Napier vs Montevideo: Cost of Living - Frequently Asked Questions

Yes – Napier is pricier by about 15%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,874 per month in Napier and $2,501 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $758 per month in Napier and $489 in Montevideo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 9% cheaper in Napier – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,667, than in Napier at $1,916. In Montevideo it covers expenses comfortably, while in Napier it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Napier makes more sense. Both are solid long-term options with distinct trade-offs.