Last update: Oct 2026

Cost of Living Comparison Between Gizo and Napier

For one person, living costs are similar in Gizo and in Napier: $2,164 and $2,192 a month, rent and utilities included.

105

Cost of Living Index in Gizo
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Gizo Living Index
107

Cost of Living Index in Napier
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Napier Living Index

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Gizo

🇸🇧 Solomon Islands

$2,164

/mo nomad

Napier

🇳🇿 New Zealand

$2,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Gizo and in Napier

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gizo and in Napier actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,164 in Gizo versus $2,192 in Napier.

Gizo $2,164
Napier $2,192

Estimated couple costs with rent: $3,051 in Gizo versus $3,179 in Napier.

Gizo $3,051
Napier $3,179

Monthly costs for a family of three with rent: $3,938 in Gizo versus $4,165 in Napier.

Gizo $3,938
Napier $4,165

Living in Gizo costs roughly 1% less than in Napier, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Gizo 60% above, Napier 62% above.

Meal at Budget Restaurant

$3.01 SBD 24.25

$18.79 NZ$33.22

-83.98%

Three-Course Dinner for Two, Mid-Range

$54.7 SBD 441

$92.3 NZ$163

-40.70%

Fast Food Meal (McDonalds, etc)

$15.57 SBD 126

$9.46 NZ$16.72

64.59%

Cappuccino

$2.85 SBD 22.95

$3.30 NZ$5.84

-13.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 SBD 10.13

$2.19 NZ$3.88

-42.47%

Water (0.33 liter bottle)

$1.21 SBD 9.79

$2.30 NZ$4.07

-47.39%

Local Beer (0.5 liter draught)

$2.47 SBD 19.88

$6.54 NZ$11.57

-62.23%

Imported Beer (0.33 liter bottle)

$2.41 SBD 19.41

$5.71 NZ$10.10

-57.79%

Milk (1 liter)

$3.27 SBD 26.35

$1.60 NZ$2.83

104.38%

White Bread (500g)

$1.39 SBD 11.19

$1.46 NZ$2.58

-4.79%

Rice (white) (1kg)

$1.40 SBD 11.30

$1.46 NZ$2.58

-4.11%

Eggs

$7.24 SBD 58.4

$5.85 NZ$10.35

23.76%

Local Cheese (1kg)

$8.47 SBD 68.3

$7.38 NZ$13.05

14.77%

Chicken Fillets (1kg)

$6.20 SBD 50.0

$8.40 NZ$14.85

-26.19%

Beef Round Steak (1kg)

$8.41 SBD 67.8

$12.47 NZ$22.04

-32.56%

Apples (1kg)

$6.88 SBD 55.5

$2.24 NZ$3.96

207.14%

Banana (1kg)

$6.34 SBD 51.1

$1.60 NZ$2.83

296.25%

Oranges (1kg)

$6.06 SBD 48.84

$3.07 NZ$5.44

97.39%

Tomato (1kg)

$3.02 SBD 24.32

$2.86 NZ$5.06

5.59%

Potato (1kg)

$3.07 SBD 24.74

$1.73 NZ$3.06

77.46%

Onion (1kg)

$2.41 SBD 19.45

$2.53 NZ$4.48

-4.74%

Lettuce (1 head)

$2.53 SBD 20.39

$1.91 NZ$3.38

32.46%

Water (1.5 liter bottle)

$1.34 SBD 10.79

$1.22 NZ$2.16

9.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 SBD 34.29

$19.90 NZ$35.20

-78.64%

Wine (Bottle)

$12.36 SBD 99.6

$8.18 NZ$14.47

51.10%

Local Beer (0.5 liter bottle)

$1.83 SBD 14.77

$2.50 NZ$4.43

-26.80%

Imported Beer (0.33 liter bottle)

$2.19 SBD 17.66

$2.42 NZ$4.29

-9.50%

One-way Ticket (Public Transport)

$0.39 SBD 3.11

$1.73 NZ$3.05

-77.46%

Public Transport Monthly Pass (Regular Price)

$31.36 SBD 253

$82.4 NZ$146

-61.95%

Taxi Start (Normal Tariff)

$1.25 SBD 10.09

$2.25 NZ$3.99

-44.44%

Taxi (Normal Tariff) (1km)

$2.43 SBD 19.56

$1.87 NZ$3.30

29.95%

Taxi 1hour Waiting (Normal Tariff)

$12.52 SBD 101

$30.98 NZ$54.8

-59.59%

Gasoline (1 liter)

$1.75 SBD 14.10

$1.57 NZ$2.77

11.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K SBD 166.9K

$25.3K NZ$44.8K

-18.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K SBD 176.9K

$23.5K NZ$41.6K

-6.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$750 SBD 6,048

$186 NZ$328

303.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.42 SBD 108

$34.40 NZ$60.8

-60.99%

Internet (50+ Mbps, Unlimited Data)

$123 SBD 989

$48.56 NZ$85.9

152.72%

Gym Membership (Monthly)

$18.49 SBD 149

$32.97 NZ$58.3

-43.92%

Tennis Court (1 Hour on Weekend)

$6.14 SBD 49.54

$10.51 NZ$18.58

-41.58%

Cinema Ticket

$4.20 SBD 33.87

$8.31 NZ$14.70

-49.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 SBD 1,014

$660 NZ$1,167

-80.95%

International Primary School, 1 Child (Yearly)

$1,242 SBD 10.0K

$16.6K NZ$29.3K

-92.50%

Jeans (Levis 501 Or Similar)

$25.29 SBD 204

$106 NZ$188

-76.24%

Summer Dress (H&M, Zara, etc)

$94.4 SBD 761

$53.2 NZ$94.1

77.28%

Sport Shoes (Adidas, Nike)

$99.8 SBD 804

$104 NZ$183

-3.78%

Men's Leather Business Shoes

$90.6 SBD 730

$119 NZ$210

-23.64%

1-bedroom Apartment, City Center (Monthly)

$599 SBD 4,833

$1,212 NZ$2,143

-50.53%

1-bedroom Apartment, Outside City Center (Monthly)

$580 SBD 4,678

$1,046 NZ$1,849

-44.52%

3-bedroom Apartment, City Center (Monthly)

$630 SBD 5,081

$1,656 NZ$2,928

-61.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,217 SBD 9,809

$1,493 NZ$2,640

-18.49%

Buy Apartment in City Center (m2)

$85.9K SBD 692.3K

$4,715 NZ$8,339

1721.21%

Buy Apartment Outside City Center (m2)

$3,238 NZ$5,726

Average Monthly Net Salary (After Tax)

$389 SBD 3,140

$2,953 NZ$5,223

-86.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.33

6.54

149.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gizo: October 12, 2026

Last update for Napier: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Gizo

$886 41%

Napier

$269 12.3% 69.7% $618

Accommodation & Living

Gizo

$580 26.8%

Napier

$1K 47.7% 80.2% $466

Groceries & Markets

Gizo

$353 16.3%

Napier

$275 12.6% 22.1% $78

Clothing & Footwear

Gizo

$139 6.5%

Napier

$172 7.8% 23.2% $32

Eating Out

Gizo

$132 6.1%

Napier

$280 12.8% 113% $148

Getting Around

Gizo

$46 2.1%

Napier

$101 4.6% 118% $55

Sport & Entertainment

Gizo

$27 1.2%

Napier

$50 2.3% 84.4% $23

Cost Breakdown

A one-bedroom apartment in the center runs $599 in Gizo and $1,212 in Napier. Housing cost is often the main lever when comparing two cities.

Napier pays 658% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Gizo vs $92.0 in Napier. Groceries flip the comparison at $353 vs $275, with Napier cheaper for home cooking.

Good to know

🇸🇧 Gizo

🇳🇿 Napier

🕒 Local time

06:24 6:24 AM

08:24 8:24 AM

2 h ahead of Gizo

🌤 Weather

👥 Population

7,177

65,000

💱 Currency

Solomon Islands Dollar SBD $

New Zealand Dollar NZD $

📈 Exchange rate

1 SBD = 0.124 USD

1 SBD = 0.11 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to SBD – Solomon Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇸🇧 Solomon Islands Dollar ($)

Solomon Islands Dollar exchange rates as of October 17, 2026: 1 USD = 8.06 SBD (1 SBD = 0.124 USD). 1 EUR = 9.06 SBD (1 SBD = 0.11 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to SBD in detail →

On the map

Lowest

Highest

Between locations

Gizo Napier 4,030 km ≈ 6 h nonstop flight

From you

Gizo
Napier

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gizo vs Napier: Cost of Living - Frequently Asked Questions

Gizo wins on cost – living expenses run 1% lower than in Napier. Housing and daily spending are where you'll feel the difference most, making Gizo the obvious pick if budget is a priority.

On paper, salaries run 658% lower in Napier. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $599 in Gizo versus $1,212 in Napier. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Napier pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Gizo – a meal for two runs $55.0 versus $92.0 in Napier. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,164 in Gizo versus $2,192 in Napier, a $2,000 budget is realistic in Gizo but tight or insufficient in Napier. The gap between the two cities makes Gizo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Gizo and Napier are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gizo gentler on the wallet – expenses run 1% less than in Napier. Beyond cost, consider language, visa policies, and how big the international community is in each city.