Last update: Oct 2026

Cost of Living Comparison Between Naperville, IL and Calgary

For one person, living is cheaper in Calgary: $2,255 a month against $2,821 in Naperville, IL, rent and utilities included – about $6,800 less a year. Higher rent and utilities in Naperville, IL outweigh lower spending on other living expenses.

137

Cost of Living Index in Naperville, IL
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Naperville, IL Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Naperville, IL

🇺🇸 United States

$2,821

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Naperville, IL and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naperville, IL and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Naperville, IL versus $2,255 in Calgary.

Naperville, IL $2,821
Calgary $2,255

Estimated couple costs with rent: $3,974 in Naperville, IL versus $3,361 in Calgary.

Naperville, IL $3,974
Calgary $3,361

Monthly costs for a family of three with rent: $5,127 in Naperville, IL versus $4,468 in Calgary.

Naperville, IL $5,127
Calgary $4,468

Living in Naperville, IL is roughly 25% more expensive than in Calgary, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Naperville, IL 108% above, Calgary 66% above.

Meal at Budget Restaurant

$14.01 $14.01

$17.58 CA$24.85

-20.31%

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$69.1 CA$97.6

8.41%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$10.59 CA$14.97

13.13%

Cappuccino

$5.27 $5.27

$3.84 CA$5.42

37.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.93 CA$2.72

49.22%

Water (0.33 liter bottle)

$2.29 $2.29

$1.88 CA$2.66

21.81%

Local Beer (0.5 liter draught)

$6.13 $6.13

$5.09 CA$7.20

20.43%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$5.64 CA$7.97

49.82%

Milk (1 liter)

$0.78 $0.78

$2.00 CA$2.82

-61.00%

White Bread (500g)

$2.85 $2.85

$2.78 CA$3.93

2.52%

Rice (white) (1kg)

$2.95 $2.95

$5.59 CA$7.90

-47.23%

Eggs

$3.52 $3.52

$3.70 CA$5.23

-4.86%

Local Cheese (1kg)

$7.74 $7.74

$11.48 CA$16.23

-32.58%

Chicken Fillets (1kg)

$11.46 $11.46

$11.20 CA$15.84

2.32%

Beef Round Steak (1kg)

$10.49 $10.49

$18.59 CA$26.28

-43.57%

Apples (1kg)

$5.49 $5.49

$4.70 CA$6.64

16.81%

Banana (1kg)

$1.66 $1.66

$1.45 CA$2.05

14.48%

Oranges (1kg)

$3.47 $3.47

$4.34 CA$6.13

-20.05%

Tomato (1kg)

$5.37 $5.37

$3.79 CA$5.36

41.69%

Potato (1kg)

$1.70 $1.70

$2.69 CA$3.81

-36.80%

Onion (1kg)

$3.35 $3.35

$2.75 CA$3.88

21.82%

Lettuce (1 head)

$1.69 $1.69

$2.56 CA$3.62

-33.98%

Water (1.5 liter bottle)

$1.50 CA$2.12

Cigarettes 20 Pack (Marlboro, Camel)

$12.21 $12.21

$14.39 CA$20.34

-15.15%

Wine (Bottle)

$8.21 $8.21

$15.81 CA$22.35

-48.07%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.47 CA$3.49

-28.74%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$3.10 CA$4.39

28.71%

One-way Ticket (Public Transport)

$2.81 CA$3.97

Public Transport Monthly Pass (Regular Price)

$130 $130

$90.6 CA$128

43.41%

Taxi Start (Normal Tariff)

$5.61 $5.61

$3.28 CA$4.64

71.04%

Taxi (Normal Tariff) (1km)

$2.91 $2.91

$1.40 CA$1.97

107.86%

Taxi 1hour Waiting (Normal Tariff)

$17.46 $17.46

$26.49 CA$37.45

-34.09%

Gasoline (1 liter)

$1.08 $1.08

$1.22 CA$1.72

-11.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$28.4K CA$40.1K

-13.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$20.8K CA$29.5K

23.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$165 CA$233

5.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 $52.4

$38.24 CA$54.1

37.06%

Internet (50+ Mbps, Unlimited Data)

$51.6 $51.6

$50.1 CA$70.9

2.91%

Gym Membership (Monthly)

$70.7 $70.7

$53.8 CA$76.1

31.39%

Tennis Court (1 Hour on Weekend)

$15.09 $15.09

$18.04 CA$25.51

-16.35%

Cinema Ticket

$11.99 $11.99

$14.04 CA$19.84

-14.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$797 CA$1,126

85.44%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$15.8K CA$22.3K

-19.76%

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$59.1 CA$83.5

-2.59%

Summer Dress (H&M, Zara, etc)

$24.78 $24.78

$40.20 CA$56.8

-38.36%

Sport Shoes (Adidas, Nike)

$87.4 $87.4

$90.8 CA$128

-3.75%

Men's Leather Business Shoes

$50.6 $50.6

$109 CA$155

-53.77%

1-bedroom Apartment, City Center (Monthly)

$2,037 $2,037

$1,207 CA$1,707

68.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,616 $1,616

$1,011 CA$1,429

59.87%

3-bedroom Apartment, City Center (Monthly)

$3,308 $3,308

$1,949 CA$2,756

69.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,429 $2,429

$1,677 CA$2,371

44.83%

Buy Apartment in City Center (m2)

$2,253 $2,253

$3,532 CA$4,993

-36.22%

Buy Apartment Outside City Center (m2)

$2,241 $2,241

$3,392 CA$4,795

-33.92%

Average Monthly Net Salary (After Tax)

$6,526 $6,526

$3,152 CA$4,456

107.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

4.51

42.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: October 19, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naperville, IL

$1.6K 57.3%

Calgary

$1K 44.8% 37.4% $605

Groceries & Markets

Naperville, IL

$304 * 10.8%

Calgary

$392 17.4% 28.8% $88

Eating Out

Naperville, IL

$280 9.9%

Calgary

$270 12% 3.3% $9.1

Monthly Utilities & Internet

Naperville, IL

$277 9.8%

Calgary

$253 11.2% 8.7% $24

Getting Around

Naperville, IL

$150 * 5.3%

Calgary

$112 5% 25.3% $38

Clothing & Footwear

Naperville, IL

$99 3.5%

Calgary

$135 6% 36% $36

Sport & Entertainment

Naperville, IL

$95 3.4%

Calgary

$82 3.6% 13.5% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,037 in Naperville, IL and $1,207 in Calgary. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 107% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Naperville, IL vs $69.0 in Calgary. Groceries flip the comparison at $304 vs $392, with Naperville, IL cheaper for home cooking.

Good to know

🇺🇸 Naperville, IL

🇨🇦 Calgary

🕒 Local time

21:33 9:33 PM

20:33 8:33 PM

1 h behind Naperville, IL

🌤 Weather

👥 Population

149,540

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Naperville, IL Calgary 2,220 km ≈ 3 h 15 min nonstop flight

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Naperville, IL
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in eating out, transport, and utilities. The 25% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 107% higher in Naperville, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,037 in Naperville, IL versus $1,207 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $69.0 versus $75.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,821 per month in Naperville, IL versus $2,255 in Calgary – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,255 in Calgary versus $2,821 in Naperville, IL, a $2,500 budget is realistic in Calgary but tight or insufficient in Naperville, IL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 25% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.