Cost of Living Comparison Between Naperville, IL and Calgary Cost of Living Comparison Between Naperville, IL and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,865 in Naperville, IL versus $2,353 in Calgary.

Estimated couple costs with rent: $4,073 in Naperville, IL versus $3,488 in Calgary.

Monthly costs for a family of three with rent: $5,280 in Naperville, IL versus $4,622 in Calgary.

Living in Naperville, IL is roughly 22% more expensive than in Calgary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naperville, IL 109% above, Calgary 71% above.

Meal at Budget Restaurant

$14.09 $14.09

$17.94 CA$24.82

-21.46%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$70.5 CA$97.6

7.63%

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$10.69 CA$14.79

13.66%

Cappuccino

$5.19 $5.19

$3.79 CA$5.24

36.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$2.00 CA$2.77

47.00%

Water (0.33 liter bottle)

$2.39 $2.39

$1.98 CA$2.73

20.71%

Local Beer (0.5 liter draught)

$5.98 $5.98

$5.19 CA$7.18

15.22%

Imported Beer (0.33 liter bottle)

$8.68 $8.68

$5.86 CA$8.11

48.12%

Milk (1 liter)

$0.82 $0.82

$1.95 CA$2.70

-57.95%

White Bread (500g)

$2.88 $2.88

$2.82 CA$3.91

2.13%

Rice (white) (1kg)

$2.86 $2.86

$5.61 CA$7.77

-49.02%

Eggs

$3.52 $3.52

$3.75 CA$5.19

-6.13%

Local Cheese (1kg)

$7.94 $7.94

$11.50 CA$15.91

-30.96%

Chicken Fillets (1kg)

$11.20 $11.20

$11.46 CA$15.86

-2.27%

Beef Round Steak (1kg)

$10.40 $10.40

$18.95 CA$26.23

-45.12%

Apples (1kg)

$5.51 $5.51

$4.83 CA$6.69

14.08%

Banana (1kg)

$1.64 $1.64

$1.37 CA$1.89

19.71%

Oranges (1kg)

$3.42 $3.42

$4.25 CA$5.88

-19.53%

Tomato (1kg)

$5.54 $5.54

$4.15 CA$5.74

33.49%

Potato (1kg)

$1.78 $1.78

$2.70 CA$3.74

-34.07%

Onion (1kg)

$3.33 $3.33

$2.83 CA$3.91

17.67%

Lettuce (1 head)

$1.67 $1.67

$2.64 CA$3.65

-36.74%

Water (1.5 liter bottle)

$3.04 $3.04

$1.51 CA$2.09

101.32%

Cigarettes 20 Pack (Marlboro, Camel)

$11.91 $11.91

$14.60 CA$20.21

-18.42%

Wine (Bottle)

$8.26 $8.26

$15.76 CA$21.80

-47.59%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.60 CA$3.59

-34.23%

Imported Beer (0.33 liter bottle)

$4.60 $4.60

$3.08 CA$4.26

49.35%

One-way Ticket (Public Transport)

$2.93 CA$4.05

Public Transport Monthly Pass (Regular Price)

$128 $128

$89.3 CA$124

42.98%

Taxi Start (Normal Tariff)

$4.58 $4.58

$3.32 CA$4.59

37.95%

Taxi (Normal Tariff) (1km)

$2.84 $2.84

$1.43 CA$1.98

98.60%

Taxi 1hour Waiting (Normal Tariff)

$17.61 $17.61

$27.71 CA$38.34

-36.45%

Gasoline (1 liter)

$1.02 $1.02

$1.26 CA$1.74

-19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K $24.2K

$28.9K CA$40.0K

-16.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$21.3K CA$29.5K

19.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$183 CA$253

-6.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.5 $52.5

$38.31 CA$53.0

36.99%

Internet (50+ Mbps, Unlimited Data)

$51.7 $51.7

$51.7 CA$71.5

Gym Membership (Monthly)

$69.7 $69.7

$54.9 CA$75.9

27.12%

Tennis Court (1 Hour on Weekend)

$15.04 $15.04

$18.66 CA$25.82

-19.40%

Cinema Ticket

$11.99 $11.99

$14.26 CA$19.73

-15.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,508 $1,508

$828 CA$1,146

82.08%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$15.9K CA$22.0K

-20.85%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$59.6 CA$82.4

-3.86%

Summer Dress (H&M, Zara, etc)

$33.26 $33.26

$39.47 CA$54.6

-15.73%

Sport Shoes (Adidas, Nike)

$89.8 $89.8

$94.3 CA$131

-4.78%

Men's Leather Business Shoes

$100 $100

$113 CA$156

-11.29%

1-bedroom Apartment, City Center (Monthly)

$1,987 $1,987

$1,265 CA$1,750

57.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,635 $1,635

$1,051 CA$1,454

55.57%

3-bedroom Apartment, City Center (Monthly)

$3,275 $3,275

$1,934 CA$2,676

69.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,480 $2,480

$1,700 CA$2,352

45.85%

Buy Apartment in City Center (m2)

$2,248 $2,248

$3,680 CA$5,092

-38.92%

Buy Apartment Outside City Center (m2)

$2,205 $2,205

$3,333 CA$4,613

-33.85%

Average Monthly Net Salary (After Tax)

$6,715 $6,715

$3,276 CA$4,533

104.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.16

4.4

40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: August 31, 2026

Last update for Calgary: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,987 in Naperville, IL and $1,265 in Calgary. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Naperville, IL vs $71.0 in Calgary. Groceries flip the comparison at $342 vs $397, with Naperville, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Eating Out, Getting Around, Monthly Utilities & Internet, Sport & Entertainment. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 105% higher in Naperville, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,987 in Naperville, IL versus $1,265 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $76.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,865 per month in Naperville, IL versus $2,353 in Calgary – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,353 in Calgary versus $2,865 in Naperville, IL, a $2,500 budget is realistic in Calgary but tight or insufficient in Naperville, IL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 22% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.