Cost of Living Comparison Between Naperville, IL and Calgary Cost of Living Comparison Between Naperville, IL and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,953 in Naperville, IL versus $2,475 in Calgary.

Estimated couple costs with rent: $4,054 in Naperville, IL versus $3,595 in Calgary.

Monthly costs for a family of three with rent: $5,156 in Naperville, IL versus $4,715 in Calgary.

Living in Naperville, IL is roughly 19% more expensive than Calgary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naperville, IL 120% above, Calgary 85% above.

Meal at Budget Restaurant

$15.19 $15.19

$18.25 CA$25.00

-16.77%

Three-Course Dinner for Two, Mid-Range

$60.9 $60.9

$70.0 CA$95.9

-12.93%

Fast Food Meal (McDonalds, etc)

$10.18 $10.18

$11.12 CA$15.24

-8.45%

Cappuccino

$4.14 $4.14

$3.82 CA$5.23

8.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 $2.31

$1.96 CA$2.69

17.86%

Water (0.33 liter bottle)

$2.33 $2.33

$1.65 CA$2.27

41.21%

Local Beer (0.5 liter draught)

$4.18 $4.18

$5.07 CA$6.95

-17.55%

Imported Beer (0.33 liter bottle)

$6.11 $6.11

$6.56 CA$8.98

-6.86%

Milk (1 liter)

$0.76 $0.76

$2.16 CA$2.96

-64.81%

White Bread (500g)

$4.55 $4.55

$2.71 CA$3.72

67.90%

Rice (white) (1kg)

$3.34 $3.34

$3.30 CA$4.53

1.21%

Eggs

$4.79 $4.79

$3.40 CA$4.66

40.88%

Local Cheese (1kg)

$7.52 $7.52

$14.42 CA$19.76

-47.85%

Chicken Fillets (1kg)

$10.84 $10.84

$12.70 CA$17.40

-14.65%

Beef Round Steak (1kg)

$11.27 $11.27

$16.11 CA$22.07

-30.04%

Apples (1kg)

$5.61 $5.61

$4.42 CA$6.06

26.92%

Banana (1kg)

$1.69 $1.69

$1.30 CA$1.78

30.00%

Oranges (1kg)

$2.94 $2.94

$3.87 CA$5.30

-24.03%

Tomato (1kg)

$3.42 $3.42

$4.43 CA$6.07

-22.80%

Potato (1kg)

$1.28 $1.28

$2.56 CA$3.51

-50.00%

Onion (1kg)

$2.37 $2.37

$2.58 CA$3.54

-8.14%

Lettuce (1 head)

$1.61 $1.61

$2.71 CA$3.71

-40.59%

Water (1.5 liter bottle)

$1.46 $1.46

$1.88 CA$2.58

-22.34%

Cigarettes 20 Pack (Marlboro, Camel)

$8.37 $8.37

$14.46 CA$19.81

-42.12%

Wine (Bottle)

$8.01 $8.01

$14.47 CA$19.83

-44.64%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.80 CA$3.83

-37.50%

Imported Beer (0.33 liter bottle)

$3.70 $3.70

$3.97 CA$5.44

-6.80%

One-way Ticket (Public Transport)

$5.85 $5.85

$2.72 CA$3.73

115.07%

Public Transport Monthly Pass (Regular Price)

$130 $130

$85.4 CA$117

51.99%

Taxi Start (Normal Tariff)

$5.08 $5.08

$3.41 CA$4.67

48.97%

Taxi (Normal Tariff) (1km)

$1.75 $1.75

$1.36 CA$1.86

28.68%

Taxi 1hour Waiting (Normal Tariff)

$49.70 $49.70

$29.18 CA$39.97

70.32%

Gasoline (1 liter)

$0.90 $0.90

$1.09 CA$1.49

-17.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K $24.7K

$24.6K CA$33.7K

0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$21.8K CA$29.8K

16.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 $174

$211 CA$289

-17.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.4 $51.4

$41.13 CA$56.4

25.04%

Internet (50+ Mbps, Unlimited Data)

$51.6 $51.6

$58.3 CA$79.9

-11.59%

Gym Membership (Monthly)

$102 $102

$53.8 CA$73.7

89.21%

Tennis Court (1 Hour on Weekend)

$52.9 CA$72.4

Cinema Ticket

$11.11 $11.11

$12.68 CA$17.37

-12.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$939 $939

$875 CA$1,199

7.27%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$16.0K CA$21.9K

48.61%

Jeans (Levis 501 Or Similar)

$45.60 $45.60

$58.1 CA$79.5

-21.45%

Summer Dress (H&M, Zara, etc)

$46.67 $46.67

$47.11 CA$64.5

-0.93%

Sport Shoes (Adidas, Nike)

$67.9 $67.9

$87.7 CA$120

-22.57%

Men's Leather Business Shoes

$99.4 $99.4

$107 CA$146

-6.72%

1-bedroom Apartment, City Center (Monthly)

$1,987 $1,987

$1,416 CA$1,940

40.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,685 $1,685

$1,171 CA$1,604

43.89%

3-bedroom Apartment, City Center (Monthly)

$3,338 $3,338

$2,288 CA$3,135

45.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$1,841 CA$2,523

30.69%

Buy Apartment in City Center (m2)

$2,220 $2,220

$3,718 CA$5,093

-40.30%

Buy Apartment Outside City Center (m2)

$2,177 $2,177

$3,594 CA$4,924

-39.44%

Average Monthly Net Salary (After Tax)

$6,566 $6,566

$3,131 CA$4,289

109.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

5.71

14.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: April 20, 2026

Last update for Calgary: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,987 in Naperville, IL and $1,416 in Calgary. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61 in Naperville, IL vs $70 in Calgary for a mid-range dinner for two. Groceries echo the gap at $328 vs $395 per month, with Naperville, IL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Getting Around, Sport & Entertainment, Monthly Utilities & Internet. The 19% gap adds up to real monthly savings that compound significantly over time.

Naperville, IL pays 110% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,987 in Naperville, IL versus $1,416 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $70.0 versus $61.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,953 per month in Naperville, IL versus $2,475 in Calgary – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,475 in Calgary versus $2,953 in Naperville, IL, a $2,500 budget is realistic in Calgary but tight or insufficient in Naperville, IL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 19% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.