Cost of Living Comparison Between Naperville, IL and Calgary Cost of Living Comparison Between Naperville, IL and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,899 in Naperville, IL versus $2,432 in Calgary.

Estimated couple costs with rent: $4,053 in Naperville, IL versus $3,624 in Calgary.

Monthly costs for a family of three with rent: $5,207 in Naperville, IL versus $4,816 in Calgary.

Living in Naperville, IL is roughly 19% more expensive than in Calgary, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Naperville, IL 117% above, Calgary 82% above.

Meal at Budget Restaurant

$15.13 $15.13

$18.52 CA$26.09

-18.30%

Three-Course Dinner for Two, Mid-Range

$59.8 $59.8

$70.6 CA$99.5

-15.36%

Fast Food Meal (McDonalds, etc)

$10.04 $10.04

$11.03 CA$15.53

-8.98%

Cappuccino

$4.24 $4.24

$3.88 CA$5.47

9.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 $2.27

$1.97 CA$2.78

15.23%

Water (0.33 liter bottle)

$2.38 $2.38

$1.66 CA$2.34

43.37%

Local Beer (0.5 liter draught)

$4.15 $4.15

$5.19 CA$7.31

-20.04%

Imported Beer (0.33 liter bottle)

$5.96 $5.96

$6.58 CA$9.27

-9.42%

Milk (1 liter)

$0.76 $0.76

$2.21 CA$3.11

-65.61%

White Bread (500g)

$4.53 $4.53

$2.67 CA$3.77

69.66%

Rice (white) (1kg)

$3.23 $3.23

$3.35 CA$4.71

-3.58%

Eggs

$4.90 $4.90

$3.39 CA$4.78

44.54%

Local Cheese (1kg)

$7.51 $7.51

$14.59 CA$20.56

-48.53%

Chicken Fillets (1kg)

$11.11 $11.11

$12.95 CA$18.25

-14.21%

Beef Round Steak (1kg)

$11.53 $11.53

$15.84 CA$22.31

-27.21%

Apples (1kg)

$5.80 $5.80

$4.30 CA$6.06

34.88%

Banana (1kg)

$1.72 $1.72

$1.30 CA$1.84

32.31%

Oranges (1kg)

$3.07 $3.07

$3.88 CA$5.46

-20.88%

Tomato (1kg)

$3.48 $3.48

$4.22 CA$5.95

-17.54%

Potato (1kg)

$1.29 $1.29

$2.55 CA$3.59

-49.41%

Onion (1kg)

$2.37 $2.37

$2.72 CA$3.83

-12.87%

Lettuce (1 head)

$1.69 $1.69

$2.74 CA$3.86

-38.32%

Water (1.5 liter bottle)

$1.47 $1.47

$1.93 CA$2.72

-23.83%

Cigarettes 20 Pack (Marlboro, Camel)

$8.23 $8.23

$15.00 CA$21.13

-45.13%

Wine (Bottle)

$8.50 $8.50

$14.67 CA$20.66

-42.06%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.89 CA$4.07

-39.10%

Imported Beer (0.33 liter bottle)

$3.71 $3.71

$4.03 CA$5.67

-7.94%

One-way Ticket (Public Transport)

$5.96 $5.96

$2.79 CA$3.93

113.62%

Public Transport Monthly Pass (Regular Price)

$132 $132

$85.7 CA$121

53.54%

Taxi Start (Normal Tariff)

$4.86 $4.86

$3.59 CA$5.05

35.38%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$1.35 CA$1.90

28.15%

Taxi 1hour Waiting (Normal Tariff)

$49.40 $49.40

$28.84 CA$40.62

71.29%

Gasoline (1 liter)

$0.88 $0.88

$1.08 CA$1.52

-18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K $24.9K

$25.4K CA$35.8K

-1.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$21.7K CA$30.5K

15.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$175 $175

$216 CA$304

-18.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.8 $52.8

$41.66 CA$58.7

26.79%

Internet (50+ Mbps, Unlimited Data)

$50.2 $50.2

$58.7 CA$82.7

-14.41%

Gym Membership (Monthly)

$102 $102

$53.6 CA$75.5

89.59%

Tennis Court (1 Hour on Weekend)

$52.1 CA$73.4

Cinema Ticket

$11.11 $11.11

$12.72 CA$17.92

-12.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$963 $963

$885 CA$1,246

8.83%

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$15.8K CA$22.3K

51.15%

Jeans (Levis 501 Or Similar)

$44.74 $44.74

$57.9 CA$81.6

-22.78%

Summer Dress (H&M, Zara, etc)

$47.61 $47.61

$47.31 CA$66.6

0.63%

Sport Shoes (Adidas, Nike)

$66.6 $66.6

$88.3 CA$124

-24.49%

Men's Leather Business Shoes

$99.1 $99.1

$107 CA$151

-7.65%

1-bedroom Apartment, City Center (Monthly)

$1,965 $1,965

$1,368 CA$1,926

43.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,664 $1,664

$1,181 CA$1,664

40.86%

3-bedroom Apartment, City Center (Monthly)

$3,258 $3,258

$2,364 CA$3,330

37.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,419 $2,419

$1,872 CA$2,637

29.20%

Buy Apartment in City Center (m2)

$2,210 $2,210

$3,737 CA$5,263

-40.84%

Buy Apartment Outside City Center (m2)

$2,246 $2,246

$3,424 CA$4,823

-34.41%

Average Monthly Net Salary (After Tax)

$6,554 $6,554

$2,999 CA$4,224

118.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

5.71

14.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: July 20, 2026

Last update for Calgary: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,965 in Naperville, IL and $1,368 in Calgary. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 119% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Naperville, IL vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $333 vs $397 per month, with Naperville, IL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Getting Around, Sport & Entertainment, Monthly Utilities & Internet. The 19% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 119% higher in Naperville, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,965 in Naperville, IL versus $1,368 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $60.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,899 per month in Naperville, IL versus $2,432 in Calgary – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Calgary is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 19% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.