Cost of Living Comparison Between Naperville, IL and Austin, TX Cost of Living Comparison Between Naperville, IL and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,865 in Naperville, IL versus $2,695 in Austin, TX.

Estimated couple costs with rent: $4,073 in Naperville, IL versus $4,184 in Austin, TX.

Monthly costs for a family of three with rent: $5,280 in Naperville, IL versus $5,674 in Austin, TX.

Living in Naperville, IL is roughly 6% more expensive than in Austin, TX, driven mainly by Getting Around.

Both cities are pricier than the global median: Naperville, IL 109% above, Austin, TX 96% above.

Meal at Budget Restaurant

$14.09 $14.09

$19.82 $19.82

-28.91%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$83.9 $83.9

-9.51%

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$12.30 $12.30

-1.22%

Cappuccino

$5.19 $5.19

$5.48 $5.48

-5.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 $2.94

$3.72 $3.72

-20.97%

Water (0.33 liter bottle)

$2.39 $2.39

$2.36 $2.36

1.27%

Local Beer (0.5 liter draught)

$5.98 $5.98

$7.76 $7.76

-22.94%

Imported Beer (0.33 liter bottle)

$8.68 $8.68

$9.14 $9.14

-5.03%

Milk (1 liter)

$0.82 $0.82

$1.13 $1.13

-27.43%

White Bread (500g)

$2.88 $2.88

$3.75 $3.75

-23.20%

Rice (white) (1kg)

$2.86 $2.86

$3.43 $3.43

-16.62%

Eggs

$3.52 $3.52

$4.35 $4.35

-19.08%

Local Cheese (1kg)

$7.94 $7.94

$13.14 $13.14

-39.57%

Chicken Fillets (1kg)

$11.20 $11.20

$14.39 $14.39

-22.17%

Beef Round Steak (1kg)

$10.40 $10.40

$17.20 $17.20

-39.53%

Apples (1kg)

$5.51 $5.51

$4.49 $4.49

22.72%

Banana (1kg)

$1.64 $1.64

$1.44 $1.44

13.89%

Oranges (1kg)

$3.42 $3.42

$4.67 $4.67

-26.77%

Tomato (1kg)

$5.54 $5.54

$4.97 $4.97

11.47%

Potato (1kg)

$1.78 $1.78

$3.00 $3.00

-40.67%

Onion (1kg)

$3.33 $3.33

$2.69 $2.69

23.79%

Lettuce (1 head)

$1.67 $1.67

$1.85 $1.85

-9.73%

Water (1.5 liter bottle)

$3.04 $3.04

$2.18 $2.18

39.45%

Cigarettes 20 Pack (Marlboro, Camel)

$11.91 $11.91

$9.45 $9.45

26.03%

Wine (Bottle)

$8.26 $8.26

$15.11 $15.11

-45.33%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.89 $2.89

-40.83%

Imported Beer (0.33 liter bottle)

$4.60 $4.60

$3.49 $3.49

31.81%

One-way Ticket (Public Transport)

$1.64 $1.64

Public Transport Monthly Pass (Regular Price)

$128 $128

$40.44 $40.44

215.63%

Taxi Start (Normal Tariff)

$4.58 $4.58

$2.81 $2.81

62.99%

Taxi (Normal Tariff) (1km)

$2.84 $2.84

$1.58 $1.58

79.75%

Taxi 1hour Waiting (Normal Tariff)

$17.61 $17.61

$35.18 $35.18

-49.94%

Gasoline (1 liter)

$1.02 $1.02

$0.90 $0.90

13.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K $24.2K

$35.9K $35.9K

-32.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$27.7K $27.7K

-8.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$222 $222

-22.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.5 $52.5

$58.3 $58.3

-9.92%

Internet (50+ Mbps, Unlimited Data)

$51.7 $51.7

$69.1 $69.1

-25.21%

Gym Membership (Monthly)

$69.7 $69.7

$66.2 $66.2

5.41%

Tennis Court (1 Hour on Weekend)

$15.04 $15.04

$14.76 $14.76

1.90%

Cinema Ticket

$11.99 $11.99

$13.78 $13.78

-12.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,508 $1,508

$1,526 $1,526

-1.17%

International Primary School, 1 Child (Yearly)

$12.6K $12.6K

$21.2K $21.2K

-40.60%

Jeans (Levis 501 Or Similar)

$57.3 $57.3

$54.6 $54.6

4.97%

Summer Dress (H&M, Zara, etc)

$33.26 $33.26

$44.01 $44.01

-24.43%

Sport Shoes (Adidas, Nike)

$89.8 $89.8

$89.7 $89.7

0.09%

Men's Leather Business Shoes

$100 $100

$109 $109

-7.87%

1-bedroom Apartment, City Center (Monthly)

$1,987 $1,987

$1,942 $1,942

2.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,635 $1,635

$1,258 $1,258

29.96%

3-bedroom Apartment, City Center (Monthly)

$3,275 $3,275

$3,762 $3,762

-12.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,480 $2,480

$2,592 $2,592

-4.34%

Buy Apartment in City Center (m2)

$2,248 $2,248

$7,403 $7,403

-69.64%

Buy Apartment Outside City Center (m2)

$2,205 $2,205

$3,203 $3,203

-31.16%

Average Monthly Net Salary (After Tax)

$6,715 $6,715

$5,085 $5,085

32.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.16

6.44

-4.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: August 31, 2026

Last update for Austin, TX: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,987 in Naperville, IL and $1,942 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Naperville, IL vs $84.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $342 vs $417 per month, with Naperville, IL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 6% lower than in Naperville, IL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 32% higher in Naperville, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,987 in Naperville, IL versus $1,942 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,865 per month in Naperville, IL versus $2,695 in Austin, TX – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 216% less than in Naperville, IL. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Austin, TX gentler on the wallet – expenses run 6% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.