Cost of Living Comparison Between Calgary and Naperville, IL Cost of Living Comparison Between Calgary and Naperville, IL

Monthly Cost of Living

Monthly costs for one person with rent: $2,353 in Calgary versus $2,865 in Naperville, IL.

Estimated couple costs with rent: $3,488 in Calgary versus $4,073 in Naperville, IL.

Monthly costs for a family of three with rent: $4,622 in Calgary versus $5,280 in Naperville, IL.

Living in Calgary costs roughly 18% less than in Naperville, IL, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Calgary 71% above, Naperville, IL 109% above.

Meal at Budget Restaurant

$17.94 CA$24.82

$14.09 $14.09

27.32%

Three-Course Dinner for Two, Mid-Range

$70.5 CA$97.6

$75.9 $75.9

-7.09%

Fast Food Meal (McDonalds, etc)

$10.69 CA$14.79

$12.15 $12.15

-12.02%

Cappuccino

$3.79 CA$5.24

$5.19 $5.19

-26.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 CA$2.77

$2.94 $2.94

-31.97%

Water (0.33 liter bottle)

$1.98 CA$2.73

$2.39 $2.39

-17.15%

Local Beer (0.5 liter draught)

$5.19 CA$7.18

$5.98 $5.98

-13.21%

Imported Beer (0.33 liter bottle)

$5.86 CA$8.11

$8.68 $8.68

-32.49%

Milk (1 liter)

$1.95 CA$2.70

$0.82 $0.82

137.80%

White Bread (500g)

$2.82 CA$3.91

$2.88 $2.88

-2.08%

Rice (white) (1kg)

$5.61 CA$7.77

$2.86 $2.86

96.15%

Eggs

$3.75 CA$5.19

$3.52 $3.52

6.53%

Local Cheese (1kg)

$11.50 CA$15.91

$7.94 $7.94

44.84%

Chicken Fillets (1kg)

$11.46 CA$15.86

$11.20 $11.20

2.32%

Beef Round Steak (1kg)

$18.95 CA$26.23

$10.40 $10.40

82.21%

Apples (1kg)

$4.83 CA$6.69

$5.51 $5.51

-12.34%

Banana (1kg)

$1.37 CA$1.89

$1.64 $1.64

-16.46%

Oranges (1kg)

$4.25 CA$5.88

$3.42 $3.42

24.27%

Tomato (1kg)

$4.15 CA$5.74

$5.54 $5.54

-25.09%

Potato (1kg)

$2.70 CA$3.74

$1.78 $1.78

51.69%

Onion (1kg)

$2.83 CA$3.91

$3.33 $3.33

-15.02%

Lettuce (1 head)

$2.64 CA$3.65

$1.67 $1.67

58.08%

Water (1.5 liter bottle)

$1.51 CA$2.09

$3.04 $3.04

-50.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.60 CA$20.21

$11.91 $11.91

22.59%

Wine (Bottle)

$15.76 CA$21.80

$8.26 $8.26

90.80%

Local Beer (0.5 liter bottle)

$2.60 CA$3.59

$1.71 $1.71

52.05%

Imported Beer (0.33 liter bottle)

$3.08 CA$4.26

$4.60 $4.60

-33.04%

One-way Ticket (Public Transport)

$2.93 CA$4.05

Public Transport Monthly Pass (Regular Price)

$89.3 CA$124

$128 $128

-30.06%

Taxi Start (Normal Tariff)

$3.32 CA$4.59

$4.58 $4.58

-27.51%

Taxi (Normal Tariff) (1km)

$1.43 CA$1.98

$2.84 $2.84

-49.65%

Taxi 1hour Waiting (Normal Tariff)

$27.71 CA$38.34

$17.61 $17.61

57.35%

Gasoline (1 liter)

$1.26 CA$1.74

$1.02 $1.02

23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$40.0K

$24.2K $24.2K

19.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K CA$29.5K

$25.4K $25.4K

-16.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 CA$253

$172 $172

6.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.31 CA$53.0

$52.5 $52.5

-27.00%

Internet (50+ Mbps, Unlimited Data)

$51.7 CA$71.5

$51.7 $51.7

Gym Membership (Monthly)

$54.9 CA$75.9

$69.7 $69.7

-21.34%

Tennis Court (1 Hour on Weekend)

$18.66 CA$25.82

$15.04 $15.04

24.07%

Cinema Ticket

$14.26 CA$19.73

$11.99 $11.99

18.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$828 CA$1,146

$1,508 $1,508

-45.08%

International Primary School, 1 Child (Yearly)

$15.9K CA$22.0K

$12.6K $12.6K

26.35%

Jeans (Levis 501 Or Similar)

$59.6 CA$82.4

$57.3 $57.3

4.02%

Summer Dress (H&M, Zara, etc)

$39.47 CA$54.6

$33.26 $33.26

18.67%

Sport Shoes (Adidas, Nike)

$94.3 CA$131

$89.8 $89.8

5.02%

Men's Leather Business Shoes

$113 CA$156

$100 $100

12.72%

1-bedroom Apartment, City Center (Monthly)

$1,265 CA$1,750

$1,987 $1,987

-36.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,051 CA$1,454

$1,635 $1,635

-35.72%

3-bedroom Apartment, City Center (Monthly)

$1,934 CA$2,676

$3,275 $3,275

-40.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 CA$2,352

$2,480 $2,480

-31.44%

Buy Apartment in City Center (m2)

$3,680 CA$5,092

$2,248 $2,248

63.72%

Buy Apartment Outside City Center (m2)

$3,333 CA$4,613

$2,205 $2,205

51.16%

Average Monthly Net Salary (After Tax)

$3,276 CA$4,533

$6,715 $6,715

-51.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.4

6.16

-28.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: September 1, 2026

Last update for Naperville, IL: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,265 in Calgary and $1,987 in Naperville, IL. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 105% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $76.0 in Naperville, IL. Groceries flip the comparison at $397 vs $342, with Naperville, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Naperville, IL: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in Eating Out, Getting Around, Monthly Utilities & Internet, Sport & Entertainment. The 22% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 105% lower in Naperville, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,265 in Calgary versus $1,987 in Naperville, IL. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $76.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,353 per month in Calgary versus $2,865 in Naperville, IL – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,353 in Calgary versus $2,865 in Naperville, IL, a $2,500 budget is realistic in Calgary but tight or insufficient in Naperville, IL. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Calgary and Naperville, IL are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 22% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.