Last update: Oct 2026

Cost of Living Comparison Between Naperville, IL and Arnhem

For one person, living is cheaper in Arnhem: $2,568 a month against $2,821 in Naperville, IL, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Naperville, IL outweigh lower spending on other living expenses.

137

Cost of Living Index in Naperville, IL
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Naperville, IL Living Index
125

Cost of Living Index in Arnhem
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Arnhem Living Index

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Naperville, IL

🇺🇸 United States

$2,821

/mo nomad

Arnhem

🇳🇱 Netherlands

$2,568

/mo nomad

Monthly Cost of Living

How much you'll spend in Naperville, IL and in Arnhem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Naperville, IL and in Arnhem actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,821 in Naperville, IL versus $2,568 in Arnhem.

Naperville, IL $2,821
Arnhem $2,568

Estimated couple costs with rent: $3,974 in Naperville, IL versus $3,757 in Arnhem.

Naperville, IL $3,974
Arnhem $3,757

Monthly costs for a family of three with rent: $5,127 in Naperville, IL versus $4,947 in Arnhem.

Naperville, IL $5,127
Arnhem $4,947

Living in Naperville, IL is roughly 10% more expensive than in Arnhem, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Naperville, IL 108% above, Arnhem 89% above.

Meal at Budget Restaurant

$14.01 $14.01

$22.16 €19.71

-36.78%

Three-Course Dinner for Two, Mid-Range

$74.9 $74.9

$86.4 €76.9

-13.39%

Fast Food Meal (McDonalds, etc)

$11.98 $11.98

$13.26 €11.80

-9.65%

Cappuccino

$5.27 $5.27

$4.13 €3.67

27.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$3.25 €2.89

-11.38%

Water (0.33 liter bottle)

$2.29 $2.29

$2.95 €2.62

-22.37%

Local Beer (0.5 liter draught)

$6.13 $6.13

$5.55 €4.93

10.45%

Imported Beer (0.33 liter bottle)

$8.45 $8.45

$5.63 €5.00

50.09%

Milk (1 liter)

$0.78 $0.78

$1.42 €1.26

-45.07%

White Bread (500g)

$2.85 $2.85

$2.05 €1.83

39.02%

Rice (white) (1kg)

$2.95 $2.95

$2.27 €2.02

29.96%

Eggs

$3.52 $3.52

$5.13 €4.56

-31.38%

Local Cheese (1kg)

$7.74 $7.74

$13.20 €11.74

-41.36%

Chicken Fillets (1kg)

$11.46 $11.46

$14.63 €13.01

-21.67%

Beef Round Steak (1kg)

$10.49 $10.49

$15.55 €13.83

-32.54%

Apples (1kg)

$5.49 $5.49

$2.69 €2.40

104.09%

Banana (1kg)

$1.66 $1.66

$2.43 €2.16

-31.69%

Oranges (1kg)

$3.47 $3.47

$1.86 €1.66

86.56%

Tomato (1kg)

$5.37 $5.37

$5.48 €4.87

-2.01%

Potato (1kg)

$1.70 $1.70

$1.85 €1.65

-8.11%

Onion (1kg)

$3.35 $3.35

$2.44 €2.17

37.30%

Lettuce (1 head)

$1.69 $1.69

$1.22 €1.09

38.52%

Water (1.5 liter bottle)

$0.75 €0.67

Cigarettes 20 Pack (Marlboro, Camel)

$12.21 $12.21

$14.19 €12.63

-13.95%

Wine (Bottle)

$8.21 $8.21

$6.85 €6.09

19.85%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$1.44 €1.28

22.22%

Imported Beer (0.33 liter bottle)

$3.99 $3.99

$2.61 €2.32

52.87%

One-way Ticket (Public Transport)

$4.54 €4.04

Public Transport Monthly Pass (Regular Price)

$130 $130

$111 €98.9

16.84%

Taxi Start (Normal Tariff)

$5.61 $5.61

$3.95 €3.51

42.03%

Taxi (Normal Tariff) (1km)

$2.91 $2.91

$2.28 €2.03

27.63%

Taxi 1hour Waiting (Normal Tariff)

$17.46 $17.46

$32.80 €29.17

-46.77%

Gasoline (1 liter)

$1.08 $1.08

$2.38 €2.12

-54.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$41.9K €37.3K

-41.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$39.6K €35.2K

-34.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$280 €249

-38.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.4 $52.4

$22.97 €20.43

128.17%

Internet (50+ Mbps, Unlimited Data)

$51.6 $51.6

$42.64 €37.93

20.99%

Gym Membership (Monthly)

$70.7 $70.7

$40.97 €36.44

72.54%

Tennis Court (1 Hour on Weekend)

$15.09 $15.09

$11.39 €10.13

32.48%

Cinema Ticket

$11.99 $11.99

$14.33 €12.75

-16.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,477 $1,477

$1,238 €1,101

19.35%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$5,891 €5,240

115.29%

Jeans (Levis 501 Or Similar)

$57.5 $57.5

$98.1 €87.3

-41.34%

Summer Dress (H&M, Zara, etc)

$24.78 $24.78

$28.65 €25.49

-13.51%

Sport Shoes (Adidas, Nike)

$87.4 $87.4

$107 €95.3

-18.49%

Men's Leather Business Shoes

$50.6 $50.6

$158 €140

-67.88%

1-bedroom Apartment, City Center (Monthly)

$2,037 $2,037

$1,401 €1,247

45.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,616 $1,616

$1,164 €1,035

38.91%

3-bedroom Apartment, City Center (Monthly)

$3,308 $3,308

$2,242 €1,995

47.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,429 $2,429

$1,833 €1,631

32.53%

Buy Apartment in City Center (m2)

$2,253 $2,253

$5,282 €4,698

-57.35%

Buy Apartment Outside City Center (m2)

$2,241 $2,241

$4,119 €3,663

-45.58%

Average Monthly Net Salary (After Tax)

$6,526 $6,526

$3,684 €3,277

77.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

3.95

62.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naperville, IL: October 19, 2026

Last update for Arnhem: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Naperville, IL

$1.6K 57.3%

Arnhem

$1.2K 45.3% 28% $453

Groceries & Markets

Naperville, IL

$304 * 10.8%

Arnhem

$337 13.1% 10.9% $33

Eating Out

Naperville, IL

$280 9.9%

Arnhem

$330 12.9% 18.2% $51

Monthly Utilities & Internet

Naperville, IL

$277 9.8%

Arnhem

$346 13.5% 24.9% $69

Getting Around

Naperville, IL

$150 * 5.3%

Arnhem

$145 5.6% 3.6% $5.4

Clothing & Footwear

Naperville, IL

$99 3.5%

Arnhem

$176 6.9% 77.7% $77

Sport & Entertainment

Naperville, IL

$95 3.4%

Arnhem

$70 2.7% 26.4% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,037 in Naperville, IL and $1,401 in Arnhem. Housing cost is often the main lever when comparing two cities.

Naperville, IL pays 77% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $75.0 in Naperville, IL vs $86.0 in Arnhem for a mid-range dinner for two. Groceries echo the gap at $304 vs $337 per month, with Naperville, IL cheaper across the board.

Good to know

🇺🇸 Naperville, IL

🇳🇱 Arnhem

🕒 Local time

21:33 9:33 PM

04:33 4:33 AM

7 h ahead of Naperville, IL

🌤 Weather

👥 Population

149,540

165,770

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Naperville, IL Arnhem 6,730 km ≈ 9 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Naperville, IL vs Arnhem: Cost of Living - Frequently Asked Questions

Naperville, IL and Arnhem differ by about 10% in total monthly costs ($2,821 vs $2,568 including rent). Arnhem is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 77% higher in Naperville, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,037 in Naperville, IL versus $1,401 in Arnhem. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Naperville, IL pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Arnhem – a meal for two runs $86.0 versus $75.0 in Naperville, IL. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Arnhem is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Naperville, IL and Arnhem are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Arnhem gentler on the wallet – expenses run 10% less than in Naperville, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.