Last update: Oct 2026

Cost of Living Comparison Between Nampula and Cebu

For one person, living is cheaper in Nampula: $525 a month against $934 in Cebu, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Nampula

🇲🇿 Mozambique

$525

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Nampula and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nampula and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $525 in Nampula versus $934 in Cebu.

Nampula $525
Cebu $934

Estimated couple costs with rent: $703 in Nampula versus $1,415 in Cebu.

Nampula $703
Cebu $1,415

Monthly costs for a family of three with rent: $881 in Nampula versus $1,896 in Cebu.

Nampula $881
Cebu $1,896

Living in Nampula costs roughly 44% less than in Cebu, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Nampula 61% lower, Cebu 30% lower.

Meal at Budget Restaurant

$5.33 MZN 337

$3.03 ₱190

75.91%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 MZN 51.5

$1.54 ₱96.9

-47.40%

Water (0.33 liter bottle)

$0.40 MZN 25.48

$0.49 ₱30.98

-18.37%

Local Beer (0.5 liter draught)

$1.59 MZN 100

$1.79 ₱112

-11.17%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.82 MZN 115

$1.95 ₱122

-6.67%

White Bread (500g)

$0.48 MZN 30.66

$1.43 ₱89.7

-66.43%

Rice (white) (1kg)

$1.11 MZN 70.3

$1.02 ₱63.8

8.82%

Eggs

$2.68 MZN 170

$2.06 ₱129

30.10%

Local Cheese (1kg)

$10.18 MZN 644

$9.81 ₱615

3.77%

Chicken Fillets (1kg)

$3.49 MZN 221

$4.61 ₱289

-24.30%

Beef Round Steak (1kg)

$3.77 MZN 238

$7.70 ₱483

-51.04%

Apples (1kg)

$2.70 MZN 171

$3.31 ₱207

-18.43%

Banana (1kg)

$2.39 MZN 151

$1.45 ₱90.9

64.83%

Oranges (1kg)

$2.01 MZN 127

$2.36 ₱148

-14.83%

Tomato (1kg)

$1.52 MZN 96.4

$1.54 ₱96.4

-1.30%

Potato (1kg)

$1.48 MZN 93.8

$2.36 ₱148

-37.29%

Onion (1kg)

$1.69 MZN 107

$1.99 ₱125

-15.08%

Lettuce (1 head)

$0.74 MZN 46.53

$1.15 ₱72.1

-35.65%

Water (1.5 liter bottle)

$0.88 MZN 55.7

$0.67 ₱42.15

31.34%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 MZN 402

$6.35 ₱398

Local Beer (0.5 liter bottle)

$2.34 MZN 148

$1.31 ₱81.9

78.63%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.16 MZN 10.04

$0.25 ₱15.78

-36.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$1.59 MZN 101

$0.74 ₱46.32

114.86%

Taxi (Normal Tariff) (1km)

$2.29 MZN 145

$0.21 ₱13.11

990.48%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.50 MZN 95.1

$1.33 ₱83.5

12.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 MZN 7,496

$121 ₱7,563

-1.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.37 MZN 2,111

$14.45 ₱907

130.93%

Internet (50+ Mbps, Unlimited Data)

$124 MZN 7,872

$28.29 ₱1,774

339.91%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$941 MZN 59.5K

$1,052 ₱66.0K

-10.55%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nampula: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nampula

–

Cebu

$309 33.5%

Groceries & Markets

Nampula

–

Cebu

$210 22.7%

Monthly Utilities & Internet

Nampula

–

Cebu

$163 17.7%

Clothing & Footwear

Nampula

–

Cebu

$95 10.2%

Eating Out

Nampula

–

Cebu

$88 9.6%

Sport & Entertainment

Nampula

–

Cebu

$44 4.7%

Getting Around

Nampula

–

Cebu

$15 1.7%

Good to know

🇲🇿 Nampula

🇵🇭 Cebu

🕒 Local time

08:00 8:00 AM

14:00 2:00 PM

6 h ahead of Nampula

🌤 Weather

👥 Population

477,900

964,169

💱 Currency

Mozambican Metical MZN MT

Philippine Peso PHP ₱

📈 Exchange rate

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to MZN – Mozambican Metical Converter

🇺🇸 United States Dollar ($)

🇲🇿 Mozambican Metical (MT)

Mozambican Metical exchange rates as of October 10, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 70.94 MZN (100 MZN = 1.41 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to MZN in detail →

On the map

Lowest

Highest

Between locations

Nampula Cebu 9,740 km ≈ 13 h nonstop flight

From you

Nampula
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nampula vs Cebu: Cost of Living - Frequently Asked Questions

Nampula is cheaper overall, especially in groceries, eating out, and transport. The 78% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $787 in Nampula and $1,401 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 13% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $525 per month in Nampula versus $934 in Cebu – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Nampula gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nampula is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nampula and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nampula gentler on the wallet – expenses run 78% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.