Last update: Oct 2026

Cost of Living Comparison Between Cebu and Nampula

For one person, living is cheaper in Nampula: $525 a month against $934 in Cebu, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Nampula

🇲🇿 Mozambique

$525

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Nampula

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Nampula actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $525 in Nampula.

Cebu $934
Nampula $525

Estimated couple costs with rent: $1,415 in Cebu versus $703 in Nampula.

Cebu $1,415
Nampula $703

Monthly costs for a family of three with rent: $1,896 in Cebu versus $881 in Nampula.

Cebu $1,896
Nampula $881

Living in Cebu is roughly 78% more expensive than in Nampula, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Cebu 30% lower, Nampula 61% lower.

Meal at Budget Restaurant

$3.03 ₱190

$5.33 MZN 337

-43.15%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

Cappuccino

$2.52 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.81 MZN 51.5

90.12%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.40 MZN 25.48

22.50%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.59 MZN 100

12.58%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$1.82 MZN 115

7.14%

White Bread (500g)

$1.43 ₱89.7

$0.48 MZN 30.66

197.92%

Rice (white) (1kg)

$1.02 ₱63.8

$1.11 MZN 70.3

-8.11%

Eggs

$2.06 ₱129

$2.68 MZN 170

-23.13%

Local Cheese (1kg)

$9.81 ₱615

$10.18 MZN 644

-3.63%

Chicken Fillets (1kg)

$4.61 ₱289

$3.49 MZN 221

32.09%

Beef Round Steak (1kg)

$7.70 ₱483

$3.77 MZN 238

104.24%

Apples (1kg)

$3.31 ₱207

$2.70 MZN 171

22.59%

Banana (1kg)

$1.45 ₱90.9

$2.39 MZN 151

-39.33%

Oranges (1kg)

$2.36 ₱148

$2.01 MZN 127

17.41%

Tomato (1kg)

$1.54 ₱96.4

$1.52 MZN 96.4

1.32%

Potato (1kg)

$2.36 ₱148

$1.48 MZN 93.8

59.46%

Onion (1kg)

$1.99 ₱125

$1.69 MZN 107

17.75%

Lettuce (1 head)

$1.15 ₱72.1

$0.74 MZN 46.53

55.41%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.88 MZN 55.7

-23.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

Wine (Bottle)

$6.35 ₱398

$6.35 MZN 402

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$2.34 MZN 148

-44.02%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.16 MZN 10.04

56.25%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.59 MZN 101

-53.46%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.29 MZN 145

-90.83%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

Gasoline (1 liter)

$1.33 ₱83.5

$1.50 MZN 95.1

-11.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$119 MZN 7,496

1.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$33.37 MZN 2,111

-56.70%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$124 MZN 7,872

-77.27%

Gym Membership (Monthly)

$32.68 ₱2,050

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

Men's Leather Business Shoes

$59.3 ₱3,717

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$941 MZN 59.5K

11.80%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Nampula: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Nampula

–

Groceries & Markets

Cebu

$210 22.7%

Nampula

–

Monthly Utilities & Internet

Cebu

$163 17.7%

Nampula

–

Clothing & Footwear

Cebu

$95 10.2%

Nampula

–

Eating Out

Cebu

$88 9.6%

Nampula

–

Sport & Entertainment

Cebu

$44 4.7%

Nampula

–

Getting Around

Cebu

$15 1.7%

Nampula

–

Good to know

🇵🇭 Cebu

🇲🇿 Nampula

🕒 Local time

15:28 3:28 PM

09:28 9:28 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

477,900

💱 Currency

Philippine Peso PHP ₱

Mozambican Metical MZN MT

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 MZN = 1.58 USD

100 MZN = 1.41 EUR

Exchange rates and currency converter

MZN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Mozambican Metical exchange rates as of October 10, 2026: 1 USD = 63.25 MZN (100 MZN = 1.58 USD). 1 EUR = 70.94 MZN (100 MZN = 1.41 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Nampula 9,740 km ≈ 13 h nonstop flight

From you

Cebu
Nampula

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Nampula: Cost of Living - Frequently Asked Questions

Nampula is cheaper overall, especially in groceries, clothing, and eating out. The 78% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,401 in Cebu and $787 in Nampula to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 13% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $525 in Nampula – a 78% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Nampula gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nampula is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Nampula are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nampula gentler on the wallet – expenses run 78% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.