🙂Monthly costs for one person with rent: $1,061 in Nakhon Si Thammarat versus $1,096 in Koh Phan Ghan.
🙂Estimated couple costs with rent: $1,721 in Nakhon Si Thammarat versus $1,945 in Koh Phan Ghan.
🙂Monthly costs for a family of three with rent: $2,380 in Nakhon Si Thammarat versus $2,794 in Koh Phan Ghan.
🙂Living in Nakhon Si Thammarat costs roughly 3% less than in Koh Phan Ghan, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Nakhon Si Thammarat21% lower, Koh Phan Ghan18% lower.
Currency
🍽 Eating Out
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Meal at Budget Restaurant
$3.13฿102
$4.22฿138
-25.83%
Three-Course Dinner for Two, Mid-Range
$46.45฿1,517
$41.00฿1,339
13.29%
Fast Food Meal(McDonalds, etc)
$8.71฿284
$7.88฿257
10.53%
Cappuccino
$2.94฿96.1
$2.76฿90.3
6.52%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.70฿22.75
$0.61฿19.95
14.75%
Water(0.33 liter bottle)
$0.40฿12.99
$0.36฿11.63
11.11%
Local Beer(0.5 liter draught)
$2.48฿80.8
$2.25฿73.4
10.22%
Imported Beer(0.33 liter bottle)
$3.78฿123
$3.35฿109
12.84%
🛒 Groceries & Markets
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Milk(1 liter)
$2.18฿71.3
$2.05฿67.0
6.34%
White Bread(500g)
$1.81฿59.2
$1.75฿57.0
3.43%
Rice(white)(1kg)
$2.23฿72.9
$2.08฿68.1
7.21%
Eggs
$2.26฿73.8
$2.12฿69.2
6.60%
Local Cheese(1kg)
$19.79฿646
$18.91฿618
4.65%
Chicken Fillets(1kg)
$3.69฿120
$3.60฿118
2.50%
Beef Round Steak(1kg)
$13.27฿433
$12.82฿419
3.51%
Apples(1kg)
$3.36฿110
$3.16฿103
6.33%
Banana(1kg)
$1.61฿52.6
$1.54฿50.4
4.55%
Oranges(1kg)
$2.32฿75.6
$2.29฿74.9
1.31%
Tomato(1kg)
$2.03฿66.3
$1.91฿62.4
6.28%
Potato(1kg)
$1.59฿51.8
$1.46฿47.61
8.90%
Onion(1kg)
$1.50฿49.06
$1.43฿46.72
4.90%
Lettuce(1 head)
$1.02฿33.42
$0.92฿29.93
10.87%
Water(1.5 liter bottle)
$0.48฿15.69
$0.49฿16.08
-2.04%
Cigarettes 20 Pack(Marlboro, Camel)
$4.34฿142
$4.24฿138
2.36%
Wine(Bottle)
$19.25฿629
$18.11฿592
6.29%
Local Beer(0.5 liter bottle)
$1.79฿58.5
$1.73฿56.6
3.47%
Imported Beer(0.33 liter bottle)
$2.78฿90.8
$2.56฿83.7
8.59%
🚌 Getting Around
Nakhon Si Thammarat
Koh Phan Ghan
Difference
One-way Ticket(Public Transport)
$0.89฿29.21
$1.27฿41.41
-29.92%
Taxi Start(Normal Tariff)
$1.10฿35.85
$2.69฿87.8
-59.11%
Taxi(Normal Tariff)(1km)
$0.99฿32.32
$0.87฿28.57
13.79%
Taxi 1hour Waiting(Normal Tariff)
$14.05฿459
$12.31฿402
14.13%
Gasoline(1 liter)
$1.37฿44.70
$1.17฿38.23
17.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K฿914.6K
$24.7K฿805.1K
13.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K฿1.1M
$30.5K฿997.3K
7.79%
🧾 Monthly Utilities & Internet
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122฿3,969
$122฿3,984
-0.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.86฿453
$13.49฿441
2.74%
Internet(50+ Mbps, Unlimited Data)
$18.63฿608
$18.78฿614
-0.80%
🎉 Sport & Entertainment
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Gym Membership(Monthly)
$48.44฿1,582
$60.1฿1,964
-19.45%
Tennis Court(1 Hour on Weekend)
$12.15฿397
$16.94฿553
-28.28%
Cinema Ticket
$9.06฿296
$9.15฿299
-0.98%
🧸 Childcare & Education
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$702฿22.9K
$693฿22.6K
1.35%
International Primary School, 1 Child(Yearly)
$15.9K฿520.4K
$16.0K฿522.2K
-0.35%
👕👟 Clothing & Footwear
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Jeans(Levis 501 Or Similar)
$58.0฿1,893
$57.9฿1,892
0.07%
Summer Dress(H&M, Zara, etc)
$34.56฿1,129
$34.07฿1,113
1.44%
Sport Shoes(Adidas, Nike)
$114฿3,727
$116฿3,775
-1.25%
Men's Leather Business Shoes
$84.5฿2,759
$83.4฿2,723
1.31%
🏠 Accommodation & Living
Nakhon Si Thammarat
Koh Phan Ghan
Difference
1-bedroom Apartment, City Center(Monthly)
$425฿13.9K
$425฿13.9K
0.05%
1-bedroom Apartment, Outside City Center(Monthly)
$285฿9,315
$313฿10.2K
-8.83%
3-bedroom Apartment, City Center(Monthly)
$809฿26.4K
$1,432฿46.8K
-43.51%
3-bedroom Apartment, Outside City Center(Monthly)
$669฿21.8K
$1,044฿34.1K
-35.94%
Buy Apartment in City Center(m2)
$1,752฿57.2K
$2,558฿83.5K
-31.51%
Buy Apartment Outside City Center(m2)
$1,441฿47.1K
$1,826฿59.6K
-21.08%
💵 Salaries & Financials
Nakhon Si Thammarat
Koh Phan Ghan
Difference
Average Monthly Net Salary(After Tax)
-
$744฿24.3K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
5.33
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nakhon Si Thammarat: June 1, 2026
Last update for Koh Phan Ghan: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $425 in Nakhon Si Thammarat and $425 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $46.00 in Nakhon Si Thammarat vs $41.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $292 vs $279 per month, with Koh Phan Ghan cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nakhon Si Thammarat vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nakhon Si Thammarat and Koh Phan Ghan?
Nakhon Si Thammarat and Koh Phan Ghan differ by about 3% in total monthly costs ($1,061 vs $1,096 including rent). Nakhon Si Thammarat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nakhon Si Thammarat compared to Koh Phan Ghan?
You'd need roughly $1,592 in Nakhon Si Thammarat and $1,644 in Koh Phan Ghan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nakhon Si Thammarat and Koh Phan Ghan?
Rent for a central apartment: $425 in Nakhon Si Thammarat versus $425 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Koh Phan Ghan pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Nakhon Si Thammarat or Koh Phan Ghan?
All in, you'll spend $1,061 per month in Nakhon Si Thammarat versus $1,096 in Koh Phan Ghan – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,061 in Nakhon Si Thammarat versus $1,096 in Koh Phan Ghan, a $2,000 budget is realistic in Nakhon Si Thammarat but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Nakhon Si Thammarat the clear choice for anyone on this budget.
How does quality of life compare between Nakhon Si Thammarat and Koh Phan Ghan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nakhon Si Thammarat or Koh Phan Ghan safer for residents?
Safety-wise, Nakhon Si Thammarat and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nakhon Si Thammarat or Koh Phan Ghan?
Expats usually find Nakhon Si Thammarat gentler on the wallet – expenses run 3% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Nakhon Si Thammarat vs other spots: cost of living compared