Last update: Oct 2026

Cost of Living Comparison Between Nakhon Si Thammarat and Koh Phangan

For one person, living is cheaper in Nakhon Si Thammarat: $1,003 a month against $1,103 in Koh Phangan, rent and utilities included – about $1,200 less a year. Rent and utilities account for about half of the difference.

Nakhon Si Thammarat, Thailand
Koh Phangan, Thailand
Nakhon Si Thammarat
🇹🇭 Thailand
$1,003
/mo nomad
Koh Phangan
🇹🇭 Thailand
$1,103
/mo nomad
Monthly Cost of Living

How much you'll spend in Nakhon Si Thammarat and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nakhon Si Thammarat and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,003 in Nakhon Si Thammarat versus $1,103 in Koh Phangan.

  • Nakhon Si Thammarat $1,003
  • Koh Phangan $1,103

Estimated couple costs with rent: $1,626 in Nakhon Si Thammarat versus $1,874 in Koh Phangan.

  • Nakhon Si Thammarat $1,626
  • Koh Phangan $1,874

Monthly costs for a family of three with rent: $2,249 in Nakhon Si Thammarat versus $2,646 in Koh Phangan.

  • Nakhon Si Thammarat $2,249
  • Koh Phangan $2,646

Living in Nakhon Si Thammarat costs roughly 9% less than in Koh Phangan, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Nakhon Si Thammarat 26% lower, Koh Phangan 19% lower.

Currency
🍽 Eating Out
Nakhon Si Thammarat
Koh Phangan
Difference
Meal at Budget Restaurant
$3.07 ฿104
$3.88 ฿131
-20.88%
Three-Course Dinner for Two, Mid-Range
$32.72 ฿1,105
$28.98 ฿979
12.91%
Fast Food Meal (McDonalds, etc)
$8.63 ฿291
$7.88 ฿266
9.52%
Cappuccino
$2.84 ฿96.1
$2.46 ฿83.2
15.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 ฿32.05
$0.80 ฿27.06
18.75%
Water (0.33 liter bottle)
$0.47 ฿15.76
$0.44 ฿14.90
6.82%
Local Beer (0.5 liter draught)
$2.47 ฿83.3
$2.25 ฿76.0
9.78%
Imported Beer (0.33 liter bottle)
$3.81 ฿129
$3.26 ฿110
16.87%
🛒 Groceries & Markets
Nakhon Si Thammarat
Koh Phangan
Difference
Milk (1 liter)
$1.67 ฿56.5
$1.59 ฿53.6
5.03%
White Bread (500g)
$1.47 ฿49.72
$1.38 ฿46.60
6.52%
Rice (white) (1kg)
$1.52 ฿51.3
$1.44 ฿48.50
5.56%
Eggs
$2.11 ฿71.3
$2.00 ฿67.4
5.50%
Local Cheese (1kg)
$19.37 ฿654
$18.46 ฿623
4.93%
Chicken Fillets (1kg)
$3.41 ฿115
$3.29 ฿111
3.65%
Beef Round Steak (1kg)
$11.14 ฿376
$10.67 ฿360
4.40%
Apples (1kg)
$2.84 ฿96.0
$2.72 ฿91.7
4.41%
Banana (1kg)
$1.67 ฿56.4
$1.54 ฿52.0
8.44%
Oranges (1kg)
$2.28 ฿77.0
$2.07 ฿69.9
10.14%
Tomato (1kg)
$2.04 ฿68.8
$1.93 ฿65.3
5.70%
Potato (1kg)
$1.47 ฿49.80
$1.44 ฿48.63
2.08%
Onion (1kg)
$1.37 ฿46.11
$1.23 ฿41.67
11.38%
Lettuce (1 head)
$1.06 ฿35.72
$1.07 ฿35.99
-0.93%
Water (1.5 liter bottle)
$0.51 ฿17.07
$0.48 ฿16.06
6.25%
Cigarettes 20 Pack (Marlboro, Camel)
$4.44 ฿150
$4.04 ฿136
9.90%
Wine (Bottle)
$18.27 ฿617
$17.83 ฿602
2.47%
Local Beer (0.5 liter bottle)
$1.77 ฿59.9
$1.70 ฿57.5
4.12%
Imported Beer (0.33 liter bottle)
$2.89 ฿97.5
$2.65 ฿89.6
9.06%
🚌 Getting Around
Nakhon Si Thammarat
Koh Phangan
Difference
One-way Ticket (Public Transport)
$0.85 ฿28.55
$1.32 ฿44.64
-35.61%
Public Transport Monthly Pass (Regular Price)
-
$49.08 ฿1,657
-
Taxi Start (Normal Tariff)
$1.16 ฿39.29
$2.61 ฿88.3
-55.56%
Taxi (Normal Tariff) (1km)
$1.05 ฿35.46
$0.96 ฿32.44
9.38%
Taxi 1hour Waiting (Normal Tariff)
$3.81 ฿129
$3.32 ฿112
14.76%
Gasoline (1 liter)
$1.42 ฿48.05
$1.33 ฿44.99
6.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K ฿913.8K
$23.5K ฿795.2K
14.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K ฿917.8K
$23.7K ฿799.5K
14.80%
🧾 Monthly Utilities & Internet
Nakhon Si Thammarat
Koh Phangan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.3 ฿3,321
$98.0 ฿3,311
0.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.37 ฿384
$11.12 ฿376
2.25%
Internet (50+ Mbps, Unlimited Data)
$17.10 ฿577
$16.94 ฿572
0.94%
🎉 Sport & Entertainment
Nakhon Si Thammarat
Koh Phangan
Difference
Gym Membership (Monthly)
$47.49 ฿1,604
$67.7 ฿2,286
-29.84%
Tennis Court (1 Hour on Weekend)
$13.15 ฿444
$10.81 ฿365
21.65%
Cinema Ticket
$7.69 ฿260
$7.68 ฿259
0.13%
🧸 Childcare & Education
Nakhon Si Thammarat
Koh Phangan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$555 ฿18.7K
$478 ฿16.2K
16.00%
International Primary School, 1 Child (Yearly)
$11.6K ฿392.5K
$11.6K ฿391.7K
0.20%
👕👟 Clothing & Footwear
Nakhon Si Thammarat
Koh Phangan
Difference
Jeans (Levis 501 Or Similar)
$63.6 ฿2,149
$62.1 ฿2,098
2.41%
Summer Dress (H&M, Zara, etc)
$28.79 ฿972
$28.52 ฿963
0.95%
Sport Shoes (Adidas, Nike)
$95.5 ฿3,224
$96.0 ฿3,242
-0.56%
Men's Leather Business Shoes
$89.5 ฿3,023
$86.5 ฿2,922
3.47%
🏠 Accommodation & Living
Nakhon Si Thammarat
Koh Phangan
Difference
1-bedroom Apartment, City Center (Monthly)
$431 ฿14.6K
$498 ฿16.8K
-13.41%
1-bedroom Apartment, Outside City Center (Monthly)
$301 ฿10.2K
$348 ฿11.7K
-13.36%
3-bedroom Apartment, City Center (Monthly)
$1,150 ฿38.8K
$1,349 ฿45.6K
-14.74%
3-bedroom Apartment, Outside City Center (Monthly)
$698 ฿23.6K
$1,007 ฿34.0K
-30.75%
Buy Apartment in City Center (m2)
$1,924 ฿65.0K
$2,927 ฿98.8K
-34.26%
Buy Apartment Outside City Center (m2)
$1,428 ฿48.2K
$2,098 ฿70.9K
-31.95%
💵 Salaries & Financials
Nakhon Si Thammarat
Koh Phangan
Difference
Average Monthly Net Salary (After Tax)
-
$724 ฿24.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.57
5.57
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nakhon Si Thammarat: October 25, 2026

Last update for Koh Phangan: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nakhon Si Thammarat
$301
Koh Phangan
$348 15.4% $46
Groceries & Markets
Nakhon Si Thammarat
$267
Koh Phangan
$254 4.7% $13
Monthly Utilities & Internet
Nakhon Si Thammarat
$127
Koh Phangan
$126 0.6% $0.7
Clothing & Footwear
Nakhon Si Thammarat
$125
Koh Phangan
$123 1.5% $1.9
Eating Out
Nakhon Si Thammarat
$110
Koh Phangan
$107 2.9% $3.2
Sport & Entertainment
Nakhon Si Thammarat
$63
Koh Phangan
$83 32.1% $20
Getting Around
Nakhon Si Thammarat
$9.8 *
Koh Phangan
$62 530% $52

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $431 in Nakhon Si Thammarat and $498 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Nakhon Si Thammarat vs $29 in Koh Phangan for a mid-range dinner for two. Groceries echo the gap at $267 vs $254 per month, with Koh Phangan cheaper across the board.

Good to know
🇹🇭 Nakhon Si Thammarat
🇹🇭 Koh Phangan
🕒 Local time
18:07 6:07 PM
18:07 6:07 PM
Same time as Nakhon Si Thammarat
🌤 Weather
👥 Population
102,152
💱 Currency
Thai Baht THB ฿
Thai Baht THB ฿
Exchange rates and currency converter

USD, EUR to THB – Thai Baht Converter

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Nakhon Si Thammarat Koh Phangan 150 km
From you
  • Nakhon Si Thammarat
  • Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nakhon Si Thammarat vs Koh Phangan: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nakhon Si Thammarat and in Koh Phangan?
Nakhon Si Thammarat and Koh Phangan differ by about 10% in total monthly costs ($1,003 vs $1,103 including rent). Nakhon Si Thammarat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Nakhon Si Thammarat compared to Koh Phangan?
You’d need roughly $1,504 in Nakhon Si Thammarat and $1,654 in Koh Phangan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Nakhon Si Thammarat and in Koh Phangan?
Rent for a central apartment: $431 in Nakhon Si Thammarat versus $498 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Koh Phangan pay roughly 5% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Nakhon Si Thammarat or Koh Phangan?
All in, you’ll spend $1,003 per month in Nakhon Si Thammarat versus $1,103 in Koh Phangan – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.
How far does $2,000 go in Nakhon Si Thammarat compared to Koh Phangan?
Either city works on $2,000 a month, though Nakhon Si Thammarat gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Nakhon Si Thammarat and Koh Phangan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nakhon Si Thammarat or Koh Phangan safer for residents?
Safety-wise, Nakhon Si Thammarat and Koh Phangan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

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