😐Monthly costs for one person with rent: $1,061 in Koh Phan Ghan versus $1,038 in Nakhon Si Thammarat.
😐Estimated couple costs with rent: $1,908 in Koh Phan Ghan versus $1,691 in Nakhon Si Thammarat.
😐Monthly costs for a family of three with rent: $2,754 in Koh Phan Ghan versus $2,344 in Nakhon Si Thammarat.
🌍Living in Koh Phan Ghan is roughly 2% more expensive than in Nakhon Si Thammarat, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Koh Phan Ghan21% lower, Nakhon Si Thammarat22% lower.
Currency
🍽 Eating Out
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Meal at Budget Restaurant
$4.07฿137
$3.03฿102
34.32%
Three-Course Dinner for Two, Mid-Range
$42.11฿1,417
$45.51฿1,532
-7.47%
Fast Food Meal(McDonalds, etc)
$7.60฿256
$8.86฿298
-14.22%
Cappuccino
$2.63฿88.5
$2.97฿99.9
-11.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.62฿20.85
$0.72฿24.24
-13.89%
Water(0.33 liter bottle)
$0.35฿11.87
$0.36฿12.22
-2.78%
Local Beer(0.5 liter draught)
$2.27฿76.2
$2.42฿81.4
-6.20%
Imported Beer(0.33 liter bottle)
$3.26฿110
$3.78฿127
-13.76%
🛒 Groceries & Markets
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Milk(1 liter)
$2.13฿71.5
$2.14฿72.0
-0.47%
White Bread(500g)
$1.73฿58.1
$1.81฿61.0
-4.42%
Rice(white)(1kg)
$2.14฿71.9
$2.15฿72.4
-0.47%
Eggs
$2.12฿71.5
$2.29฿77.2
-7.42%
Local Cheese(1kg)
$18.40฿619
$19.56฿658
-5.93%
Chicken Fillets(1kg)
$3.57฿120
$3.63฿122
-1.65%
Beef Round Steak(1kg)
$12.48฿420
$13.07฿440
-4.51%
Apples(1kg)
$3.23฿109
$3.34฿113
-3.29%
Banana(1kg)
$1.61฿54.3
$1.62฿54.6
-0.62%
Oranges(1kg)
$2.29฿76.9
$2.28฿76.8
0.44%
Tomato(1kg)
$1.92฿64.6
$2.02฿68.1
-4.95%
Potato(1kg)
$1.46฿49.02
$1.54฿51.7
-5.19%
Onion(1kg)
$1.39฿46.64
$1.48฿49.93
-6.08%
Lettuce(1 head)
$0.98฿32.82
$1.01฿34.08
-2.97%
Water(1.5 liter bottle)
$0.49฿16.59
$0.51฿17.28
-3.92%
Cigarettes 20 Pack(Marlboro, Camel)
$4.07฿137
$4.49฿151
-9.35%
Wine(Bottle)
$17.94฿604
$18.69฿629
-4.01%
Local Beer(0.5 liter bottle)
$1.69฿56.9
$1.79฿60.2
-5.59%
Imported Beer(0.33 liter bottle)
$2.61฿87.7
$2.68฿90.3
-2.61%
🚌 Getting Around
Koh Phan Ghan
Nakhon Si Thammarat
Difference
One-way Ticket(Public Transport)
$1.28฿43.24
$0.94฿31.54
36.17%
Taxi Start(Normal Tariff)
$2.70฿90.8
$1.05฿35.39
157.14%
Taxi(Normal Tariff)(1km)
$0.93฿31.34
$0.99฿33.30
-6.06%
Taxi 1hour Waiting(Normal Tariff)
$12.52฿421
$13.87฿467
-9.73%
Gasoline(1 liter)
$1.23฿41.28
$1.30฿43.69
-5.38%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.8K฿833.8K
$27.5K฿923.8K
-9.74%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K฿1.0M
$34.1K฿1.1M
-12.96%
🧾 Monthly Utilities & Internet
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$122฿4,097
$121฿4,078
0.45%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.51฿455
$13.55฿456
-0.30%
Internet(50+ Mbps, Unlimited Data)
$18.67฿628
$18.25฿614
2.30%
🎉 Sport & Entertainment
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Gym Membership(Monthly)
$61.8฿2,079
$50.1฿1,684
23.46%
Tennis Court(1 Hour on Weekend)
$17.15฿577
$12.03฿405
42.56%
Cinema Ticket
$8.66฿292
$8.80฿296
-1.59%
🧸 Childcare & Education
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$700฿23.5K
$686฿23.1K
1.93%
International Primary School, 1 Child(Yearly)
$15.8K฿532.3K
$15.7K฿528.1K
0.78%
👕👟 Clothing & Footwear
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Jeans(Levis 501 Or Similar)
$58.9฿1,980
$59.2฿1,992
-0.57%
Summer Dress(H&M, Zara, etc)
$34.51฿1,161
$34.07฿1,146
1.29%
Sport Shoes(Adidas, Nike)
$117฿3,935
$113฿3,800
3.53%
Men's Leather Business Shoes
$84.2฿2,832
$83.9฿2,822
0.35%
🏠 Accommodation & Living
Koh Phan Ghan
Nakhon Si Thammarat
Difference
1-bedroom Apartment, City Center(Monthly)
$438฿14.8K
$422฿14.2K
3.81%
1-bedroom Apartment, Outside City Center(Monthly)
$309฿10.4K
$281฿9,467
10.00%
3-bedroom Apartment, City Center(Monthly)
$1,438฿48.4K
$798฿26.9K
80.11%
3-bedroom Apartment, Outside City Center(Monthly)
$1,043฿35.1K
$667฿22.4K
56.44%
Buy Apartment in City Center(m2)
$2,510฿84.5K
$1,823฿61.3K
37.69%
Buy Apartment Outside City Center(m2)
$1,776฿59.8K
$1,559฿52.5K
13.97%
💵 Salaries & Financials
Koh Phan Ghan
Nakhon Si Thammarat
Difference
Average Monthly Net Salary(After Tax)
$721฿24.3K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.33
5.33
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koh Phan Ghan: July 14, 2026
Last update for Nakhon Si Thammarat: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $438 in Koh Phan Ghan and $422 in Nakhon Si Thammarat. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $42.00 in Koh Phan Ghan vs $46.00 in Nakhon Si Thammarat for a mid-range dinner for two. Groceries echo the gap at $277 vs $289 per month, with Koh Phan Ghan cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koh Phan Ghan vs Nakhon Si Thammarat: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Koh Phan Ghan and in Nakhon Si Thammarat?
Koh Phan Ghan and Nakhon Si Thammarat differ by about 2% in total monthly costs ($1,061 vs $1,038 including rent). Nakhon Si Thammarat is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Koh Phan Ghan compared to Nakhon Si Thammarat?
You'd need roughly $1,592 in Koh Phan Ghan and $1,558 in Nakhon Si Thammarat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Koh Phan Ghan and in Nakhon Si Thammarat?
Rent for a central apartment: $438 in Koh Phan Ghan versus $422 in Nakhon Si Thammarat. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Koh Phan Ghan pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Koh Phan Ghan or Nakhon Si Thammarat?
All in, you'll spend $1,061 per month in Koh Phan Ghan versus $1,038 in Nakhon Si Thammarat – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,038 in Nakhon Si Thammarat versus $1,061 in Koh Phan Ghan, a $2,000 budget is realistic in Nakhon Si Thammarat but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Nakhon Si Thammarat the clear choice for anyone on this budget.
How does quality of life compare between Koh Phan Ghan and Nakhon Si Thammarat?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Koh Phan Ghan or Nakhon Si Thammarat safer for residents?
Safety-wise, Koh Phan Ghan and Nakhon Si Thammarat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Koh Phan Ghan or Nakhon Si Thammarat?
Expats usually find Nakhon Si Thammarat gentler on the wallet – expenses run 2% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Koh Phan Ghan vs other spots: cost of living compared