Last update: Nov 2026

Cost of Living Comparison Between Nago, Okinawa and Tokyo

For one person, living is cheaper in Nago, Okinawa: $1,239 a month against $1,686 in Tokyo, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index
80

Cost of Living Index in Tokyo
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Tokyo Living Index

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Nago, Okinawa

🇯🇵 Japan

$1,239

/mo nomad

Tokyo

🇯🇵 Japan

$1,686

/mo nomad

Monthly Cost of Living

How much you'll spend in Nago, Okinawa and in Tokyo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nago, Okinawa and in Tokyo actually costs, broken down by who's living it.

A single person spends $1,239 per month in Nago, Okinawa vs $1,686 in Tokyo, rent included.

Nago, Okinawa $1,239
Tokyo $1,686

A couple spends around $1,920 per month in Nago, Okinawa vs $2,604 in Tokyo, rent included.

Nago, Okinawa $1,920
Tokyo $2,604

A family of three spends $2,601 per month in Nago, Okinawa vs $3,522 in Tokyo, rent included.

Nago, Okinawa $2,601
Tokyo $3,522

Nago, Okinawa is about 27% cheaper than Tokyo, and outside of rent the biggest gap is in eating out.

Nago, Okinawa sits 8% below the global median, while Tokyo is 25% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.10 ¥1,126

$7.67 ¥1,215

-7.43%

Three-Course Dinner for Two, Mid-Range

$34.07 ¥5,399

$37.82 ¥5,993

-9.92%

Fast Food Meal (McDonalds, etc)

$5.48 ¥869

$5.20 ¥824

5.38%

Cappuccino

$3.08 ¥489

$3.69 ¥584

-16.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ¥173

$1.69 ¥268

-35.50%

Water (0.33 liter bottle)

$0.76 ¥121

$0.86 ¥136

-11.63%

Local Beer (0.5 liter draught)

$2.07 ¥327

$3.77 ¥598

-45.09%

Imported Beer (0.33 liter bottle)

$3.09 ¥490

$5.67 ¥899

-45.50%

Milk (1 liter)

$1.59 ¥252

$1.54 ¥244

3.25%

White Bread (500g)

$1.57 ¥249

$1.69 ¥268

-7.10%

Rice (white) (1kg)

$4.65 ¥736

$5.52 ¥875

-15.76%

Eggs

$2.23 ¥353

$2.29 ¥363

-2.62%

Local Cheese (1kg)

$10.07 ¥1,596

$11.19 ¥1,773

-10.01%

Chicken Fillets (1kg)

$6.32 ¥1,002

$6.82 ¥1,080

-7.33%

Beef Round Steak (1kg)

$15.20 ¥2,408

$17.14 ¥2,716

-11.32%

Apples (1kg)

$5.37 ¥852

$4.56 ¥722

17.76%

Banana (1kg)

$2.56 ¥406

$2.20 ¥348

16.36%

Oranges (1kg)

$3.90 ¥618

$4.28 ¥678

-8.88%

Tomato (1kg)

$4.69 ¥743

$5.05 ¥800

-7.13%

Potato (1kg)

$3.35 ¥531

$3.12 ¥495

7.37%

Onion (1kg)

$2.54 ¥403

$2.91 ¥460

-12.71%

Lettuce (1 head)

$1.40 ¥222

$1.20 ¥191

16.67%

Water (1.5 liter bottle)

$0.89 ¥140

$0.77 ¥121

15.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 ¥667

$4.03 ¥639

4.47%

Wine (Bottle)

$6.74 ¥1,069

$9.65 ¥1,529

-30.16%

Local Beer (0.5 liter bottle)

$1.98 ¥313

$1.67 ¥265

18.56%

Imported Beer (0.33 liter bottle)

$2.28 ¥361

$2.81 ¥446

-18.86%

One-way Ticket (Public Transport)

$1.59 ¥251

$1.24 ¥196

28.23%

Public Transport Monthly Pass (Regular Price)

$55.4 ¥8,776

$63.4 ¥10.0K

-12.66%

Taxi Start (Normal Tariff)

$3.39 ¥537

$3.24 ¥514

4.63%

Taxi (Normal Tariff) (1km)

$2.91 ¥461

$3.11 ¥493

-6.43%

Taxi 1hour Waiting (Normal Tariff)

$20.70 ¥3,281

$18.81 ¥2,981

10.05%

Gasoline (1 liter)

$1.24 ¥197

$1.10 ¥174

12.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.1K ¥3.7M

$22.7K ¥3.6M

1.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.0K ¥2.7M

$15.3K ¥2.4M

10.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥22.0K

$159 ¥25.2K

-12.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.03 ¥4,283

$23.73 ¥3,760

13.91%

Internet (50+ Mbps, Unlimited Data)

$33.62 ¥5,327

$30.06 ¥4,764

11.84%

Gym Membership (Monthly)

$56.8 ¥8,997

$58.5 ¥9,274

-2.99%

Tennis Court (1 Hour on Weekend)

$13.96 ¥2,213

$25.75 ¥4,081

-45.79%

Cinema Ticket

$13.32 ¥2,111

$13.27 ¥2,103

0.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$277 ¥43.8K

$1,423 ¥225.5K

-80.57%

International Primary School, 1 Child (Yearly)

$13.5K ¥2.1M

$23.5K ¥3.7M

-42.58%

Jeans (Levis 501 Or Similar)

$42.56 ¥6,745

$54.7 ¥8,670

-22.21%

Summer Dress (H&M, Zara, etc)

$28.99 ¥4,593

$32.56 ¥5,159

-10.96%

Sport Shoes (Adidas, Nike)

$59.2 ¥9,374

$64.7 ¥10.2K

-8.51%

Men's Leather Business Shoes

$92.2 ¥14.6K

$73.0 ¥11.6K

26.38%

1-bedroom Apartment, City Center (Monthly)

$468 ¥74.2K

$1,308 ¥207.2K

-64.19%

1-bedroom Apartment, Outside City Center (Monthly)

$335 ¥53.0K

$714 ¥113.2K

-53.15%

3-bedroom Apartment, City Center (Monthly)

$877 ¥139.0K

$2,676 ¥424.0K

-67.20%

3-bedroom Apartment, Outside City Center (Monthly)

$650 ¥103.0K

$1,423 ¥225.5K

-54.35%

Buy Apartment in City Center (m2)

$2,795 ¥443.0K

$11.1K ¥1.8M

-74.73%

Buy Apartment Outside City Center (m2)

$1,789 ¥283.5K

$5,530 ¥876.3K

-67.65%

Average Monthly Net Salary (After Tax)

$2,845 ¥450.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

2.25

-19.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nago, Okinawa: November 1, 2026

Last update for Tokyo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nago, Okinawa

$335 27%

Tokyo

$714 42.4% 113% $380

Groceries & Markets

Nago, Okinawa

$307 24.8%

Tokyo

$323 19.2% 5.3% $16

Monthly Utilities & Internet

Nago, Okinawa

$199 16.1%

Tokyo

$213 12.6% 6.8% $14

Eating Out

Nago, Okinawa

$134 10.8%

Tokyo

$162 9.6% 20.4% $27

Clothing & Footwear

Nago, Okinawa

$100 8.1%

Tokyo

$101 6% 0.9% $0.9

Sport & Entertainment

Nago, Okinawa

$83 6.7%

Tokyo

$85 5.1% 2% $1.6

Getting Around

Nago, Okinawa

$80 6.4%

Tokyo

$87 5.2% 9.4% $7.5

Cost Breakdown

A central one-bedroom costs $468 in Nago, Okinawa versus $1,308 in Tokyo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $34 in Nago, Okinawa versus $38 in Tokyo. Monthly groceries follow the same trend: $307 vs $323 – making Nago, Okinawa the more affordable choice for daily food spending.

Good to know

🇯🇵 Nago, Okinawa

🇯🇵 Tokyo

🕒 Local time

22:32 10:32 PM

Same time as Nago, Okinawa

🌤 Weather

👥 Population

63,554

13,613,660 Capital

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.31 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.31 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Nago, Okinawa Tokyo 1,510 km ≈ 2 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nago, Okinawa vs Tokyo: Cost of Living - Frequently Asked Questions

Yes – Tokyo is pricier by about 36%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,858 per month in Nago, Okinawa and $2,529 in Tokyo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments: a one-bedroom in the center costs $468 there versus $1,308 in Tokyo.

Public transport costs about 13% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $277 per month in Nago, Okinawa and $1,423 in Tokyo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,239, than in Tokyo at $1,686. In Nago, Okinawa it covers expenses comfortably, while in Tokyo it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Nago, Okinawa is the easier option financially – housing and daily costs are lower, and overall it costs about 27% less, which matters a lot on a fixed budget or early-career salary.