Last update: Nov 2026

Cost of Living Comparison Between Tokyo and Nago, Okinawa

For one person, living is cheaper in Nago, Okinawa: $1,239 a month against $1,686 in Tokyo, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Tokyo
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Tokyo Living Index
59

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index

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Tokyo

🇯🇵 Japan

$1,686

/mo nomad

Nago, Okinawa

🇯🇵 Japan

$1,239

/mo nomad

Monthly Cost of Living

How much you'll spend in Tokyo and in Nago, Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tokyo and in Nago, Okinawa actually costs, broken down by who's living it.

A single person spends $1,686 per month in Tokyo vs $1,239 in Nago, Okinawa, rent included.

Tokyo $1,686
Nago, Okinawa $1,239

A couple spends around $2,604 per month in Tokyo vs $1,920 in Nago, Okinawa, rent included.

Tokyo $2,604
Nago, Okinawa $1,920

A family of three spends $3,522 per month in Tokyo vs $2,601 in Nago, Okinawa, rent included.

Tokyo $3,522
Nago, Okinawa $2,601

Tokyo costs about 36% more than Nago, Okinawa, and outside of rent the biggest gap is in eating out.

Tokyo sits 25% above the global median, while Nago, Okinawa is 8% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.67 ¥1,215

$7.10 ¥1,125

8.03%

Three-Course Dinner for Two, Mid-Range

$37.82 ¥5,991

$34.07 ¥5,397

11.01%

Fast Food Meal (McDonalds, etc)

$5.20 ¥824

$5.48 ¥869

-5.11%

Cappuccino

$3.69 ¥584

$3.08 ¥488

19.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 ¥268

$1.09 ¥173

55.05%

Water (0.33 liter bottle)

$0.86 ¥135

$0.76 ¥121

13.16%

Local Beer (0.5 liter draught)

$3.77 ¥598

$2.07 ¥327

82.13%

Imported Beer (0.33 liter bottle)

$5.67 ¥899

$3.09 ¥490

83.50%

Milk (1 liter)

$1.54 ¥244

$1.59 ¥252

-3.14%

White Bread (500g)

$1.69 ¥267

$1.57 ¥249

7.64%

Rice (white) (1kg)

$5.52 ¥874

$4.65 ¥736

18.71%

Eggs

$2.29 ¥363

$2.23 ¥353

2.69%

Local Cheese (1kg)

$11.19 ¥1,773

$10.07 ¥1,595

11.12%

Chicken Fillets (1kg)

$6.82 ¥1,080

$6.32 ¥1,001

7.91%

Beef Round Steak (1kg)

$17.14 ¥2,715

$15.20 ¥2,407

12.76%

Apples (1kg)

$4.56 ¥722

$5.37 ¥851

-15.08%

Banana (1kg)

$2.20 ¥348

$2.56 ¥406

-14.06%

Oranges (1kg)

$4.28 ¥678

$3.90 ¥618

9.74%

Tomato (1kg)

$5.05 ¥800

$4.69 ¥743

7.68%

Potato (1kg)

$3.12 ¥494

$3.35 ¥530

-6.87%

Onion (1kg)

$2.91 ¥460

$2.54 ¥403

14.57%

Lettuce (1 head)

$1.20 ¥191

$1.40 ¥222

-14.29%

Water (1.5 liter bottle)

$0.77 ¥121

$0.89 ¥140

-13.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 ¥638

$4.21 ¥667

-4.28%

Wine (Bottle)

$9.65 ¥1,529

$6.74 ¥1,068

43.18%

Local Beer (0.5 liter bottle)

$1.67 ¥265

$1.98 ¥313

-15.66%

Imported Beer (0.33 liter bottle)

$2.81 ¥446

$2.28 ¥360

23.25%

One-way Ticket (Public Transport)

$1.24 ¥196

$1.59 ¥251

-22.01%

Public Transport Monthly Pass (Regular Price)

$63.4 ¥10.0K

$55.4 ¥8,773

14.50%

Taxi Start (Normal Tariff)

$3.24 ¥514

$3.39 ¥537

-4.42%

Taxi (Normal Tariff) (1km)

$3.11 ¥492

$2.91 ¥461

6.87%

Taxi 1hour Waiting (Normal Tariff)

$18.81 ¥2,980

$20.70 ¥3,279

-9.13%

Gasoline (1 liter)

$1.10 ¥174

$1.24 ¥197

-11.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.7K ¥3.6M

$23.1K ¥3.7M

-1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.3K ¥2.4M

$17.0K ¥2.7M

-9.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 ¥25.2K

$139 ¥22.0K

14.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.73 ¥3,758

$27.03 ¥4,281

-12.21%

Internet (50+ Mbps, Unlimited Data)

$30.06 ¥4,762

$33.62 ¥5,325

-10.59%

Gym Membership (Monthly)

$58.5 ¥9,271

$56.8 ¥8,994

3.08%

Tennis Court (1 Hour on Weekend)

$25.75 ¥4,079

$13.96 ¥2,212

84.46%

Cinema Ticket

$13.27 ¥2,102

$13.32 ¥2,111

-0.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,423 ¥225.4K

$277 ¥43.8K

414.63%

International Primary School, 1 Child (Yearly)

$23.5K ¥3.7M

$13.5K ¥2.1M

74.17%

Jeans (Levis 501 Or Similar)

$54.7 ¥8,666

$42.56 ¥6,742

28.55%

Summer Dress (H&M, Zara, etc)

$32.56 ¥5,157

$28.99 ¥4,592

12.31%

Sport Shoes (Adidas, Nike)

$64.7 ¥10.2K

$59.2 ¥9,370

9.30%

Men's Leather Business Shoes

$73.0 ¥11.6K

$92.2 ¥14.6K

-20.88%

1-bedroom Apartment, City Center (Monthly)

$1,308 ¥207.1K

$468 ¥74.2K

179.28%

1-bedroom Apartment, Outside City Center (Monthly)

$714 ¥113.2K

$335 ¥53.0K

113.43%

3-bedroom Apartment, City Center (Monthly)

$2,676 ¥423.8K

$877 ¥139.0K

204.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,423 ¥225.4K

$650 ¥102.9K

119.05%

Buy Apartment in City Center (m2)

$11.1K ¥1.8M

$2,795 ¥442.8K

295.75%

Buy Apartment Outside City Center (m2)

$5,530 ¥875.9K

$1,789 ¥283.4K

209.11%

Average Monthly Net Salary (After Tax)

$2,845 ¥450.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.25

1.81

24.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tokyo: November 2, 2026

Last update for Nago, Okinawa: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tokyo

$714 42.4%

Nago, Okinawa

$335 27% 53.1% $380

Groceries & Markets

Tokyo

$323 19.2%

Nago, Okinawa

$307 24.8% 5% $16

Monthly Utilities & Internet

Tokyo

$213 12.6%

Nago, Okinawa

$199 16.1% 6.4% $14

Eating Out

Tokyo

$162 9.6%

Nago, Okinawa

$134 10.8% 17% $27

Clothing & Footwear

Tokyo

$101 6%

Nago, Okinawa

$100 8.1% 0.9% $0.9

Getting Around

Tokyo

$87 5.2%

Nago, Okinawa

$80 6.4% 8.6% $7.5

Sport & Entertainment

Tokyo

$85 5.1%

Nago, Okinawa

$83 6.7% 1.9% $1.6

Cost Breakdown

A central one-bedroom costs $1,308 in Tokyo versus $468 in Nago, Okinawa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38 in Tokyo versus $34 in Nago, Okinawa. Monthly groceries follow the same trend: $323 vs $307 – making Nago, Okinawa the more affordable choice for daily food spending.

Good to know

🇯🇵 Tokyo

🇯🇵 Nago, Okinawa

🕒 Local time

04:59 4:59 AM

Same time as Tokyo

🌤 Weather

👥 Population

13,613,660 Capital

63,554

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

1,000 JPY = 6.31 USD

1,000 JPY = 5.61 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tokyo vs Nago, Okinawa: Cost of Living - Frequently Asked Questions

Yes – Tokyo is pricier by about 36%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,529 per month in Tokyo and $1,858 in Nago, Okinawa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments: a one-bedroom in the center costs $468 there versus $1,308 in Tokyo.

Public transport costs about 13% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,423 per month in Tokyo and $277 in Nago, Okinawa. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,239, than in Tokyo at $1,686. In Nago, Okinawa it covers expenses comfortably, while in Tokyo it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Nago, Okinawa is the easier option financially – housing and daily costs are lower, and overall it costs about 27% less, which matters a lot on a fixed budget or early-career salary.