Last update: Oct 2026

Cost of Living Comparison Between Nago, Okinawa and Osaka

For one person, living is cheaper in Nago, Okinawa: $1,231 a month against $1,378 in Osaka, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Osaka outweigh lower spending on other living expenses.

60

Cost of Living Index in Nago, Okinawa
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Nago, Okinawa Living Index
66

Cost of Living Index in Osaka
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Osaka Living Index

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Nago, Okinawa

🇯🇵 Japan

$1,231

/mo nomad

Osaka

🇯🇵 Japan

$1,378

/mo nomad

Monthly Cost of Living

How much you'll spend in Nago, Okinawa and in Osaka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nago, Okinawa and in Osaka actually costs, broken down by who's living it.

A single person spends $1,231 per month in Nago, Okinawa vs $1,378 in Osaka, rent included.

Nago, Okinawa $1,231
Osaka $1,378

A couple spends around $1,923 per month in Nago, Okinawa vs $2,005 in Osaka, rent included.

Nago, Okinawa $1,923
Osaka $2,005

A family of three spends $2,614 per month in Nago, Okinawa vs $2,632 in Osaka, rent included.

Nago, Okinawa $2,614
Osaka $2,632

Nago, Okinawa is about 11% cheaper than Osaka, and outside of rent the biggest gap is in transport.

Nago, Okinawa sits 9% below the global median, while Osaka is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.82 ¥1,077

$6.25 ¥987

9.12%

Three-Course Dinner for Two, Mid-Range

$35.35 ¥5,586

$31.70 ¥5,008

11.51%

Fast Food Meal (McDonalds, etc)

$5.68 ¥898

$4.90 ¥774

15.92%

Cappuccino

$3.03 ¥479

$2.95 ¥466

2.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥173

$1.44 ¥228

-23.61%

Water (0.33 liter bottle)

$0.76 ¥121

$0.75 ¥119

1.33%

Local Beer (0.5 liter draught)

$2.10 ¥332

$2.65 ¥419

-20.75%

Imported Beer (0.33 liter bottle)

$3.05 ¥482

$3.87 ¥611

-21.19%

Milk (1 liter)

$1.52 ¥239

$1.44 ¥227

5.56%

White Bread (500g)

$1.64 ¥259

$1.34 ¥211

22.39%

Rice (white) (1kg)

$4.67 ¥738

$5.25 ¥830

-11.05%

Eggs

$2.28 ¥361

$2.14 ¥338

6.54%

Local Cheese (1kg)

$10.13 ¥1,601

$9.33 ¥1,475

8.57%

Chicken Fillets (1kg)

$6.15 ¥971

$9.22 ¥1,456

-33.30%

Beef Round Steak (1kg)

$15.49 ¥2,448

$18.39 ¥2,906

-15.77%

Apples (1kg)

$5.36 ¥847

$3.43 ¥541

56.27%

Banana (1kg)

$2.55 ¥402

$1.92 ¥303

32.81%

Oranges (1kg)

$4.13 ¥652

$1.99 ¥314

107.54%

Tomato (1kg)

$4.53 ¥716

$4.05 ¥640

11.85%

Potato (1kg)

$3.24 ¥511

$1.56 ¥247

107.69%

Onion (1kg)

$2.56 ¥404

$1.17 ¥185

118.80%

Lettuce (1 head)

$1.38 ¥217

$1.30 ¥205

6.15%

Water (1.5 liter bottle)

$0.88 ¥140

$0.88 ¥139

Cigarettes 20 Pack (Marlboro, Camel)

$4.26 ¥674

$4.00 ¥631

6.50%

Wine (Bottle)

$6.50 ¥1,027

$9.60 ¥1,517

-32.29%

Local Beer (0.5 liter bottle)

$1.91 ¥302

$1.95 ¥308

-2.05%

Imported Beer (0.33 liter bottle)

$2.37 ¥375

$3.24 ¥512

-26.85%

One-way Ticket (Public Transport)

$1.58 ¥250

$1.39 ¥219

13.67%

Public Transport Monthly Pass (Regular Price)

$56.0 ¥8,840

$32.34 ¥5,109

73.01%

Taxi Start (Normal Tariff)

$3.43 ¥542

$3.69 ¥583

-7.05%

Taxi (Normal Tariff) (1km)

$2.87 ¥454

$3.07 ¥486

-6.51%

Taxi 1hour Waiting (Normal Tariff)

$21.07 ¥3,329

$21.76 ¥3,437

-3.17%

Gasoline (1 liter)

$1.23 ¥194

$1.09 ¥173

12.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ¥3.7M

$22.3K ¥3.5M

5.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.9K ¥2.7M

$15.1K ¥2.4M

11.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 ¥21.9K

$139 ¥22.0K

-0.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.18 ¥4,294

$24.50 ¥3,870

10.94%

Internet (50+ Mbps, Unlimited Data)

$34.51 ¥5,452

$30.67 ¥4,846

12.52%

Gym Membership (Monthly)

$57.1 ¥9,012

$49.03 ¥7,746

16.36%

Tennis Court (1 Hour on Weekend)

$13.97 ¥2,207

$18.06 ¥2,853

-22.65%

Cinema Ticket

$13.04 ¥2,061

$12.72 ¥2,010

2.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$285 ¥45.0K

$510 ¥80.5K

-44.14%

International Primary School, 1 Child (Yearly)

$13.5K ¥2.1M

$12.9K ¥2.0M

5.26%

Jeans (Levis 501 Or Similar)

$43.95 ¥6,944

$48.57 ¥7,673

-9.51%

Summer Dress (H&M, Zara, etc)

$28.96 ¥4,575

$30.98 ¥4,894

-6.52%

Sport Shoes (Adidas, Nike)

$59.0 ¥9,328

$74.2 ¥11.7K

-20.42%

Men's Leather Business Shoes

$92.2 ¥14.6K

$91.5 ¥14.5K

0.76%

1-bedroom Apartment, City Center (Monthly)

$461 ¥72.8K

$699 ¥110.5K

-34.10%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$510 ¥80.6K

-35.68%

3-bedroom Apartment, City Center (Monthly)

$878 ¥138.6K

$1,710 ¥270.1K

-48.67%

3-bedroom Apartment, Outside City Center (Monthly)

$659 ¥104.1K

$772 ¥122.0K

-14.65%

Buy Apartment in City Center (m2)

$2,826 ¥446.5K

$6,183 ¥976.8K

-54.29%

Buy Apartment Outside City Center (m2)

$1,726 ¥272.6K

$1,908 ¥301.4K

-9.56%

Average Monthly Net Salary (After Tax)

$2,424 ¥382.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

1.81

2.21

-18.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nago, Okinawa: October 19, 2026

Last update for Osaka: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nago, Okinawa

$328 26.7%

Osaka

$510 37.1% 55.5% $182

Groceries & Markets

Nago, Okinawa

$306 24.9%

Osaka

$302 21.9% 1.6% $4.9

Monthly Utilities & Internet

Nago, Okinawa

$200 16.3%

Osaka

$194 14.1% 3% $6.1

Eating Out

Nago, Okinawa

$132 10.7%

Osaka

$130 9.4% 1.6% $2.1

Clothing & Footwear

Nago, Okinawa

$101 8.2%

Osaka

$110 8% 9.4% $9.5

Sport & Entertainment

Nago, Okinawa

$83 6.8%

Osaka

$74 5.4% 10.4% $8.7

Getting Around

Nago, Okinawa

$80 6.5%

Osaka

$57 4.1% 28.9% $23

Cost Breakdown

A central one-bedroom costs $461 in Nago, Okinawa versus $699 in Osaka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Nago, Okinawa versus $32.00 in Osaka. Monthly groceries follow the same trend: $306 vs $302 – making Osaka the more affordable choice for daily food spending.

Good to know

🇯🇵 Nago, Okinawa

🇯🇵 Osaka

🕒 Local time

20:39 8:39 PM

Same time as Nago, Okinawa

🌤 Weather

👥 Population

63,554

2,691,185

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

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Nago, Okinawa Osaka 1,150 km ≈ 2 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nago, Okinawa vs Osaka: Cost of Living - Frequently Asked Questions

Yes – Osaka is pricier by about 12%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,847 per month in Nago, Okinawa and $2,067 in Osaka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nago, Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 73% less in Nago, Okinawa. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $285 per month in Nago, Okinawa and $510 in Osaka. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Nago, Okinawa, where all-in costs run around $1,231, than in Osaka at $1,378. In Nago, Okinawa it covers expenses comfortably, while in Osaka it requires careful planning or may not stretch far enough.

Families tend to lean toward Nago, Okinawa – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nago, Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Osaka makes more sense. Both are solid long-term options with distinct trade-offs.