Cost of Living Comparison Between Naga and Cebu Cost of Living Comparison Between Naga and Cebu

πŸ™‚ Solo nomad: Naga is 23.8% cheaper than Cebu without rent, and 9.4% cheaper with rent.
πŸ™‚ Family of 3: Naga is 5.2% cheaper than Cebu without rent, and 17.8% cheaper with rent.
Currency
🍽 Eating Out
Naga
Cebu
Difference
Meal at Budget Restaurant
$3.47 β‚±193
$4.46 β‚±248
-22.20%
Three-Course Dinner for Two, Mid-Range
$17.92 β‚±998
$23.59 β‚±1,313
-24.04%
Fast Food Meal (McDonalds, etc)
$3.38 β‚±188
$4.54 β‚±253
-25.55%
Cappuccino
$2.36 β‚±131
$2.65 β‚±148
-10.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 β‚±42.74
$0.84 β‚±46.77
-8.33%
Water (0.33 liter bottle)
$0.37 β‚±20.48
$0.45 β‚±25.1
-17.78%
Local Beer (0.5 liter draught)
$1.37 β‚±76.1
$1.52 β‚±84.9
-9.87%
Imported Beer (0.33 liter bottle)
$2.08 β‚±116
$2.09 β‚±116
-0.48%
πŸ›’ Groceries & Markets
Naga
Cebu
Difference
Milk (1 liter)
$1.91 β‚±106
$2.31 β‚±129
-17.32%
White Bread (500g)
$1.26 β‚±70.2
$1.57 β‚±87.3
-19.75%
Rice (white) (1kg)
$0.93 β‚±51.9
$1.13 β‚±62.9
-17.70%
Eggs
$1.75 β‚±97.2
$2.36 β‚±131
-25.85%
Local Cheese (1kg)
$8.1 β‚±451
$12.95 β‚±721
-37.45%
Chicken Fillets (1kg)
$4.33 β‚±241
$5.12 β‚±285
-15.43%
Beef Round Steak (1kg)
$7.9 β‚±440
$7.61 β‚±424
3.81%
Apples (1kg)
$2.88 β‚±160
$3.63 β‚±202
-20.66%
Banana (1kg)
$1.58 β‚±88.2
$1.47 β‚±82
7.48%
Oranges (1kg)
$2.62 β‚±146
$3.43 β‚±191
-23.62%
Tomato (1kg)
$1.62 β‚±90.1
$2.25 β‚±125
-28.00%
Potato (1kg)
$2.24 β‚±124
$2.53 β‚±141
-11.46%
Onion (1kg)
$2.61 β‚±145
$2.47 β‚±137
5.67%
Lettuce (1 head)
$1.07 β‚±59.7
$1 β‚±55.8
7.00%
Water (1.5 liter bottle)
$0.76 β‚±42.24
$0.82 β‚±45.9
-7.32%
Cigarettes 20 Pack (Marlboro, Camel)
$2.53 β‚±141
$3.25 β‚±181
-22.15%
Wine (Bottle)
$4.05 β‚±225
$6.68 β‚±372
-39.37%
Local Beer (0.5 liter bottle)
$1.19 β‚±66.5
$1.17 β‚±64.9
1.71%
Imported Beer (0.33 liter bottle)
$2.02 β‚±113
$2.26 β‚±126
-10.62%
🚌 Getting Around
Naga
Cebu
Difference
One-way Ticket (Public Transport)
$0.28 β‚±15.66
$0.26 β‚±14.34
7.69%
Public Transport Monthly Pass (Regular Price)
-
$15.28 β‚±851
-
Taxi Start (Normal Tariff)
$0.81 β‚±45.33
$0.81 β‚±45.31
-
Taxi (Normal Tariff) (1km)
$0.22 β‚±12.2
$0.25 β‚±14
-12.00%
Taxi 1hour Waiting (Normal Tariff)
$2.07 β‚±115
$2.72 β‚±151
-23.90%
Gasoline (1 liter)
$1.14 β‚±63.7
$1.13 β‚±63.2
0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.5K β‚±1.5M
$29.6K β‚±1.6M
-10.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1K β‚±1.1M
$27.3K β‚±1.5M
-26.40%
🧾 Monthly Utilities & Internet
Naga
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 β‚±6,230
$99 β‚±5,512
13.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.2 β‚±1,793
$35 β‚±1,949
-8.00%
Internet (50+ Mbps, Unlimited Data)
$26.69 β‚±1,486
$29.45 β‚±1,640
-9.37%
πŸŽ‰ Sport & Entertainment
Naga
Cebu
Difference
Gym Membership (Monthly)
$33.61 β‚±1,872
$33.3 β‚±1,854
0.93%
Tennis Court (1 Hour on Weekend)
-
$8.33 β‚±464
-
Cinema Ticket
$5.85 β‚±326
$5.97 β‚±332
-2.01%
🧸 Childcare & Education
Naga
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 β‚±8,453
$228 β‚±12.7K
-33.42%
International Primary School, 1 Child (Yearly)
$4,394 β‚±244.7K
$3,917 β‚±218.1K
12.19%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
Naga
Cebu
Difference
Jeans (Levis 501 Or Similar)
$45.24 β‚±2,519
$51.8 β‚±2,884
-12.66%
Summer Dress (H&M, Zara, etc)
$26.71 β‚±1,487
$22.69 β‚±1,263
17.72%
Sport Shoes (Adidas, Nike)
$75.8 β‚±4,222
$74.8 β‚±4,163
1.43%
Men's Leather Business Shoes
$53.3 β‚±2,970
$54.8 β‚±3,049
-2.61%
🏠 Accommodation & Living
Naga
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$268 β‚±14.9K
$501 β‚±27.9K
-46.49%
1-bedroom Apartment, Outside City Center (Monthly)
$180 β‚±10K
$214 β‚±11.9K
-15.81%
3-bedroom Apartment, City Center (Monthly)
$322 β‚±17.9K
$795 β‚±44.3K
-59.57%
3-bedroom Apartment, Outside City Center (Monthly)
$264 β‚±14.7K
$391 β‚±21.8K
-32.51%
Buy Apartment in City Center (m2)
$2,139 β‚±119.1K
$2,957 β‚±164.6K
-27.66%
Buy Apartment Outside City Center (m2)
-
$1,052 β‚±58.6K
-
πŸ’΅ Salaries & Financials
Naga
Cebu
Difference
Average Monthly Net Salary (After Tax)
$155 β‚±8,626
$375 β‚±20.9K
-58.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Naga: October 28, 2025

Last update for Cebu: October 29, 2025

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