Cost of Living Comparison Between Cebu and Naga Cost of Living Comparison Between Cebu and Naga

😐 Solo nomad: Cebu is 25.3% more expensive than Naga without rent, and 15.2% more expensive with rent.

😐 Family of 3: Cebu is 22.7% more expensive than Naga without rent, and 23.9% more expensive with rent.

Meal at Budget Restaurant

$4.37 ₱262

$3.65 ₱219

19.73%

Three-Course Dinner for Two, Mid-Range

$24.24 ₱1,453

$17.50 ₱1,049

38.51%

Fast Food Meal (McDonalds, etc)

$4.48 ₱269

$3.38 ₱203

32.54%

Cappuccino

$2.56 ₱153

$2.43 ₱146

5.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ₱51.1

$0.77 ₱46.41

10.39%

Water (0.33 liter bottle)

$0.43 ₱25.57

$0.39 ₱23.61

10.26%

Local Beer (0.5 liter draught)

$1.53 ₱91.8

$1.31 ₱78.7

16.79%

Imported Beer (0.33 liter bottle)

$2.09 ₱125

$2.07 ₱124

0.97%

Milk (1 liter)

$2.31 ₱139

$1.90 ₱114

21.58%

White Bread (500g)

$1.52 ₱91.3

$1.22 ₱73.1

24.59%

Rice (white) (1kg)

$1.17 ₱69.9

$0.90 ₱54.0

30.00%

Eggs

$2.38 ₱142

$1.76 ₱105

35.23%

Local Cheese (1kg)

$12.82 ₱768

$8.20 ₱492

56.34%

Chicken Fillets (1kg)

$5.35 ₱321

$4.35 ₱261

22.99%

Beef Round Steak (1kg)

$7.52 ₱451

$7.78 ₱467

-3.34%

Apples (1kg)

$3.46 ₱208

$2.85 ₱171

21.40%

Banana (1kg)

$1.46 ₱87.7

$1.59 ₱95.6

-8.18%

Oranges (1kg)

$3.26 ₱195

$2.72 ₱163

19.85%

Tomato (1kg)

$2.25 ₱135

$1.54 ₱92.3

46.10%

Potato (1kg)

$2.56 ₱154

$2.31 ₱138

10.82%

Onion (1kg)

$2.57 ₱154

$2.62 ₱157

-1.91%

Lettuce (1 head)

$0.97 ₱58.2

$1.08 ₱64.5

-10.19%

Water (1.5 liter bottle)

$0.77 ₱46.26

$0.76 ₱45.58

1.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.27 ₱196

$2.50 ₱150

30.80%

Wine (Bottle)

$6.84 ₱410

$4.02 ₱241

70.15%

Local Beer (0.5 liter bottle)

$1.16 ₱69.4

$1.21 ₱72.8

-4.13%

Imported Beer (0.33 liter bottle)

$2.33 ₱139

$2.02 ₱121

15.35%

One-way Ticket (Public Transport)

$0.26 ₱15.50

$0.26 ₱15.47

Public Transport Monthly Pass (Regular Price)

$15.33 ₱919

Taxi Start (Normal Tariff)

$0.87 ₱52.5

$0.83 ₱49.51

4.82%

Taxi (Normal Tariff) (1km)

$0.23 ₱13.68

$0.22 ₱13.13

4.55%

Taxi 1hour Waiting (Normal Tariff)

$2.71 ₱162

$2.10 ₱126

29.05%

Gasoline (1 liter)

$1.15 ₱68.7

$1.10 ₱66.1

4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K ₱1.8M

$26.3K ₱1.6M

17.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K ₱1.6M

$20.4K ₱1.2M

32.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ₱5,779

$113 ₱6,753

-14.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.40 ₱2,062

$33.06 ₱1,982

4.05%

Internet (50+ Mbps, Unlimited Data)

$29.34 ₱1,759

$26.11 ₱1,565

12.37%

Gym Membership (Monthly)

$33.83 ₱2,028

$34.36 ₱2,060

-1.54%

Tennis Court (1 Hour on Weekend)

$8.29 ₱497

Cinema Ticket

$5.78 ₱346

$6.03 ₱361

-4.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 ₱14.0K

$150 ₱8,962

56.24%

International Primary School, 1 Child (Yearly)

$3,897 ₱233.6K

$4,304 ₱258.0K

-9.45%

Jeans (Levis 501 Or Similar)

$53.6 ₱3,210

$45.87 ₱2,750

16.74%

Summer Dress (H&M, Zara, etc)

$22.90 ₱1,373

$26.63 ₱1,596

-14.01%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,590

$75.2 ₱4,508

1.84%

Men's Leather Business Shoes

$56.2 ₱3,370

$52.9 ₱3,170

6.34%

1-bedroom Apartment, City Center (Monthly)

$510 ₱30.6K

$261 ₱15.6K

95.56%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₱13.0K

$173 ₱10.4K

25.09%

3-bedroom Apartment, City Center (Monthly)

$803 ₱48.1K

$331 ₱19.8K

142.65%

3-bedroom Apartment, Outside City Center (Monthly)

$388 ₱23.2K

$262 ₱15.7K

48.23%

Buy Apartment in City Center (m2)

$3,082 ₱184.8K

Buy Apartment Outside City Center (m2)

$1,952 ₱117.0K

Average Monthly Net Salary (After Tax)

$382 ₱22.9K

$151 ₱9,036

153.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

19.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: April 14, 2026

Last update for Naga: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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