Last update: Oct 2026

Cost of Living Comparison Between Muntinlupa and Makati

For one person, living is cheaper in Muntinlupa: $727 a month against $1,230 in Makati, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

Muntinlupa, Philippines
Makati, Philippines
Muntinlupa
🇵🇭 Philippines
$727
/mo nomad
Makati
🇵🇭 Philippines
$1,230
/mo nomad
Monthly Cost of Living

How much you'll spend in Muntinlupa and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Muntinlupa and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $727 in Muntinlupa versus $1,230 in Makati.

  • Muntinlupa $727
  • Makati $1,230

Estimated couple costs with rent: $1,154 in Muntinlupa versus $2,137 in Makati.

  • Muntinlupa $1,154
  • Makati $2,137

Monthly costs for a family of three with rent: $1,581 in Muntinlupa versus $3,044 in Makati.

  • Muntinlupa $1,581
  • Makati $3,044

Living in Muntinlupa costs roughly 41% less than in Makati, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Muntinlupa 47% lower, Makati 10% lower.

Currency
🍽 Eating Out
Muntinlupa
Makati
Difference
Meal at Budget Restaurant
$3.93 ₱250
$6.40 ₱408
-38.59%
Three-Course Dinner for Two, Mid-Range
$26.10 ₱1,663
$38.45 ₱2,450
-32.12%
Fast Food Meal (McDonalds, etc)
$2.79 ₱178
$4.78 ₱305
-41.63%
Cappuccino
$2.31 ₱147
$2.59 ₱165
-10.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.92 ₱58.9
$1.09 ₱69.7
-15.60%
Water (0.33 liter bottle)
$0.45 ₱28.95
$0.49 ₱31.30
-8.16%
Local Beer (0.5 liter draught)
$1.19 ₱75.6
$2.39 ₱152
-50.21%
Imported Beer (0.33 liter bottle)
$1.84 ₱117
$3.18 ₱202
-42.14%
🛒 Groceries & Markets
Muntinlupa
Makati
Difference
Milk (1 liter)
$1.62 ₱103
$1.80 ₱115
-10.00%
White Bread (500g)
$1.19 ₱75.7
$1.26 ₱80.6
-5.56%
Rice (white) (1kg)
$1.02 ₱65.2
$1.03 ₱65.7
-0.97%
Eggs
$1.98 ₱126
$2.37 ₱151
-16.46%
Local Cheese (1kg)
$5.02 ₱320
$6.91 ₱440
-27.35%
Chicken Fillets (1kg)
$3.66 ₱233
$4.93 ₱314
-25.76%
Beef Round Steak (1kg)
$6.89 ₱439
$6.74 ₱430
2.23%
Apples (1kg)
$2.29 ₱146
$4.12 ₱262
-44.42%
Banana (1kg)
$1.50 ₱95.5
$1.90 ₱121
-21.05%
Oranges (1kg)
$2.52 ₱161
$3.19 ₱203
-21.00%
Tomato (1kg)
$1.23 ₱78.2
$2.25 ₱143
-45.33%
Potato (1kg)
$1.69 ₱108
$3.55 ₱226
-52.39%
Onion (1kg)
$1.86 ₱118
$3.50 ₱223
-46.86%
Lettuce (1 head)
$1.06 ₱67.4
$1.07 ₱67.9
-0.93%
Water (1.5 liter bottle)
$0.53 ₱34.05
$1.13 ₱71.7
-53.10%
Cigarettes 20 Pack (Marlboro, Camel)
$2.91 ₱185
$2.60 ₱165
11.92%
Wine (Bottle)
$8.67 ₱553
$7.85 ₱500
10.45%
Local Beer (0.5 liter bottle)
$1.29 ₱82.4
$1.29 ₱82.3
-
Imported Beer (0.33 liter bottle)
$1.96 ₱125
$1.93 ₱123
1.55%
🚌 Getting Around
Muntinlupa
Makati
Difference
One-way Ticket (Public Transport)
$0.24 ₱15.53
$0.88 ₱56.3
-72.73%
Public Transport Monthly Pass (Regular Price)
$12.36 ₱788
$56.3 ₱3,585
-78.03%
Taxi Start (Normal Tariff)
$0.71 ₱45.09
$0.65 ₱41.48
9.23%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.68
$0.21 ₱13.34
9.52%
Taxi 1hour Waiting (Normal Tariff)
$1.90 ₱121
$1.90 ₱121
-
Gasoline (1 liter)
$1.23 ₱78.5
$1.28 ₱81.4
-3.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.4M
$20.8K ₱1.3M
1.95%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K ₱1.2M
$18.9K ₱1.2M
2.30%
🧾 Monthly Utilities & Internet
Muntinlupa
Makati
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ₱7,754
$151 ₱9,643
-19.59%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.80 ₱1,007
$15.59 ₱993
1.35%
Internet (50+ Mbps, Unlimited Data)
$24.08 ₱1,534
$31.38 ₱1,999
-23.26%
🎉 Sport & Entertainment
Muntinlupa
Makati
Difference
Gym Membership (Monthly)
$31.18 ₱1,987
$53.3 ₱3,394
-41.47%
Tennis Court (1 Hour on Weekend)
$5.39 ₱343
$14.04 ₱895
-61.61%
Cinema Ticket
$4.99 ₱318
$7.22 ₱460
-30.89%
🧸 Childcare & Education
Muntinlupa
Makati
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$133 ₱8,462
$776 ₱49.4K
-82.88%
International Primary School, 1 Child (Yearly)
$8,812 ₱561.5K
$7,391 ₱471.0K
19.23%
👕👟 Clothing & Footwear
Muntinlupa
Makati
Difference
Jeans (Levis 501 Or Similar)
$32.76 ₱2,087
$59.9 ₱3,816
-45.29%
Summer Dress (H&M, Zara, etc)
$18.94 ₱1,207
$36.96 ₱2,355
-48.76%
Sport Shoes (Adidas, Nike)
$75.5 ₱4,810
$81.0 ₱5,163
-6.84%
Men's Leather Business Shoes
$56.7 ₱3,612
$101 ₱6,429
-43.81%
🏠 Accommodation & Living
Muntinlupa
Makati
Difference
1-bedroom Apartment, City Center (Monthly)
$281 ₱17.9K
$829 ₱52.8K
-66.12%
1-bedroom Apartment, Outside City Center (Monthly)
$166 ₱10.6K
$429 ₱27.3K
-61.27%
3-bedroom Apartment, City Center (Monthly)
$493 ₱31.4K
$2,151 ₱137.0K
-77.09%
3-bedroom Apartment, Outside City Center (Monthly)
$395 ₱25.2K
$1,308 ₱83.4K
-69.81%
Buy Apartment in City Center (m2)
$2,645 ₱168.6K
$5,714 ₱364.1K
-53.70%
Buy Apartment Outside City Center (m2)
$1,105 ₱70.4K
$3,568 ₱227.4K
-69.03%
💵 Salaries & Financials
Muntinlupa
Makati
Difference
Average Monthly Net Salary (After Tax)
$595 ₱37.9K
$587 ₱37.4K
1.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
7.5
-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Muntinlupa: October 25, 2026

Last update for Makati: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Muntinlupa
$178
Makati
$227 27.7% $49
Accommodation & Living
Muntinlupa
$166
Makati
$429 158% $263
Monthly Utilities & Internet
Muntinlupa
$162
Makati
$198 22.7% $37
Clothing & Footwear
Muntinlupa
$83
Makati
$125 51.6% $43
Eating Out
Muntinlupa
$83
Makati
$121 46.9% $39
Sport & Entertainment
Muntinlupa
$41
Makati
$68 64.5% $27
Getting Around
Muntinlupa
$15
Makati
$61 305% $46

Cost Breakdown

A one-bedroom apartment in the center runs $281 in Muntinlupa and $829 in Makati. Housing cost is often the main lever when comparing two cities.

Dining out: $26 in Muntinlupa vs $38 in Makati for a mid-range dinner for two. Groceries echo the gap at $178 vs $227 per month, with Muntinlupa cheaper across the board.

Good to know
🇵🇭 Muntinlupa
🇵🇭 Makati
🕒 Local time
15:56 3:56 PM
15:56 3:56 PM
Same time as Muntinlupa
🌤 Weather
👥 Population
543,445
582,602
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 1, 2026: 1 USD = 63.72 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Muntinlupa Makati 19 km
From you
  • Muntinlupa
  • Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Muntinlupa vs Makati: Cost of Living - Frequently Asked Questions
Which city is more expensive, Muntinlupa or Makati?
Muntinlupa wins on cost – living expenses run 41% lower than in Makati. Housing and daily spending are where you’ll feel the difference most, making Muntinlupa the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Muntinlupa and in Makati?
You’d need roughly $1,091 in Muntinlupa and $1,845 in Makati to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Muntinlupa compared to Makati?
Rent for a central apartment: $281 in Muntinlupa versus $829 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Muntinlupa compared to Makati?
All in, you’ll spend $727 per month in Muntinlupa versus $1,230 in Makati – Muntinlupa is about 41% cheaper, which adds up to real savings over time.
How expensive is transport in Muntinlupa compared to Makati?
A monthly transit pass in Muntinlupa runs roughly 78% less than in Makati. The price difference matters if you commute daily and watch your budget.
Can you live on $800/month in Muntinlupa or in Makati?
At $727 in Muntinlupa versus $1,230 in Makati, a $800 budget is realistic in Muntinlupa but tight or insufficient in Makati. The gap between the two cities makes Muntinlupa the clear choice for anyone on this budget.
Which city offers a better quality of life: Muntinlupa or Makati?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Muntinlupa compared to Makati?
Safety-wise, Muntinlupa and Makati are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Muntinlupa gentler on the wallet – expenses run 41% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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