Cost of Living Comparison Between Monza and Wellington Cost of Living Comparison Between Monza and Wellington

Monthly Cost of Living

Monthly costs for one person with rent: $2,090 in Monza versus $2,436 in Wellington.

Estimated couple costs with rent: $3,271 in Monza versus $3,489 in Wellington.

Monthly costs for a family of three with rent: $4,452 in Monza versus $4,542 in Wellington.

Living in Monza costs roughly 14% less than in Wellington, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Monza 52% above, Wellington 77% above.

Meal at Budget Restaurant

$21.73 €18.73

$14.34 NZ$24.66

51.53%

Three-Course Dinner for Two, Mid-Range

$93.1 €80.3

$67.3 NZ$116

38.39%

Fast Food Meal (McDonalds, etc)

$11.40 €9.83

$9.72 NZ$16.72

17.28%

Cappuccino

$2.00 €1.72

$3.41 NZ$5.87

-41.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.99 €3.44

$2.57 NZ$4.42

55.25%

Water (0.33 liter bottle)

$1.40 €1.20

$1.84 NZ$3.17

-23.91%

Local Beer (0.5 liter draught)

$5.78 €4.98

$7.61 NZ$13.08

-24.05%

Imported Beer (0.33 liter bottle)

$6.31 €5.44

$7.12 NZ$12.24

-11.38%

Milk (1 liter)

$1.49 €1.28

$1.92 NZ$3.30

-22.40%

White Bread (500g)

$2.38 €2.05

$2.32 NZ$3.99

2.59%

Rice (white) (1kg)

$3.82 €3.29

$1.93 NZ$3.32

97.93%

Eggs

$3.47 €2.99

$7.29 NZ$12.53

-52.40%

Local Cheese (1kg)

$23.37 €20.15

$9.78 NZ$16.82

138.96%

Chicken Fillets (1kg)

$14.60 €12.59

$10.05 NZ$17.27

45.27%

Beef Round Steak (1kg)

$23.03 €19.85

$15.73 NZ$27.04

46.41%

Apples (1kg)

$2.91 €2.51

$3.21 NZ$5.51

-9.35%

Banana (1kg)

$1.95 €1.68

$2.31 NZ$3.98

-15.58%

Oranges (1kg)

$3.55 €3.06

$3.15 NZ$5.42

12.70%

Tomato (1kg)

$3.45 €2.98

$6.67 NZ$11.47

-48.28%

Potato (1kg)

$2.17 €1.87

$2.14 NZ$3.69

1.40%

Onion (1kg)

$2.07 €1.78

$1.31 NZ$2.25

58.02%

Lettuce (1 head)

$1.91 €1.64

$2.19 NZ$3.76

-12.79%

Water (1.5 liter bottle)

$0.68 €0.59

$1.20 NZ$2.07

-43.33%

Cigarettes 20 Pack (Marlboro, Camel)

$6.86 €5.91

$26.36 NZ$45.33

-73.98%

Wine (Bottle)

$5.64 €4.86

$11.86 NZ$20.39

-52.45%

Local Beer (0.5 liter bottle)

$1.91 €1.65

$3.24 NZ$5.58

-41.05%

Imported Beer (0.33 liter bottle)

$2.33 €2.01

$2.92 NZ$5.01

-20.21%

One-way Ticket (Public Transport)

$3.05 €2.63

$3.00 NZ$5.16

1.67%

Public Transport Monthly Pass (Regular Price)

$69.7 €60.1

$108 NZ$186

-35.47%

Taxi Start (Normal Tariff)

$8.24 €7.10

$1.97 NZ$3.38

318.27%

Taxi (Normal Tariff) (1km)

$1.26 €1.09

$1.92 NZ$3.30

-34.37%

Taxi 1hour Waiting (Normal Tariff)

$36.29 €31.28

$34.88 NZ$60.0

4.04%

Gasoline (1 liter)

$2.14 €1.85

$1.98 NZ$3.41

8.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €31.9K

$26.0K NZ$44.7K

42.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €31.2K

$26.7K NZ$46.0K

35.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 €173

$206 NZ$355

-2.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.78 €9.30

$32.99 NZ$56.7

-67.32%

Internet (50+ Mbps, Unlimited Data)

$28.65 €24.69

$56.2 NZ$96.7

-49.06%

Gym Membership (Monthly)

$49.33 €42.52

$40.29 NZ$69.3

22.44%

Tennis Court (1 Hour on Weekend)

$41.31 €35.61

$17.02 NZ$29.26

142.71%

Cinema Ticket

$13.24 €11.42

$12.98 NZ$22.31

2.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$872 €752

$1,107 NZ$1,904

-21.26%

International Primary School, 1 Child (Yearly)

$20.2K €17.4K

$13.5K NZ$23.3K

49.09%

Jeans (Levis 501 Or Similar)

$98.5 €84.9

$80.1 NZ$138

23.04%

Summer Dress (H&M, Zara, etc)

$44.22 €38.11

$29.15 NZ$50.1

51.70%

Sport Shoes (Adidas, Nike)

$115 €99.6

$108 NZ$185

7.24%

Men's Leather Business Shoes

$166 €143

$163 NZ$280

2.25%

1-bedroom Apartment, City Center (Monthly)

$1,085 €935

$1,297 NZ$2,230

-16.33%

1-bedroom Apartment, Outside City Center (Monthly)

$800 €690

$1,210 NZ$2,080

-33.87%

3-bedroom Apartment, City Center (Monthly)

$1,979 €1,706

$2,278 NZ$3,917

-13.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,310 €1,130

$1,759 NZ$3,024

-25.49%

Buy Apartment in City Center (m2)

$4,515 €3,892

$7,004 NZ$12.0K

-35.54%

Buy Apartment Outside City Center (m2)

$3,057 €2,635

$3,701 NZ$6,364

-17.40%

Average Monthly Net Salary (After Tax)

$2,084 €1,796

$2,914 NZ$5,009

-28.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.17

5.39

-41.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: September 7, 2026

Last update for Wellington: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,085 in Monza and $1,297 in Wellington. Housing cost is often the main lever when comparing two cities.

Wellington pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Monza vs $67.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $390 vs $360 per month, with Wellington cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monza vs Wellington: Cost of Living - Frequently Asked Questions

Monza wins on cost – living expenses run 17% lower than in Wellington. Housing and daily spending are where you'll feel the difference most, making Monza the obvious pick if budget is a priority.

On paper, salaries run 40% lower in Wellington. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,085 in Monza versus $1,297 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $872 in Monza versus $1,107 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Wellington pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,090 in Monza versus $2,436 in Wellington, a $2,000 budget is realistic in Monza but tight or insufficient in Wellington. The gap between the two cities makes Monza the clear choice for anyone on this budget.

Both work as nomad bases, but Monza delivers better value – similar infrastructure at $2,090 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monza hard to pass up.

Safety-wise, Monza and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Monza gentler on the wallet – expenses run 17% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.