Cost of Living Comparison Between Monza and Wellington Cost of Living Comparison Between Monza and Wellington

Monthly Cost of Living

Monthly costs for one person with rent: $2,067 in Monza versus $2,354 in Wellington.

Estimated couple costs with rent: $3,233 in Monza versus $3,553 in Wellington.

Monthly costs for a family of three with rent: $4,400 in Monza versus $4,751 in Wellington.

Living in Monza costs roughly 12% less than in Wellington, driven mainly by Getting Around.

Both cities are pricier than the global median: Monza 54% above, Wellington 76% above.

Currency
🍽 Eating Out
Monza
Wellington
Difference
Meal at Budget Restaurant
$23.28 €20.04
$17.30 NZ$29.47
34.57%
Three-Course Dinner for Two, Mid-Range
$91.0 €78.4
$84.5 NZ$144
7.69%
Fast Food Meal (McDonalds, etc)
$11.74 €10.11
$9.77 NZ$16.63
20.16%
Cappuccino
$1.99 €1.71
$3.80 NZ$6.47
-47.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.24 €2.79
$2.60 NZ$4.44
24.62%
Water (0.33 liter bottle)
$1.50 €1.29
$2.18 NZ$3.72
-31.19%
Local Beer (0.5 liter draught)
$5.73 €4.94
$7.03 NZ$11.98
-18.49%
Imported Beer (0.33 liter bottle)
$5.94 €5.11
$7.45 NZ$12.70
-20.27%
🛒 Groceries & Markets
Monza
Wellington
Difference
Milk (1 liter)
$1.86 €1.60
$1.87 NZ$3.18
-0.53%
White Bread (500g)
$2.78 €2.39
$2.11 NZ$3.59
31.75%
Rice (white) (1kg)
$3.17 €2.73
$1.95 NZ$3.33
62.56%
Eggs
$3.74 €3.22
$6.88 NZ$11.73
-45.64%
Local Cheese (1kg)
$16.00 €13.77
$8.13 NZ$13.85
96.80%
Chicken Fillets (1kg)
$12.82 €11.04
$11.06 NZ$18.84
15.91%
Beef Round Steak (1kg)
$24.16 €20.80
$13.14 NZ$22.39
83.87%
Apples (1kg)
$2.87 €2.47
$3.12 NZ$5.32
-8.01%
Banana (1kg)
$2.19 €1.89
$2.24 NZ$3.81
-2.23%
Oranges (1kg)
$3.22 €2.78
$2.99 NZ$5.10
7.69%
Tomato (1kg)
$4.07 €3.50
$4.72 NZ$8.05
-13.77%
Potato (1kg)
$2.13 €1.83
$2.07 NZ$3.52
2.90%
Onion (1kg)
$1.75 €1.51
$1.66 NZ$2.82
5.42%
Lettuce (1 head)
$1.70 €1.47
$2.21 NZ$3.76
-23.08%
Water (1.5 liter bottle)
$0.60 €0.51
$1.28 NZ$2.19
-53.13%
Cigarettes 20 Pack (Marlboro, Camel)
$7.14 €6.15
$26.87 NZ$45.77
-73.43%
Wine (Bottle)
$9.33 €8.03
$11.74 NZ$19.99
-20.53%
Local Beer (0.5 liter bottle)
$2.15 €1.85
$3.52 NZ$6.00
-38.92%
Imported Beer (0.33 liter bottle)
$2.69 €2.31
$3.18 NZ$5.42
-15.41%
🚌 Getting Around
Monza
Wellington
Difference
One-way Ticket (Public Transport)
$2.21 €1.90
$2.75 NZ$4.68
-19.64%
Public Transport Monthly Pass (Regular Price)
$59.2 €50.9
$107 NZ$182
-44.74%
Taxi Start (Normal Tariff)
$7.87 €6.78
$2.66 NZ$4.54
195.86%
Taxi (Normal Tariff) (1km)
$1.01 €0.87
$1.85 NZ$3.16
-45.41%
Taxi 1hour Waiting (Normal Tariff)
$38.59 €33.22
$60.4 NZ$103
-36.07%
Gasoline (1 liter)
$2.07 €1.79
$1.71 NZ$2.92
21.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1K €24.2K
$33.6K NZ$57.3K
-16.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.0K €27.5K
$24.6K NZ$41.9K
30.14%
🧾 Monthly Utilities & Internet
Monza
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 €188
$160 NZ$273
36.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.48 €11.61
$32.55 NZ$55.5
-58.59%
Internet (50+ Mbps, Unlimited Data)
$30.11 €25.92
$51.5 NZ$87.7
-41.53%
🎉 Sport & Entertainment
Monza
Wellington
Difference
Gym Membership (Monthly)
$72.5 €62.5
$36.79 NZ$62.7
97.17%
Tennis Court (1 Hour on Weekend)
$44.32 €38.16
$20.60 NZ$35.09
115.15%
Cinema Ticket
$11.59 €9.98
$12.17 NZ$20.74
-4.77%
🧸 Childcare & Education
Monza
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$628 €540
$800 NZ$1,363
-21.58%
International Primary School, 1 Child (Yearly)
$10.3K €8,864
$12.6K NZ$21.5K
-18.60%
👕👟 Clothing & Footwear
Monza
Wellington
Difference
Jeans (Levis 501 Or Similar)
$90.4 €77.8
$73.5 NZ$125
23.01%
Summer Dress (H&M, Zara, etc)
$37.96 €32.68
$53.1 NZ$90.5
-28.57%
Sport Shoes (Adidas, Nike)
$108 €93.0
$119 NZ$203
-9.24%
Men's Leather Business Shoes
$140 €121
$142 NZ$241
-1.10%
🏠 Accommodation & Living
Monza
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$1,028 €885
$1,339 NZ$2,281
-23.25%
1-bedroom Apartment, Outside City Center (Monthly)
$823 €709
$1,105 NZ$1,882
-25.49%
3-bedroom Apartment, City Center (Monthly)
$2,048 €1,763
$2,103 NZ$3,583
-2.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,337 €1,151
$1,888 NZ$3,216
-29.18%
Buy Apartment in City Center (m2)
$4,552 €3,919
$6,602 NZ$11.2K
-31.05%
Buy Apartment Outside City Center (m2)
$2,981 €2,567
$3,897 NZ$6,638
-23.49%
💵 Salaries & Financials
Monza
Wellington
Difference
Average Monthly Net Salary (After Tax)
$2,106 €1,813
$3,057 NZ$5,207
-31.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.21
6.94
-39.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: June 1, 2026

Last update for Wellington: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,028 in Monza and $1,339 in Wellington. Housing cost is often the main lever when comparing two cities.

Wellington pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Monza vs $85.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $378 vs $340 per month, with Wellington cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monza vs Wellington: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monza or Wellington?
Monza wins on cost – living expenses run 14% lower than in Wellington. Housing and daily spending are where you'll feel the difference most, making Monza the obvious pick if budget is a priority.
Are salaries higher in Monza or Wellington?
On paper, Wellington earns 45% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Monza vs Wellington?
Rent for a central apartment: $1,028 in Monza versus $1,339 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Monza and Wellington?
Childcare runs $628 in Monza versus $800 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Monza or Wellington?
Shoppers in Wellington pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $2,000/month in Monza or Wellington?
At $2,067 in Monza versus $2,354 in Wellington, a $2,000 budget is realistic in Monza but tight or insufficient in Wellington. The gap between the two cities makes Monza the clear choice for anyone on this budget.
Which city is better for digital nomads, Monza or Wellington?
Both work as nomad bases, but Monza delivers better value – similar infrastructure at $2,067 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monza hard to pass up.
How safe is Monza compared to Wellington?
Safety-wise, Monza and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Monza gentler on the wallet – expenses run 14% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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