🙂Monthly costs for one person with rent: $2,130 in Monza versus $2,277 in Wellington.
🙂Estimated couple costs with rent: $3,269 in Monza versus $3,544 in Wellington.
🙂Monthly costs for a family of three with rent: $4,407 in Monza versus $4,812 in Wellington.
🌍Living in Monza costs roughly 6% less than in Wellington, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Monza59% above, Wellington70% above.
Currency
🍽 Eating Out
Monza
Wellington
Difference
Meal at Budget Restaurant
$22.96€20.11
$17.28NZ$29.52
32.87%
Three-Course Dinner for Two, Mid-Range
$91.3€80.0
$85.1NZ$145
7.30%
Fast Food Meal(McDonalds, etc)
$11.70€10.24
$9.91NZ$16.93
18.06%
Cappuccino
$1.93€1.69
$3.75NZ$6.41
-48.53%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.25€2.85
$2.61NZ$4.45
24.52%
Water(0.33 liter bottle)
$1.44€1.26
$2.18NZ$3.73
-33.94%
Local Beer(0.5 liter draught)
$5.68€4.97
$7.17NZ$12.25
-20.78%
Imported Beer(0.33 liter bottle)
$5.74€5.03
$7.37NZ$12.59
-22.12%
🛒 Groceries & Markets
Monza
Wellington
Difference
Milk(1 liter)
$1.78€1.56
$1.80NZ$3.08
-1.11%
White Bread(500g)
$2.81€2.46
$2.02NZ$3.46
39.11%
Rice(white)(1kg)
$3.20€2.81
$1.91NZ$3.26
67.54%
Eggs
$3.73€3.27
$6.98NZ$11.93
-46.56%
Local Cheese(1kg)
$16.00€14.01
$7.95NZ$13.58
101.26%
Chicken Fillets(1kg)
$13.34€11.68
$11.26NZ$19.24
18.47%
Beef Round Steak(1kg)
$23.84€20.88
$12.87NZ$21.98
85.24%
Apples(1kg)
$2.84€2.49
$3.05NZ$5.20
-6.89%
Banana(1kg)
$2.24€1.97
$2.36NZ$4.03
-5.08%
Oranges(1kg)
$3.27€2.86
$3.10NZ$5.30
5.48%
Tomato(1kg)
$4.11€3.60
$4.81NZ$8.21
-14.55%
Potato(1kg)
$2.14€1.87
$2.06NZ$3.53
3.88%
Onion(1kg)
$1.72€1.50
$1.57NZ$2.68
9.55%
Lettuce(1 head)
$1.70€1.49
$2.25NZ$3.85
-24.44%
Water(1.5 liter bottle)
$0.56€0.49
$1.31NZ$2.23
-57.25%
Cigarettes 20 Pack(Marlboro, Camel)
$6.82€5.97
$26.06NZ$44.53
-73.83%
Wine(Bottle)
$5.63€4.93
$10.75NZ$18.36
-47.63%
Local Beer(0.5 liter bottle)
$2.13€1.87
$3.65NZ$6.24
-41.64%
Imported Beer(0.33 liter bottle)
$2.81€2.46
$3.28NZ$5.61
-14.33%
🚌 Getting Around
Monza
Wellington
Difference
One-way Ticket(Public Transport)
$2.19€1.92
$2.69NZ$4.60
-18.59%
Public Transport Monthly Pass(Regular Price)
$57.4€50.3
$106NZ$181
-45.73%
Taxi Start(Normal Tariff)
$7.87€6.90
$2.76NZ$4.71
185.14%
Taxi(Normal Tariff)(1km)
$1.00€0.88
$1.84NZ$3.14
-45.65%
Taxi 1hour Waiting(Normal Tariff)
$38.88€34.05
$60.8NZ$104
-36.05%
Gasoline(1 liter)
$2.06€1.81
$1.65NZ$2.81
24.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K€23.9K
$33.3KNZ$56.9K
-18.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.0K€28.1K
$25.5KNZ$43.6K
25.52%
🧾 Monthly Utilities & Internet
Monza
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$220€193
$160NZ$273
37.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.52€11.84
$33.45NZ$57.2
-59.58%
Internet(50+ Mbps, Unlimited Data)
$29.83€26.12
$51.5NZ$88.0
-42.07%
🎉 Sport & Entertainment
Monza
Wellington
Difference
Gym Membership(Monthly)
$71.9€63.0
$35.81NZ$61.2
100.81%
Tennis Court(1 Hour on Weekend)
$44.44€38.92
$20.66NZ$35.30
115.10%
Cinema Ticket
$11.69€10.24
$11.85NZ$20.24
-1.35%
🧸 Childcare & Education
Monza
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$608€533
$792NZ$1,354
-23.20%
International Primary School, 1 Child(Yearly)
$10.3K€9,009
$13.0KNZ$22.1K
-20.60%
👕👟 Clothing & Footwear
Monza
Wellington
Difference
Jeans(Levis 501 Or Similar)
$89.3€78.2
$73.0NZ$125
22.37%
Summer Dress(H&M, Zara, etc)
$37.76€33.07
$53.8NZ$91.8
-29.75%
Sport Shoes(Adidas, Nike)
$108€94.4
$119NZ$203
-9.22%
Men's Leather Business Shoes
$139€122
$142NZ$243
-1.86%
🏠 Accommodation & Living
Monza
Wellington
Difference
1-bedroom Apartment, City Center(Monthly)
$1,033€905
$1,303NZ$2,225
-20.67%
1-bedroom Apartment, Outside City Center(Monthly)
$819€717
$1,094NZ$1,870
-25.17%
3-bedroom Apartment, City Center(Monthly)
$1,995€1,747
$2,101NZ$3,589
-5.05%
3-bedroom Apartment, Outside City Center(Monthly)
$1,308€1,145
$1,902NZ$3,250
-31.26%
Buy Apartment in City Center(m2)
$4,477€3,921
$6,864NZ$11.7K
-34.77%
Buy Apartment Outside City Center(m2)
$2,956€2,588
$3,720NZ$6,355
-20.55%
💵 Salaries & Financials
Monza
Wellington
Difference
Average Monthly Net Salary(After Tax)
$2,074€1,817
$2,800NZ$4,783
-25.91%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.21
6.94
-39.34%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Monza: July 13, 2026
Last update for Wellington: July 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,033 in Monza and $1,303 in Wellington. Housing cost is often the main lever when comparing two cities.
💰Wellington pays 35% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $91.0 in Monza vs $85.0 in Wellington for a mid-range dinner for two. Groceries echo the gap at $372 vs $339 per month, with Wellington cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Monza vs Wellington: Cost of Living - Frequently Asked Questions
Which city is more expensive, Monza or Wellington?
Monza wins on cost – living expenses run 7% lower than in Wellington. Housing and daily spending are where you'll feel the difference most, making Monza the obvious pick if budget is a priority.
Are salaries higher in Monza or in Wellington?
On paper, salaries run 35% lower in Wellington. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Monza compared to Wellington?
Rent for a central apartment: $1,033 in Monza versus $1,303 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Monza and in Wellington?
Childcare runs $608 in Monza versus $792 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Monza or in Wellington?
Shoppers in Wellington pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $2,000/month in Monza or in Wellington?
At $2,130 in Monza versus $2,277 in Wellington, a $2,000 budget is realistic in Monza but tight or insufficient in Wellington. The gap between the two cities makes Monza the clear choice for anyone on this budget.
Which city is better for digital nomads, Monza or Wellington?
Both work as nomad bases, but Monza delivers better value – similar infrastructure at $2,130 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monza hard to pass up.
How safe is Monza compared to Wellington?
Safety-wise, Monza and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Monza gentler on the wallet – expenses run 7% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.