Last update: Oct 2026

Cost of Living Comparison Between Monza and Wellington

For one person, living is cheaper in Monza: $2,021 a month against $2,313 in Wellington, rent and utilities included – about $3,500 less a year. Higher rent and utilities in Wellington outweigh lower spending on other living expenses.

98

Cost of Living Index in Monza
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Monza Living Index
110

Cost of Living Index in Wellington
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Wellington Living Index

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Monza

🇮🇹 Italy

$2,021

/mo nomad

Wellington

🇳🇿 New Zealand

$2,313

/mo nomad

Monthly Cost of Living

How much you'll spend in Monza and in Wellington

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monza and in Wellington actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,021 in Monza versus $2,313 in Wellington.

Monza $2,021
Wellington $2,313

Estimated couple costs with rent: $3,136 in Monza versus $3,422 in Wellington.

Monza $3,136
Wellington $3,422

Monthly costs for a family of three with rent: $4,252 in Monza versus $4,530 in Wellington.

Monza $4,252
Wellington $4,530

Living in Monza costs roughly 13% less than in Wellington, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Monza 48% above, Wellington 70% above.

Meal at Budget Restaurant

$21.91 €19.68

$14.02 NZ$24.68

56.28%

Three-Course Dinner for Two, Mid-Range

$90.6 €81.4

$66.5 NZ$117

36.34%

Fast Food Meal (McDonalds, etc)

$11.06 €9.94

$9.23 NZ$16.24

19.83%

Cappuccino

$1.80 €1.62

$3.41 NZ$6.00

-47.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.61 €3.24

$2.43 NZ$4.28

48.56%

Water (0.33 liter bottle)

$1.29 €1.16

$1.69 NZ$2.98

-23.67%

Local Beer (0.5 liter draught)

$5.53 €4.97

$7.48 NZ$13.17

-26.07%

Imported Beer (0.33 liter bottle)

$6.11 €5.49

$6.74 NZ$11.87

-9.35%

Milk (1 liter)

$1.45 €1.30

$1.95 NZ$3.44

-25.64%

White Bread (500g)

$2.26 €2.03

$2.25 NZ$3.97

0.44%

Rice (white) (1kg)

$3.54 €3.18

$1.85 NZ$3.26

91.35%

Eggs

$3.40 €3.05

$7.10 NZ$12.50

-52.11%

Local Cheese (1kg)

$22.77 €20.46

$9.54 NZ$16.79

138.68%

Chicken Fillets (1kg)

$13.94 €12.52

$9.62 NZ$16.93

44.91%

Beef Round Steak (1kg)

$22.69 €20.39

$15.26 NZ$26.86

48.69%

Apples (1kg)

$2.71 €2.43

$3.09 NZ$5.45

-12.30%

Banana (1kg)

$1.78 €1.60

$2.15 NZ$3.79

-17.21%

Oranges (1kg)

$3.26 €2.93

$3.08 NZ$5.42

5.84%

Tomato (1kg)

$3.26 €2.93

$6.42 NZ$11.30

-49.22%

Potato (1kg)

$2.10 €1.89

$2.10 NZ$3.69

Onion (1kg)

$1.98 €1.78

$1.23 NZ$2.17

60.98%

Lettuce (1 head)

$1.81 €1.63

$2.01 NZ$3.54

-9.95%

Water (1.5 liter bottle)

$0.66 €0.59

$1.16 NZ$2.04

-43.10%

Cigarettes 20 Pack (Marlboro, Camel)

$6.65 €5.97

$25.37 NZ$44.65

-73.79%

Wine (Bottle)

$5.55 €4.99

$11.48 NZ$20.21

-51.66%

Local Beer (0.5 liter bottle)

$1.90 €1.70

$3.12 NZ$5.49

-39.10%

Imported Beer (0.33 liter bottle)

$2.21 €1.99

$2.89 NZ$5.08

-23.53%

One-way Ticket (Public Transport)

$2.95 €2.65

$2.86 NZ$5.04

3.15%

Public Transport Monthly Pass (Regular Price)

$66.0 €59.3

$105 NZ$185

-37.10%

Taxi Start (Normal Tariff)

$7.89 €7.09

$1.88 NZ$3.31

319.68%

Taxi (Normal Tariff) (1km)

$1.22 €1.09

$1.83 NZ$3.22

-33.33%

Taxi 1hour Waiting (Normal Tariff)

$34.21 €30.74

$34.31 NZ$60.4

-0.29%

Gasoline (1 liter)

$2.02 €1.81

$1.84 NZ$3.24

9.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.9K

$28.4K NZ$50.0K

28.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.7K €32.1K

$23.8K NZ$41.9K

50.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 €175

$201 NZ$353

-2.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.31 €9.27

$33.35 NZ$58.7

-69.09%

Internet (50+ Mbps, Unlimited Data)

$27.59 €24.79

$53.7 NZ$94.4

-48.57%

Gym Membership (Monthly)

$47.27 €42.47

$35.87 NZ$63.1

31.78%

Tennis Court (1 Hour on Weekend)

$38.42 €34.52

$16.18 NZ$28.48

137.45%

Cinema Ticket

$12.86 €11.55

$11.78 NZ$20.74

9.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$877 €788

$1,065 NZ$1,874

-17.57%

International Primary School, 1 Child (Yearly)

$18.8K €16.9K

$13.3K NZ$23.4K

41.55%

Jeans (Levis 501 Or Similar)

$90.9 €81.7

$80.4 NZ$142

12.99%

Summer Dress (H&M, Zara, etc)

$45.37 €40.76

$28.04 NZ$49.35

61.80%

Sport Shoes (Adidas, Nike)

$110 €99.0

$102 NZ$179

8.44%

Men's Leather Business Shoes

$163 €146

$154 NZ$271

5.52%

1-bedroom Apartment, City Center (Monthly)

$1,022 €918

$1,143 NZ$2,011

-10.59%

1-bedroom Apartment, Outside City Center (Monthly)

$775 €696

$1,078 NZ$1,898

-28.15%

3-bedroom Apartment, City Center (Monthly)

$1,920 €1,725

$2,057 NZ$3,620

-6.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,294 €1,162

$1,814 NZ$3,192

-28.67%

Buy Apartment in City Center (m2)

$4,300 €3,863

$6,594 NZ$11.6K

-34.80%

Buy Apartment Outside City Center (m2)

$2,927 €2,630

$3,655 NZ$6,432

-19.91%

Average Monthly Net Salary (After Tax)

$1,951 €1,753

$2,785 NZ$4,902

-29.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.62

5.39

-32.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monza: October 25, 2026

Last update for Wellington: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monza

$775 38.3%

Wellington

$1.1K 46.6% 39.2% $304

Groceries & Markets

Monza

$375 18.6%

Wellington

$348 15.1% 7.1% $27

Eating Out

Monza

$290 14.3%

Wellington

$248 10.7% 14.3% $41

Monthly Utilities & Internet

Monza

$233 11.5%

Wellington

$288 12.4% 23.6% $55

Clothing & Footwear

Monza

$184 9.1%

Wellington

$164 7.1% 11% $20

Getting Around

Monza

$92 4.5%

Wellington

$127 5.5% 38.8% $36

Sport & Entertainment

Monza

$73 3.6%

Wellington

$59 2.6% 18.6% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,022 in Monza and $1,143 in Wellington. Housing cost is often the main lever when comparing two cities.

Wellington pays 43% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $91 in Monza vs $66 in Wellington for a mid-range dinner for two. Groceries echo the gap at $375 vs $348 per month, with Wellington cheaper across the board.

Good to know

🇮🇹 Monza

🇳🇿 Wellington

🕒 Local time

08:30 8:30 AM

20:30 8:30 PM

12 h ahead of Monza

🌤 Weather

👥 Population

120,204

215,900 Capital

💱 Currency

Euro EUR €

New Zealand Dollar NZD $

📈 Exchange rate

1 EUR = 1.11 USD

1 NZD = 0.568 USD

1 NZD = 0.511 EUR

Exchange rates and currency converter

NZD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.76 NZD (1 NZD = 0.568 USD). 1 EUR = 1.96 NZD (1 NZD = 0.511 EUR).

USD to EUR in detail →

On the map

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Between locations

Monza Wellington 18,750 km ≈ 24 h nonstop flight

From you

Monza
Wellington

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monza vs Wellington: Cost of Living - Frequently Asked Questions

Monza wins on cost – living expenses run 13% lower than in Wellington. Housing and daily spending are where you’ll feel the difference most, making Monza the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Monza. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,022 in Monza versus $1,143 in Wellington. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $877 in Monza versus $1,065 in Wellington. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Wellington pay roughly 7% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,000. Monza is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monza and Wellington are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Monza wins on affordability, Wellington on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.