Cost of Living Comparison Between Wellington and Monza Cost of Living Comparison Between Wellington and Monza

Monthly Cost of Living

Monthly costs for one person with rent: $2,354 in Wellington versus $2,067 in Monza.

Estimated couple costs with rent: $3,553 in Wellington versus $3,233 in Monza.

Monthly costs for a family of three with rent: $4,751 in Wellington versus $4,400 in Monza.

Living in Wellington is roughly 14% more expensive than Monza, driven mainly by Getting Around.

Both cities are pricier than the global median: Wellington 76% above, Monza 54% above.

Meal at Budget Restaurant

$17.30 NZ$29.47

$23.28 €20.04

-25.69%

Three-Course Dinner for Two, Mid-Range

$84.5 NZ$144

$91.0 €78.4

-7.14%

Fast Food Meal (McDonalds, etc)

$9.77 NZ$16.63

$11.74 €10.11

-16.78%

Cappuccino

$3.80 NZ$6.47

$1.99 €1.71

90.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 NZ$4.44

$3.24 €2.79

-19.75%

Water (0.33 liter bottle)

$2.18 NZ$3.72

$1.50 €1.29

45.33%

Local Beer (0.5 liter draught)

$7.03 NZ$11.98

$5.73 €4.94

22.69%

Imported Beer (0.33 liter bottle)

$7.45 NZ$12.70

$5.94 €5.11

25.42%

Milk (1 liter)

$1.87 NZ$3.18

$1.86 €1.60

0.54%

White Bread (500g)

$2.11 NZ$3.59

$2.78 €2.39

-24.10%

Rice (white) (1kg)

$1.95 NZ$3.33

$3.17 €2.73

-38.49%

Eggs

$6.88 NZ$11.73

$3.74 €3.22

83.96%

Local Cheese (1kg)

$8.13 NZ$13.85

$16.00 €13.77

-49.19%

Chicken Fillets (1kg)

$11.06 NZ$18.84

$12.82 €11.04

-13.73%

Beef Round Steak (1kg)

$13.14 NZ$22.39

$24.16 €20.80

-45.61%

Apples (1kg)

$3.12 NZ$5.32

$2.87 €2.47

8.71%

Banana (1kg)

$2.24 NZ$3.81

$2.19 €1.89

2.28%

Oranges (1kg)

$2.99 NZ$5.10

$3.22 €2.78

-7.14%

Tomato (1kg)

$4.72 NZ$8.05

$4.07 €3.50

15.97%

Potato (1kg)

$2.07 NZ$3.52

$2.13 €1.83

-2.82%

Onion (1kg)

$1.66 NZ$2.82

$1.75 €1.51

-5.14%

Lettuce (1 head)

$2.21 NZ$3.76

$1.70 €1.47

30.00%

Water (1.5 liter bottle)

$1.28 NZ$2.19

$0.60 €0.51

113.33%

Cigarettes 20 Pack (Marlboro, Camel)

$26.87 NZ$45.77

$7.14 €6.15

276.33%

Wine (Bottle)

$11.74 NZ$19.99

$9.33 €8.03

25.83%

Local Beer (0.5 liter bottle)

$3.52 NZ$6.00

$2.15 €1.85

63.72%

Imported Beer (0.33 liter bottle)

$3.18 NZ$5.42

$2.69 €2.31

18.22%

One-way Ticket (Public Transport)

$2.75 NZ$4.68

$2.21 €1.90

24.43%

Public Transport Monthly Pass (Regular Price)

$107 NZ$182

$59.2 €50.9

80.97%

Taxi Start (Normal Tariff)

$2.66 NZ$4.54

$7.87 €6.78

-66.20%

Taxi (Normal Tariff) (1km)

$1.85 NZ$3.16

$1.01 €0.87

83.17%

Taxi 1hour Waiting (Normal Tariff)

$60.4 NZ$103

$38.59 €33.22

56.41%

Gasoline (1 liter)

$1.71 NZ$2.92

$2.07 €1.79

-17.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K NZ$57.3K

$28.1K €24.2K

19.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K NZ$41.9K

$32.0K €27.5K

-23.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$273

$219 €188

-26.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.55 NZ$55.5

$13.48 €11.61

141.47%

Internet (50+ Mbps, Unlimited Data)

$51.5 NZ$87.7

$30.11 €25.92

71.04%

Gym Membership (Monthly)

$36.79 NZ$62.7

$72.5 €62.5

-49.28%

Tennis Court (1 Hour on Weekend)

$20.60 NZ$35.09

$44.32 €38.16

-53.52%

Cinema Ticket

$12.17 NZ$20.74

$11.59 €9.98

5.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$800 NZ$1,363

$628 €540

27.51%

International Primary School, 1 Child (Yearly)

$12.6K NZ$21.5K

$10.3K €8,864

22.86%

Jeans (Levis 501 Or Similar)

$73.5 NZ$125

$90.4 €77.8

-18.70%

Summer Dress (H&M, Zara, etc)

$53.1 NZ$90.5

$37.96 €32.68

39.99%

Sport Shoes (Adidas, Nike)

$119 NZ$203

$108 €93.0

10.18%

Men's Leather Business Shoes

$142 NZ$241

$140 €121

1.11%

1-bedroom Apartment, City Center (Monthly)

$1,339 NZ$2,281

$1,028 €885

30.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,105 NZ$1,882

$823 €709

34.20%

3-bedroom Apartment, City Center (Monthly)

$2,103 NZ$3,583

$2,048 €1,763

2.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,888 NZ$3,216

$1,337 €1,151

41.20%

Buy Apartment in City Center (m2)

$6,602 NZ$11.2K

$4,552 €3,919

45.03%

Buy Apartment Outside City Center (m2)

$3,897 NZ$6,638

$2,981 €2,567

30.71%

Average Monthly Net Salary (After Tax)

$3,057 NZ$5,207

$2,106 €1,813

45.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

4.21

64.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Wellington: May 31, 2026

Last update for Monza: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,339 in Wellington and $1,028 in Monza. Housing cost is often the main lever when comparing two cities.

Wellington pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Wellington vs $91.0 in Monza for a mid-range dinner for two. Groceries echo the gap at $340 vs $378 per month, with Wellington cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Wellington vs Monza: Cost of Living - Frequently Asked Questions

Monza wins on cost – living expenses run 14% lower than in Wellington. Housing and daily spending are where you'll feel the difference most, making Monza the obvious pick if budget is a priority.

Wellington pays 45% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,339 in Wellington versus $1,028 in Monza. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $800 in Wellington versus $628 in Monza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Wellington pay roughly 11% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,067 in Monza versus $2,354 in Wellington, a $2,000 budget is realistic in Monza but tight or insufficient in Wellington. The gap between the two cities makes Monza the clear choice for anyone on this budget.

Both work as nomad bases, but Monza delivers better value – similar infrastructure at $2,067 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Monza hard to pass up.

Safety-wise, Wellington and Monza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Monza gentler on the wallet – expenses run 14% less than in Wellington. Beyond cost, consider language, visa policies, and how big the international community is in each city.