Cost of Living in Monza - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,130 monthly including rent, or $997 excluding housing.

Estimated monthly costs for a couple: $3,269 with rent, or $1,736 without housing.

Monthly costs for a family of three come to about $4,407 including rent, or $2,475 for daily expenses alone.

Monza sits 56–59% above the global median across household types. Within Europe, costs are 19% above average – pricier than most cities in the region.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$22.96 €20.11
$13.78 €12.07
$28.70 €25.13
Three-Course Dinner for Two, Mid-Range
$91.3 €80.0
$44.51 €38.98
$114 €99.9
Fast Food Meal (McDonalds, etc)
$11.70 €10.24
$9.36 €8.20
$11.70 €10.24
Cappuccino
$1.93 €1.69
$1.14 €0.99
$2.83 €2.48
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.25 €2.85
$2.27 €1.99
$4.54 €3.98
Water (0.33 liter bottle)
$1.44 €1.26
$1.15 €1.00
$2.28 €2.00
Local Beer (0.5 liter draught)
$5.68 €4.97
$3.40 €2.98
$7.94 €6.96
Imported Beer (0.33 liter bottle)
$5.74 €5.03
$3.44 €3.01
$8.03 €7.04
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.78 €1.56
$1.14 €0.99
$2.26 €1.98
White Bread (500g)
$2.81 €2.46
$1.24 €1.09
$3.41 €2.99
Rice (white) (1kg)
$3.20 €2.81
$1.71 €1.50
$5.13 €4.50
Eggs
$3.73 €3.27
$2.04 €1.78
$6.79 €5.95
Local Cheese (1kg)
$16.00 €14.01
$11.70 €10.25
$35.10 €30.74
Chicken Fillets (1kg)
$13.34 €11.68
$5.78 €5.06
$16.52 €14.47
Beef Round Steak (1kg)
$23.84 €20.88
$9.11 €7.98
$31.90 €27.94
Apples (1kg)
$2.84 €2.49
$1.18 €1.03
$4.12 €3.61
Banana (1kg)
$2.24 €1.97
$1.03 €0.90
$3.45 €3.02
Oranges (1kg)
$3.27 €2.86
$1.72 €1.51
$4.01 €3.51
Tomato (1kg)
$4.11 €3.60
$2.36 €2.07
$5.33 €4.67
Potato (1kg)
$2.14 €1.87
$1.14 €1.00
$2.28 €1.99
Onion (1kg)
$1.72 €1.50
$0.92 €0.80
$3.42 €3.00
Lettuce (1 head)
$1.70 €1.49
$0.59 €0.52
$2.95 €2.59
Water (1.5 liter bottle)
$0.56 €0.49
$0.28 €0.24
$1.12 €0.98
Cigarettes 20 Pack (Marlboro, Camel)
$6.82 €5.97
$6.59 €5.77
$9.10 €7.97
Wine (Bottle)
$5.63 €4.93
$4.50 €3.94
$11.26 €9.86
Local Beer (0.5 liter bottle)
$2.13 €1.87
$0.82 €0.72
$4.68 €4.10
Imported Beer (0.33 liter bottle)
$2.81 €2.46
$1.19 €1.04
$5.94 €5.20
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.19 €1.92
$1.84 €1.61
$2.54 €2.22
Public Transport Monthly Pass (Regular Price)
$57.4 €50.3
$56.9 €49.80
$79.6 €69.7
Taxi Start (Normal Tariff)
$7.87 €6.90
$3.42 €2.99
$11.40 €9.99
Taxi (Normal Tariff) (1km)
$1.00 €0.88
$1.00 €0.88
$5.09 €4.46
Taxi 1hour Waiting (Normal Tariff)
$38.88 €34.05
$34.44 €30.16
$74.6 €65.4
Gasoline (1 liter)
$2.06 €1.81
$1.98 €1.74
$2.21 €1.94
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K €23.9K
$20.5K €17.9K
$36.4K €31.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.0K €28.1K
$32.0K €28.1K
$37.8K €33.1K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$220 €193
$138 €121
$402 €352
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.52 €11.84
$8.23 €7.21
$17.62 €15.43
Internet (50+ Mbps, Unlimited Data)
$29.83 €26.12
$25.24 €22.10
$40.16 €35.17
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$71.9 €63.0
$46.02 €40.30
$104 €90.7
Tennis Court (1 Hour on Weekend)
$44.44 €38.92
$23.19 €20.31
$69.6 €60.9
Cinema Ticket
$11.69 €10.24
$9.35 €8.19
$16.36 €14.33
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$608 €533
$228 €200
$1,027 €899
International Primary School, 1 Child (Yearly)
$10.3K €9,009
$6,858 €6,006
$22.9K €20.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$89.3 €78.2
$80.1 €70.2
$149 €130
Summer Dress (H&M, Zara, etc)
$37.76 €33.07
$29.05 €25.44
$81.3 €71.2
Sport Shoes (Adidas, Nike)
$108 €94.4
$81.5 €71.4
$175 €153
Men's Leather Business Shoes
$139 €122
$69.7 €61.1
$291 €254
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,033 €905
$918 €804
$1,148 €1,005
1-bedroom Apartment, Outside City Center (Monthly)
$819 €717
$702 €615
$936 €820
3-bedroom Apartment, City Center (Monthly)
$1,995 €1,747
$1,710 €1,497
$2,280 €1,996
3-bedroom Apartment, Outside City Center (Monthly)
$1,308 €1,145
$1,023 €896
$1,706 €1,494
Buy Apartment in City Center (m2)
$4,477 €3,921
$3,987 €3,492
$5,713 €5,003
Buy Apartment Outside City Center (m2)
$2,956 €2,588
$2,504 €2,193
$3,400 €2,978
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,074 €1,817
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.21
2.5
4.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: July 13, 2026

Cost Breakdown

Expect to pay about $1,033 for a central one-bedroom, or $819 outside the center. At 50% of the average salary ($2,074), housing is the biggest financial pressure.

Average take-home pay sits at $2,074, while typical expenses reach $2,130. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $372 monthly on groceries. Dining out at a mid-range restaurant costs roughly $91.0 for two – above the European average of $75.0.

Public transport is priced at around $57.4 per month – roughly in line with the European average of $48.00.

Cost Highlights

Gym membership is more expensive than 94% of cities in Europe

Monza is more expensive than 69% of cities worldwide and 75% within Europe.

Monza Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Monza - Frequently Asked Questions
Is Monza a good value for travelers, expats, and digital nomads when you weigh overall affordability?
Cost of Living in Monza tends to balance proximity to Milan with a calmer pace, making it appealing for those who want easy, affordable access to a big city. You'll often find housing options that feel more spacious than in the metro core, while groceries and services stay within reach without the price tag of a major capital. The town offers reliable public transit, solid healthcare access, and a range of shops and cafés that add daily value. It’s particularly attractive if you value walkable cores, green spaces, and a friendly, compact center. Tip: explore transit-linked neighborhoods to maximize convenience without overspending.
What should you know about daily life in Monza, from housing search to groceries, transport, and coworking?
Daily life here rewards planning. When searching housing, prioritize proximity to the main station or historic center for transit flexibility; you'll find a mix of compact flats and family homes with green views. Food options include lively markets, bakeries, and casual trattorie that balance quality and value. Transport is practical: trains to Milan are straightforward, buses cover local routes, and cycling is pleasant in many seasons. For work, you’ll find several coworking spaces and cafés with reliable Wi-Fi. For errands, expect well-stocked shops within a short stroll. Monza living cost varies by area, but staying near transit keeps expenses reasonable. Tip: schedule errands around off-peak hours to save time.
What factors contribute to a high quality of life in Monza, and how can you budget more effectively, including seasonal shifts and neighborhood fit?
A steady, adaptable budgeting approach pays off in Monza. Start with a simple framework: fixed essentials (housing near transit), flexible spending (eating out, experiences), and a small buffer for surprises. Quality of life comes from safety, clean public spaces, and easy access to nature – the sprawling Parco di Monza offers fresh air and workouts at no cost beyond time. Seasonality matters: summers invite outdoor cafés and strolls, while winter months reward efficient heating and warm layers. Neighborhood fit depends on your pace: the historic center has compact character and nightlife nearby; quieter outskirts feel more residential and spacious. Tip: keep a monthly plan that matches travel days with workdays.
Is Monza worth the cost of living?
At around $2,130 monthly all-in, Monza offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Monza expensive to live in?
Everyday life in Monza is moderately priced at about $2,130 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
Can you save money on an average salary in Monza?
At $2,074 take-home, most residents in Monza can cover the $2,130 monthly cost of living. Those earning $3,196 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Monza?
Where you live in Monza makes all the difference. Central one-bedrooms cost about $1,033; commute-friendly outer districts come in around $819. Overall, the market runs from $819 to $1,033 depending on size, location, and apartment condition.
How expensive is a gym membership in Monza?
A regular gym membership in Monza costs around $71.9 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Monza?
Expect to spend around $372 per month on groceries in Monza. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Monza?
Living on $2,000 in Monza means careful planning, since monthly costs average $2,130. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Monza?
Monza offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, wellness scene, and at around $2,130 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.

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