Last update: Oct 2026

Cost of Living Comparison Between Montserrat and Australia

Name: Australia
Address: AU

For one person, living is cheaper in Montserrat: $921 a month against $2,542 in Australia, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Australia
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Australia Living Index

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🇲🇸 Montserrat

$921

/mo nomad

🇦🇺 Australia

$2,542

/mo nomad

Monthly Cost of Living

How much you'll spend in Montserrat and in Australia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montserrat and in Australia actually costs, broken down by who's living it.

A single person spends $921 per month in Montserrat vs $2,542 in Australia, rent included.

Montserrat $921
Australia $2,542

A couple spends around $2,160 per month in Montserrat vs $3,717 in Australia, rent included.

Montserrat $2,160
Australia $3,717

A family of three spends $3,399 per month in Montserrat vs $4,893 in Australia, rent included.

Montserrat $3,399
Australia $4,893

The regional cost range is wider in Montserrat ($924–$924) than in Australia ($1,646–$3,152), so city choice matters more there.

The cost of living in Montserrat is roughly 64% lower than in Australia on average.

Montserrat sits 32% below the global median, while Australia is 88% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.79 EC$50.7

$17.16 A$24.69

9.50%

Three-Course Dinner for Two, Mid-Range

$48.44 EC$131

$83.9 A$121

-42.27%

Fast Food Meal (McDonalds, etc)

$11.80 EC$31.87

$11.20 A$16.12

5.36%

Cappuccino

$7.11 EC$19.19

$3.92 A$5.64

81.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 EC$7.53

$2.83 A$4.07

-1.41%

Water (0.33 liter bottle)

$1.58 EC$4.27

$2.30 A$3.31

-31.30%

Local Beer (0.5 liter draught)

$2.93 EC$7.90

$7.68 A$11.06

-61.85%

Imported Beer (0.33 liter bottle)

$4.45 EC$12.02

$8.25 A$11.87

-46.06%

Milk (1 liter)

$3.37 EC$9.11

$1.76 A$2.53

91.48%

White Bread (500g)

$3.05 EC$8.22

$2.77 A$3.99

10.11%

Rice (white) (1kg)

$2.19 A$3.16

Eggs

$7.30 EC$19.71

$4.99 A$7.18

46.29%

Local Cheese (1kg)

$5.82 EC$15.71

$9.94 A$14.31

-41.45%

Chicken Fillets (1kg)

$9.20 EC$24.85

$9.03 A$12.99

1.88%

Beef Round Steak (1kg)

$23.56 EC$63.6

$15.25 A$21.94

54.49%

Apples (1kg)

$3.21 EC$8.66

$3.67 A$5.28

-12.53%

Banana (1kg)

$3.05 A$4.39

Oranges (1kg)

$3.12 A$4.50

Tomato (1kg)

$4.42 EC$11.93

$4.56 A$6.56

-3.07%

Potato (1kg)

$2.81 A$4.04

Onion (1kg)

$2.18 EC$5.88

$2.39 A$3.44

-8.79%

Lettuce (1 head)

$5.05 EC$13.64

$2.35 A$3.39

114.89%

Water (1.5 liter bottle)

$1.64 A$2.36

Cigarettes 20 Pack (Marlboro, Camel)

$38.42 A$55.3

Wine (Bottle)

$22.15 EC$59.8

$13.77 A$19.82

60.86%

Local Beer (0.5 liter bottle)

$4.69 A$6.75

Imported Beer (0.33 liter bottle)

$4.37 EC$11.80

$5.08 A$7.31

-13.98%

One-way Ticket (Public Transport)

$1.81 EC$4.89

$2.72 A$3.91

-33.46%

Public Transport Monthly Pass (Regular Price)

$95.8 A$138

Taxi Start (Normal Tariff)

$3.54 A$5.10

Taxi (Normal Tariff) (1km)

$4.47 EC$12.06

$1.55 A$2.23

188.39%

Taxi 1hour Waiting (Normal Tariff)

$1.84 EC$4.96

$40.00 A$57.6

-95.40%

Gasoline (1 liter)

$1.30 A$1.87

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K EC$58.7K

$28.2K A$40.5K

-22.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.2K EC$41.1K

$28.5K A$40.9K

-46.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.1 EC$246

$198 A$285

-54.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.25 EC$109

$28.75 A$41.37

40.00%

Internet (50+ Mbps, Unlimited Data)

$48.68 EC$131

$58.6 A$84.4

-16.98%

Gym Membership (Monthly)

$55.5 EC$150

$56.7 A$81.6

-2.15%

Tennis Court (1 Hour on Weekend)

$19.08 A$27.46

Cinema Ticket

$15.02 A$21.62

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,154 A$3,099

International Primary School, 1 Child (Yearly)

$17.9K A$25.8K

Jeans (Levis 501 Or Similar)

$78.0 A$112

Summer Dress (H&M, Zara, etc)

$54.8 A$78.8

Sport Shoes (Adidas, Nike)

$112 A$161

Men's Leather Business Shoes

$124 A$179

1-bedroom Apartment, City Center (Monthly)

$1,540 A$2,215

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 A$1,758

3-bedroom Apartment, City Center (Monthly)

$1,318 EC$3,559

$2,478 A$3,566

-46.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,319 EC$3,562

$1,930 A$2,778

-31.65%

Buy Apartment in City Center (m2)

$8,153 A$11.7K

Buy Apartment Outside City Center (m2)

$6,053 A$8,711

Average Monthly Net Salary (After Tax)

$1,592 EC$4,299

$3,944 A$5,676

-59.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.93

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montserrat: October 10, 2026

Last update for Australia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montserrat

–

Australia

$1.2K 48.1%

Groceries & Markets

Montserrat

–

Australia

$370 14.6%

Eating Out

Montserrat

–

Australia

$293 11.5%

Monthly Utilities & Internet

Montserrat

–

Australia

$286 11.2%

Clothing & Footwear

Montserrat

–

Australia

$166 6.5%

Getting Around

Montserrat

–

Australia

$118 4.6%

Sport & Entertainment

Montserrat

–

Australia

$87 3.4%

Cost Breakdown

Average salary: $1,292 in Montserrat vs $3,849 in Australia. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Dining out costs 67% more in Australia.

Salaries are 198% higher in Australia, and purchasing power comes out stronger in Australia.

Good to know

🇲🇸 Montserrat

🇦🇺 Australia

🕒 Local time

05:23 5:23 AM

20:23 8:23 PM

15 h ahead of Montserrat

🌤 Weather

👥 Population

5,440

26,473,055

💱 Currency

East Caribbean Dollar XCD $

Australian Dollar AUD $

📈 Exchange rate

1 XCD = 0.37 USD

1 XCD = 0.329 EUR

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

Exchange rates and currency converter

AUD, USD, EUR to XCD – East Caribbean Dollar Converter

🇺🇸 United States Dollar ($)

🌐 East Caribbean Dollar ($)

East Caribbean Dollar exchange rates as of October 20, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.04 XCD (1 XCD = 0.329 EUR).

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

USD to XCD in detail →

On the map

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Between locations

Montserrat Australia 16,300 km ≈ 21 h nonstop flight

From you

Montserrat
Australia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montserrat vs Australia: Cost of Living - Frequently Asked Questions

Montserrat is the cheaper option – living costs run roughly 176% lower on average.

Groceries, public transport, and eating out all cost less in Montserrat, adding to the overall 176% price gap.

$1,000 buys a comfortable lifestyle in Montserrat, but in Australia it only works with careful planning outside the capital. Same money, very different lives.

Montserrat is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.