Last update: Oct 2026

Cost of Living Comparison Between Australia and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in Montserrat: $929 a month against $2,539 in Australia, rent and utilities included – about $19,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Australia
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Australia Living Index

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🇦🇺 Australia

$2,539

/mo nomad

🇲🇸 Montserrat

$929

/mo nomad

Monthly Cost of Living

How much you'll spend in Australia and in Montserrat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Australia and in Montserrat actually costs, broken down by who's living it.

A single person spends $2,539 per month in Australia vs $929 in Montserrat, rent included.

Australia $2,539
Montserrat $929

A couple spends around $3,716 per month in Australia vs $2,152 in Montserrat, rent included.

Australia $3,716
Montserrat $2,152

A family of three spends $4,892 per month in Australia vs $3,376 in Montserrat, rent included.

Australia $4,892
Montserrat $3,376

The regional cost range is wider in Australia ($1,635–$3,245) than in Montserrat ($920–$920), so city choice matters more there.

The cost of living in Australia is about 173% higher than in Montserrat on average.

Australia sits 87% above the global median, while Montserrat is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.35 A$24.97

$18.57 EC$50.1

-6.57%

Three-Course Dinner for Two, Mid-Range

$84.5 A$122

$48.80 EC$132

73.24%

Fast Food Meal (McDonalds, etc)

$10.98 A$15.79

$12.11 EC$32.69

-9.33%

Cappuccino

$3.84 A$5.53

$7.22 EC$19.48

-46.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 A$4.16

$2.82 EC$7.62

2.48%

Water (0.33 liter bottle)

$2.29 A$3.29

$1.57 EC$4.24

45.86%

Local Beer (0.5 liter draught)

$7.79 A$11.21

$3.00 EC$8.09

159.67%

Imported Beer (0.33 liter bottle)

$8.42 A$12.12

$4.56 EC$12.32

84.65%

Milk (1 liter)

$1.75 A$2.52

$3.53 EC$9.54

-50.42%

White Bread (500g)

$2.78 A$4.00

$3.03 EC$8.18

-8.25%

Rice (white) (1kg)

$2.31 A$3.33

Eggs

$4.89 A$7.04

$7.35 EC$19.85

-33.47%

Local Cheese (1kg)

$9.95 A$14.32

$6.04 EC$16.32

64.74%

Chicken Fillets (1kg)

$9.06 A$13.03

$9.21 EC$24.88

-1.63%

Beef Round Steak (1kg)

$14.92 A$21.46

$23.52 EC$63.5

-36.56%

Apples (1kg)

$3.65 A$5.25

$3.23 EC$8.72

13.00%

Banana (1kg)

$3.03 A$4.36

Oranges (1kg)

$3.24 A$4.66

Tomato (1kg)

$4.69 A$6.76

$4.54 EC$12.25

3.30%

Potato (1kg)

$2.85 A$4.11

Onion (1kg)

$2.32 A$3.34

$2.27 EC$6.14

2.20%

Lettuce (1 head)

$2.43 A$3.50

$5.20 EC$14.05

-53.27%

Water (1.5 liter bottle)

$1.66 A$2.39

Cigarettes 20 Pack (Marlboro, Camel)

$38.47 A$55.4

Wine (Bottle)

$13.84 A$19.92

$21.91 EC$59.2

-36.83%

Local Beer (0.5 liter bottle)

$4.87 A$7.01

Imported Beer (0.33 liter bottle)

$5.28 A$7.59

$4.57 EC$12.35

15.54%

One-way Ticket (Public Transport)

$2.71 A$3.90

$1.80 EC$4.86

50.56%

Public Transport Monthly Pass (Regular Price)

$94.0 A$135

Taxi Start (Normal Tariff)

$3.57 A$5.14

Taxi (Normal Tariff) (1km)

$1.63 A$2.35

$4.63 EC$12.51

-64.79%

Taxi 1hour Waiting (Normal Tariff)

$40.04 A$57.6

$1.87 EC$5.06

2041.18%

Gasoline (1 liter)

$1.33 A$1.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K A$41.9K

$22.1K EC$59.7K

31.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K A$37.0K

$14.9K EC$40.3K

72.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 A$296

$92.4 EC$249

122.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.24 A$40.63

$41.35 EC$112

-31.70%

Internet (50+ Mbps, Unlimited Data)

$57.0 A$82.0

$48.32 EC$130

17.86%

Gym Membership (Monthly)

$55.4 A$79.7

$55.9 EC$151

-1.02%

Tennis Court (1 Hour on Weekend)

$19.46 A$28.01

Cinema Ticket

$15.06 A$21.66

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,097 A$3,017

International Primary School, 1 Child (Yearly)

$18.0K A$26.0K

Jeans (Levis 501 Or Similar)

$78.0 A$112

Summer Dress (H&M, Zara, etc)

$55.3 A$79.6

Sport Shoes (Adidas, Nike)

$112 A$161

Men's Leather Business Shoes

$122 A$175

1-bedroom Apartment, City Center (Monthly)

$1,559 A$2,244

1-bedroom Apartment, Outside City Center (Monthly)

$1,215 A$1,748

3-bedroom Apartment, City Center (Monthly)

$2,435 A$3,504

$1,314 EC$3,548

85.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,924 A$2,769

$1,279 EC$3,454

50.44%

Buy Apartment in City Center (m2)

$8,175 A$11.8K

Buy Apartment Outside City Center (m2)

$6,060 A$8,721

Average Monthly Net Salary (After Tax)

$4,038 A$5,811

$1,580 EC$4,267

155.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Australia: October 19, 2026

Last update for Montserrat: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Australia

$1.2K 47.8%

Montserrat

–

Groceries & Markets

Australia

$372 14.7%

Montserrat

–

Eating Out

Australia

$294 11.6%

Montserrat

–

Monthly Utilities & Internet

Australia

$291 11.4%

Montserrat

–

Clothing & Footwear

Australia

$165 6.5%

Montserrat

–

Getting Around

Australia

$117 4.6%

Montserrat

–

Sport & Entertainment

Australia

$85 3.4%

Montserrat

–

Cost Breakdown

Average salary: $3,853 in Australia vs $1,284 in Montserrat. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Dining out costs 71% more in Australia.

Salaries are 200% higher in Australia, and purchasing power comes out stronger in Australia.

Good to know

🇦🇺 Australia

🇲🇸 Montserrat

🕒 Local time

23:32 11:32 PM

08:32 8:32 AM

15 h behind Australia

🌤 Weather

👥 Population

26,473,055

5,440

💱 Currency

Australian Dollar AUD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 XCD = 0.37 USD

1 XCD = 0.329 EUR

Exchange rates and currency converter

XCD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 20, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

East Caribbean Dollar exchange rates as of October 20, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.04 XCD (1 XCD = 0.329 EUR).

USD to AUD in detail →

On the map

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Between locations

Australia Montserrat 16,300 km ≈ 21 h nonstop flight

From you

Australia
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Australia vs Montserrat: Cost of Living - Frequently Asked Questions

Montserrat is the cheaper option – living costs run roughly 173% lower on average.

Groceries, public transport, and eating out all cost less in Montserrat, adding to the overall 173% price gap.

$1,000 buys a comfortable lifestyle in Montserrat, but in Australia it only works with careful planning outside the capital. Same money, very different lives.

Montserrat is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.