Last update: Oct 2026

Cost of Living Comparison Between Moncton and Calgary

For one person, living is cheaper in Moncton: $2,049 a month against $2,303 in Calgary, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Calgary outweigh lower spending on other living expenses.

Moncton, Canada
Calgary, Canada
Moncton
🇨🇦 Canada
$2,049
/mo nomad
Calgary
🇨🇦 Canada
$2,303
/mo nomad
Monthly Cost of Living

How much you'll spend in Moncton and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moncton and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,049 in Moncton versus $2,303 in Calgary.

  • Moncton $2,049
  • Calgary $2,303

Estimated couple costs with rent: $3,088 in Moncton versus $3,366 in Calgary.

  • Moncton $3,088
  • Calgary $3,366

Monthly costs for a family of three with rent: $4,126 in Moncton versus $4,428 in Calgary.

  • Moncton $4,126
  • Calgary $4,428

Living in Moncton costs roughly 11% less than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Moncton 51% above, Calgary 69% above.

Currency
🍽 Eating Out
Moncton
Calgary
Difference
Meal at Budget Restaurant
$18.45 CA$25.78
$17.55 CA$24.52
5.13%
Three-Course Dinner for Two, Mid-Range
$68.4 CA$95.6
$70.4 CA$98.4
-2.83%
Fast Food Meal (McDonalds, etc)
$10.83 CA$15.13
$10.69 CA$14.94
1.31%
Cappuccino
$3.65 CA$5.11
$3.89 CA$5.43
-6.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.05 CA$2.86
$2.04 CA$2.85
0.49%
Water (0.33 liter bottle)
$1.86 CA$2.60
$1.88 CA$2.62
-1.06%
Local Beer (0.5 liter draught)
$4.33 CA$6.05
$4.90 CA$6.84
-11.63%
Imported Beer (0.33 liter bottle)
$5.54 CA$7.74
$5.78 CA$8.08
-4.15%
🛒 Groceries & Markets
Moncton
Calgary
Difference
Milk (1 liter)
$3.05 CA$4.27
$1.96 CA$2.74
55.61%
White Bread (500g)
$2.74 CA$3.83
$2.74 CA$3.83
-
Rice (white) (1kg)
$3.50 CA$4.89
$5.46 CA$7.63
-35.90%
Eggs
$3.77 CA$5.27
$3.69 CA$5.15
2.17%
Local Cheese (1kg)
$13.63 CA$19.04
$11.24 CA$15.71
21.26%
Chicken Fillets (1kg)
$15.23 CA$21.29
$11.54 CA$16.12
31.98%
Beef Round Steak (1kg)
$13.55 CA$18.93
$18.38 CA$25.68
-26.28%
Apples (1kg)
$5.51 CA$7.70
$4.90 CA$6.85
12.45%
Banana (1kg)
$1.63 CA$2.27
$1.42 CA$1.99
14.79%
Oranges (1kg)
$4.64 CA$6.48
$4.21 CA$5.88
10.21%
Tomato (1kg)
$5.86 CA$8.19
$4.02 CA$5.62
45.77%
Potato (1kg)
$2.05 CA$2.86
$2.69 CA$3.77
-23.79%
Onion (1kg)
$2.17 CA$3.03
$2.66 CA$3.72
-18.42%
Lettuce (1 head)
$2.63 CA$3.67
$2.61 CA$3.65
0.77%
Water (1.5 liter bottle)
$2.20 CA$3.08
$1.60 CA$2.23
37.50%
Cigarettes 20 Pack (Marlboro, Camel)
$14.30 CA$19.98
$14.00 CA$19.57
2.14%
Wine (Bottle)
$14.02 CA$19.60
$15.40 CA$21.52
-8.96%
Local Beer (0.5 liter bottle)
$3.29 CA$4.60
$2.50 CA$3.49
31.60%
Imported Beer (0.33 liter bottle)
$4.01 CA$5.60
$3.09 CA$4.32
29.77%
🚌 Getting Around
Moncton
Calgary
Difference
One-way Ticket (Public Transport)
$2.20 CA$3.07
$2.93 CA$4.09
-24.91%
Public Transport Monthly Pass (Regular Price)
$49.67 CA$69.4
$89.3 CA$125
-44.37%
Taxi Start (Normal Tariff)
$2.97 CA$4.15
$3.27 CA$4.57
-9.17%
Taxi (Normal Tariff) (1km)
$1.34 CA$1.87
$1.35 CA$1.89
-0.74%
Taxi 1hour Waiting (Normal Tariff)
$21.59 CA$30.17
$27.39 CA$38.27
-21.18%
Gasoline (1 liter)
$1.27 CA$1.77
$1.17 CA$1.64
8.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.0K CA$37.8K
$27.9K CA$39.0K
-3.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K CA$29.3K
$21.0K CA$29.4K
-0.45%
🧾 Monthly Utilities & Internet
Moncton
Calgary
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 CA$175
$167 CA$233
-25.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.26 CA$57.7
$38.27 CA$53.5
7.81%
Internet (50+ Mbps, Unlimited Data)
$65.7 CA$91.7
$50.9 CA$71.2
28.90%
🎉 Sport & Entertainment
Moncton
Calgary
Difference
Gym Membership (Monthly)
$45.49 CA$63.6
$51.0 CA$71.2
-10.72%
Tennis Court (1 Hour on Weekend)
$11.60 CA$16.21
$18.17 CA$25.39
-36.16%
Cinema Ticket
$12.68 CA$17.72
$14.44 CA$20.18
-12.19%
🧸 Childcare & Education
Moncton
Calgary
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$382 CA$534
$545 CA$762
-29.90%
International Primary School, 1 Child (Yearly)
$13.6K CA$19.0K
$16.2K CA$22.7K
-15.93%
👕👟 Clothing & Footwear
Moncton
Calgary
Difference
Jeans (Levis 501 Or Similar)
$61.1 CA$85.3
$58.9 CA$82.3
3.70%
Summer Dress (H&M, Zara, etc)
$35.86 CA$50.1
$39.75 CA$55.6
-9.79%
Sport Shoes (Adidas, Nike)
$103 CA$144
$93.4 CA$130
10.73%
Men's Leather Business Shoes
$119 CA$167
$110 CA$154
8.57%
🏠 Accommodation & Living
Moncton
Calgary
Difference
1-bedroom Apartment, City Center (Monthly)
$1,099 CA$1,535
$1,254 CA$1,752
-12.41%
1-bedroom Apartment, Outside City Center (Monthly)
$832 CA$1,163
$1,056 CA$1,476
-21.20%
3-bedroom Apartment, City Center (Monthly)
$1,711 CA$2,391
$2,022 CA$2,826
-15.38%
3-bedroom Apartment, Outside City Center (Monthly)
$1,361 CA$1,902
$1,629 CA$2,276
-16.43%
Buy Apartment in City Center (m2)
$2,271 CA$3,173
$3,600 CA$5,031
-36.93%
Buy Apartment Outside City Center (m2)
$2,021 CA$2,824
$3,243 CA$4,531
-37.66%
💵 Salaries & Financials
Moncton
Calgary
Difference
Average Monthly Net Salary (After Tax)
$2,601 CA$3,634
$3,115 CA$4,353
-16.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.6
4.51
2.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moncton: October 24, 2026

Last update for Calgary: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Moncton
$832
Calgary
$1.1K 26.9% $224
Groceries & Markets
Moncton
$430
Calgary
$393 8.6% $37
Eating Out
Moncton
$272
Calgary
$271 0.5% $1.4
Monthly Utilities & Internet
Moncton
$232
Calgary
$256 10.3% $24
Clothing & Footwear
Moncton
$144
Calgary
$136 5.5% $8
Sport & Entertainment
Moncton
$71
Calgary
$80 12.7% $9
Getting Around
Moncton
$68
Calgary
$111 62.9% $43

Cost Breakdown

A one-bedroom apartment in the center runs $1,099 in Moncton and $1,254 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 20% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $68 in Moncton vs $70 in Calgary. Groceries flip the comparison at $430 vs $393, with Calgary cheaper for home cooking.

Good to know
🇨🇦 Moncton
🇨🇦 Calgary
🕒 Local time
16:32 4:32 PM
14:32 2:32 PM
2 h behind Moncton
🌤 Weather
👥 Population
80,000
1,267,344
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Moncton Calgary 3,600 km ≈ 5 h nonstop flight
From you
  • Moncton
  • Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moncton vs Calgary: Cost of Living - Frequently Asked Questions
Is Moncton cheaper than Calgary?
Moncton is about 11% cheaper overall, especially in transport and leisure. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Moncton or Calgary?
On paper, salaries run 17% lower in Moncton. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Moncton and Calgary?
Rent for a central apartment: $1,099 in Moncton versus $1,254 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Moncton or in Calgary?
Dining out is cheaper in Moncton – a meal for two runs $68 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Moncton and in Calgary?
All in, you’ll spend $2,049 per month in Moncton versus $2,303 in Calgary – Moncton is about 11% cheaper, which adds up to real savings over time.
Is $3,000 enough for either Moncton or Calgary?
Either city works on $3,000 a month, though Moncton gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Moncton or in Calgary?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is the better choice to relocate to?
It comes down to priorities – Moncton wins on affordability, Calgary on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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