Last update: Oct 2026

Cost of Living Comparison Between Calgary and Moncton

For one person, living is cheaper in Moncton: $2,049 a month against $2,303 in Calgary, rent and utilities included – about $3,000 less a year. Higher rent and utilities in Calgary outweigh lower spending on other living expenses.

Calgary, Canada
Moncton, Canada
Calgary
🇨🇦 Canada
$2,303
/mo nomad
Moncton
🇨🇦 Canada
$2,049
/mo nomad
Monthly Cost of Living

How much you'll spend in Calgary and in Moncton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Moncton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,303 in Calgary versus $2,049 in Moncton.

  • Calgary $2,303
  • Moncton $2,049

Estimated couple costs with rent: $3,366 in Calgary versus $3,088 in Moncton.

  • Calgary $3,366
  • Moncton $3,088

Monthly costs for a family of three with rent: $4,428 in Calgary versus $4,126 in Moncton.

  • Calgary $4,428
  • Moncton $4,126

Living in Calgary is roughly 12% more expensive than in Moncton, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Calgary 69% above, Moncton 51% above.

Currency
🍽 Eating Out
Calgary
Moncton
Difference
Meal at Budget Restaurant
$17.55 CA$24.52
$18.45 CA$25.77
-4.88%
Three-Course Dinner for Two, Mid-Range
$70.4 CA$98.3
$68.4 CA$95.5
2.91%
Fast Food Meal (McDonalds, etc)
$10.69 CA$14.93
$10.83 CA$15.13
-1.29%
Cappuccino
$3.89 CA$5.43
$3.65 CA$5.11
6.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CA$2.85
$2.05 CA$2.86
-0.49%
Water (0.33 liter bottle)
$1.88 CA$2.62
$1.86 CA$2.60
1.08%
Local Beer (0.5 liter draught)
$4.90 CA$6.84
$4.33 CA$6.05
13.16%
Imported Beer (0.33 liter bottle)
$5.78 CA$8.08
$5.54 CA$7.74
4.33%
🛒 Groceries & Markets
Calgary
Moncton
Difference
Milk (1 liter)
$1.96 CA$2.74
$3.05 CA$4.26
-35.74%
White Bread (500g)
$2.74 CA$3.83
$2.74 CA$3.83
-
Rice (white) (1kg)
$5.46 CA$7.63
$3.50 CA$4.89
56.00%
Eggs
$3.69 CA$5.15
$3.77 CA$5.27
-2.12%
Local Cheese (1kg)
$11.24 CA$15.71
$13.63 CA$19.04
-17.53%
Chicken Fillets (1kg)
$11.54 CA$16.12
$15.23 CA$21.28
-24.23%
Beef Round Steak (1kg)
$18.38 CA$25.67
$13.55 CA$18.92
35.65%
Apples (1kg)
$4.90 CA$6.85
$5.51 CA$7.70
-11.07%
Banana (1kg)
$1.42 CA$1.99
$1.63 CA$2.27
-12.88%
Oranges (1kg)
$4.21 CA$5.88
$4.64 CA$6.48
-9.27%
Tomato (1kg)
$4.02 CA$5.62
$5.86 CA$8.18
-31.40%
Potato (1kg)
$2.69 CA$3.77
$2.05 CA$2.86
31.22%
Onion (1kg)
$2.66 CA$3.72
$2.17 CA$3.03
22.58%
Lettuce (1 head)
$2.61 CA$3.65
$2.63 CA$3.67
-0.76%
Water (1.5 liter bottle)
$1.60 CA$2.23
$2.20 CA$3.08
-27.27%
Cigarettes 20 Pack (Marlboro, Camel)
$14.00 CA$19.56
$14.30 CA$19.98
-2.10%
Wine (Bottle)
$15.40 CA$21.51
$14.02 CA$19.59
9.84%
Local Beer (0.5 liter bottle)
$2.50 CA$3.49
$3.29 CA$4.59
-24.01%
Imported Beer (0.33 liter bottle)
$3.09 CA$4.32
$4.01 CA$5.60
-22.94%
🚌 Getting Around
Calgary
Moncton
Difference
One-way Ticket (Public Transport)
$2.93 CA$4.09
$2.20 CA$3.07
33.18%
Public Transport Monthly Pass (Regular Price)
$89.3 CA$125
$49.67 CA$69.4
79.75%
Taxi Start (Normal Tariff)
$3.27 CA$4.57
$2.97 CA$4.15
10.10%
Taxi (Normal Tariff) (1km)
$1.35 CA$1.89
$1.34 CA$1.87
0.75%
Taxi 1hour Waiting (Normal Tariff)
$27.39 CA$38.26
$21.59 CA$30.17
26.86%
Gasoline (1 liter)
$1.17 CA$1.64
$1.27 CA$1.77
-7.87%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K CA$39.0K
$27.0K CA$37.8K
3.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$29.4K
$20.9K CA$29.3K
0.45%
🧾 Monthly Utilities & Internet
Calgary
Moncton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$167 CA$233
$125 CA$175
33.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$38.27 CA$53.5
$41.26 CA$57.6
-7.25%
Internet (50+ Mbps, Unlimited Data)
$50.9 CA$71.2
$65.7 CA$91.7
-22.42%
🎉 Sport & Entertainment
Calgary
Moncton
Difference
Gym Membership (Monthly)
$51.0 CA$71.2
$45.49 CA$63.6
12.00%
Tennis Court (1 Hour on Weekend)
$18.17 CA$25.39
$11.60 CA$16.21
56.64%
Cinema Ticket
$14.44 CA$20.18
$12.68 CA$17.72
13.88%
🧸 Childcare & Education
Calgary
Moncton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$545 CA$762
$382 CA$534
42.65%
International Primary School, 1 Child (Yearly)
$16.2K CA$22.6K
$13.6K CA$19.0K
18.95%
👕👟 Clothing & Footwear
Calgary
Moncton
Difference
Jeans (Levis 501 Or Similar)
$58.9 CA$82.3
$61.1 CA$85.3
-3.57%
Summer Dress (H&M, Zara, etc)
$39.75 CA$55.5
$35.86 CA$50.1
10.85%
Sport Shoes (Adidas, Nike)
$93.4 CA$130
$103 CA$144
-9.69%
Men's Leather Business Shoes
$110 CA$154
$119 CA$167
-7.89%
🏠 Accommodation & Living
Calgary
Moncton
Difference
1-bedroom Apartment, City Center (Monthly)
$1,254 CA$1,752
$1,099 CA$1,535
14.16%
1-bedroom Apartment, Outside City Center (Monthly)
$1,056 CA$1,476
$832 CA$1,163
26.91%
3-bedroom Apartment, City Center (Monthly)
$2,022 CA$2,825
$1,711 CA$2,391
18.18%
3-bedroom Apartment, Outside City Center (Monthly)
$1,629 CA$2,275
$1,361 CA$1,902
19.65%
Buy Apartment in City Center (m2)
$3,600 CA$5,030
$2,271 CA$3,173
58.54%
Buy Apartment Outside City Center (m2)
$3,243 CA$4,530
$2,021 CA$2,824
60.42%
💵 Salaries & Financials
Calgary
Moncton
Difference
Average Monthly Net Salary (After Tax)
$3,115 CA$4,352
$2,601 CA$3,634
19.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.51
4.6
-1.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 26, 2026

Last update for Moncton: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Calgary
$1.1K
Moncton
$832 21.2% $224
Groceries & Markets
Calgary
$393
Moncton
$430 9.5% $37
Eating Out
Calgary
$271
Moncton
$272 0.5% $1.4
Monthly Utilities & Internet
Calgary
$256
Moncton
$232 9.4% $24
Clothing & Footwear
Calgary
$136
Moncton
$144 5.9% $8
Getting Around
Calgary
$111
Moncton
$68 38.6% $43
Sport & Entertainment
Calgary
$80
Moncton
$71 11.2% $9

Cost Breakdown

A one-bedroom apartment in the center runs $1,254 in Calgary and $1,099 in Moncton. Housing cost is often the main lever when comparing two cities.

Calgary pays 20% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $70 in Calgary vs $68 in Moncton. Groceries flip the comparison at $393 vs $430, with Calgary cheaper for home cooking.

Good to know
🇨🇦 Calgary
🇨🇦 Moncton
🕒 Local time
23:19 11:19 PM
01:19 1:19 AM
2 h ahead of Calgary
🌤 Weather
👥 Population
1,267,344
80,000
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Calgary Moncton 3,600 km ≈ 5 h nonstop flight
From you
  • Calgary
  • Moncton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Calgary vs Moncton: Cost of Living - Frequently Asked Questions
Is Moncton cheaper than Calgary?
Moncton is about 11% cheaper overall, especially in transport and leisure. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Calgary or Moncton?
Average pay runs 20% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Calgary and Moncton?
Rent for a central apartment: $1,254 in Calgary versus $1,099 in Moncton. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Calgary or in Moncton?
Dining out is cheaper in Moncton – a meal for two runs $68 versus $70 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Calgary and in Moncton?
All in, you’ll spend $2,303 per month in Calgary versus $2,049 in Moncton – Moncton is about 11% cheaper, which adds up to real savings over time.
Is $3,000 enough for either Calgary or Moncton?
Either city works on $3,000 a month, though Moncton gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is it better to live in Calgary or in Moncton?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is the better choice to relocate to?
It comes down to priorities – Moncton wins on affordability, Calgary on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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