Last update: Oct 2026

Cost of Living Comparison Between Moncton and Toronto

For one person, living is cheaper in Moncton: $2,006 a month against $2,561 in Toronto, rent and utilities included – about $6,700 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

97

Cost of Living Index in Moncton
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Moncton Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Moncton

🇨🇦 Canada

$2,006

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Moncton and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moncton and in Toronto actually costs, broken down by who's living it.

A single person spends $2,006 per month in Moncton vs $2,561 in Toronto, rent included.

Moncton $2,006
Toronto $2,561

A couple spends around $3,025 per month in Moncton vs $3,694 in Toronto, rent included.

Moncton $3,025
Toronto $3,694

A family of three spends $4,045 per month in Moncton vs $4,826 in Toronto, rent included.

Moncton $4,045
Toronto $4,826

Moncton is about 22% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Both Moncton and Toronto sit above the global median – Moncton by 49%, Toronto by 90%.

Meal at Budget Restaurant

$18.14 CA$25.67

$17.18 CA$24.31

5.59%

Three-Course Dinner for Two, Mid-Range

$66.2 CA$93.7

$76.0 CA$108

-12.89%

Fast Food Meal (McDonalds, etc)

$10.64 CA$15.06

$10.54 CA$14.91

0.95%

Cappuccino

$3.59 CA$5.07

$4.02 CA$5.69

-10.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.88

$2.12 CA$3.00

-4.25%

Water (0.33 liter bottle)

$1.85 CA$2.61

$1.75 CA$2.48

5.71%

Local Beer (0.5 liter draught)

$4.46 CA$6.31

$6.24 CA$8.84

-28.53%

Imported Beer (0.33 liter bottle)

$5.56 CA$7.87

$7.09 CA$10.03

-21.58%

Milk (1 liter)

$2.90 CA$4.10

$2.44 CA$3.45

18.85%

White Bread (500g)

$2.78 CA$3.94

$2.68 CA$3.79

3.73%

Rice (white) (1kg)

$3.36 CA$4.75

$2.24 CA$3.17

50.00%

Eggs

$3.80 CA$5.37

$3.56 CA$5.04

6.74%

Local Cheese (1kg)

$12.99 CA$18.38

$9.09 CA$12.86

42.90%

Chicken Fillets (1kg)

$15.14 CA$21.42

$11.33 CA$16.03

33.63%

Beef Round Steak (1kg)

$13.07 CA$18.50

$14.53 CA$20.57

-10.05%

Apples (1kg)

$5.63 CA$7.96

$3.62 CA$5.12

55.52%

Banana (1kg)

$1.59 CA$2.25

$1.21 CA$1.72

31.40%

Oranges (1kg)

$4.53 CA$6.41

$3.60 CA$5.10

25.83%

Tomato (1kg)

$5.75 CA$8.14

$4.21 CA$5.96

36.58%

Potato (1kg)

$2.06 CA$2.91

$1.79 CA$2.53

15.08%

Onion (1kg)

$2.18 CA$3.08

$1.59 CA$2.25

37.11%

Lettuce (1 head)

$2.50 CA$3.54

$2.27 CA$3.21

10.13%

Water (1.5 liter bottle)

$2.13 CA$3.02

$1.25 CA$1.77

70.40%

Cigarettes 20 Pack (Marlboro, Camel)

$14.12 CA$19.98

$13.82 CA$19.55

2.17%

Wine (Bottle)

$14.21 CA$20.11

$14.27 CA$20.20

-0.42%

Local Beer (0.5 liter bottle)

$3.20 CA$4.53

$2.20 CA$3.11

45.45%

Imported Beer (0.33 liter bottle)

$3.93 CA$5.56

$2.43 CA$3.44

61.73%

One-way Ticket (Public Transport)

$2.12 CA$3.00

$2.39 CA$3.39

-11.30%

Public Transport Monthly Pass (Regular Price)

$48.88 CA$69.2

$111 CA$157

-55.94%

Taxi Start (Normal Tariff)

$2.90 CA$4.11

$2.91 CA$4.12

-0.34%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

$1.20 CA$1.69

12.50%

Taxi 1hour Waiting (Normal Tariff)

$21.19 CA$29.99

$21.38 CA$30.26

-0.89%

Gasoline (1 liter)

$1.25 CA$1.77

$1.21 CA$1.71

3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.6K

$28.2K CA$39.9K

-0.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K CA$26.9K

$20.3K CA$28.7K

-6.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 CA$174

$120 CA$170

2.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.82 CA$59.2

$32.26 CA$45.64

29.63%

Internet (50+ Mbps, Unlimited Data)

$63.3 CA$89.5

$47.93 CA$67.8

31.96%

Gym Membership (Monthly)

$49.90 CA$70.6

$38.48 CA$54.5

29.68%

Tennis Court (1 Hour on Weekend)

$11.02 CA$15.59

$22.96 CA$32.49

-52.00%

Cinema Ticket

$12.47 CA$17.64

$12.38 CA$17.52

0.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 CA$526

$830 CA$1,174

-55.21%

International Primary School, 1 Child (Yearly)

$13.2K CA$18.7K

$23.1K CA$32.7K

-42.91%

Jeans (Levis 501 Or Similar)

$60.3 CA$85.3

$50.7 CA$71.8

18.87%

Summer Dress (H&M, Zara, etc)

$34.74 CA$49.16

$40.02 CA$56.6

-13.19%

Sport Shoes (Adidas, Nike)

$99.8 CA$141

$98.0 CA$139

1.83%

Men's Leather Business Shoes

$118 CA$166

$121 CA$171

-2.49%

1-bedroom Apartment, City Center (Monthly)

$1,012 CA$1,432

$1,592 CA$2,253

-36.47%

1-bedroom Apartment, Outside City Center (Monthly)

$804 CA$1,138

$1,410 CA$1,996

-42.98%

3-bedroom Apartment, City Center (Monthly)

$1,623 CA$2,297

$2,670 CA$3,778

-39.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,321 CA$1,870

$2,152 CA$3,045

-38.59%

Buy Apartment in City Center (m2)

$2,168 CA$3,068

$7,945 CA$11.2K

-72.72%

Buy Apartment Outside City Center (m2)

$2,036 CA$2,881

$6,542 CA$9,258

-68.88%

Average Monthly Net Salary (After Tax)

$2,405 CA$3,403

$3,727 CA$5,274

-35.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.47

2.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moncton: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Moncton

$804 40.1%

Toronto

$1.4K 55.1% 75.4% $606

Groceries & Markets

Moncton

$422 21.1%

Toronto

$340 13.3% 19.5% $82

Eating Out

Moncton

$269 13.4%

Toronto

$278 10.9% 3.4% $9.2

Monthly Utilities & Internet

Moncton

$228 11.4%

Toronto

$201 7.8% 12.1% $28

Clothing & Footwear

Moncton

$141 7%

Toronto

$139 5.4% 1% $1.4

Sport & Entertainment

Moncton

$75 3.7%

Toronto

$63 2.5% 15.5% $12

Getting Around

Moncton

$67 3.3%

Toronto

$129 5.1% 93.1% $62

Cost Breakdown

A central one-bedroom costs $1,012 in Moncton versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Moncton versus $76.0 in Toronto. Groceries tell a different story – $422 in Moncton vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Moncton

🇨🇦 Toronto

🕒 Local time

03:32 3:32 AM

02:32 2:32 AM

1 h behind Moncton

🌤 Weather

👥 Population

80,000

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.628 EUR

1 CAD = 0.707 USD

1 CAD = 0.628 EUR

Exchange rates and currency converter

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Between locations

Moncton Toronto 1,180 km ≈ 2 h nonstop flight

From you

Moncton
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Moncton vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,006 in Moncton, $2,561 in Toronto – roughly 28% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,009 per month in Moncton and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moncton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $66.0 in Moncton and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,006 in Moncton and $2,561 in Toronto. That's a gap of about 28%.

A $3,000 monthly budget goes further in Moncton, where all-in costs run around $2,006, than in Toronto at $2,561. In Moncton it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Moncton – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moncton. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.