Cost of Living Comparison Between Mata Utu and Ubud, Bali Cost of Living Comparison Between Mata Utu and Ubud, Bali

Monthly Cost of Living

A single person spends $5,531 per month in Mata Utu vs $1,378 in Ubud, Bali, rent included.

A couple spends around $6,896 per month in Mata Utu vs $2,327 in Ubud, Bali, rent included.

A family of three spends $8,261 per month in Mata Utu vs $3,275 in Ubud, Bali, rent included.

Mata Utu costs about 301% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both Mata Utu and Ubud, Bali sit above the global median – Mata Utu by 301%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Mata Utu
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.51 CFPF 1,179
$3.33 Rp 58.7K
245.65%
Three-Course Dinner for Two, Mid-Range
$116 CFPF 11.9K
$35.82 Rp 630.7K
223.53%
Fast Food Meal (McDonalds, etc)
-
$5.63 Rp 99.1K
-
Cappuccino
$7.98 CFPF 818
$2.82 Rp 49.7K
182.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.75 CFPF 589
$1.75 Rp 30.8K
228.57%
Water (0.33 liter bottle)
$3.58 CFPF 367
$0.80 Rp 14.0K
347.50%
Local Beer (0.5 liter draught)
-
$3.04 Rp 53.6K
-
Imported Beer (0.33 liter bottle)
$5.86 CFPF 601
$4.30 Rp 75.7K
36.28%
🛒 Groceries & Markets
Mata Utu
Ubud, Bali
Difference
Milk (1 liter)
-
$1.61 Rp 28.3K
-
White Bread (500g)
-
$2.27 Rp 39.9K
-
Rice (white) (1kg)
-
$1.17 Rp 20.6K
-
Eggs
-
$2.17 Rp 38.2K
-
Local Cheese (1kg)
-
$17.63 Rp 310.5K
-
Chicken Fillets (1kg)
-
$4.05 Rp 71.4K
-
Beef Round Steak (1kg)
-
$12.18 Rp 214.5K
-
Apples (1kg)
-
$3.62 Rp 63.7K
-
Banana (1kg)
-
$1.64 Rp 28.8K
-
Oranges (1kg)
-
$2.31 Rp 40.6K
-
Tomato (1kg)
-
$1.96 Rp 34.5K
-
Potato (1kg)
-
$1.84 Rp 32.5K
-
Onion (1kg)
-
$2.37 Rp 41.7K
-
Lettuce (1 head)
$11.64 CFPF 1,193
$1.05 Rp 18.5K
1008.57%
Water (1.5 liter bottle)
$4.55 CFPF 466
$0.54 Rp 9,560
742.59%
Cigarettes 20 Pack (Marlboro, Camel)
$17.70 CFPF 1,813
$2.30 Rp 40.6K
669.57%
Wine (Bottle)
$17.37 CFPF 1,780
$23.08 Rp 406.4K
-24.74%
Local Beer (0.5 liter bottle)
-
$2.34 Rp 41.2K
-
Imported Beer (0.33 liter bottle)
-
$3.07 Rp 54.0K
-
🚌 Getting Around
Mata Utu
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,365
-
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 165.9K
-
Taxi Start (Normal Tariff)
-
$0.49 Rp 8,631
-
Taxi (Normal Tariff) (1km)
-
$0.47 Rp 8,349
-
Taxi 1hour Waiting (Normal Tariff)
-
$5.60 Rp 98.6K
-
Gasoline (1 liter)
$1.91 CFPF 196
$0.81 Rp 14.2K
135.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$25.0K Rp 440.3M
-
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.1K Rp 547.0M
-
🧾 Monthly Utilities & Internet
Mata Utu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$151 CFPF 15.5K
$82.7 Rp 1.5M
83.11%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$118 CFPF 12.1K
$6.49 Rp 114.2K
1719.41%
Internet (50+ Mbps, Unlimited Data)
$3,529 CFPF 361.5K
$18.79 Rp 330.8K
18679.35%
🎉 Sport & Entertainment
Mata Utu
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$55.2 Rp 972.6K
-
Tennis Court (1 Hour on Weekend)
-
$18.21 Rp 320.6K
-
Cinema Ticket
-
$4.30 Rp 75.7K
-
🧸 Childcare & Education
Mata Utu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$494 Rp 8.7M
-
International Primary School, 1 Child (Yearly)
-
$5,917 Rp 104.2M
-
👕👟 Clothing & Footwear
Mata Utu
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$229 CFPF 23.4K
$46.28 Rp 814.8K
394.30%
Summer Dress (H&M, Zara, etc)
$93.5 CFPF 9,583
$36.44 Rp 641.6K
156.70%
Sport Shoes (Adidas, Nike)
$235 CFPF 24.0K
$80.7 Rp 1.4M
190.62%
Men's Leather Business Shoes
$288 CFPF 29.5K
$78.8 Rp 1.4M
265.63%
🏠 Accommodation & Living
Mata Utu
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$925 CFPF 94.8K
$1,114 Rp 19.6M
-16.95%
1-bedroom Apartment, Outside City Center (Monthly)
$934 CFPF 95.7K
$693 Rp 12.2M
34.79%
3-bedroom Apartment, City Center (Monthly)
$2,306 CFPF 236.2K
$3,639 Rp 64.1M
-36.63%
3-bedroom Apartment, Outside City Center (Monthly)
$2,304 CFPF 236.1K
$1,712 Rp 30.1M
34.58%
Buy Apartment in City Center (m2)
-
$2,761 Rp 48.6M
-
Buy Apartment Outside City Center (m2)
-
$2,293 Rp 40.4M
-
💵 Salaries & Financials
Mata Utu
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,528 CFPF 361.5K
$167 Rp 2.9M
2011.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.78
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mata Utu: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $925 in Mata Utu versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2012% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $116 in Mata Utu versus $36.00 in Ubud, Bali. Groceries tell a different story – $136 in Mata Utu vs $294 in Ubud, Bali – so Mata Utu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mata Utu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Mata Utu and in Ubud, Bali compare overall?
Monthly costs with rent: $5,531 in Mata Utu, $1,378 in Ubud, Bali – roughly 301% apart. Mata Utu costs more across the board, with Monthly Utilities & Internet showing the biggest gap.
What salary covers living expenses in Mata Utu compared to Ubud, Bali?
For a comfortable life, plan on about $8,297 per month in Mata Utu and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Mata Utu and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $116 in Mata Utu and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Mata Utu or Ubud, Bali?
Monthly expenses with rent come to $5,531 in Mata Utu and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Mata Utu at $5,531. In Ubud, Bali it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.
How does quality of life compare between Mata Utu and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $5,531 in Mata Utu. Climate, culture, job market, and personal taste all factor in.
Is Mata Utu or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Mata Utu and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.

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