😐A single person spends $5,531 per month in Mata Utu vs $1,378 in Ubud, Bali, rent included.
😐A couple spends around $6,896 per month in Mata Utu vs $2,327 in Ubud, Bali, rent included.
😐A family of three spends $8,261 per month in Mata Utu vs $3,275 in Ubud, Bali, rent included.
😐Mata Utu costs about 301% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊Both Mata Utu and Ubud, Bali sit above the global median – Mata Utu by 301%, Ubud, Bali by 0%.
Currency
🍽 Eating Out
Mata Utu
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.51CFPF 1,179
$3.33Rp 58.7K
245.65%
Three-Course Dinner for Two, Mid-Range
$116CFPF 11.9K
$35.82Rp 630.7K
223.53%
Fast Food Meal(McDonalds, etc)
-
$5.63Rp 99.1K
-
Cappuccino
$7.98CFPF 818
$2.82Rp 49.7K
182.98%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.75CFPF 589
$1.75Rp 30.8K
228.57%
Water(0.33 liter bottle)
$3.58CFPF 367
$0.80Rp 14.0K
347.50%
Local Beer(0.5 liter draught)
-
$3.04Rp 53.6K
-
Imported Beer(0.33 liter bottle)
$5.86CFPF 601
$4.30Rp 75.7K
36.28%
🛒 Groceries & Markets
Mata Utu
Ubud, Bali
Difference
Milk(1 liter)
-
$1.61Rp 28.3K
-
White Bread(500g)
-
$2.27Rp 39.9K
-
Rice(white)(1kg)
-
$1.17Rp 20.6K
-
Eggs
-
$2.17Rp 38.2K
-
Local Cheese(1kg)
-
$17.63Rp 310.5K
-
Chicken Fillets(1kg)
-
$4.05Rp 71.4K
-
Beef Round Steak(1kg)
-
$12.18Rp 214.5K
-
Apples(1kg)
-
$3.62Rp 63.7K
-
Banana(1kg)
-
$1.64Rp 28.8K
-
Oranges(1kg)
-
$2.31Rp 40.6K
-
Tomato(1kg)
-
$1.96Rp 34.5K
-
Potato(1kg)
-
$1.84Rp 32.5K
-
Onion(1kg)
-
$2.37Rp 41.7K
-
Lettuce(1 head)
$11.64CFPF 1,193
$1.05Rp 18.5K
1008.57%
Water(1.5 liter bottle)
$4.55CFPF 466
$0.54Rp 9,560
742.59%
Cigarettes 20 Pack(Marlboro, Camel)
$17.70CFPF 1,813
$2.30Rp 40.6K
669.57%
Wine(Bottle)
$17.37CFPF 1,780
$23.08Rp 406.4K
-24.74%
Local Beer(0.5 liter bottle)
-
$2.34Rp 41.2K
-
Imported Beer(0.33 liter bottle)
-
$3.07Rp 54.0K
-
🚌 Getting Around
Mata Utu
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.25Rp 4,365
-
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
-
$0.49Rp 8,631
-
Taxi(Normal Tariff)(1km)
-
$0.47Rp 8,349
-
Taxi 1hour Waiting(Normal Tariff)
-
$5.60Rp 98.6K
-
Gasoline(1 liter)
$1.91CFPF 196
$0.81Rp 14.2K
135.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$25.0KRp 440.3M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.1KRp 547.0M
-
🧾 Monthly Utilities & Internet
Mata Utu
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$151CFPF 15.5K
$82.7Rp 1.5M
83.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$118CFPF 12.1K
$6.49Rp 114.2K
1719.41%
Internet(50+ Mbps, Unlimited Data)
$3,529CFPF 361.5K
$18.79Rp 330.8K
18679.35%
🎉 Sport & Entertainment
Mata Utu
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$55.2Rp 972.6K
-
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
-
$4.30Rp 75.7K
-
🧸 Childcare & Education
Mata Utu
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$494Rp 8.7M
-
International Primary School, 1 Child(Yearly)
-
$5,917Rp 104.2M
-
👕👟 Clothing & Footwear
Mata Utu
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$229CFPF 23.4K
$46.28Rp 814.8K
394.30%
Summer Dress(H&M, Zara, etc)
$93.5CFPF 9,583
$36.44Rp 641.6K
156.70%
Sport Shoes(Adidas, Nike)
$235CFPF 24.0K
$80.7Rp 1.4M
190.62%
Men's Leather Business Shoes
$288CFPF 29.5K
$78.8Rp 1.4M
265.63%
🏠 Accommodation & Living
Mata Utu
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$925CFPF 94.8K
$1,114Rp 19.6M
-16.95%
1-bedroom Apartment, Outside City Center(Monthly)
$934CFPF 95.7K
$693Rp 12.2M
34.79%
3-bedroom Apartment, City Center(Monthly)
$2,306CFPF 236.2K
$3,639Rp 64.1M
-36.63%
3-bedroom Apartment, Outside City Center(Monthly)
$2,304CFPF 236.1K
$1,712Rp 30.1M
34.58%
Buy Apartment in City Center(m2)
-
$2,761Rp 48.6M
-
Buy Apartment Outside City Center(m2)
-
$2,293Rp 40.4M
-
💵 Salaries & Financials
Mata Utu
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,528CFPF 361.5K
$167Rp 2.9M
2011.57%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.78
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mata Utu: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A central one-bedroom costs $925 in Mata Utu versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2012% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $116 in Mata Utu versus $36.00 in Ubud, Bali. Groceries tell a different story – $136 in Mata Utu vs $294 in Ubud, Bali – so Mata Utu wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mata Utu vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Mata Utu and in Ubud, Bali compare overall?
Monthly costs with rent: $5,531 in Mata Utu, $1,378 in Ubud, Bali – roughly 301% apart. Mata Utu costs more across the board, with Monthly Utilities & Internet showing the biggest gap.
What salary covers living expenses in Mata Utu compared to Ubud, Bali?
For a comfortable life, plan on about $8,297 per month in Mata Utu and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Mata Utu and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $116 in Mata Utu and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Mata Utu or Ubud, Bali?
Monthly expenses with rent come to $5,531 in Mata Utu and $1,378 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Mata Utu at $5,531. In Ubud, Bali it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.
How does quality of life compare between Mata Utu and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $5,531 in Mata Utu. Climate, culture, job market, and personal taste all factor in.
Is Mata Utu or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Mata Utu and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.