Cost of Living Comparison Between Mata Utu and Ubud, Bali Cost of Living Comparison Between Mata Utu and Ubud, Bali

Monthly Cost of Living

A single person spends $5,462 per month in Mata Utu vs $1,408 in Ubud, Bali, rent included.

A couple spends around $6,930 per month in Mata Utu vs $2,585 in Ubud, Bali, rent included.

A family of three spends $8,399 per month in Mata Utu vs $3,763 in Ubud, Bali, rent included.

Mata Utu costs about 288% more than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both Mata Utu and Ubud, Bali sit above the global median – Mata Utu by 309%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$11.55 CFPF 1,202

$3.45 Rp 61.8K

234.78%

Three-Course Dinner for Two, Mid-Range

$118 CFPF 12.2K

$32.34 Rp 578.5K

263.95%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

Cappuccino

$8.14 CFPF 847

$2.75 Rp 49.1K

196.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.76 CFPF 600

$1.38 Rp 24.8K

317.39%

Water (0.33 liter bottle)

$3.57 CFPF 371

$0.75 Rp 13.4K

376.00%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

Imported Beer (0.33 liter bottle)

$5.96 CFPF 620

$3.85 Rp 68.9K

54.81%

Milk (1 liter)

$1.74 Rp 31.1K

White Bread (500g)

$2.46 Rp 44.0K

Rice (white) (1kg)

$1.17 Rp 20.9K

Eggs

$2.43 Rp 43.5K

Local Cheese (1kg)

$14.50 Rp 259.5K

Chicken Fillets (1kg)

$4.35 Rp 77.8K

Beef Round Steak (1kg)

$11.98 Rp 214.3K

Apples (1kg)

$3.72 Rp 66.5K

Banana (1kg)

$1.63 Rp 29.1K

Oranges (1kg)

$2.74 Rp 49.1K

Tomato (1kg)

$2.24 Rp 40.1K

Potato (1kg)

$1.92 Rp 34.3K

Onion (1kg)

$2.28 Rp 40.7K

Lettuce (1 head)

$11.46 CFPF 1,192

$1.06 Rp 19.0K

981.13%

Water (1.5 liter bottle)

$4.59 CFPF 477

$0.72 Rp 12.9K

537.50%

Cigarettes 20 Pack (Marlboro, Camel)

$17.13 CFPF 1,782

$3.29 Rp 58.8K

420.67%

Wine (Bottle)

$17.05 CFPF 1,774

$23.19 Rp 414.9K

-26.48%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

One-way Ticket (Public Transport)

$0.27 Rp 4,765

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

Gasoline (1 liter)

$1.91 CFPF 199

$0.81 Rp 14.6K

135.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 CFPF 15.7K

$78.4 Rp 1.4M

92.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$116 CFPF 12.1K

$4.07 Rp 72.8K

2748.16%

Internet (50+ Mbps, Unlimited Data)

$3,445 CFPF 358.5K

$24.33 Rp 435.2K

14060.42%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

Jeans (Levis 501 Or Similar)

$235 CFPF 24.4K

$54.1 Rp 968.6K

333.62%

Summer Dress (H&M, Zara, etc)

$91.3 CFPF 9,504

$37.81 Rp 676.3K

141.58%

Sport Shoes (Adidas, Nike)

$229 CFPF 23.9K

$86.8 Rp 1.6M

164.16%

Men's Leather Business Shoes

$288 CFPF 29.9K

$76.4 Rp 1.4M

276.58%

1-bedroom Apartment, City Center (Monthly)

$926 CFPF 96.3K

$992 Rp 17.7M

-6.65%

1-bedroom Apartment, Outside City Center (Monthly)

$909 CFPF 94.6K

$673 Rp 12.0M

35.10%

3-bedroom Apartment, City Center (Monthly)

$2,325 CFPF 241.9K

$3,375 Rp 60.4M

-31.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,320 CFPF 241.4K

$2,050 Rp 36.7M

13.16%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$3,468 CFPF 360.9K

$167 Rp 3.0M

1977.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mata Utu: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $926 in Mata Utu versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1977% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in Mata Utu versus $32.00 in Ubud, Bali. Groceries tell a different story – $135 in Mata Utu vs $297 in Ubud, Bali – so Mata Utu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mata Utu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,462 in Mata Utu, $1,408 in Ubud, Bali – roughly 288% apart. Mata Utu costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $8,192 per month in Mata Utu and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $118 in Mata Utu and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,462 in Mata Utu and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Mata Utu at $5,462. In Ubud, Bali it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $5,462 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.