Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mata Utu

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $5,221 in Mata Utu, rent and utilities included – about $46,500 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Mata Utu

🇼🇫 Wallis and Futuna

$5,221

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mata Utu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mata Utu actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $5,221 in Mata Utu, rent included.

Ubud, Bali $1,349
Mata Utu $5,221

A couple spends around $2,305 per month in Ubud, Bali vs $6,618 in Mata Utu, rent included.

Ubud, Bali $2,305
Mata Utu $6,618

A family of three spends $3,261 per month in Ubud, Bali vs $8,015 in Mata Utu, rent included.

Ubud, Bali $3,261
Mata Utu $8,015

Ubud, Bali is about 74% cheaper than Mata Utu, and outside of rent the biggest gap is in utilities.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.02 CFPF 1,176

-69.87%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$110 CFPF 11.8K

-67.72%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

Cappuccino

$2.72 Rp 49.4K

$7.83 CFPF 835

-65.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$5.56 CFPF 593

-69.42%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$3.29 CFPF 351

-76.90%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$5.65 CFPF 603

-22.48%

Milk (1 liter)

$1.49 Rp 27.1K

White Bread (500g)

$2.28 Rp 41.4K

Rice (white) (1kg)

$1.19 Rp 21.6K

Eggs

$2.04 Rp 37.0K

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

Banana (1kg)

$1.52 Rp 27.6K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

Potato (1kg)

$1.85 Rp 33.6K

Onion (1kg)

$2.42 Rp 44.1K

Lettuce (1 head)

$0.99 Rp 18.0K

$11.06 CFPF 1,180

-91.05%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$4.59 CFPF 489

-88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$17.00 CFPF 1,814

-86.94%

Wine (Bottle)

$22.24 Rp 404.2K

$16.57 CFPF 1,768

34.22%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.86 CFPF 199

-55.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$143 CFPF 15.3K

-44.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$114 CFPF 12.1K

-94.33%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$3,321 CFPF 354.3K

-99.44%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$225 CFPF 24.0K

-80.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$90.9 CFPF 9,696

-61.54%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$224 CFPF 23.9K

-64.27%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$276 CFPF 29.4K

-71.18%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$909 CFPF 97.0K

23.75%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$915 CFPF 97.6K

-26.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,264 CFPF 241.6K

57.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,266 CFPF 241.8K

-23.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,355 CFPF 358.0K

-95.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Mata Utu: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Mata Utu

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Mata Utu

–

Eating Out

Ubud, Bali

$108 8%

Mata Utu

–

Clothing & Footwear

Ubud, Bali

$108 8%

Mata Utu

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Mata Utu

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Mata Utu

–

Getting Around

Ubud, Bali

$11 0.9%

Mata Utu

–

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $909 in Mata Utu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mata Utu are about 20 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $110 in Mata Utu. Groceries tell a different story – $288 in Ubud, Bali vs $132 in Mata Utu – so Mata Utu wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇼🇫 Mata Utu

🕒 Local time

05:50 5:50 AM

09:50 9:50 AM

4 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

1,200 Capital

💱 Currency

Indonesian Rupiah IDR Rp

CFP Franc XPF Fr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 XPF = 9.37 USD

1,000 XPF = 8.42 EUR

Exchange rates and currency converter

XPF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

CFP Franc exchange rates as of October 28, 2026: 1 USD = 107 XPF (1,000 XPF = 9.37 USD). 1 EUR = 119 XPF (1,000 XPF = 8.42 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Mata Utu 7,480 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Mata Utu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mata Utu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $5,221 in Mata Utu – Ubud, Bali comes out roughly 74% cheaper. Outside of rent, the biggest gap is in utilities.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $7,832 in Mata Utu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mata Utu, especially for central apartments: a one-bedroom in the center costs $909 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $110 in Mata Utu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $5,221 in Mata Utu. That makes Ubud, Bali about 74% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $5,221 in Mata Utu. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $5,221 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.