Cost of Living Comparison Between Ubud, Bali and Mata Utu Cost of Living Comparison Between Ubud, Bali and Mata Utu

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $5,462 in Mata Utu, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $6,930 in Mata Utu, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $8,399 in Mata Utu, rent included.

Ubud, Bali is about 74% cheaper than Mata Utu, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Mata Utu sit above the global median – Ubud, Bali by 5%, Mata Utu by 309%.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$11.55 CFPF 1,202

-70.13%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$118 CFPF 12.2K

-72.52%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

Cappuccino

$2.75 Rp 49.1K

$8.14 CFPF 847

-66.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$5.76 CFPF 600

-76.04%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$3.57 CFPF 371

-78.99%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$5.96 CFPF 620

-35.40%

Milk (1 liter)

$1.74 Rp 31.1K

White Bread (500g)

$2.46 Rp 44.0K

Rice (white) (1kg)

$1.17 Rp 20.9K

Eggs

$2.43 Rp 43.5K

Local Cheese (1kg)

$14.50 Rp 259.5K

Chicken Fillets (1kg)

$4.35 Rp 77.8K

Beef Round Steak (1kg)

$11.98 Rp 214.3K

Apples (1kg)

$3.72 Rp 66.5K

Banana (1kg)

$1.63 Rp 29.1K

Oranges (1kg)

$2.74 Rp 49.1K

Tomato (1kg)

$2.24 Rp 40.1K

Potato (1kg)

$1.92 Rp 34.3K

Onion (1kg)

$2.28 Rp 40.7K

Lettuce (1 head)

$1.06 Rp 19.0K

$11.46 CFPF 1,192

-90.75%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$4.59 CFPF 477

-84.31%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$17.13 CFPF 1,782

-80.79%

Wine (Bottle)

$23.19 Rp 414.9K

$17.05 CFPF 1,774

36.01%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

One-way Ticket (Public Transport)

$0.27 Rp 4,765

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.91 CFPF 199

-57.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$151 CFPF 15.7K

-48.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$116 CFPF 12.1K

-96.49%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$3,445 CFPF 358.5K

-99.29%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$235 CFPF 24.4K

-76.94%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$91.3 CFPF 9,504

-58.61%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$229 CFPF 23.9K

-62.14%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$288 CFPF 29.9K

-73.45%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$926 CFPF 96.3K

7.13%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$909 CFPF 94.6K

-25.98%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$2,325 CFPF 241.9K

45.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$2,320 CFPF 241.4K

-11.63%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,468 CFPF 360.9K

-95.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Mata Utu: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $926 in Mata Utu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1977% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $118 in Mata Utu. Groceries tell a different story – $297 in Ubud, Bali vs $135 in Mata Utu – so Mata Utu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mata Utu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $5,462 in Mata Utu – roughly 288% apart. Mata Utu costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $8,192 in Mata Utu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $118 in Mata Utu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $5,462 in Mata Utu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Mata Utu at $5,462. In Ubud, Bali it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $5,462 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.