Cost of Living Comparison Between Ubud, Bali and Mata Utu Cost of Living Comparison Between Ubud, Bali and Mata Utu

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $5,531 in Mata Utu, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $6,896 in Mata Utu, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $8,261 in Mata Utu, rent included.

Ubud, Bali is about 75% cheaper than Mata Utu, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Mata Utu sit above the global median – Ubud, Bali by 0%, Mata Utu by 301%.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$11.51 CFPF 1,179

-71.07%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$116 CFPF 11.9K

-69.09%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

Cappuccino

$2.82 Rp 49.7K

$7.98 CFPF 818

-64.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$5.75 CFPF 589

-69.57%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$3.58 CFPF 367

-77.65%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$5.86 CFPF 601

-26.62%

Milk (1 liter)

$1.61 Rp 28.3K

White Bread (500g)

$2.27 Rp 39.9K

Rice (white) (1kg)

$1.17 Rp 20.6K

Eggs

$2.17 Rp 38.2K

Local Cheese (1kg)

$17.63 Rp 310.5K

Chicken Fillets (1kg)

$4.05 Rp 71.4K

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

Banana (1kg)

$1.64 Rp 28.8K

Oranges (1kg)

$2.31 Rp 40.6K

Tomato (1kg)

$1.96 Rp 34.5K

Potato (1kg)

$1.84 Rp 32.5K

Onion (1kg)

$2.37 Rp 41.7K

Lettuce (1 head)

$1.05 Rp 18.5K

$11.64 CFPF 1,193

-90.98%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$4.55 CFPF 466

-88.13%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$17.70 CFPF 1,813

-87.01%

Wine (Bottle)

$23.08 Rp 406.4K

$17.37 CFPF 1,780

32.87%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.91 CFPF 196

-57.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$151 CFPF 15.5K

-45.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$118 CFPF 12.1K

-94.50%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$3,529 CFPF 361.5K

-99.47%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$229 CFPF 23.4K

-79.77%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$93.5 CFPF 9,583

-61.04%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$235 CFPF 24.0K

-65.59%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$288 CFPF 29.5K

-72.65%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$925 CFPF 94.8K

20.42%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$934 CFPF 95.7K

-25.81%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$2,306 CFPF 236.2K

57.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$2,304 CFPF 236.1K

-25.69%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$3,528 CFPF 361.5K

-95.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Mata Utu: September 6, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $925 in Mata Utu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2012% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $116 in Mata Utu. Groceries tell a different story – $294 in Ubud, Bali vs $136 in Mata Utu – so Mata Utu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mata Utu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $5,531 in Mata Utu – roughly 301% apart. Mata Utu costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $8,297 in Mata Utu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $116 in Mata Utu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,378 in Ubud, Bali and $5,531 in Mata Utu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Mata Utu at $5,531. In Ubud, Bali it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,378 in Ubud, Bali to $5,531 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.