Cost of Living Comparison Between Ubud, Bali and Mata Utu Cost of Living Comparison Between Ubud, Bali and Mata Utu

Monthly Cost of Living

A single person spends $1,395 per month in Ubud, Bali vs $5,446 in Mata Utu, rent included.

A couple spends around $2,559 per month in Ubud, Bali vs $6,836 in Mata Utu, rent included.

A family of three spends $3,724 per month in Ubud, Bali vs $8,226 in Mata Utu, rent included.

Ubud, Bali is about 74% cheaper than Mata Utu, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Mata Utu sit above the global median – Ubud, Bali by 4%, Mata Utu by 304%.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$11.67 CFPF 1,186

-70.18%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$115 CFPF 11.7K

-71.48%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

Cappuccino

$2.75 Rp 47.1K

$8.19 CFPF 832

-66.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$5.94 CFPF 603

-76.77%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$3.56 CFPF 361

-80.06%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$5.77 CFPF 586

-32.93%

Milk (1 liter)

$1.79 Rp 30.7K

White Bread (500g)

$2.45 Rp 42.0K

Rice (white) (1kg)

$1.21 Rp 20.7K

Eggs

$2.39 Rp 40.9K

Local Cheese (1kg)

$14.70 Rp 252.1K

Chicken Fillets (1kg)

$4.24 Rp 72.7K

Beef Round Steak (1kg)

$12.08 Rp 207.1K

Apples (1kg)

$3.66 Rp 62.9K

Banana (1kg)

$1.61 Rp 27.6K

Oranges (1kg)

$2.72 Rp 46.6K

Tomato (1kg)

$2.27 Rp 39.0K

Potato (1kg)

$1.90 Rp 32.6K

Onion (1kg)

$2.30 Rp 39.4K

Lettuce (1 head)

$1.02 Rp 17.4K

$11.63 CFPF 1,181

-91.23%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$4.65 CFPF 473

-83.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$17.06 CFPF 1,733

-81.01%

Wine (Bottle)

$24.06 Rp 412.7K

$17.40 CFPF 1,767

38.28%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

One-way Ticket (Public Transport)

$0.27 Rp 4,610

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.89 CFPF 192

-54.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$150 CFPF 15.2K

-47.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$116 CFPF 11.8K

-96.54%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$3,491 CFPF 354.5K

-99.30%

Gym Membership (Monthly)

$95.8 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

Cinema Ticket

$4.01 Rp 68.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$229 CFPF 23.3K

-76.67%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$91.8 CFPF 9,325

-58.01%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$234 CFPF 23.7K

-61.89%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$290 CFPF 29.5K

-72.83%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$910 CFPF 92.4K

11.66%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$941 CFPF 95.5K

-28.53%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$2,355 CFPF 239.2K

43.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$2,352 CFPF 238.9K

-10.38%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$3,543 CFPF 359.9K

-94.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Mata Utu: April 13, 2026

Cost Breakdown

A central one-bedroom costs $1,016 in Ubud, Bali versus $910 in Mata Utu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1896% higher in Mata Utu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33 in Ubud, Bali versus $115 in Mata Utu. Groceries tell a different story – $300 in Ubud, Bali vs $137 in Mata Utu – so Mata Utu wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mata Utu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,395 in Ubud, Bali, $5,446 in Mata Utu – roughly 290% apart. Mata Utu costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,092 per month in Ubud, Bali and $8,169 in Mata Utu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $115 in Mata Utu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,395 in Ubud, Bali and $5,446 in Mata Utu. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,395, than in Mata Utu at $5,446. In Ubud, Bali it covers expenses comfortably, while in Mata Utu it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,395 in Ubud, Bali to $5,446 in Mata Utu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mata Utu makes more sense. Both are solid long-term options with distinct trade-offs.