Cost of Living Comparison Between Mandaluyong and Cebu Cost of Living Comparison Between Mandaluyong and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $851 in Mandaluyong versus $873 in Cebu.

Estimated couple costs with rent: $1,297 in Mandaluyong versus $1,326 in Cebu.

Monthly costs for a family of three with rent: $1,744 in Mandaluyong versus $1,778 in Cebu.

Living in Mandaluyong costs roughly 3% less than in Cebu, driven mainly by Getting Around.

Both cities sit below the global median: Mandaluyong 36% lower, Cebu 35% lower.

Meal at Budget Restaurant

$5.25 ₱324

$4.33 ₱267

21.25%

Three-Course Dinner for Two, Mid-Range

$17.68 ₱1,090

$24.14 ₱1,489

-26.76%

Fast Food Meal (McDonalds, etc)

$3.29 ₱203

$4.36 ₱269

-24.54%

Cappuccino

$2.35 ₱145

$2.57 ₱159

-8.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 ₱57.0

$0.84 ₱52.1

9.52%

Water (0.33 liter bottle)

$0.53 ₱32.92

$0.43 ₱26.36

23.26%

Local Beer (0.5 liter draught)

$1.55 ₱95.4

$1.53 ₱94.5

1.31%

Imported Beer (0.33 liter bottle)

$2.69 ₱166

$2.11 ₱130

27.49%

Milk (1 liter)

$1.83 ₱113

$2.21 ₱137

-17.19%

White Bread (500g)

$1.35 ₱83.0

$1.50 ₱92.6

-10.00%

Rice (white) (1kg)

$1.10 ₱67.9

$1.11 ₱68.7

-0.90%

Eggs

$2.17 ₱134

$2.33 ₱144

-6.87%

Local Cheese (1kg)

$8.94 ₱551

$13.03 ₱803

-31.39%

Chicken Fillets (1kg)

$5.15 ₱317

$5.35 ₱330

-3.74%

Beef Round Steak (1kg)

$8.64 ₱533

$7.50 ₱462

15.20%

Apples (1kg)

$3.39 ₱209

$3.57 ₱220

-5.04%

Banana (1kg)

$1.85 ₱114

$1.45 ₱89.4

27.59%

Oranges (1kg)

$3.51 ₱216

$3.39 ₱209

3.54%

Tomato (1kg)

$2.38 ₱147

$2.18 ₱134

9.17%

Potato (1kg)

$2.70 ₱166

$2.59 ₱160

4.25%

Onion (1kg)

$3.10 ₱191

$2.48 ₱153

25.00%

Lettuce (1 head)

$0.67 ₱41.55

$0.92 ₱56.6

-27.17%

Water (1.5 liter bottle)

$0.64 ₱39.55

$0.79 ₱48.95

-18.99%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 ₱205

$3.11 ₱192

6.75%

Wine (Bottle)

$8.75 ₱540

$6.52 ₱402

34.20%

Local Beer (0.5 liter bottle)

$1.44 ₱89.0

$1.21 ₱74.4

19.01%

Imported Beer (0.33 liter bottle)

$2.14 ₱132

$2.32 ₱143

-7.76%

One-way Ticket (Public Transport)

$0.34 ₱20.88

$0.28 ₱17.41

21.43%

Public Transport Monthly Pass (Regular Price)

$15.00 ₱925

Taxi Start (Normal Tariff)

$0.85 ₱52.6

$0.84 ₱51.6

1.19%

Taxi (Normal Tariff) (1km)

$0.25 ₱15.35

$0.25 ₱15.45

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₱130

$2.69 ₱166

-21.56%

Gasoline (1 liter)

$1.14 ₱70.4

$1.09 ₱67.1

4.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ₱1.7M

$30.1K ₱1.9M

-10.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.2M

$27.0K ₱1.7M

-24.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 ₱8,497

$95.4 ₱5,880

44.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.72 ₱2,141

$33.83 ₱2,086

2.63%

Internet (50+ Mbps, Unlimited Data)

$26.60 ₱1,640

$29.78 ₱1,836

-10.68%

Gym Membership (Monthly)

$33.81 ₱2,085

$32.91 ₱2,029

2.73%

Tennis Court (1 Hour on Weekend)

$4.52 ₱279

$8.43 ₱520

-46.38%

Cinema Ticket

$6.83 ₱421

$5.84 ₱360

16.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 ₱9,277

$233 ₱14.3K

-35.33%

International Primary School, 1 Child (Yearly)

$4,814 ₱296.9K

$3,894 ₱240.1K

23.64%

Jeans (Levis 501 Or Similar)

$46.69 ₱2,879

$53.5 ₱3,297

-12.68%

Summer Dress (H&M, Zara, etc)

$35.59 ₱2,194

$22.75 ₱1,403

56.44%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,724

$76.7 ₱4,729

-0.12%

Men's Leather Business Shoes

$47.18 ₱2,909

$54.5 ₱3,359

-13.40%

1-bedroom Apartment, City Center (Monthly)

$534 ₱32.9K

$515 ₱31.8K

3.66%

1-bedroom Apartment, Outside City Center (Monthly)

$180 ₱11.1K

$209 ₱12.9K

-13.87%

3-bedroom Apartment, City Center (Monthly)

$584 ₱36.0K

$805 ₱49.6K

-27.48%

3-bedroom Apartment, Outside City Center (Monthly)

$392 ₱24.1K

$397 ₱24.5K

-1.36%

Buy Apartment in City Center (m2)

$2,834 ₱174.7K

$2,955 ₱182.2K

-4.12%

Buy Apartment Outside City Center (m2)

$1,923 ₱118.6K

Average Monthly Net Salary (After Tax)

$590 ₱36.4K

$364 ₱22.5K

61.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mandaluyong: May 31, 2026

Last update for Cebu: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $534 in Mandaluyong and $515 in Cebu. Housing cost is often the main lever when comparing two cities.

Mandaluyong pays 62% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Mandaluyong vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $231 vs $240 per month, with Mandaluyong cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mandaluyong vs Cebu: Cost of Living - Frequently Asked Questions

Mandaluyong is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 3% gap adds up to real monthly savings that compound significantly over time.

Mandaluyong pays 62% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $534 in Mandaluyong versus $515 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $851 per month in Mandaluyong versus $873 in Cebu – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $851 in Mandaluyong versus $873 in Cebu, a $2,000 budget is realistic in Mandaluyong but tight or insufficient in Cebu. The gap between the two cities makes Mandaluyong the clear choice for anyone on this budget.

For families, Mandaluyong is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mandaluyong and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Mandaluyong gentler on the wallet – expenses run 3% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.