Cost of Living Comparison Between Ludhiana and Mumbai (Bombay) Cost of Living Comparison Between Ludhiana and Mumbai (Bombay)

Monthly Cost of Living

A single person spends $521 per month in Ludhiana vs $763 in Mumbai (Bombay), rent included.

A couple spends around $909 per month in Ludhiana vs $1,259 in Mumbai (Bombay), rent included.

A family of three spends $1,296 per month in Ludhiana vs $1,754 in Mumbai (Bombay), rent included.

Ludhiana is about 32% cheaper than Mumbai (Bombay), driven mainly by Eating Out.

Both Ludhiana and Mumbai (Bombay) are more affordable than the global median – Ludhiana 61% lower, Mumbai (Bombay) 43% lower.

Meal at Budget Restaurant

$2.94 ₹283

$5.17 ₹498

-43.13%

Three-Course Dinner for Two, Mid-Range

$11.80 ₹1,136

$22.50 ₹2,167

-47.56%

Fast Food Meal (McDonalds, etc)

$4.19 ₹403

$4.70 ₹452

-10.85%

Cappuccino

$1.97 ₹190

$2.60 ₹251

-24.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.28

$0.50 ₹48.58

-20.00%

Water (0.33 liter bottle)

$0.26 ₹25.14

$0.19 ₹18.22

36.84%

Local Beer (0.5 liter draught)

$1.72 ₹166

$2.33 ₹224

-26.18%

Imported Beer (0.33 liter bottle)

$3.45 ₹332

$4.18 ₹403

-17.46%

Milk (1 liter)

$0.75 ₹72.5

$0.73 ₹70.1

2.74%

White Bread (500g)

$0.57 ₹54.9

$0.48 ₹46.49

18.75%

Rice (white) (1kg)

$0.91 ₹87.2

$0.82 ₹79.3

10.98%

Eggs

$0.96 ₹92.6

$1.05 ₹101

-8.57%

Local Cheese (1kg)

$4.42 ₹426

$6.87 ₹661

-35.66%

Chicken Fillets (1kg)

$3.48 ₹335

$3.89 ₹374

-10.54%

Apples (1kg)

$2.32 ₹224

$2.29 ₹220

1.31%

Banana (1kg)

$0.65 ₹63.0

$0.83 ₹79.8

-21.69%

Oranges (1kg)

$0.95 ₹91.0

$1.30 ₹125

-26.92%

Tomato (1kg)

$0.39 ₹37.56

$0.65 ₹63.0

-40.00%

Potato (1kg)

$0.29 ₹27.47

$0.57 ₹54.8

-49.12%

Onion (1kg)

$0.35 ₹34.15

$0.58 ₹56.3

-39.66%

Lettuce (1 head)

$0.45 ₹43.24

$0.64 ₹61.9

-29.69%

Water (1.5 liter bottle)

$0.37 ₹35.96

$0.35 ₹33.81

5.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.62 ₹349

$4.22 ₹406

-14.22%

Wine (Bottle)

$12.66 ₹1,219

$8.18 ₹787

54.77%

Local Beer (0.5 liter bottle)

$1.98 ₹190

$2.08 ₹200

-4.81%

Imported Beer (0.33 liter bottle)

$3.68 ₹354

$3.27 ₹315

12.54%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.23 ₹696

$6.98 ₹672

3.58%

One-way Ticket (Public Transport)

$0.65 ₹62.9

$0.22 ₹21.17

195.45%

Public Transport Monthly Pass (Regular Price)

$17.72 ₹1,706

$4.69 ₹451

277.83%

Taxi Start (Normal Tariff)

$1.75 ₹169

$0.37 ₹35.23

372.97%

Taxi (Normal Tariff) (1km)

$0.36 ₹34.21

Taxi 1hour Waiting (Normal Tariff)

$2.31 ₹222

$1.37 ₹132

68.61%

Gasoline (1 liter)

$1.22 ₹118

$1.18 ₹114

3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.9K ₹1.6M

$17.3K ₹1.7M

-2.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₹2.1M

$24.8K ₹2.4M

-13.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.1 ₹6,173

$50.2 ₹4,834

27.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.46 ₹333

$5.08 ₹489

-31.89%

Internet (50+ Mbps, Unlimited Data)

$6.55 ₹631

$8.62 ₹830

-24.01%

Gym Membership (Monthly)

$16.79 ₹1,617

$23.20 ₹2,234

-27.63%

Tennis Court (1 Hour on Weekend)

$6.23 ₹600

$11.85 ₹1,141

-47.43%

Cinema Ticket

$4.02 ₹387

$4.70 ₹452

-14.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.1 ₹7,617

$118 ₹11.4K

-33.15%

International Primary School, 1 Child (Yearly)

$1,604 ₹154.4K

$3,379 ₹325.3K

-52.53%

Jeans (Levis 501 Or Similar)

$24.35 ₹2,344

$29.21 ₹2,812

-16.64%

Summer Dress (H&M, Zara, etc)

$35.78 ₹3,445

$31.19 ₹3,003

14.72%

Sport Shoes (Adidas, Nike)

$63.4 ₹6,107

$56.6 ₹5,445

12.17%

Men's Leather Business Shoes

$40.36 ₹3,886

$40.55 ₹3,904

-0.47%

1-bedroom Apartment, City Center (Monthly)

$206 ₹19.8K

$697 ₹67.1K

-70.48%

1-bedroom Apartment, Outside City Center (Monthly)

$123 ₹11.9K

$357 ₹34.4K

-65.53%

3-bedroom Apartment, City Center (Monthly)

$508 ₹48.9K

$1,783 ₹171.7K

-71.50%

3-bedroom Apartment, Outside City Center (Monthly)

$487 ₹46.8K

$844 ₹81.3K

-42.38%

Buy Apartment in City Center (m2)

$593 ₹57.1K

$6,047 ₹582.2K

-90.19%

Buy Apartment Outside City Center (m2)

$486 ₹46.8K

$2,517 ₹242.4K

-80.69%

Average Monthly Net Salary (After Tax)

$421 ₹40.5K

$787 ₹75.8K

-46.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

9.22

-6.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: July 12, 2026

Last update for Mumbai (Bombay): July 13, 2026

Cost Breakdown

A central one-bedroom costs $206 in Ludhiana versus $697 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12.00 in Ludhiana versus $23.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $123 vs $127 – making Ludhiana the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Monthly costs with rent: $521 in Ludhiana, $763 in Mumbai (Bombay) – roughly 46% apart. Mumbai (Bombay) costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $782 per month in Ludhiana and $1,145 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $79.1 per month in Ludhiana and $118 in Mumbai (Bombay). For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Ludhiana, where all-in costs run around $521, than in Mumbai (Bombay) at $763. In Ludhiana it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

It depends on your priorities. Mumbai (Bombay) has an edge in some lifestyle areas, with costs from $521 in Ludhiana to $763 in Mumbai (Bombay). Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ludhiana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.