Cost of Living Comparison Between Mumbai (Bombay) and Ludhiana Cost of Living Comparison Between Mumbai (Bombay) and Ludhiana

😐 Solo nomad: Mumbai (Bombay) is 11.2% more expensive than Ludhiana without rent, and 51.9% more expensive with rent.
😐 Family of 3: Mumbai (Bombay) is 16.6% more expensive than Ludhiana without rent, and 31.5% more expensive with rent.
Currency
🍽 Eating Out
Mumbai (Bombay)
Ludhiana
Difference
Meal at Budget Restaurant
$5.30 ₹492
$2.96 ₹275
79.05%
Three-Course Dinner for Two, Mid-Range
$22.39 ₹2,080
$11.78 ₹1,094
90.07%
Fast Food Meal (McDonalds, etc)
$4.73 ₹440
$4.01 ₹373
17.96%
Cappuccino
$2.60 ₹242
$1.89 ₹176
37.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₹43.91
$0.43 ₹39.68
9.30%
Water (0.33 liter bottle)
$0.19 ₹17.27
$0.26 ₹24.30
-26.92%
Local Beer (0.5 liter draught)
$2.30 ₹214
$1.78 ₹165
29.21%
Imported Beer (0.33 liter bottle)
$4.05 ₹376
$3.47 ₹322
16.71%
🛒 Groceries & Markets
Mumbai (Bombay)
Ludhiana
Difference
Milk (1 liter)
$0.75 ₹69.3
$0.80 ₹74.5
-6.25%
White Bread (500g)
$0.48 ₹44.38
$0.57 ₹53.4
-15.79%
Rice (white) (1kg)
$0.76 ₹70.9
$0.87 ₹81.0
-12.64%
Eggs
$1.09 ₹101
$0.90 ₹83.9
21.11%
Local Cheese (1kg)
$6.82 ₹634
$4.26 ₹396
60.09%
Chicken Fillets (1kg)
$3.93 ₹365
$3.34 ₹310
17.66%
Apples (1kg)
$2.31 ₹215
$2.32 ₹215
-0.43%
Banana (1kg)
$0.78 ₹72.0
$0.65 ₹60.4
20.00%
Oranges (1kg)
$1.27 ₹118
$0.90 ₹83.6
41.11%
Tomato (1kg)
$0.70 ₹64.7
$0.40 ₹36.73
75.00%
Potato (1kg)
$0.53 ₹49.29
$0.29 ₹26.82
82.76%
Onion (1kg)
$0.63 ₹58.9
$0.35 ₹32.93
80.00%
Lettuce (1 head)
$0.64 ₹59.5
$0.45 ₹41.87
42.22%
Water (1.5 liter bottle)
$0.36 ₹33.04
$0.34 ₹31.83
5.88%
Cigarettes 20 Pack (Marlboro, Camel)
$4.24 ₹394
$3.64 ₹338
16.48%
Wine (Bottle)
$7.95 ₹738
$12.74 ₹1,184
-37.60%
Local Beer (0.5 liter bottle)
$2.15 ₹199
$1.96 ₹182
9.69%
Imported Beer (0.33 liter bottle)
$3.26 ₹303
$3.54 ₹329
-7.91%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.84 ₹636
$7.28 ₹676
-6.04%
🚌 Getting Around
Mumbai (Bombay)
Ludhiana
Difference
One-way Ticket (Public Transport)
$0.22 ₹20.38
$0.62 ₹57.2
-64.52%
Public Transport Monthly Pass (Regular Price)
$4.53 ₹420
$17.11 ₹1,589
-73.52%
Taxi Start (Normal Tariff)
$0.36 ₹33.87
$1.78 ₹165
-79.78%
Taxi (Normal Tariff) (1km)
-
$0.35 ₹32.89
-
Taxi 1hour Waiting (Normal Tariff)
$1.42 ₹132
$2.39 ₹222
-40.59%
Gasoline (1 liter)
$1.19 ₹110
$1.17 ₹109
1.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.5K ₹1.6M
$16.4K ₹1.5M
6.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K ₹2.3M
$21.6K ₹2.0M
15.54%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Ludhiana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$50.9 ₹4,731
$63.2 ₹5,869
-19.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.05 ₹469
$3.43 ₹319
47.23%
Internet (50+ Mbps, Unlimited Data)
$8.98 ₹834
$6.57 ₹610
36.68%
🎉 Sport & Entertainment
Mumbai (Bombay)
Ludhiana
Difference
Gym Membership (Monthly)
$22.88 ₹2,125
$17.03 ₹1,582
34.35%
Tennis Court (1 Hour on Weekend)
$12.19 ₹1,133
$6.42 ₹596
89.88%
Cinema Ticket
$4.77 ₹444
$4.04 ₹375
18.07%
🧸 Childcare & Education
Mumbai (Bombay)
Ludhiana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$121 ₹11.2K
$80.4 ₹7,471
50.06%
International Primary School, 1 Child (Yearly)
$3,359 ₹312.0K
$1,595 ₹148.1K
110.63%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Ludhiana
Difference
Jeans (Levis 501 Or Similar)
$29.83 ₹2,771
$23.75 ₹2,206
25.60%
Summer Dress (H&M, Zara, etc)
$30.56 ₹2,839
$35.23 ₹3,273
-13.26%
Sport Shoes (Adidas, Nike)
$55.7 ₹5,172
$63.7 ₹5,922
-12.66%
Men's Leather Business Shoes
$39.84 ₹3,701
$40.26 ₹3,741
-1.04%
🏠 Accommodation & Living
Mumbai (Bombay)
Ludhiana
Difference
1-bedroom Apartment, City Center (Monthly)
$694 ₹64.5K
$201 ₹18.7K
245.13%
1-bedroom Apartment, Outside City Center (Monthly)
$350 ₹32.5K
$123 ₹11.4K
185.12%
3-bedroom Apartment, City Center (Monthly)
$1,790 ₹166.3K
$511 ₹47.4K
250.44%
3-bedroom Apartment, Outside City Center (Monthly)
$835 ₹77.6K
$496 ₹46.1K
68.33%
Buy Apartment in City Center (m2)
$6,475 ₹601.6K
$596 ₹55.4K
985.69%
Buy Apartment Outside City Center (m2)
$2,667 ₹247.8K
$498 ₹46.2K
435.96%
💵 Salaries & Financials
Mumbai (Bombay)
Ludhiana
Difference
Average Monthly Net Salary (After Tax)
$708 ₹65.8K
$426 ₹39.6K
66.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.22
8.62
6.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 14, 2026

Last update for Ludhiana: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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