Last update: Oct 2026

Cost of Living Comparison Between Ludhiana and London

For one person, living is cheaper in Ludhiana: $473 a month against $3,986 in London, rent and utilities included – about $42,200 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Ludhiana
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Ludhiana Living Index
194

Cost of Living Index in London
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London Living Index

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Ludhiana

🇮🇳 India

$473

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Ludhiana and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludhiana and in London actually costs, broken down by who's living it.

A single person spends $473 per month in Ludhiana vs $3,986 in London, rent included.

Ludhiana $473
London $3,986

A couple spends around $814 per month in Ludhiana vs $5,791 in London, rent included.

Ludhiana $814
London $5,791

A family of three spends $1,156 per month in Ludhiana vs $7,595 in London, rent included.

Ludhiana $1,156
London $7,595

Ludhiana is about 88% cheaper than London, and outside of rent the biggest gap is in eating out.

Ludhiana sits 65% below the global median, while London is 195% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 ₹316

$25.93 £19.45

-87.16%

Three-Course Dinner for Two, Mid-Range

$10.62 ₹1,009

$107 £79.9

-90.03%

Fast Food Meal (McDonalds, etc)

$3.61 ₹343

$10.71 £8.03

-66.29%

Cappuccino

$1.99 ₹189

$5.47 £4.11

-63.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.42

$2.97 £2.23

-86.53%

Water (0.33 liter bottle)

$0.23 ₹21.69

$2.20 £1.65

-89.55%

Local Beer (0.5 liter draught)

$1.69 ₹161

$9.13 £6.85

-81.49%

Imported Beer (0.33 liter bottle)

$3.56 ₹338

$7.94 £5.96

-55.16%

Milk (1 liter)

$0.74 ₹69.8

$1.86 £1.40

-60.22%

White Bread (500g)

$0.51 ₹48.89

$2.07 £1.55

-75.36%

Rice (white) (1kg)

$0.84 ₹79.5

$2.42 £1.81

-65.29%

Eggs

$0.83 ₹78.4

$5.09 £3.82

-83.69%

Local Cheese (1kg)

$3.80 ₹361

$12.87 £9.66

-70.47%

Chicken Fillets (1kg)

$3.07 ₹291

$10.43 £7.82

-70.57%

Beef Round Steak (1kg)

$16.87 £12.66

Apples (1kg)

$2.02 ₹192

$3.11 £2.33

-35.05%

Banana (1kg)

$0.63 ₹59.4

$1.40 £1.05

-55.00%

Oranges (1kg)

$0.80 ₹75.8

$3.08 £2.31

-74.03%

Tomato (1kg)

$0.38 ₹36.45

$3.27 £2.45

-88.38%

Potato (1kg)

$0.28 ₹26.63

$1.58 £1.19

-82.28%

Onion (1kg)

$0.29 ₹27.14

$1.74 £1.31

-83.33%

Lettuce (1 head)

$0.43 ₹41.27

$1.40 £1.05

-69.29%

Water (1.5 liter bottle)

$0.33 ₹31.15

$1.80 £1.35

-81.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.48 ₹331

$23.28 £17.46

-85.05%

Wine (Bottle)

$12.47 ₹1,184

$13.03 £9.77

-4.30%

Local Beer (0.5 liter bottle)

$1.78 ₹169

$3.17 £2.38

-43.85%

Imported Beer (0.33 liter bottle)

$3.10 ₹294

$4.42 £3.32

-29.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.04 ₹764

One-way Ticket (Public Transport)

$0.54 ₹51.3

$4.07 £3.05

-86.73%

Public Transport Monthly Pass (Regular Price)

$15.43 ₹1,466

$247 £185

-93.75%

Taxi Start (Normal Tariff)

$1.59 ₹151

$5.58 £4.18

-71.51%

Taxi (Normal Tariff) (1km)

$0.41 ₹38.64

$3.36 £2.52

-87.80%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹196

$56.8 £42.57

-96.37%

Gasoline (1 liter)

$1.10 ₹104

$2.13 £1.60

-48.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.9K ₹1.6M

$38.2K £28.6K

-55.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K ₹2.1M

$40.9K £30.7K

-45.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.1 ₹5,040

$372 £279

-85.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.05 ₹290

$17.82 £13.37

-82.88%

Internet (50+ Mbps, Unlimited Data)

$5.73 ₹545

$40.37 £30.29

-85.81%

Gym Membership (Monthly)

$15.19 ₹1,442

$60.0 £44.99

-74.67%

Tennis Court (1 Hour on Weekend)

$4.66 ₹443

$21.29 £15.97

-78.11%

Cinema Ticket

$3.69 ₹351

$17.74 £13.31

-79.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.8 ₹6,814

$2,864 £2,149

-97.49%

International Primary School, 1 Child (Yearly)

$1,428 ₹135.6K

$35.3K £26.5K

-95.96%

Jeans (Levis 501 Or Similar)

$21.52 ₹2,044

$114 £85.5

-81.13%

Summer Dress (H&M, Zara, etc)

$39.84 ₹3,783

$54.3 £40.71

-26.59%

Sport Shoes (Adidas, Nike)

$69.1 ₹6,566

$124 £93.2

-44.35%

Men's Leather Business Shoes

$36.19 ₹3,437

$163 £122

-77.81%

1-bedroom Apartment, City Center (Monthly)

$172 ₹16.4K

$2,869 £2,152

-94.00%

1-bedroom Apartment, Outside City Center (Monthly)

$101 ₹9,603

$2,233 £1,675

-95.47%

3-bedroom Apartment, City Center (Monthly)

$419 ₹39.8K

$5,266 £3,950

-92.05%

3-bedroom Apartment, Outside City Center (Monthly)

$388 ₹36.8K

$3,778 £2,834

-89.73%

Buy Apartment in City Center (m2)

$599 ₹56.9K

$18.3K £13.8K

-96.73%

Buy Apartment Outside City Center (m2)

$489 ₹46.4K

$8,024 £6,019

-93.91%

Average Monthly Net Salary (After Tax)

$424 ₹40.3K

$5,037 £3,778

-91.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

4.74

93.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ludhiana

$112 23.7%

London

$349 8.8% 212% $238

Accommodation & Living

Ludhiana

$101 21.4%

London

$2.2K 56% 2108% $2.1K

Eating Out

Ludhiana

$79 16.8%

London

$388 9.7% 388% $308

Clothing & Footwear

Ludhiana

$75 15.9%

London

$205 5.1% 173% $130

Monthly Utilities & Internet

Ludhiana

$62 13.1%

London

$430 10.8% 596% $368

Sport & Entertainment

Ludhiana

$23 4.8%

London

$95 2.4% 323% $73

Getting Around

Ludhiana

$21 4.5%

London

$285 7.2% 1245% $264

Cost Breakdown

A central one-bedroom costs $172 in Ludhiana versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1088% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $11.00 in Ludhiana versus $107 in London. Monthly groceries follow the same trend: $112 vs $349 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇮🇳 Ludhiana

🇬🇧 London

🕒 Local time

07:16 7:16 AM

02:46 2:46 AM

4 h 30 min behind Ludhiana

🌤 Weather

👥 Population

2,232,000

8,908,083 Capital

💱 Currency

Indian Rupee INR ₹

British Pound GBP £

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Ludhiana London 6,440 km ≈ 9 h nonstop flight

From you

Ludhiana
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ludhiana vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $473 in Ludhiana, $3,986 in London – roughly 742% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $710 per month in Ludhiana and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 212% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $11.00 in Ludhiana and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Ludhiana, where all-in costs run around $473, than in London at $3,986. In Ludhiana it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $473 in Ludhiana to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ludhiana. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.