Last update: Oct 2026

Cost of Living Comparison Between London and Ludhiana

For one person, living is cheaper in Ludhiana: $473 a month against $3,986 in London, rent and utilities included – about $42,200 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
23

Cost of Living Index in Ludhiana
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Ludhiana Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Ludhiana

🇮🇳 India

$473

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Ludhiana actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $473 in Ludhiana, rent included.

London $3,986
Ludhiana $473

A couple spends around $5,791 per month in London vs $814 in Ludhiana, rent included.

London $5,791
Ludhiana $814

A family of three spends $7,595 per month in London vs $1,156 in Ludhiana, rent included.

London $7,595
Ludhiana $1,156

London costs about 742% more than Ludhiana, and outside of rent the biggest gap is in eating out.

London sits 195% above the global median, while Ludhiana is 65% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.93 £19.45

$3.33 ₹316

678.68%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$10.62 ₹1,009

902.82%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$3.61 ₹343

196.68%

Cappuccino

$5.47 £4.11

$1.99 ₹189

174.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$0.40 ₹38.42

642.50%

Water (0.33 liter bottle)

$2.20 £1.65

$0.23 ₹21.69

856.52%

Local Beer (0.5 liter draught)

$9.13 £6.85

$1.69 ₹161

440.24%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.56 ₹338

123.03%

Milk (1 liter)

$1.86 £1.40

$0.74 ₹69.8

151.35%

White Bread (500g)

$2.07 £1.55

$0.51 ₹48.89

305.88%

Rice (white) (1kg)

$2.42 £1.81

$0.84 ₹79.5

188.10%

Eggs

$5.09 £3.82

$0.83 ₹78.4

513.25%

Local Cheese (1kg)

$12.87 £9.66

$3.80 ₹361

238.68%

Chicken Fillets (1kg)

$10.43 £7.82

$3.07 ₹291

239.74%

Beef Round Steak (1kg)

$16.87 £12.66

Apples (1kg)

$3.11 £2.33

$2.02 ₹192

53.96%

Banana (1kg)

$1.40 £1.05

$0.63 ₹59.4

122.22%

Oranges (1kg)

$3.08 £2.31

$0.80 ₹75.8

285.00%

Tomato (1kg)

$3.27 £2.45

$0.38 ₹36.45

760.53%

Potato (1kg)

$1.58 £1.19

$0.28 ₹26.63

464.29%

Onion (1kg)

$1.74 £1.31

$0.29 ₹27.14

500.00%

Lettuce (1 head)

$1.40 £1.05

$0.43 ₹41.27

225.58%

Water (1.5 liter bottle)

$1.80 £1.35

$0.33 ₹31.15

445.45%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$3.48 ₹331

568.97%

Wine (Bottle)

$13.03 £9.77

$12.47 ₹1,184

4.49%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.78 ₹169

78.09%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$3.10 ₹294

42.58%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.04 ₹764

One-way Ticket (Public Transport)

$4.07 £3.05

$0.54 ₹51.3

653.70%

Public Transport Monthly Pass (Regular Price)

$247 £185

$15.43 ₹1,466

1499.22%

Taxi Start (Normal Tariff)

$5.58 £4.18

$1.59 ₹151

250.94%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.41 ₹38.64

719.51%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$2.06 ₹196

2654.85%

Gasoline (1 liter)

$2.13 £1.60

$1.10 ₹104

93.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$16.9K ₹1.6M

126.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$22.3K ₹2.1M

83.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$53.1 ₹5,040

601.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$3.05 ₹290

484.26%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$5.73 ₹545

604.54%

Gym Membership (Monthly)

$60.0 £44.99

$15.19 ₹1,442

294.80%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$4.66 ₹443

356.87%

Cinema Ticket

$17.74 £13.31

$3.69 ₹351

380.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$71.8 ₹6,814

3891.61%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$1,428 ₹135.6K

2373.77%

Jeans (Levis 501 Or Similar)

$114 £85.5

$21.52 ₹2,044

429.83%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$39.84 ₹3,783

36.22%

Sport Shoes (Adidas, Nike)

$124 £93.2

$69.1 ₹6,566

79.69%

Men's Leather Business Shoes

$163 £122

$36.19 ₹3,437

350.57%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$172 ₹16.4K

1565.77%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$101 ₹9,603

2108.08%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$419 ₹39.8K

1157.09%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$388 ₹36.8K

873.77%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$599 ₹56.9K

2959.44%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$489 ₹46.4K

1541.48%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$424 ₹40.3K

1087.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

9.17

-48.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Ludhiana: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Ludhiana

$101 21.4% 95.5% $2.1K

Monthly Utilities & Internet

London

$430 10.8%

Ludhiana

$62 13.1% 85.6% $368

Eating Out

London

$388 9.7%

Ludhiana

$79 16.8% 79.5% $308

Groceries & Markets

London

$349 8.8%

Ludhiana

$112 23.7% 68% $238

Getting Around

London

$285 7.2%

Ludhiana

$21 4.5% 92.6% $264

Clothing & Footwear

London

$205 5.1%

Ludhiana

$75 15.9% 63.4% $130

Sport & Entertainment

London

$95 2.4%

Ludhiana

$23 4.8% 76.3% $73

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $172 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1088% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in London versus $11.00 in Ludhiana. Monthly groceries follow the same trend: $349 vs $112 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇮🇳 Ludhiana

🕒 Local time

04:41 4:41 AM

09:11 9:11 AM

4 h 30 min ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

2,232,000

💱 Currency

British Pound GBP £

Indian Rupee INR ₹

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Ludhiana 6,440 km ≈ 9 h nonstop flight

From you

London
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Ludhiana: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $473 in Ludhiana – roughly 742% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,979 per month in London and $710 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 212% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $107 in London and $11.00 in Ludhiana. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Ludhiana, where all-in costs run around $473, than in London at $3,986. In Ludhiana it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $473 in Ludhiana to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ludhiana. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.